About MGF
MGF is a publicly listed company based in Delhi (India) founded in 1930. It operates as an asset finance arm. The company has 16 employees. Its chief executive is Rajiv Gupta. Its Indian entity The Motor And General Finance Limited reported revenue of ₹9.93 Cr. Its focus areas include Asset Finance and Diversified. Its competitors include Hinduja Leyland Finance, Sundaram Finance, National Asset Reconstruction, GE Capital and Skootr FinSave and 4 more; 2 of its 9 listed competitors have raised funding.
Company details
The Motor General Finance Limited was founded in 1930 and is headquartered in Delhi, India. Operations center on asset financing through hire purchase arrangements for equipment such as construction and mining machinery, as well as commercial vehicles. Services are directed mainly toward customers across India, supporting acquisitions in these sectors.
- Headquarters Delhi, India
- Employees 16
- Stage Public
- SectorsFinancial Services
- Email••••••••
- Phone•••• ••••
- Website mgfltd.com
- Social LinkedIn
- Legal Name Motor & General Finance Ltd.
- Market Cap₹95.93 Cr
MOTOGENFIN · NSE
- Share Price₹24.15
-2.50% today
- Revenue₹6.84 Cr
FY 2025-26 · -1.9% YoY
- EBITDA−₹41.96 Cr
Margin -613.5%
- Net Profit−₹26.51 Cr
FY 2025-26 · -3372.8% YoY
- P/E (TTM)54.4x
P/B 0.5x
- ROE-19.4%
ROCE 0.5%
- Employee Count16
Associated legal entities of MGF
MGF is associated with 2 registered companies on The Company Check; the primary company is The Motor And General Finance Limited, a listed company. Each company page carries the filings, financials, charges and directors of that entity.
| Legal entity | Status | Incorporated | Registered in | Revenue (FY 2025) | Employees | Directors | Company page |
|---|---|---|---|---|---|---|---|
| The Motor And General Finance Limited Listed CIN L74899DL1930PLC000208 | Active | 20 Mar 1930 | New Delhi, Delhi | ₹9.9 Cr | 18 | 7 | View details |
| M G F Motors Limited CIN U74899DL1998PLC093512 | Active | 13 Apr 1998 | Delhi, Delhi | ₹43.1 Cr | 183 | 5 | View details |
Board of directors of The Motor And General Finance Limited (MGF)
The Motor And General Finance Limited is the primary company behind MGF. The boards of the 2 registered companies of MGF currently have 10 directors; the longest-serving is Rajiv Gupta, appointed in 1988. 21 earlier directors have ceased.
| Director | Designation | Appointed | Tenure | Entity |
|---|---|---|---|---|
| Rajiv Gupta DIN 00022964 | Managing Director | 14 Apr 1988 | 38 yrs 6 mo | The Motor And General Finance Limited |
| Arun Mitter DIN 00022941 | Whole-time director | 02 Jan 2002 | 24 yrs 9 mo | The Motor And General Finance Limited |
| Arti Gupta DIN 00023237 | Managing Director | 22 Jun 2006 | 20 yrs 3 mo | The Motor And General Finance Limited |
| Salil Venu DIN 06531662 | Director | 10 May 2017 | 9 yrs 5 mo | M G F Motors Limited |
| Anish Mohan Gopalakrishnan Mohanan DIN 07056310 | Director | 10 May 2017 | 9 yrs 5 mo | M G F Motors Limited |
| Mohanan Gopalakrishnan DIN 02456142 | Managing Director | 13 Jun 2017 | 9 yrs 4 mo | M G F Motors Limited |
| Karun Pratap Hoon DIN 05202566 | Director | 18 Oct 2017 | 9 yrs | The Motor And General Finance Limited |
| Kavitha Menon DIN 08074657 | Director | 08 Feb 2020 | 6 yrs 8 mo | M G F Motors Limited |
| Dinesh Agnani DIN 00591448 | Director | 07 Dec 2023 | 2 yrs 10 mo | The Motor And General Finance Limited |
| Leena Tuteja DIN 10765107 | Director | 17 Sep 2024 | 2 yrs 1 mo | The Motor And General Finance Limited |
People of MGF
1 people are tracked at MGF (1 in leadership); the tracked headcount is 16.
| Name | Role | Group |
|---|---|---|
| CEO & MD | Leadership |
Complete people profiles for MGF
Full employee and board profiles, team structure, tenure and professional contact details require an active premium plan.
- Full employee list
- Team structure
- Board tenure
- Professional contacts
Verified entity values are shown only after access is granted.
IPO & Listings of MGF
MGF is a publicly listed company on the NSE with ticker symbol MOTOGENFIN in India, operating in the Finance sector. As a publicly traded entity, the company provides investors with opportunities to participate in its growth story through equity ownership. The listing enables access to capital markets, enhances corporate visibility, and provides liquidity for shareholders while maintaining transparency through regulatory compliance and regular financial disclosures.
- IPO date02 Aug 2002
- Listed onBSE: 501343
- Listed entityMotor & General Finance Ltd.
- Exchange sectorFinance
- ISININE861B01023
- Share price₹26.00 (+1.52% on the day) · 2026-10-14
- Market capitalisation₹99.6 Cr
- Price to earnings0.7
- EPS (diluted, trailing year)₹38.43
- Volume (last session)6,626
Financials of MGF
Exchange-reported figures of The Motor And General Finance Limited, the listed company behind MGF (NSE: MOTOGENFIN).
Financial Highlights
FY 2025-26 · ConsolidatedRevenue vs Net Profit ₹ Cr
Margin trends
Financial summary ₹ Cr
| Metrics | FY 2025-26 | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 | FY 2019-20 |
|---|---|---|---|---|---|---|---|
| Income statement | |||||||
| Revenue | 6.84 | 6.97 | 6.20 | 5.43 | 4.18 | 2.11 | 5.69 |
| Revenue growth | -1.9% | +12.4% | +14.2% | +29.9% | +98.1% | -62.9% | - |
| EBITDA | (41.96) | (0.83) | 0.18 | (4.46) | (2.65) | (2.75) | (6.07) |
| EBITDA margin | -613.5% | -11.9% | +2.9% | -82.1% | -63.4% | -130.3% | -106.7% |
| Profit before tax | 160 | 0.80 | 1.16 | (2.62) | (2.45) | (1.88) | (3.45) |
| Net profit | (26.51) | 0.81 | 1.13 | (2.82) | (2.45) | (1.88) | (3.48) |
| Net profit margin | -387.6% | +11.6% | +18.2% | -51.9% | -58.6% | -89.1% | -61.2% |
| EPS (₹) | 37.90 | 0.21 | 0.30 | (0.68) | (0.63) | (0.97) | (1.80) |
| Balance sheet | |||||||
| Total assets | 226 | 115 | 116 | 115 | 118 | 121 | 123 |
| Net worth | 222 | 75.71 | 75.00 | 73.83 | 76.13 | 78.19 | 79.56 |
| Total debt | 0.00 | 0.04 | 1.27 | 1.98 | 2.89 | 3.83 | 4.39 |
| Cash & bank | 156 | 0.11 | 0.31 | 0.26 | 0.24 | 0.23 | 0.22 |
| Net working capital | 191 | 57.45 | 56.78 | 56.34 | 55.28 | 56.65 | 65.94 |
| Cash flow | |||||||
| Cash from operations | (44.45) | 0.95 | 0.96 | 1.04 | 1.11 | 6.40 | 0.02 |
| Cash from investing | 201 | 0.35 | (0.04) | 0.22 | 0.07 | (5.52) | (0.21) |
| Cash from financing | (0.05) | (1.28) | (0.89) | (1.13) | (1.23) | (0.92) | (0.11) |
| Particulars | Jun 2026 | Mar 2026 | Dec 2025 | Sep 2025 | Jun 2025 | Mar 2025 | Dec 2024 | Sep 2024 |
|---|---|---|---|---|---|---|---|---|
| Revenue | 1.86 | 1.74 | 1.63 | 1.68 | 1.79 | 1.74 | 1.74 | 1.74 |
| Revenue growth (YoY) | +3.9% | 0.0% | -6.3% | -3.5% | +2.9% | - | - | - |
| Other income | 2.40 | 161 | 0.52 | 1.56 | 0.58 | 0.72 | 0.73 | 0.81 |
| EBITDA | 0.39 | (1.47) | (0.22) | (0.13) | (0.03) | (0.42) | (0.25) | (0.16) |
| EBITDA margin | +21.0% | -84.5% | -13.5% | -7.7% | -1.7% | -24.1% | -14.4% | -9.2% |
| Depreciation | 0.09 | 0.27 | 0.27 | 0.26 | 0.26 | 0.28 | 0.28 | 0.28 |
| Interest | 0.06 | 0.06 | 0.06 | 0.07 | 0.06 | 0.01 | 0.04 | 0.06 |
| Profit before tax | 2.64 | 159 | (0.03) | 1.10 | 0.23 | 0.01 | 0.16 | 0.31 |
| Tax | 0.38 | 13.56 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Net profit | 2.26 | 145 | (0.03) | 1.10 | 0.23 | 0.01 | 0.16 | 0.31 |
| EPS (₹) | 0.59 | 37.56 | (0.01) | 0.29 | 0.06 | (0.02) | 0.04 | 0.08 |
| Metrics | FY 2025-26 | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 | FY 2019-20 |
|---|---|---|---|---|---|---|---|
| Income statement | |||||||
| Revenue | 6.84 | 6.97 | 6.20 | 5.43 | 4.38 | 2.49 | 6.21 |
| Revenue growth | -1.9% | +12.4% | +14.2% | +24.0% | +75.9% | -59.9% | - |
| EBITDA | (45.23) | (0.44) | 0.41 | (3.47) | (1.77) | (1.56) | (7.10) |
| EBITDA margin | -661.3% | -6.3% | +6.6% | -63.9% | -40.4% | -62.7% | -114.3% |
| Profit before tax | 157 | 1.19 | 1.39 | (1.63) | (1.78) | (1.06) | (5.41) |
| Net profit | (27.69) | 1.20 | 1.36 | (1.83) | (1.78) | (1.06) | (5.44) |
| Net profit margin | -404.8% | +17.2% | +21.9% | -33.7% | -40.6% | -42.6% | -87.6% |
| EPS (₹) | 37.06 | 0.31 | 0.36 | (0.42) | (0.46) | (0.27) | (2.81) |
| Balance sheet | |||||||
| Total assets | 227 | 119 | 119 | 118 | 121 | 123 | 124 |
| Net worth | 223 | 79.73 | 78.48 | 77.08 | 78.58 | 80.03 | 81.00 |
| Total debt | 0.00 | 0.04 | 1.27 | 1.98 | 2.89 | 3.83 | 4.39 |
| Cash & bank | 156 | 0.11 | 0.31 | 0.26 | 0.24 | 0.23 | 0.22 |
| Net working capital | 191 | 57.45 | 56.78 | 56.34 | 58.63 | 56.65 | 65.94 |
| Cash flow | |||||||
| Cash from operations | (44.45) | 0.95 | 0.96 | 1.04 | 1.11 | 6.40 | 0.02 |
| Cash from investing | 201 | 0.35 | (0.04) | 0.22 | 0.07 | (5.52) | (0.21) |
| Cash from financing | (0.05) | (1.28) | (0.89) | (1.13) | (1.23) | (0.92) | (0.11) |
| Particulars | Jun 2026 | Mar 2026 | Dec 2025 | Sep 2025 | Jun 2025 | Mar 2025 | Dec 2024 | Sep 2024 |
|---|---|---|---|---|---|---|---|---|
| Revenue | 1.86 | 1.74 | 1.63 | 1.68 | 1.79 | 1.74 | 1.74 | 1.74 |
| Revenue growth (YoY) | +3.9% | 0.0% | -6.3% | -3.5% | +2.9% | - | - | - |
| Other income | 2.40 | 158 | 0.52 | 1.01 | 0.58 | 0.72 | 0.73 | 0.80 |
| Total expenses | 1.46 | 0.83 | 1.85 | 4.42 | 1.80 | 1.79 | 1.98 | 1.90 |
| EBITDA | 0.40 | 0.91 | (0.22) | (2.74) | (0.01) | (0.05) | (0.24) | (0.16) |
| EBITDA margin | +21.5% | +52.3% | -13.5% | -163.1% | -0.6% | -2.9% | -13.8% | -9.2% |
| Depreciation | 0.09 | 0.27 | 0.27 | 0.26 | 0.26 | 0.28 | 0.28 | 0.28 |
| Interest | 0.06 | 0.06 | 0.06 | 0.07 | 0.06 | 0.01 | 0.04 | 0.06 |
| Profit before tax | 2.65 | 159 | (0.03) | (2.06) | 0.25 | 0.38 | 0.17 | 0.30 |
| Tax | 0.38 | 13.56 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Financial Statements
| Particulars | Jun 2026 | Mar 2026 | Dec 2025 | Sep 2025 | Jun 2025 | Mar 2025 | Dec 2024 | Sep 2024 |
|---|---|---|---|---|---|---|---|---|
| Revenue | 1.86 | 1.74 | 1.63 | 1.68 | 1.79 | 1.74 | 1.74 | 1.74 |
| Revenue growth (YoY) | +3.9% | 0.0% | -6.3% | -3.5% | +2.9% | - | - | - |
| Other income | 2.40 | 161 | 0.52 | 1.56 | 0.58 | 0.72 | 0.73 | 0.81 |
| EBITDA | 0.39 | (1.47) | (0.22) | (0.13) | (0.03) | (0.42) | (0.25) | (0.16) |
| EBITDA margin | +21.0% | -84.5% | -13.5% | -7.7% | -1.7% | -24.1% | -14.4% | -9.2% |
| Depreciation | 0.09 | 0.27 | 0.27 | 0.26 | 0.26 | 0.28 | 0.28 | 0.28 |
| Interest | 0.06 | 0.06 | 0.06 | 0.07 | 0.06 | 0.01 | 0.04 | 0.06 |
| Profit before tax | 2.64 | 159 | (0.03) | 1.10 | 0.23 | 0.01 | 0.16 | 0.31 |
| Tax | 0.38 | 13.56 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Net profit | 2.26 | 145 | (0.03) | 1.10 | 0.23 | 0.01 | 0.16 | 0.31 |
| EPS (₹) | 0.59 | 37.56 | (0.01) | 0.29 | 0.06 | (0.02) | 0.04 | 0.08 |
| Particulars | FY 2025-26 | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 | FY 2019-20 |
|---|---|---|---|---|---|---|---|
| Revenue | 6.84 | 6.97 | 6.20 | 5.43 | 4.18 | 2.11 | 5.69 |
| Revenue growth | -1.9% | +12.4% | +14.2% | +29.9% | +98.1% | -62.9% | - |
| Other income | 204 | 2.96 | 2.57 | 3.57 | 2.09 | 2.78 | 4.68 |
| Total expenses | 48.80 | 7.80 | 6.02 | 9.89 | 6.83 | 4.86 | 11.76 |
| Employee cost | 2.22 | 2.47 | 2.50 | 2.43 | 2.44 | 2.53 | 2.68 |
| EBITDA | (41.96) | (0.83) | 0.18 | (4.46) | (2.65) | (2.75) | (6.07) |
| EBITDA margin | -613.5% | -11.9% | +2.9% | -82.1% | -63.4% | -130.3% | -106.7% |
| Depreciation | 1.06 | 1.13 | 1.17 | 1.28 | 1.41 | 1.28 | 1.29 |
| Interest | 0.24 | 0.20 | 0.42 | 0.45 | 0.48 | 0.63 | 0.77 |
| Profit before tax | 160 | 0.80 | 1.16 | (2.62) | (2.45) | (1.88) | (3.45) |
| Tax | 13.56 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.03 |
| Net profit | (26.51) | 0.81 | 1.13 | (2.82) | (2.45) | (1.88) | (3.48) |
| Net profit margin | -387.6% | +11.6% | +18.2% | -51.9% | -58.6% | -89.1% | -61.2% |
| EPS (₹) | 37.90 | 0.21 | 0.30 | (0.68) | (0.63) | (0.97) | (1.80) |
| Particulars | FY 2025-26 | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 | FY 2019-20 |
|---|---|---|---|---|---|---|---|
| Equity & liabilities | |||||||
| Share capital | 19.36 | 19.36 | 19.36 | 19.36 | 19.36 | 19.36 | 19.36 |
| Reserves & surplus | 203 | 56.35 | 55.64 | 54.47 | 56.77 | 58.83 | 60.20 |
| Shareholders' funds (net worth) | 222 | 75.71 | 75.00 | 73.83 | 76.13 | 78.19 | 79.56 |
| Minority interest | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Secured loans | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Unsecured loans | 0.00 | 0.04 | 1.27 | 1.98 | 2.89 | 3.83 | 4.39 |
| Total debt | 0.00 | 0.04 | 1.27 | 1.98 | 2.89 | 3.83 | 4.39 |
| Total liabilities | 226 | 115 | 116 | 115 | 118 | 121 | 123 |
| Assets | |||||||
| Gross block | 33.30 | 61.10 | 61.20 | 61.74 | 61.75 | 61.87 | 56.35 |
| Net block | 28.63 | 50.78 | 51.91 | 52.95 | 54.23 | 55.72 | 51.39 |
| Capital work in progress | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Investments | 3.50 | 4.23 | 4.19 | 2.86 | 5.82 | 5.66 | 2.93 |
| Inventories | 114 | 114 | 114 | 114 | 114 | 114 | 92.97 |
| Sundry debtors | 0.65 | 0.49 | 0.23 | 0.11 | 0.57 | 0.59 | 1.25 |
| Cash & bank balances | 156 | 0.11 | 0.31 | 0.26 | 0.24 | 0.23 | 0.22 |
| Loans & advances | 1.49 | 1.00 | 1.43 | 1.36 | 0.94 | 1.35 | 2.86 |
| Total current assets | 272 | 115 | 116 | 115 | 115 | 116 | 97.30 |
| Total current liabilities | 80.47 | 57.71 | 58.75 | 58.95 | 60.03 | 59.08 | 31.36 |
| Net working capital | 191 | 57.45 | 56.78 | 56.34 | 55.28 | 56.65 | 65.94 |
| Total assets | 226 | 115 | 116 | 115 | 118 | 121 | 123 |
| Particulars | FY 2025-26 | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 | FY 2019-20 |
|---|---|---|---|---|---|---|---|
| Opening cash | 0.06 | 0.04 | 0.01 | (0.12) | (0.07) | (0.04) | 0.26 |
| Net cash from operating activities | (44.45) | 0.95 | 0.96 | 1.04 | 1.11 | 6.40 | 0.02 |
| Net cash from investing activities | 201 | 0.35 | (0.04) | 0.22 | 0.07 | (5.52) | (0.21) |
| Net cash from financing activities | (0.05) | (1.28) | (0.89) | (1.13) | (1.23) | (0.92) | (0.11) |
| Net change in cash | 156 | 0.02 | 0.04 | 0.12 | (0.05) | (0.03) | (0.29) |
| Closing cash | 156 | 0.11 | 0.31 | 0.26 | 0.24 | 0.23 | 0.22 |
| Particulars | FY 2025-26 | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 | FY 2019-20 |
|---|---|---|---|---|---|---|---|
| Growth | |||||||
| Sales growth | -1.9% | +12.4% | +14.2% | +29.9% | +98.1% | -62.9% | - |
| EBITDA growth | -4955.4% | -561.1% | +104.0% | -68.3% | +3.6% | +54.7% | - |
| PBT growth | - | -31.0% | +9998.0% | -6.9% | -30.3% | +45.5% | +23.3% |
| Net income growth | -3372.8% | -28.3% | +140.1% | -15.1% | -30.3% | +46.0% | - |
| Revenue CAGR (3Y) | +8.0% | +18.6% | +43.2% | -1.6% | -24.6% | -43.5% | -27.2% |
| EBITDA CAGR (3Y) | +111.1% | -32.1% | - | -9.8% | +1.3% | - | - |
| Profitability & leverage | |||||||
| Net income margin | +2146.1% | +11.5% | +18.7% | -48.3% | -58.6% | -89.1% | -61.2% |
| Return on capital employed | +0.5% | +0.9% | +1.5% | 0.0% | 0.0% | 0.0% | 0.0% |
| Return on net worth | -19.4% | +1.0% | +1.9% | 0.0% | 0.0% | 0.0% | 0.0% |
| Debt / equity | 0.00 | 0.01 | 0.03 | 0.05 | 0.07 | 0.08 | 0.08 |
| Long-term debt / equity | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Interest cover | -0.56 | -10.20 | -42.42 | -7.84 | -11.82 | -15.63 | -10.46 |
| Efficiency & per share | |||||||
| Fixed asset turnover | 0.32 | 0.20 | 0.17 | 0.15 | 0.12 | 0.06 | 0.19 |
| Inventory turnover | 0.06 | 0.06 | 0.05 | 0.05 | 0.04 | 0.02 | 0.06 |
| Debtors turnover | 12.00 | 19.36 | 36.47 | 15.97 | 7.21 | 2.29 | 8.69 |
| EPS (₹) | 37.90 | 0.21 | 0.30 | (0.68) | (0.63) | (0.97) | (1.80) |
| Dividend per share (₹) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Book value per share (₹) | 50.71 | 12.85 | 12.66 | 12.36 | 12.96 | 26.98 | 27.69 |
| Particulars | Jun 2026 | Mar 2026 | Dec 2025 | Sep 2025 | Jun 2025 | Mar 2025 | Dec 2024 | Sep 2024 |
|---|---|---|---|---|---|---|---|---|
| Revenue | 1.86 | 1.74 | 1.63 | 1.68 | 1.79 | 1.74 | 1.74 | 1.74 |
| Revenue growth (YoY) | +3.9% | 0.0% | -6.3% | -3.5% | +2.9% | - | - | - |
| Other income | 2.40 | 158 | 0.52 | 1.01 | 0.58 | 0.72 | 0.73 | 0.80 |
| Total expenses | 1.46 | 0.83 | 1.85 | 4.42 | 1.80 | 1.79 | 1.98 | 1.90 |
| EBITDA | 0.40 | 0.91 | (0.22) | (2.74) | (0.01) | (0.05) | (0.24) | (0.16) |
| EBITDA margin | +21.5% | +52.3% | -13.5% | -163.1% | -0.6% | -2.9% | -13.8% | -9.2% |
| Depreciation | 0.09 | 0.27 | 0.27 | 0.26 | 0.26 | 0.28 | 0.28 | 0.28 |
| Interest | 0.06 | 0.06 | 0.06 | 0.07 | 0.06 | 0.01 | 0.04 | 0.06 |
| Profit before tax | 2.65 | 159 | (0.03) | (2.06) | 0.25 | 0.38 | 0.17 | 0.30 |
| Tax | 0.38 | 13.56 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Particulars | FY 2025-26 | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 | FY 2019-20 |
|---|---|---|---|---|---|---|---|
| Revenue | 6.84 | 6.97 | 6.20 | 5.43 | 4.38 | 2.49 | 6.21 |
| Revenue growth | -1.9% | +12.4% | +14.2% | +24.0% | +75.9% | -59.9% | - |
| Other income | 204 | 2.96 | 2.57 | 3.57 | 1.88 | 2.41 | 3.75 |
| Total expenses | 52.07 | 7.41 | 5.79 | 8.90 | 6.15 | 4.05 | 13.31 |
| Employee cost | 2.22 | 2.47 | 2.50 | 2.43 | 2.44 | 2.53 | 2.68 |
| EBITDA | (45.23) | (0.44) | 0.41 | (3.47) | (1.77) | (1.56) | (7.10) |
| EBITDA margin | -661.3% | -6.3% | +6.6% | -63.9% | -40.4% | -62.7% | -114.3% |
| Depreciation | 1.06 | 1.13 | 1.17 | 1.28 | 1.41 | 1.28 | 1.29 |
| Interest | 0.24 | 0.20 | 0.42 | 0.45 | 0.48 | 0.63 | 0.77 |
| Profit before tax | 157 | 1.19 | 1.39 | (1.63) | (1.78) | (1.06) | (5.41) |
| Tax | 13.56 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.03 |
| Net profit | (27.69) | 1.20 | 1.36 | (1.83) | (1.78) | (1.06) | (5.44) |
| Net profit margin | -404.8% | +17.2% | +21.9% | -33.7% | -40.6% | -42.6% | -87.6% |
| EPS (₹) | 37.06 | 0.31 | 0.36 | (0.42) | (0.46) | (0.27) | (2.81) |
| Particulars | FY 2025-26 | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 | FY 2019-20 |
|---|---|---|---|---|---|---|---|
| Equity & liabilities | |||||||
| Share capital | 19.36 | 19.36 | 19.36 | 19.36 | 19.36 | 19.36 | 19.36 |
| Reserves & surplus | 204 | 60.37 | 59.12 | 57.72 | 59.22 | 60.67 | 61.64 |
| Shareholders' funds (net worth) | 223 | 79.73 | 78.48 | 77.08 | 78.58 | 80.03 | 81.00 |
| Secured loans | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Unsecured loans | 0.00 | 0.04 | 1.27 | 1.98 | 2.89 | 3.83 | 4.39 |
| Total debt | 0.00 | 0.04 | 1.27 | 1.98 | 2.89 | 3.83 | 4.39 |
| Total liabilities | 227 | 119 | 119 | 118 | 121 | 123 | 124 |
| Assets | |||||||
| Gross block | 33.30 | 61.10 | 61.20 | 61.74 | 61.75 | 61.87 | 56.35 |
| Net block | 28.63 | 50.78 | 51.91 | 52.95 | 54.23 | 55.72 | 51.39 |
| Capital work in progress | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Investments | 3.50 | 7.26 | 6.70 | 5.13 | 7.29 | 6.52 | 3.38 |
| Inventories | 114 | 114 | 114 | 114 | 114 | 114 | 92.97 |
| Sundry debtors | 0.65 | 0.49 | 0.23 | 0.11 | 0.57 | 0.59 | 1.25 |
| Cash & bank balances | 156 | 0.11 | 0.31 | 0.26 | 0.24 | 0.23 | 0.22 |
| Loans & advances | 1.48 | 1.00 | 1.43 | 1.36 | 0.94 | 1.35 | 2.86 |
| Total current assets | 272 | 115 | 116 | 115 | 115 | 116 | 97.30 |
| Total current liabilities | 80.47 | 57.71 | 58.75 | 58.95 | 56.68 | 59.08 | 31.36 |
| Net working capital | 191 | 57.45 | 56.78 | 56.34 | 58.63 | 56.65 | 65.94 |
| Total assets | 227 | 119 | 119 | 118 | 121 | 123 | 124 |
| Particulars | FY 2025-26 | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 | FY 2019-20 |
|---|---|---|---|---|---|---|---|
| Opening cash | 0.06 | 0.04 | 0.01 | (0.12) | (0.07) | (0.04) | 0.26 |
| Net cash from operating activities | (44.45) | 0.95 | 0.96 | 1.04 | 1.11 | 6.40 | 0.02 |
| Net cash from investing activities | 201 | 0.35 | (0.04) | 0.22 | 0.07 | (5.52) | (0.21) |
| Net cash from financing activities | (0.05) | (1.28) | (0.89) | (1.13) | (1.23) | (0.92) | (0.11) |
| Net change in cash | 156 | 0.02 | 0.04 | 0.12 | (0.05) | (0.03) | (0.29) |
| Closing cash | 156 | 0.11 | 0.31 | 0.26 | 0.24 | 0.23 | 0.22 |
| Particulars | FY 2025-26 | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 | FY 2019-20 |
|---|---|---|---|---|---|---|---|
| Growth | |||||||
| Sales growth | -1.9% | +12.4% | +14.2% | +24.0% | +75.9% | -59.9% | - |
| EBITDA growth | - | -207.3% | +111.8% | -96.1% | -13.5% | +78.0% | - |
| PBT growth | - | -14.4% | +9998.0% | +8.4% | -67.9% | +80.4% | -28.2% |
| Net income growth | -2407.5% | -11.8% | +174.3% | -2.8% | -67.9% | +80.5% | - |
| Revenue CAGR (3Y) | +8.0% | +16.8% | +35.5% | -4.4% | -23.4% | -40.2% | -25.0% |
| EBITDA CAGR (3Y) | +135.3% | -37.1% | - | -21.2% | -8.0% | - | - |
| Profitability & leverage | |||||||
| Net income margin | +2098.1% | +17.1% | +22.4% | -30.0% | -40.6% | -42.6% | -87.6% |
| Return on capital employed | -0.2% | +1.2% | +1.7% | 0.0% | 0.0% | 0.0% | 0.0% |
| Return on net worth | -20.2% | +1.5% | +2.2% | 0.0% | 0.0% | 0.0% | 0.0% |
| Debt / equity | 0.00 | 0.01 | 0.03 | 0.05 | 0.06 | 0.08 | 0.07 |
| Long-term debt / equity | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Interest cover | -0.52 | -12.74 | -55.26 | -9.47 | -15.09 | -22.18 | -9.18 |
| Efficiency & per share | |||||||
| Fixed asset turnover | 0.32 | 0.20 | 0.17 | 0.15 | 0.17 | 0.15 | 0.33 |
| Inventory turnover | 0.06 | 0.06 | 0.05 | 0.05 | 0.06 | 0.05 | 0.11 |
| Debtors turnover | 12.00 | 19.36 | 36.47 | 15.97 | 10.79 | 5.33 | 15.21 |
| EPS (₹) | 37.06 | 0.31 | 0.36 | (0.42) | (0.46) | (0.27) | (2.81) |
| Dividend per share (₹) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Book value per share (₹) | 50.96 | 13.89 | 13.56 | 13.20 | 13.59 | 13.96 | 28.43 |
Competitors of MGF
MGF has 9 listed competitors in our database, 2 of them funded. They include Hinduja Leyland Finance, Sundaram Finance, National Asset Reconstruction, GE Capital and Skootr FinSave, among others.
| Company Name | Domain | Founded | HQ Location | Total funding | Employees | Description |
|---|---|---|---|---|---|---|
| hindujaleylandfinance.com | 2008 | Chennai, India | $276.07M | 14,664 | Vehicle and housing finance products are offered across India. | |
| sundaramfinance.in | 1954 | Chennai, India | – | 8,285 | Provider of consumer & SME loans and equipment & vehicle leasing services | |
| narcl.co.in | 2021 | Mumbai, India | $9.18M | – | Non-banking financial institution tasked with cleaning up legacy stressed assets | |
| gecapital.com | 1932 | United States | – | 125,000 | Commercial aircraft and equipment leasing and lending services are provided. | |
| skootrfinsave.com | 2020 | Gurugram, India | – | 170 | Equipment leasing solutions for managed offices and workspaces are provided. | |
| devmunileasingandfinance.tcc.mode | 1995 | Delhi, India | – | – | Financing and leasing services are provided to clients in India. | |
| summitsecurities.net | 2008 | Mumbai, India | – | 5 | Provider of investment finance services | |
| sakthifinance.com | 1955 | Coimbatore, India | – | 681 | Offers loans for used commercial vehicles and construction equipment financing. | |
| unitedcreditltd.com | 1970 | Kolkata, India | – | 7 | Asset financing is provided via hire purchase to Indian customers. |
Detailed competitors of MGF
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Web traffic of MGF
The website of MGF (mgfltd.com) receives about 1.7K visits a month.
- Monthly visits1.7K
▼ 3.5% vs previous month
Top companies in Asset Finance
10 companies that operate in the same segment as MGF (Asset Finance), ranked by their profile score on The Company Check.
| Company | Description | Founded | Location | Total funding | Revenue | Employees |
|---|---|---|---|---|---|---|
Vehicle and housing finance products are offered across India. | 2008 | Chennai, Tamil Nadu, India | USD 276.07 M | USD 10.55 M | 14,664 | |
Provider of consumer & SME loans and equipment & vehicle leasing services | 1954 | Chennai, Tamil Nadu, India | – | USD 1.04 B | 6,890 | |
Online B2B rentals of heavy machinery and equipment are facilitated. | 2014 | Mumbai, Maharashtra, India | USD 36.22 M | USD 58.16 M | 36 | |
Aircraft leasing services are provided to airlines worldwide. | 2010 | Los Angeles, California, United States | USD 1.39 B | USD 2.57 B | 165 | |
Railcar leasing services are provided to rail industry clients worldwide. | 1898 | Chicago, Illinois, United States | – | USD 1.74 B | 2,150 | |
Loan transitions are facilitated between lending partners and institutional investors. | 2016 | New York, New York, United States | USD 146.3 M | USD 1.26 B | 553 | |
Insurance brokerage and financial services are provided in Egypt. | 2001 | Cairo, Egypt | USD 56 M | – | – | |
Provider of aircraft leasing services | 2016 | Amsterdam, Netherlands | USD 400 M | – | – | |
Aircraft are leased to airlines worldwide by AerCap. | 1996 | Dublin, Ireland | – | USD 7.42 B | 699 | |
Diversified financial services are provided across multiple sectors. | 1878 | London, England, United Kingdom | – | USD 1.6 B | 4,000 |
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Frequently Asked Questions about MGF
MGF was founded in 1930.
MGF is headquartered in Delhi, India. It is registered at Delhi, Delhi, India.
Rajiv Gupta is the current CEO of MGF.
MGF has 16 employees.
The primary company behind MGF, The Motor And General Finance Limited, reported revenue of ₹9.93 Cr for FY 2025, up 13% year on year.
The Motor General Finance Limited was founded in 1930 and is headquartered in Delhi, India. Operations center on asset financing through hire purchase arrangements for equipment such as construction and mining machinery, as well as commercial vehicles. Services are directed mainly toward customers across India, supporting acquisitions in these sectors.
MGF's top competitors include Hinduja Leyland Finance, Sundaram Finance and GE Capital.
Yes, MGF is publicly traded on NSE under the ticker symbol MOTOGENFIN.
MGF is associated with 2 legal entities: The Motor And General Finance Limited, M G F Motors Limited.
The legal entities of MGF currently have 12 directors, including Rajiv Gupta, Arun Mitter, Karun Pratap Hoon and others.

