About MoneyKarma
MoneyKarma is a Financial Services company based in Hyderabad (India) founded in 2015 by Siddhartha Shekhar Singh and Ram Subramaniam. Personal finance advisory and loan aggregation are facilitated online. It operates on a Aggregator Model and Commission-Based model. The company has 137 employees. Its chief executive, as recorded, is Siddhartha Shekhar Singh. Its Indian entity Mymoneykarma Infomatics India Private Limited reported revenue of ₹15.94 Cr. MoneyKarma offers products and services including Home Loans, Personal Loans, Credit Score Monitoring, Digital Gold, and Credit Cards. Its focus areas include Banking and Lending and Consumer Finance. Its competitors include BankBazaar, LetsMD and Farm Infinity; 3 of its 3 listed competitors have raised funding.
Company details
MoneyKarma is established as a comprehensive financial hub in India, offering a wide range of services including home loans, personal loans, business loans, credit cards, and digital gold investments. Services are provided through partnerships with over 90 leading banks and financial institutions. Credit score monitoring and personalized financial tools are also made available to customers. The platform serves over 5 million users across 500 cities, focusing on democratizing access to financial solutions in metro and tier 3 towns. Tailored offerings are designed to meet diverse financial needs with fast approvals and secure processes.
- Headquarters Hyderabad, India
- Employees 137
- Founders Siddhartha Shekhar Singh, Ram Subramaniam
- SectorsFinancial Services
- Phone•••• ••••
- Website mymoneykarma.com
- Social LinkedIn X Facebook YouTube
- Legal Name Mymoneykarma Infomatics India Private Limited
- Date of Incorporation 05 May, 2015
- Jurisdiction Hyderabad, Telangana, India
- Annual Revenue₹15.94 Cr
FY 2024 · -45% YoY
- Net Loss-₹9.94 Cr
FY 2024 · -62% margin
- EBITDA-₹13.07 Cr
FY 2024 · -82% margin
- Employee Count137
Associated legal entities of MoneyKarma
MoneyKarma operates through Mymoneykarma Infomatics India Private Limited (active). Its filings, financials, charges and directors are on the company page.
| Legal entity | Status | Incorporated | Registered in | Revenue (FY 2024) | Employees | Directors | Company page |
|---|---|---|---|---|---|---|---|
| Mymoneykarma Infomatics India Private Limited CIN U67190TG2015PTC098772 | Active | 05 May 2015 | Hyderabad, Telangana | ₹15.9 Cr | 137 | 3 | View details |
Products & Services of MoneyKarma
MoneyKarma offers a comprehensive portfolio of products and services, including Home Loans, Personal Loans, Credit Score Monitoring, Digital Gold, and Credit Cards.
Home loans are offered with competitive interest rates.
Personal loans are provided for various financial needs.
Credit scores are monitored with free monthly updates.
Digital gold investments are facilitated starting from ₹10.
Credit cards are offered with tailored reward programs.
Apps and channels of MoneyKarma
its YouTube channel MoneyKarma has 1.8K subscribers and 30 videos.
Videos from MoneyKarma
The most watched videos on MoneyKarma's YouTube channel, MoneyKarma (1.8K subscribers). Click a video to play it here.
More on MoneyKarma.
Board of directors of Mymoneykarma Infomatics India Private Limited (MoneyKarma)
Mymoneykarma Infomatics India Private Limited is the primary company behind MoneyKarma. The board of Mymoneykarma Infomatics India Private Limited currently have 3 directors; the longest-serving is Varun Aggarwal, appointed in 2015. 4 earlier directors have ceased.
| Director | Designation | Appointed | Tenure | Entity |
|---|---|---|---|---|
| Varun Aggarwal DIN 07102826 | Director | 05 May 2015 | 11 yrs 6 mo | Mymoneykarma Infomatics India Private Limited |
| Saurabh Nigam DIN 09719442 | Nominee Director | 31 Aug 2022 | 4 yrs 2 mo | Mymoneykarma Infomatics India Private Limited |
| Garun Varma DIN 06930847 | Director | 20 Jul 2023 | 3 yrs 3 mo | Mymoneykarma Infomatics India Private Limited |
People of MoneyKarma
24 people are tracked at MoneyKarma (15 in leadership, 9 in team); the tracked headcount is 137.
| Name | Role | Group |
|---|---|---|
| Co-Founder & CEO | Leadership | |
Ram Subramaniam | Co-Founder & CTO | Leadership |
Amelie G. | Chief of Staff | Leadership |
Reema Kaul Gupta | Senior Vice President - Strategic Alliances | Leadership |
Varun Agarwal | Chief Operating Officer & Head Of Business Development | Leadership |
Saiprasad Jella | Head - Business Development & Partnerships | Leadership |
Archana Ramanathan | Associate Vice President - Sales & Distribution | Leadership |
Gaurav Sinha | Head - Bank Operations & Affiliate Marketing | Leadership |
| Senior Vice President Business Development | Leadership | |
Asheesh Gupta | Vice President | Leadership |
Gaurav Srivastav | Executive Vice President | Leadership |
Biswajit Biswas | Deputy VP | Leadership |
Girish Mysore | Chief Technology Officer | Leadership |
Vishal Modi | Vice President Sales Distribution | Leadership |
Sivasubramaniam Halan | Vice President - Sales & Distribution | Leadership |
| Credit & Operations | Team | |
Anjani Devi Pappu | Manager - Home Loan Operations | Team |
Alex Haro | Cofounder | Team |
Abhijeeth Poondla | Business Development | Team |
Vikas Pahare | Business Operations Manager | Team |
4 more people are available in the full profile.
Complete people profiles for MoneyKarma
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Financials of MoneyKarma
Figures of Mymoneykarma Infomatics India Private Limited, the primary company behind MoneyKarma, for FY 2024. Revenue was ₹15.94 Cr (-45% year on year). Net loss was -₹9.94 Cr (-62% margin). EBITDA was -₹13.07 Cr (-82% margin). Revenue has grown at a compounded annual rate of +125% over three years and +335% over five years.
- ₹15.94 CrRevenue · FY 2024 · -45% YoY
- -₹9.94 CrNet loss · -62% margin
- -₹13.07 CrEBITDA · -82% margin
- ₹8.04 CrPaid-up capital
- 137Employees (provident fund records)
- +125%Revenue CAGR, 3 years
- +335%Revenue CAGR, 5 years
Balance sheet, profit and loss, cash flow and ratios of Mymoneykarma Infomatics India Private Limited are on its company page.
Detailed financial statements for MoneyKarma
Statement rows, ratios, five-year trends and downloadable financials of the group companies require an active premium plan.
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Competitors of MoneyKarma
MoneyKarma has 3 listed competitors in our database, 3 of them funded. They include BankBazaar, LetsMD and Farm Infinity.
| Company Name | Domain | Founded | HQ Location | Total funding | Employees | Description |
|---|---|---|---|---|---|---|
| bankbazaar.com | 2008 | Chennai, India | $132.09M | 795 | Financial products, loans, and credit scores are aggregated and compared. | |
| letsmd.com | 2015 | Delhi, India | $921,180 | 46 | Platform offering medical financing solutions | |
| farminfinity.com | 2020 | Guwahati, India | $20,420 | Crop insurance comparisons are offered online to small farmers. |
Detailed competitors of MoneyKarma
The full competitor set, operating metrics and side-by-side benchmarks require an active premium plan.
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Web traffic of MoneyKarma
The website of MoneyKarma (mymoneykarma.com) receives about 1.3K visits a month.
- Monthly visits1.3K
▼ 15% vs previous month
Websites whose visitors overlap most with MoneyKarma. Affinity shows how closely the audiences match.
| Website | Domain | Audience affinity | Monthly visits | Global rank | Profile |
|---|---|---|---|---|---|
| creditmantri.com | 100% | 321.8K | #72,016 | View details | |
| iservefinancial.com | 98% | 3.6K | #5,078,251 | View details | |
| deal4loans.com | 97% | #743,003 | View details | ||
| singledebt.in | 92% | 51.2K | #419,232 | View details | |
| mymoneymantra.com | 87% | 279.2K | #153,125 | View details | |
| •••••••••• | ••••••.com | ••% | •.•M | #••••• | – |
| •••••••••• | ••••••.com | ••% | •.•M | #••••• | – |
| •••••••••• | ••••••.com | ••% | •.•M | #••••• | – |
All 29 similar websites and full traffic analytics for MoneyKarma
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Top companies in Alternative Lending
3 companies that operate in the same segment as MoneyKarma (Alternative Lending) in India, ranked by their profile score on The Company Check.
| Company | Description | Founded | Location | Total funding | Revenue | Employees |
|---|---|---|---|---|---|---|
Payment acceptance and processing solutions provider for businesses | 2018 | Gurugram, Haryana, India | USD 589.25 M | USD 179.52 M | 3,670 | |
Technology platform for real estate transactions and mortgages is provided. | 2014 | Gurugram, Haryana, India | USD 97.98 M | USD 28.9 M | 9,619 | |
Financial services are provided, specializing in personal and business loans. | 2016 | Mumbai, Maharashtra, India | USD 320.39 M | USD 106.45 M | 2,161 |
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Related news about Moneykarma
Complete news archive for MoneyKarma
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Frequently Asked Questions about MoneyKarma
MoneyKarma was founded in 2015.
MoneyKarma is headquartered in Hyderabad, India. It is registered at Hyderabad, Telangana, India.
Siddhartha Shekhar Singh is the CEO of MoneyKarma, as recorded in our data. They have also founded this company.
MoneyKarma has 137 employees.
The primary company behind MoneyKarma, Mymoneykarma Infomatics India Private Limited, reported revenue of ₹15.94 Cr for FY 2024, down 45% year on year.
MoneyKarma is established as a comprehensive financial hub in India, offering a wide range of services including home loans, personal loans, business loans, credit cards, and digital gold investments. Services are provided through partnerships with over 90 leading banks and financial institutions. Credit score monitoring and personalized financial tools are also made available to customers. The platform serves over 5 million users across 500 cities, focusing on democratizing access to financial solutions in metro and tier 3 towns. Tailored offerings are designed to meet diverse financial needs with fast approvals and secure processes.
MoneyKarma's top competitors include BankBazaar, LetsMD and Farm Infinity.
MoneyKarma offers Home Loans, Personal Loans, Credit Score Monitoring, Digital Gold, and Credit Cards.
MoneyKarma operates through Mymoneykarma Infomatics India Private Limited.
The legal entities of MoneyKarma currently have 3 directors, including Varun Aggarwal, Saurabh Nigam, Garun Varma.