About Muthoot Chits
Muthoot Chits is a Financial Services company based in Thiruvananthapuram (India). It provides comprehensive loan solutions for consumers and small to medium enterprises (SMEs). It operates on a B2B model. The company has 200 employees. Its Indian entity Muthoot Pappachan Chits (India) Private Limited reported revenue of ₹31.91 Cr. Its focus areas include Finance, Banking, Consumer Lending and SME Loans. Its competitors include Margadarsi Chit Fund, Kannattu, Saya Nidhi, Smart Nidhi Finance and Jodhpur Gramin Nidhi and 3 more.
Company details
Muthoot Chits operates with a B2B model, focusing on finance, banking, consumer lending, and sme loans. Provides comprehensive loan solutions for consumers and small to medium enterprises (SMEs). It emphasizes efficiency, client-focused solutions, and growth, fostering partnerships and innovation in its operations.
- Headquarters Thiruvananthapuram, India
- Employees 200
- SectorsFinancial Services
- Website muthootchits.com
- Legal Name Muthoot Pappachan Chits (India) Private Limited
- Date of Incorporation 26 Sep, 2012
- Jurisdiction Thiruvananthapuram, Kerala, India
- Annual Revenue₹31.91 Cr
FY 2025 · +36% YoY
- Net Profit₹5.57 Cr
FY 2025 · 17% margin
- EBITDA₹10.24 Cr
FY 2025 · 32% margin
- Employee Count200
Associated legal entities of Muthoot Chits
Muthoot Chits operates through Muthoot Pappachan Chits (India) Private Limited (active). Its filings, financials, charges and directors are on the company page.
| Legal entity | Status | Incorporated | Registered in | Revenue (FY 2025) | Employees | Directors | Company page |
|---|---|---|---|---|---|---|---|
| Muthoot Pappachan Chits (India) Private Limited CIN U65992KL2012PTC032248 | Active | 26 Sep 2012 | Thiruvananthapuram, Kerala | ₹31.9 Cr | 200 | 3 | View details |
Board of directors of Muthoot Pappachan Chits (India) Private Limited (Muthoot Chits)
Muthoot Pappachan Chits (India) Private Limited is the primary company behind Muthoot Chits. The board of Muthoot Pappachan Chits (India) Private Limited currently have 3 directors; the longest-serving is Remmy Thomas, appointed in 2012.
| Director | Designation | Appointed | Tenure | Entity |
|---|---|---|---|---|
| Remmy Thomas DIN 00480592 | Director | 26 Sep 2012 | 14 yrs | Muthoot Pappachan Chits (India) Private Limited |
| Preethi John Muthoot DIN 00483799 | Director | 26 Sep 2012 | 14 yrs | Muthoot Pappachan Chits (India) Private Limited |
| Nina George DIN 00480440 | Director | 26 Sep 2012 | 14 yrs | Muthoot Pappachan Chits (India) Private Limited |
Financials of Muthoot Chits
Figures of Muthoot Pappachan Chits (India) Private Limited, the primary company behind Muthoot Chits, for FY 2025. Revenue was ₹31.91 Cr (+36% year on year). Net profit was ₹5.57 Cr (17% margin). EBITDA was ₹10.24 Cr (32% margin). Revenue has grown at a compounded annual rate of +35% over three years and +42% over five years.
- ₹31.91 CrRevenue · FY 2025 · +36% YoY
- ₹5.57 CrNet profit · 17% margin
- ₹10.24 CrEBITDA · 32% margin
- ₹2.92 CrPaid-up capital
- 200Employees (provident fund records)
- +35%Revenue CAGR, 3 years
- +42%Revenue CAGR, 5 years
Balance sheet, profit and loss, cash flow and ratios of Muthoot Pappachan Chits (India) Private Limited are on its company page.
Detailed financial statements for Muthoot Chits
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Competitors of Muthoot Chits
Muthoot Chits has 8 listed competitors in our database. They include Margadarsi Chit Fund, Kannattu, Saya Nidhi, Smart Nidhi Finance and Jodhpur Gramin Nidhi, among others.
| Company Name | Domain | Founded | HQ Location | Total funding | Employees | Description |
|---|---|---|---|---|---|---|
| margadarsi.com | 1962 | Hyderabad, India | – | 737 | Functions as a cooperative lending company providing financial services. | |
| kannattu.com | 1986 | Chengannur, India | – | 112 | Offers gold loans, insurance, travel services, and money transfer in India. | |
| sayanidhi.com | 2018 | Jaipur, India | – | – | Financial company providing deposits, loans, saving accounts, and schemes for members in India. | |
| smartnidhi.com | 1989 | Jamshedpur, India | – | – | Operates as a cooperative firm offering consumer loans. | |
| jgnljodhpur.com | 2019 | Jodhpur, India | – | – | Jodhpur Gramin Nidhi provides gold, mortgage, daily, and other loan services to members. | |
| ernadnidhi.com | 2016 | Malappuram, India | – | – | Provides loans, deposits, and savings schemes to members in India. | |
| orjey.in | 2020 | Bengaluru, India | – | – | Provides diversified loan options for members. | |
| sanjaisuccess.com | 2017 | Chennai, India | – | 7 | Provides tea coffee vending machines and financial consultancy services. |
Detailed competitors of Muthoot Chits
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Web traffic of Muthoot Chits
Websites that share an audience with Muthoot Chits (muthootchits.com).
Websites whose visitors overlap most with Muthoot Chits. Affinity shows how closely the audiences match.
| Website | Domain | Audience affinity | Monthly visits | Global rank | Profile |
|---|---|---|---|---|---|
| kopuramchits.com | 97% | 28K | #867,686 | View details |
Top companies in Consumer and SME Loans
10 companies that operate in the same segment as Muthoot Chits (Consumer and SME Loans), ranked by their profile score on The Company Check.
| Company | Description | Founded | Location | Total funding | Revenue | Employees |
|---|---|---|---|---|---|---|
A peer-to-peer marketplace for business loans is operated and developed. | 2010 | London, England, United Kingdom | USD 372.67 M | USD 299.61 M | 860 | |
Synchrony is engaged in providing credit cards and banking services. | 1993 | Salem, United States | USD 25 M | USD 19.12 B | 20,000 | |
Consumer and SME loans are provided by Manappuram Finance. | 1992 | Valapad, Kerala, India | USD 39.98 M | USD 1.01 B | 51,650 | |
Full-stack marketplace services for car ownership are provided. | 2015 | Singapore, Singapore, Singapore | USD 685.9 M | USD 806.83 M | 1,381 | |
Affordable home loans are extended to low and middle-income groups. | 2010 | Mumbai, Maharashtra, India | USD 209.7 M | USD 203.79 M | 1,630 | |
Diversified lending services are provided as a non-banking financial institution. | 1994 | Mumbai, Maharashtra, India | – | USD 1.9 B | 36,520 | |
Financial solutions including loans and insurance are offered. | 2007 | Pune, Maharashtra, India | – | USD 15.24 B | 126 | |
Household and business loans are provided with risk management support. | 2006 | Chennai, Tamil Nadu, India | USD 283.47 M | USD 288.73 M | 1,100 | |
Online gold, home, personal, and business loans are provided. | 1995 | Mumbai, Maharashtra, India | – | USD 1.38 B | 38,720 | |
An online lending platform for point-of-sale financing is provided. | 2013 | Bengaluru, Karnataka, India | USD 205.92 M | USD 3.93 M | 499 |
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Frequently Asked Questions about Muthoot Chits
Muthoot Chits is headquartered in Thiruvananthapuram, India. It is registered at Thiruvananthapuram, Kerala, India.
Muthoot Chits has 200 employees.
The primary company behind Muthoot Chits, Muthoot Pappachan Chits (India) Private Limited, reported revenue of ₹31.91 Cr for FY 2025, up 36% year on year.
Muthoot Chits operates with a B2B model, focusing on finance, banking, consumer lending, and sme loans. Provides comprehensive loan solutions for consumers and small to medium enterprises (SMEs). It emphasizes efficiency, client-focused solutions, and growth, fostering partnerships and innovation in its operations.
Muthoot Chits's top competitors include Margadarsi Chit Fund, Kannattu and Saya Nidhi.
Muthoot Chits operates through Muthoot Pappachan Chits (India) Private Limited.
The legal entities of Muthoot Chits currently have 3 directors, including Remmy Thomas, Preethi John Muthoot, Nina George.