
About MOS
MOS is a publicly listed company based in Mumbai (India) founded in 2009 by Viren Shah and Chirag Shah. Financial services for e-commerce businesses are provided by MOS. It operates in the Retail and Financial Services sectors. MOS has completed 1 acquisition, including Samvriddhi. Its chief executive, as recorded, is Chirag Shah. Its website mos-world.com draws about 45 thousand monthly visits. Its Indian entity Mos Utility Limited reported revenue of βΉ641 Cr. MOS offers products and services including Banking Services, Travel Services, Insurance Services, and Courier Services. Its focus areas include E-Commerce Enablers, Financing, FinTech and Alternative Lending. Similar companies include FlexiLoans, Bizongo and Clix Capital; 3 of its 3 listed similar companies have raised funding.
Company details
MOS was founded in 2009 in Mumbai, India, as a provider of financial services tailored to e-commerce businesses. Operations focus on supporting online merchants with funding, payment processing, and risk management solutions. The company is led by co-founders including Viren Shah as CIO and Chirag Shah as co-CEO, alongside Jignesh Jutthani as co-CEO. Services are delivered primarily in the Indian market to facilitate e-commerce growth and financial stability.
- Headquarters Mumbai, India
- Founders Viren Shah, Chirag Shah
- Stage Public
- SectorsRetailFinancial Services
- Website category Finance · Investing
- Website mos-world.com
- Social LinkedIn Facebook Instagram YouTube
- Legal Name Mos Utility Ltd.
- Market Cap₹156 Cr
MOS-SM · NSE
- Share Price₹6.35
+4.96% today
- Revenue₹635 Cr
FY 2025-26 · +3.1% YoY
- EBITDA₹27.20 Cr
Margin 4.3%
- Net Profit₹17.98 Cr
FY 2025-26 · +62.7% YoY
- P/E (TTM)8.3x
P/B 1.4x
- Investments & Acquisitions
Associated legal entities of MOS
MOS is associated with 2 registered companies on The Company Check; the primary company is Mos Utility Limited, a listed company. Each company page carries the filings, financials, charges and directors of that entity.
| Legal entity | Status | Incorporated | Registered in | Revenue (FY 2026) | Employees | Directors | Company page |
|---|---|---|---|---|---|---|---|
| Mos Utility Limited Listed CIN L66190MH2009PLC194380 | Active | 27 Jul 2009 | Malad West, Maharashtra | ₹641 Cr | 27 | 10 | View details |
| Mos Utility Limited CIN L66000MH2009PLC194380 | 27 Jul 2009 | Mumbai, Maharashtra, India | View details |
Products & Services of MOS
MOS offers a comprehensive portfolio of products and services, including Banking Services, Travel Services, Insurance Services, and Courier Services.
Platform for digital banking transactions and loans.
Services for booking flights, hotels, and travel arrangements.
Digital platform for health and vehicle insurance policies.
Network for sending and receiving packages securely.
Apps and channels of MOS
its YouTube channel MOS Utility Limited has 3.76K subscribers and 30 videos.
Videos from MOS
The most watched videos on MOS's YouTube channel, MOS Utility Limited (3.76K subscribers). Click a video to play it here.
More on MOS Utility Limited.
Board of directors of Mos Utility Limited (MOS)
Mos Utility Limited is the primary company behind MOS. The board of Mos Utility Limited currently have 7 directors; the longest-serving is Santosh Ramrao Mijgar, appointed in 2016. 12 earlier directors have ceased.
| Director | Designation | Appointed | Tenure | Entity |
|---|---|---|---|---|
| Santosh Ramrao Mijgar DIN 02126203 | Director | 02 Feb 2016 | 10 yrs 8 mo | Mos Utility Limited |
| Ravi Natvarlal Ruparelia DIN 09091603 | Managing Director | 22 Feb 2021 | 5 yrs 8 mo | Mos Utility Limited |
| Anjeeta Anandnath Mishra DIN 09799768 | Director | 01 Dec 2022 | 3 yrs 10 mo | Mos Utility Limited |
| Chirag Dineshbhai Shah DIN 01787586 | Director | 01 Jun 2023 | 3 yrs 4 mo | Mos Utility Limited |
| Heena Rajendra Jaysinghani DIN 10457723 | Director | 22 Jan 2024 | 2 yrs 9 mo | Mos Utility Limited |
| Sunil Kulkarni DIN 02714177 | Director | 12 Apr 2024 | 2 yrs 6 mo | Mos Utility Limited |
| Paras Vinod Chhadwa DIN 08495208 | Director | 29 May 2025 | 1 yr 4 mo | Mos Utility Limited |
People of MOS
3 people are tracked at MOS (3 in leadership).
| Name | Role | Group |
|---|---|---|
Viren Shah | Co-Founder & CIO | Leadership |
| Co-Founder & Co-CEO | Leadership | |
Jignesh Jutthani | Co-CEO | Leadership |
Complete people profiles for MOS
Full employee and board profiles, team structure, tenure and professional contact details require an active premium plan.
- Full employee list
- Team structure
- Board tenure
- Professional contacts
Verified entity values are shown only after access is granted.
IPO & Listings of MOS
MOS is a publicly listed company on the NSE with ticker symbol MOS in India, operating in the Technology services sector. As a publicly traded entity, the company provides investors with opportunities to participate in its growth story through equity ownership. The listing enables access to capital markets, enhances corporate visibility, and provides liquidity for shareholders while maintaining transparency through regulatory compliance and regular financial disclosures.
- IPO date18 Apr 2023
- Listed onNSE: MOS
- Listed entityMOS Utility Ltd.
- Exchange sectorTechnology services
- ISININE0N7S01028
- Share price₹5.70 (-5% on the day) · 2026-10-14
- Market capitalisation₹154 Cr
- Price to earnings4.1
- EPS (diluted, trailing year)₹1.40
- Volume (last session)880,000
Financials of MOS
Exchange-reported figures of Mos Utility Limited, the listed company behind MOS (NSE: MOS-SM).
Financial Highlights
FY 2025-26 Β· ConsolidatedRevenue vs Net Profit ₹ Cr
Margin trends
Financial summary ₹ Cr
| Metrics | FY 2025-26 | FY 2024-25 | FY 2023-24 | FY 2022-23 |
|---|---|---|---|---|
| Income statement | ||||
| Revenue | 635 | 616 | 187 | 106 |
| Revenue growth | +3.1% | +230.1% | +76.0% | - |
| EBITDA | 27.20 | 20.40 | 11.53 | 7.10 |
| EBITDA margin | +4.3% | +3.3% | +6.2% | +6.7% |
| Profit before tax | 24.14 | 19.14 | 14.98 | 7.32 |
| Net profit | 17.98 | 11.05 | 6.69 | 3.14 |
| Net profit margin | +2.8% | +1.8% | +3.6% | +3.0% |
| EPS (βΉ) | 0.73 | 5.02 | 4.51 | 2.96 |
| Balance sheet | ||||
| Total assets | 184 | 114 | 84.28 | 43.91 |
| Net worth | 106 | 85.17 | 75.05 | 26.39 |
| Total debt | 71.49 | 20.57 | 4.59 | 7.80 |
| Cash & bank | 43.00 | 27.56 | 6.95 | 1.35 |
| Net working capital | 110 | 68.76 | 44.81 | 18.24 |
| Cash flow | ||||
| Cash from operations | (4.42) | 25.94 | (13.66) | 3.87 |
| Cash from investing | (1.74) | (14.51) | (14.36) | (8.83) |
| Cash from financing | 7.13 | 9.17 | 33.63 | 5.48 |
| Particulars | Jun 2026 | Mar 2026 | Dec 2025 | Sep 2025 | Jun 2025 | Mar 2025 |
|---|---|---|---|---|---|---|
| Revenue | 151 | 153 | 166 | 156 | 160 | 175 |
| Revenue growth (YoY) | -5.5% | -12.5% | - | - | - | - |
| Other income | 1.60 | 1.43 | 1.40 | 1.90 | 1.21 | 1.72 |
| EBITDA | 6.56 | 7.65 | 6.64 | 7.49 | 5.42 | 7.69 |
| EBITDA margin | +4.3% | +5.0% | +4.0% | +4.8% | +3.4% | +4.4% |
| Depreciation | 0.96 | 1.07 | 1.19 | 1.27 | 1.27 | 1.78 |
| Interest | 1.39 | 1.17 | 0.97 | 1.73 | 0.32 | 0.55 |
| Profit before tax | 5.81 | 6.84 | 5.88 | 6.39 | 5.04 | 7.08 |
| Tax | 1.45 | 1.92 | 1.52 | 1.24 | 0.95 | 2.53 |
| Net profit | 4.36 | 4.92 | 4.36 | 5.15 | 4.09 | 4.55 |
| EPS (βΉ) | 0.17 | 0.20 | 0.17 | 0.41 | 0.33 | 0.19 |
| Metrics | FY 2025-26 | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 | FY 2019-20 |
|---|---|---|---|---|---|---|---|
| Income statement | |||||||
| Revenue | 241 | 208 | 175 | 106 | 77.34 | 73.49 | 554 |
| Revenue growth | +15.9% | +19.1% | +64.5% | +37.2% | +5.2% | -86.8% | - |
| EBITDA | 21.13 | 17.20 | 9.84 | 7.10 | 1.74 | 1.50 | 4.48 |
| EBITDA margin | +8.8% | +8.3% | +5.6% | +6.7% | +2.3% | +2.0% | +0.8% |
| Profit before tax | 19.48 | 16.31 | 13.18 | 7.32 | 3.03 | 0.52 | 2.02 |
| Net profit | 14.85 | 9.78 | 6.04 | 3.14 | 0.45 | (0.14) | 1.87 |
| Net profit margin | +6.2% | +4.7% | +3.5% | +3.0% | +0.6% | -0.2% | +0.3% |
| EPS (βΉ) | 0.59 | 4.50 | 4.20 | 2.96 | 171.52 | (6.42) | 97.56 |
| Balance sheet | |||||||
| Total assets | 192 | 102 | 76.10 | 43.91 | 22.12 | 12.67 | 9.97 |
| Net worth | 123 | 84.26 | 74.16 | 26.39 | 9.15 | 6.59 | 6.72 |
| Total debt | 68.93 | 17.52 | 1.40 | 7.80 | 12.96 | 6.08 | 3.25 |
| Cash & bank | 30.11 | 21.51 | 8.90 | 1.35 | 0.82 | 1.34 | 0.27 |
| Net working capital | 82.64 | 64.80 | 42.95 | 18.24 | 3.51 | 6.33 | 3.94 |
| Cash flow | |||||||
| Cash from operations | (2.63) | 36.79 | (12.19) | 3.87 | 5.32 | 2.55 | (5.36) |
| Cash from investing | (40.07) | (43.30) | (10.69) | (8.83) | (9.71) | (1.29) | 0.40 |
| Cash from financing | 47.35 | 9.40 | 30.43 | 5.48 | 3.86 | (0.18) | 3.01 |
| Particulars | Jun 2026 | Mar 2026 | Dec 2025 | Sep 2025 | Jun 2025 | Mar 2025 |
|---|---|---|---|---|---|---|
| Revenue | 51.75 | 48.78 | 56.80 | 64.79 | 72.23 | 57.88 |
| Revenue growth (YoY) | -28.4% | -15.7% | - | - | - | - |
| Other income | 1.44 | 1.51 | 1.69 | 1.70 | 1.60 | 1.65 |
| Total expenses | 46.06 | 42.60 | 50.95 | 59.31 | 67.08 | 51.13 |
| EBITDA | 5.69 | 6.18 | 5.85 | 5.48 | 5.15 | 6.75 |
| EBITDA margin | +11.0% | +12.7% | +10.3% | +8.5% | +7.1% | +11.7% |
| Depreciation | 0.83 | 0.92 | 0.95 | 1.01 | 1.00 | 1.61 |
| Interest | 1.37 | 1.36 | 1.05 | 1.18 | 0.72 | 0.57 |
| Profit before tax | 4.93 | 5.41 | 5.54 | 4.99 | 5.03 | 6.22 |
| Tax | 1.24 | 1.10 | 1.01 | 1.21 | 0.98 | 2.27 |
Financial Statements
| Particulars | Jun 2026 | Mar 2026 | Dec 2025 | Sep 2025 | Jun 2025 | Mar 2025 |
|---|---|---|---|---|---|---|
| Revenue | 151 | 153 | 166 | 156 | 160 | 175 |
| Revenue growth (YoY) | -5.5% | -12.5% | - | - | - | - |
| Other income | 1.60 | 1.43 | 1.40 | 1.90 | 1.21 | 1.72 |
| EBITDA | 6.56 | 7.65 | 6.64 | 7.49 | 5.42 | 7.69 |
| EBITDA margin | +4.3% | +5.0% | +4.0% | +4.8% | +3.4% | +4.4% |
| Depreciation | 0.96 | 1.07 | 1.19 | 1.27 | 1.27 | 1.78 |
| Interest | 1.39 | 1.17 | 0.97 | 1.73 | 0.32 | 0.55 |
| Profit before tax | 5.81 | 6.84 | 5.88 | 6.39 | 5.04 | 7.08 |
| Tax | 1.45 | 1.92 | 1.52 | 1.24 | 0.95 | 2.53 |
| Net profit | 4.36 | 4.92 | 4.36 | 5.15 | 4.09 | 4.55 |
| EPS (βΉ) | 0.17 | 0.20 | 0.17 | 0.41 | 0.33 | 0.19 |
| Particulars | FY 2025-26 | FY 2024-25 | FY 2023-24 | FY 2022-23 |
|---|---|---|---|---|
| Revenue | 635 | 616 | 187 | 106 |
| Revenue growth | +3.1% | +230.1% | +76.0% | - |
| Other income | 5.95 | 3.94 | 6.31 | 3.52 |
| Total expenses | 608 | 596 | 175 | 99.04 |
| Employee cost | 0.00 | 10.78 | 7.46 | 2.93 |
| EBITDA | 27.20 | 20.40 | 11.53 | 7.10 |
| EBITDA margin | +4.3% | +3.3% | +6.2% | +6.7% |
| Depreciation | 4.81 | 3.72 | 2.31 | 2.14 |
| Interest | 4.20 | 1.48 | 0.55 | 1.16 |
| Profit before tax | 24.14 | 19.14 | 14.98 | 7.32 |
| Tax | 5.62 | 5.63 | 2.85 | 1.64 |
| Net profit | 17.98 | 11.05 | 6.69 | 3.14 |
| Net profit margin | +2.8% | +1.8% | +3.6% | +3.0% |
| EPS (βΉ) | 0.73 | 5.02 | 4.51 | 2.96 |
| Particulars | FY 2025-26 | FY 2024-25 | FY 2023-24 | FY 2022-23 |
|---|---|---|---|---|
| Equity & liabilities | ||||
| Share capital | 51.49 | 24.94 | 24.94 | 19.16 |
| Reserves & surplus | 54.97 | 60.23 | 50.11 | 7.23 |
| Shareholders' funds (net worth) | 106 | 85.17 | 75.05 | 26.39 |
| Minority interest | 2.51 | 5.07 | 3.72 | 0.00 |
| Secured loans | 67.75 | 14.37 | 1.63 | 6.23 |
| Unsecured loans | 3.74 | 6.20 | 2.96 | 1.57 |
| Total debt | 71.49 | 20.57 | 4.59 | 7.80 |
| Total liabilities | 184 | 114 | 84.28 | 43.91 |
| Assets | ||||
| Gross block | 47.41 | 46.06 | 31.66 | 19.09 |
| Net block | 26.67 | 30.13 | 19.17 | 8.91 |
| Capital work in progress | 7.25 | 0.25 | 2.46 | 2.60 |
| Investments | 0.00 | 6.00 | 13.52 | 11.71 |
| Inventories | 17.73 | 14.25 | 9.37 | 0.47 |
| Sundry debtors | 3.78 | 4.78 | 9.31 | 4.13 |
| Cash & bank balances | 43.00 | 27.56 | 6.95 | 1.35 |
| Loans & advances | 80.80 | 59.48 | 40.49 | 20.86 |
| Total current assets | 145 | 106 | 66.12 | 26.81 |
| Total current liabilities | 35.28 | 37.31 | 21.31 | 8.57 |
| Net working capital | 110 | 68.76 | 44.81 | 18.24 |
| Total assets | 184 | 114 | 84.28 | 43.91 |
| Particulars | FY 2025-26 | FY 2024-25 | FY 2023-24 | FY 2022-23 |
|---|---|---|---|---|
| Opening cash | 27.55 | 6.95 | 1.35 | 0.82 |
| Net cash from operating activities | (4.42) | 25.94 | (13.66) | 3.87 |
| Net cash from investing activities | (1.74) | (14.51) | (14.36) | (8.83) |
| Net cash from financing activities | 7.13 | 9.17 | 33.63 | 5.48 |
| Net change in cash | 0.96 | 20.60 | 5.61 | 0.53 |
| Closing cash | 43.00 | 27.56 | 6.95 | 1.35 |
| Particulars | FY 2025-26 | FY 2024-25 | FY 2023-24 | FY 2022-23 |
|---|---|---|---|---|
| Growth | ||||
| Sales growth | +3.1% | +230.1% | +76.0% | - |
| EBITDA growth | +33.3% | +76.9% | +62.4% | - |
| PBT growth | +26.1% | +27.8% | +104.6% | +9997.0% |
| Net income growth | +62.7% | +65.2% | +113.1% | - |
| Revenue CAGR (3Y) | +81.6% | - | - | - |
| EBITDA CAGR (3Y) | +56.5% | - | - | - |
| Profitability & leverage | ||||
| Net income margin | +2.9% | +2.2% | +6.5% | +5.4% |
| Return on capital employed | - | +19.7% | +15.7% | +12.0% |
| Return on net worth | - | +14.9% | +14.9% | +11.9% |
| Debt / equity | - | 0.14 | 0.12 | 0.30 |
| Long-term debt / equity | - | 0.03 | 0.06 | 0.19 |
| Interest cover | 18.76 | 8.87 | 5.97 | 23.39 |
| Efficiency & per share | ||||
| Fixed asset turnover | - | 15.87 | 7.36 | 5.56 |
| Inventory turnover | - | 52.20 | 37.96 | 225.83 |
| Debtors turnover | - | 87.50 | 27.79 | 25.70 |
| EPS (βΉ) | 0.73 | 5.02 | 4.51 | 2.96 |
| Dividend per share (βΉ) | 0.00 | 0.00 | 0.00 | 0.00 |
| Book value per share (βΉ) | 0.00 | 34.66 | 30.10 | 13.77 |
| Particulars | Jun 2026 | Mar 2026 | Dec 2025 | Sep 2025 | Jun 2025 | Mar 2025 |
|---|---|---|---|---|---|---|
| Revenue | 51.75 | 48.78 | 56.80 | 64.79 | 72.23 | 57.88 |
| Revenue growth (YoY) | -28.4% | -15.7% | - | - | - | - |
| Other income | 1.44 | 1.51 | 1.69 | 1.70 | 1.60 | 1.65 |
| Total expenses | 46.06 | 42.60 | 50.95 | 59.31 | 67.08 | 51.13 |
| EBITDA | 5.69 | 6.18 | 5.85 | 5.48 | 5.15 | 6.75 |
| EBITDA margin | +11.0% | +12.7% | +10.3% | +8.5% | +7.1% | +11.7% |
| Depreciation | 0.83 | 0.92 | 0.95 | 1.01 | 1.00 | 1.61 |
| Interest | 1.37 | 1.36 | 1.05 | 1.18 | 0.72 | 0.57 |
| Profit before tax | 4.93 | 5.41 | 5.54 | 4.99 | 5.03 | 6.22 |
| Tax | 1.24 | 1.10 | 1.01 | 1.21 | 0.98 | 2.27 |
| Particulars | FY 2025-26 | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 | FY 2019-20 |
|---|---|---|---|---|---|---|---|
| Revenue | 241 | 208 | 175 | 106 | 77.34 | 73.49 | 554 |
| Revenue growth | +15.9% | +19.1% | +64.5% | +37.2% | +5.2% | -86.8% | - |
| Other income | 6.54 | 3.84 | 6.18 | 3.52 | 3.53 | 0.77 | 0.02 |
| Total expenses | 220 | 191 | 165 | 99.04 | 75.60 | 71.99 | 550 |
| Employee cost | 0.00 | 7.10 | 6.95 | 2.93 | 1.38 | 0.31 | 3.65 |
| EBITDA | 21.13 | 17.20 | 9.84 | 7.10 | 1.74 | 1.50 | 4.48 |
| EBITDA margin | +8.8% | +8.3% | +5.6% | +6.7% | +2.3% | +2.0% | +0.8% |
| Depreciation | 3.88 | 3.33 | 2.29 | 2.14 | 1.17 | 1.29 | 1.48 |
| Interest | 4.31 | 1.40 | 0.55 | 1.16 | 1.07 | 0.46 | 1.00 |
| Profit before tax | 19.48 | 16.31 | 13.18 | 7.32 | 3.03 | 0.52 | 2.02 |
| Tax | 4.63 | 5.12 | 2.69 | 1.64 | (0.25) | 0.66 | 0.15 |
| Net profit | 14.85 | 9.78 | 6.04 | 3.14 | 0.45 | (0.14) | 1.87 |
| Net profit margin | +6.2% | +4.7% | +3.5% | +3.0% | +0.6% | -0.2% | +0.3% |
| EPS (βΉ) | 0.59 | 4.50 | 4.20 | 2.96 | 171.52 | (6.42) | 97.56 |
| Particulars | FY 2025-26 | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 | FY 2019-20 |
|---|---|---|---|---|---|---|---|
| Equity & liabilities | |||||||
| Share capital | 51.49 | 24.94 | 24.94 | 19.16 | 0.19 | 0.19 | 0.19 |
| Reserves & surplus | 71.17 | 59.32 | 49.22 | 7.23 | 8.96 | 6.40 | 6.53 |
| Shareholders' funds (net worth) | 123 | 84.26 | 74.16 | 26.39 | 9.15 | 6.59 | 6.72 |
| Secured loans | 66.76 | 13.35 | 0.64 | 6.23 | 8.50 | 3.18 | 0.87 |
| Unsecured loans | 2.17 | 4.17 | 0.76 | 1.57 | 4.46 | 2.90 | 2.38 |
| Total debt | 68.93 | 17.52 | 1.40 | 7.80 | 12.96 | 6.08 | 3.25 |
| Total liabilities | 192 | 102 | 76.10 | 43.91 | 22.12 | 12.67 | 9.97 |
| Assets | |||||||
| Gross block | 31.37 | 30.50 | 22.97 | 19.09 | 19.03 | 11.57 | 11.53 |
| Net block | 11.28 | 14.29 | 10.50 | 8.91 | 5.92 | 4.69 | 5.43 |
| Capital work in progress | 2.50 | 0.25 | 2.46 | 2.60 | 7.35 | 1.10 | 0.29 |
| Investments | 47.78 | 21.50 | 18.43 | 11.71 | 2.87 | 0.49 | 0.00 |
| Inventories | 0.10 | 0.12 | 0.76 | 0.47 | 1.04 | 0.36 | 0.14 |
| Sundry debtors | 0.65 | 1.99 | 7.28 | 4.13 | 0.48 | 3.41 | 4.43 |
| Cash & bank balances | 30.11 | 21.51 | 8.90 | 1.35 | 0.82 | 1.34 | 0.27 |
| Loans & advances | 64.94 | 55.48 | 34.73 | 20.86 | 14.78 | 13.09 | 15.47 |
| Total current assets | 95.80 | 79.10 | 51.67 | 26.81 | 17.12 | 18.20 | 20.31 |
| Total current liabilities | 13.16 | 14.30 | 8.72 | 8.57 | 13.61 | 11.87 | 16.37 |
| Net working capital | 82.64 | 64.80 | 42.95 | 18.24 | 3.51 | 6.33 | 3.94 |
| Total assets | 192 | 102 | 76.10 | 43.91 | 22.12 | 12.67 | 9.97 |
| Particulars | FY 2025-26 | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 | FY 2019-20 |
|---|---|---|---|---|---|---|---|
| Opening cash | 11.79 | 8.90 | 1.35 | 0.82 | 1.34 | 0.27 | 2.22 |
| Net cash from operating activities | (2.63) | 36.79 | (12.19) | 3.87 | 5.32 | 2.55 | (5.36) |
| Net cash from investing activities | (40.07) | (43.30) | (10.69) | (8.83) | (9.71) | (1.29) | 0.40 |
| Net cash from financing activities | 47.35 | 9.40 | 30.43 | 5.48 | 3.86 | (0.18) | 3.01 |
| Net change in cash | 4.65 | 2.89 | 7.55 | 0.53 | (0.52) | 1.07 | (1.95) |
| Closing cash | 30.11 | 21.51 | 8.90 | 1.35 | 0.82 | 1.34 | 0.27 |
| Particulars | FY 2025-26 | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 | FY 2019-20 |
|---|---|---|---|---|---|---|---|
| Growth | |||||||
| Sales growth | +15.9% | +19.1% | +64.5% | +37.2% | +5.2% | -86.8% | - |
| EBITDA growth | +22.9% | +74.8% | +38.6% | +308.1% | +16.0% | -66.5% | - |
| PBT growth | +19.4% | +23.8% | +80.1% | +141.6% | +482.7% | -74.3% | +3.6% |
| Net income growth | +51.8% | +61.9% | +92.4% | +597.8% | +421.4% | -107.5% | - |
| Revenue CAGR (3Y) | +31.5% | +39.1% | +33.4% | -42.4% | -54.4% | - | - |
| EBITDA CAGR (3Y) | +43.8% | +114.6% | +87.2% | +16.6% | -16.0% | - | - |
| Profitability & leverage | |||||||
| Net income margin | +6.2% | +5.4% | +6.0% | +5.4% | +4.2% | -0.2% | +0.3% |
| Return on capital employed | - | +17.7% | +13.3% | +15.9% | +4.5% | +8.8% | +41.2% |
| Return on net worth | - | +12.3% | +12.0% | +17.7% | +5.8% | -1.8% | +40.6% |
| Debt / equity | - | 0.11 | 0.09 | 0.58 | 1.21 | 0.70 | 0.59 |
| Long-term debt / equity | - | 0.02 | 0.06 | 0.33 | 0.52 | 0.20 | 0.20 |
| Interest cover | 24.99 | 10.09 | 7.28 | 23.39 | 187.72 | 219.05 | 33.33 |
| Efficiency & per share | |||||||
| Fixed asset turnover | - | 7.78 | 8.30 | 5.57 | 5.05 | 6.36 | 53.65 |
| Inventory turnover | - | 472.59 | 283.84 | 140.58 | 110.49 | 293.96 | 3,168.51 |
| Debtors turnover | - | 44.86 | 30.60 | 46.05 | 39.76 | 18.75 | 90.75 |
| EPS (βΉ) | 0.59 | 4.50 | 4.20 | 2.96 | 171.52 | (6.42) | 97.56 |
| Dividend per share (βΉ) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Book value per share (βΉ) | 0.00 | 34.30 | 29.74 | 13.77 | 476.91 | 343.73 | 350.15 |
Investments & Acquisitions by MOS
MOS has strategically engaged in corporate development activities, having acquired 1 company. Notable acquisitions include Samvriddhi.
| Company Name | Description | Domain | Location | Founded | Acquired | Amount |
|---|---|---|---|---|---|---|
Correspondent services for banks, government and developmental organizations | samvriddhi.com | Kolkata, India | 2008 | Sep 2024 | β’β’β’β’ |
Complete acquisition details for MOS
Acquired stakes, deal sources and the complete acquisition history require an active premium plan.
- Acquired stakes
- Deal sources
- Complete history
- Exports
Verified entity values are shown only after access is granted.
Timeline of MOS
3 dated milestones of MOS across 15 years, from founding to its latest funding, stage changes and deals.
- Founded MOS is founded.
- IPO Lists on the stock exchange (IPO).
- Acquisition Acquires Samvriddhi.
Similar companies to MOS
MOS has 3 listed similar companies in our database, 3 of them funded. They include FlexiLoans, Bizongo and Clix Capital.
| Company Name | Domain | Founded | HQ Location | Total funding | Employees | Description |
|---|---|---|---|---|---|---|
| flexiloans.com | 2016 | Mumbai, India | $96.88M | 624 | Business loans and financial products for MSMEs are provided. | |
| bizongo.com | 2015 | Mumbai, India | $257.08M | 94 | Platform offering AI-powered vendor digitization, procurement and supply chain financing solutions | |
| clix.capital | 2016 | Gurugram, India | $69.52M | 1,742 | Lending platform for consumers and businesses is provided. |
Detailed similar companies of MOS
The full competitor set, operating metrics and side-by-side benchmarks require an active premium plan.
- Full competitor set
- Operating metrics
- Benchmarks
- Competitive positioning
Verified entity values are shown only after access is granted.
Web traffic of MOS
The website of MOS (mos-world.com) receives about 44.7K visits a month and ranks #554,757 among all websites worldwide, #5,559 in Investing.
- Monthly visits44.7K
▼ 36.4% vs previous month
- Unique visitors17.9K
per month
- Global rank#554,757
among all websites
- Category rank#5,559
Finance · Investing
- Bounce rate54%
- Pages per visit2.4
- Average visit3 min 40 sec
- DevicesDesktop 54% Β· Mobile 46%
Websites whose visitors overlap most with MOS. Affinity shows how closely the audiences match.
| Website | Domain | Audience affinity | Monthly visits | Global rank | Profile |
|---|---|---|---|---|---|
biz-solutionz.com | biz-solutionz.com | 100% | β | ||
| ia.ooo | 97% | 34.2K | #898,770 | View details | |
| setu.co | 97% | 573.8K | #76,182 | View details | |
| decentro.tech | 97% | 214.4K | #168,413 | View details | |
| mobisafar.com | 66% | 620.4K | #82,320 | View details | |
| β’β’β’β’β’β’β’β’β’β’ | β’β’β’β’β’β’.com | β’β’% | β’.β’M | #β’β’β’β’β’ | β |
| β’β’β’β’β’β’β’β’β’β’ | β’β’β’β’β’β’.com | β’β’% | β’.β’M | #β’β’β’β’β’ | β |
| β’β’β’β’β’β’β’β’β’β’ | β’β’β’β’β’β’.com | β’β’% | β’.β’M | #β’β’β’β’β’ | β |
All 35 similar websites and full traffic analytics for MOS
The complete similar-websites list, audience overlap and engagement analytics require an active premium plan.
- 35 similar websites
- Audience overlap
- Engagement analytics
- Traffic by brand
Verified entity values are shown only after access is granted.
Top companies in E-Commerce Enablers & Infrastructure
3 companies that operate in the same segment as MOS (E-Commerce Enablers & Infrastructure) in India, ranked by their profile score on The Company Check.
| Company | Description | Founded | Location | Total funding | Revenue | Employees |
|---|---|---|---|---|---|---|
Integrated logistics services including parcel delivery and warehousing are provided. | 2011 | Gurugram, Haryana, India | USD 1.37 B | USD 1.12 B | 23,536 | |
E-commerce tools for shipping, marketing, and financial services are provided. | 2012 | Gurugram, Haryana, India | USD 321.57 M | USD 135.47 M | 915 | |
Express delivery logistics solutions are provided for businesses and individuals. | 2015 | Bengaluru, Karnataka, India | USD 246.8 M | USD 447.86 M |
Unlock complete access to The Company Check
Get unrestricted viewing across everything we track β from companies and brands to investors, funding rounds, acquisitions, financials, and more.
- Unlimited viewing on all profiles Companies, investors, financials, funding, acquisitions & directors
- Full access to every database India & global coverage, advanced filters and rich profile details
- Always-on access from your team account Single premium plan for everything you see on the portal
Related news about Mos
Complete news archive for MOS
Full article history, source details, and older brand coverage require an active premium plan.
- Full article archive
- Source and publication date
- Older coverage
- Brand-specific news history
Verified entity values are shown only after access is granted.
Frequently Asked Questions about MOS
MOS was founded in 2009.
MOS is headquartered in Mumbai, India. It is registered at Mumbai, Maharashtra, India.
Chirag Shah is the CEO of MOS, as recorded in our data. They have also founded this company.
The primary company behind MOS, Mos Utility Limited, reported revenue of βΉ641 Cr for FY 2026, up 3% year on year.
MOS was founded in 2009 in Mumbai, India, as a provider of financial services tailored to e-commerce businesses. Operations focus on supporting online merchants with funding, payment processing, and risk management solutions. The company is led by co-founders including Viren Shah as CIO and Chirag Shah as co-CEO, alongside Jignesh Jutthani as co-CEO. Services are delivered primarily in the Indian market to facilitate e-commerce growth and financial stability.
MOS's top competitors include FlexiLoans, Bizongo and Clix Capital.
MOS offers Banking Services, Travel Services, Insurance Services, and Courier Services.
Yes, MOS is publicly traded on NSE under the ticker symbol MOS.
MOS has made 1 acquisition, including Samvriddhi.
MOS operates through Mos Utility Limited.
The legal entities of MOS currently have 9 directors, including Santosh Ramrao Mijgar, Ravi Natvarlal Ruparelia, Chirag Dineshbhai Shah and others.
