Muthoot Finance

Ernakulam, India Founded: 1887 • Age: 139 yrs
Consumer and SME loans are provided, secured by gold jewellery.
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About Muthoot Finance

Muthoot Finance is a company based in Ernakulam (India) founded in 1887.. Muthoot Finance has raised $222.53 million across 6 funding rounds from investors including Kotak Mahindra Bank, Wellcome and Baring Private Equity Partners. The company has 48,570 employees as of March 31, 2024. Muthoot Finance has completed 2 acquisitions, including Belstar Investment and Finance and IDBI Mutual Fund. Muthoot Finance offers products and services including Gold Loan, Housing Finance, Personal Loan, Small Business Loan, and Vehicle Loan. Muthoot Finance operates in a competitive market with competitors including Manappuram Finance, L & T Finance Holdings, Bajaj Finserv, IIFL Finance and Hero Fincorp, among others.

  • Headquarter Ernakulam, India
  • Employees 48570 as on 31 Mar, 2024
  • Stage Public
  • Sectors
    Financial Services
  • Email
    ***********
  • Phone
    *********
  • Website
    *********
  • Social
    *********
  • Legal Name Muthoot Finance Ltd
Operational Areas
Financial Services → FinTech & Digital Finance
Key Metrics
  • Annual Revenue
    $2.36 B (USD)
    33.68
    as on Mar 31, 2024
  • Net Profit
    $623.01 M (USD)
    23.32
    as on Mar 31, 2024
  • EBITDA
    $1.85 B (USD)
    33.15
    as on Mar 31, 2024
  • Total Equity Funding
    $222.53 M (USD)

    in 6 rounds

  • Latest Funding Round
    $140.9 M (USD), Debt – Conventional

    Sep 26, 2019

  • Investors
  • Employee Count
    48570

    as on Mar 31, 2024

  • Investments & Acquisitions
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IPO & Listings of Muthoot Finance

Muthoot Finance is a publicly listed company on the NSE with ticker symbol MUTHOOTFIN in India, operating in the Finance sector. As a publicly traded entity, the company provides investors with opportunities to participate in its growth story through equity ownership. The listing enables access to capital markets, enhances corporate visibility, and provides liquidity for shareholders while maintaining transparency through regulatory compliance and regular financial disclosures.

Exchange: NSE · Ticker: MUTHOOTFIN . Sector: Finance · India

Products & Services of Muthoot Finance

Muthoot Finance offers a comprehensive portfolio of products and services, including Gold Loan, Housing Finance, Personal Loan, Small Business Loan, and Vehicle Loan. The company's diverse product and service offerings are designed to meet the evolving needs of its customers, address market demands, and provide comprehensive solutions that drive value creation and customer satisfaction across various segments and use cases.

Primary

Provides loans against gold jewelry for immediate personal financial needs

Offers funding for home purchases and real estate development

Delivers unsecured loans for individual expenses and emergencies

Supports small enterprises with tailored business financing options

Facilitates loans for purchasing vehicles and transportation needs

Funding Insights of Muthoot Finance

Muthoot Finance has successfully raised a total of $222.53M across 6 strategic funding rounds. The most recent funding activity was a Debt – Conventional round of $140.9 million completed in September 2019. This substantial capital infusion reflects strong investor confidence in the company's business model, growth potential, and market opportunities. The funding enables strategic expansion, product development, market penetration, and operational scaling to drive long-term value creation and competitive advantage.

  • Total Funding
  • Total Rounds 6
  • Last Round Debt – Conventional — $140.9M
  • First Round

    (23 Jul 2010)

  • Investors Count 6
Date Amount Transaction Name Valuation Lead Investors Investors
Sep, 2019 Amount Debt – Conventional - Muthoot Finance Valuation

investors

May, 2016 Amount Private Equity Round - Muthoot Finance Valuation

investors

Jun, 2014 Amount Private Equity Round - Muthoot Finance Valuation GIC
Date Amount Transaction Name Valuation Lead Investors Investors
Jul, 2021 Amount Post-IPO - Grab Valuation

investors

Feb, 2021 Amount Post-IPO - Grab Valuation

investors

Jan, 2021 Amount Post-IPO - Grab Valuation

investors

Feb, 2021 Amount Post-IPO - Grab Valuation

investors

Investors in Muthoot Finance

Muthoot Finance has secured backing from 6 investors, including venture fund and institutional investors. Prominent investors backing the company include Kotak Mahindra Bank, Wellcome and Baring Private Equity Partners. This diverse investor base provides strategic capital, industry expertise, and valuable network connections that support the company's growth initiatives, market expansion, and long-term value creation.

All
Venture Fund
Institutional
Investor Description Founded Year Domain Location
Sovereign wealth is managed and private equity investments are facilitated.
Founded Year Domain Location
Venture capital investment firm
Founded Year Domain Location
Private equity firm focusing on buyouts and investments in multiple sectors
Founded Year Domain Location
Investor Description Founded Year Domain Location
Single family office of Amitabh Bachchan, founder of Amitabh Bachchan Corporation or AB CORP
Founded Year Domain Location
Startup ecosystems are ignited through strategic investments by Signite Partners.
Founded Year Domain Location
Venture capital is directed toward companies in multiple sectors.
Founded Year Domain Location
Venture capital is invested in cybersecurity, fintech, and AI startups.
Founded Year Domain Location

Investments & Acquisitions by Muthoot Finance

Muthoot Finance has strategically engaged in corporate development activities, having acquired 2 companies. Notable acquisitions include Belstar Investment and Finance and IDBI Mutual Fund. These strategic investments and acquisitions demonstrate the company's commitment to growth through portfolio expansion, market consolidation, technology integration, and strategic partnerships that enhance competitive positioning and drive long-term value creation.

Investments
Company Name Description Domain Location Founded Year Amount
Bionic investment advisor platform
2016
Fine Asian gourmet food is offered by an internet-first restaurant.
2016
Physical e-commerce kiosks are deployed for rural purchases in Indonesia.
2014
Fine Asian gourmet food is offered by an internet-first restaurant.
2016
Acquisitions
Company Name Description Domain Location Founded Year Amount
Mutual fund investments and research are offered online to individuals.
2010
Micro loans are extended to SHG members for enterprise setup.
1988
Company Name Description Domain Location Founded Year Amount
OVO is recognized as a smart digital payment application.
2017
Bionic investment advisor platform
2016
Physical e-commerce kiosks are deployed for rural purchases in Indonesia.
2014
Physical e-commerce kiosks are deployed for rural purchases in Indonesia.
2014

Financial Statements - Muthoot Finance

Tata Steel revenue growth over time
Tata Steel profit and loss trends over time
Date Amount Transaction Name Valuation Lead Investors Investors
Jul, 2021 Amount Post-IPO - Grab Valuation

investors

Feb, 2021 Amount Post-IPO - Grab Valuation

investors

Jan, 2021 Amount Post-IPO - Grab Valuation

investors

Feb, 2021 Amount Post-IPO - Grab Valuation

investors

Muthoot Finance Comparisons

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Competitors of Muthoot Finance

Muthoot Finance operates in a dynamic and competitive business environment, facing competition from various established players and emerging companies in the market. The competitive landscape includes prominent companies such as Manappuram Finance, L & T Finance Holdings, Bajaj Finserv, IIFL Finance and Hero Fincorp, among others. This competitive environment drives innovation, market differentiation, and strategic positioning as companies strive to capture market share and deliver value to their customers. Understanding the competitive dynamics is crucial for assessing market positioning, identifying growth opportunities, and navigating the challenges inherent in a competitive marketplace.

Company Name Domain Founded year HQ Location Description
domain founded_year HQ Location
Consumer and SME loans are provided by Manappuram Finance.
domain founded_year HQ Location
Diversified lending services are provided as a non-banking financial institution.
domain founded_year HQ Location
Financial solutions including loans and insurance are offered.
domain founded_year HQ Location
Online gold, home, personal, and business loans are provided.
domain founded_year HQ Location
2-wheeler loans and consumer/business financing are provided by Hero Fincorp.
domain founded_year HQ Location
Consumer and SME loans are provided by Mahindra Finance.
Company Name Domain Founded year HQ Location Description
domain founded_year HQ Location
Multiple services are booked via an app-based platform.
domain founded_year HQ Location
On-demand services are booked through an app-based platform.
domain founded_year HQ Location
App based platform offering on demand delivery and ride-hailing services
domain founded_year HQ Location
Operates an on-demand hyperlocal delivery app for food and groceries.

Latest news on Muthoot Finance

Frequently Asked Questions about Muthoot Finance

When was Muthoot Finance founded?

Muthoot Finance was founded in 1887 and raised its 1st funding round 123 years after it was founded.

Where is Muthoot Finance located?

Muthoot Finance is headquartered in Ernakulam, India. It is registered at Ernakulam, Kerala, India.

Who is the current CEO of Muthoot Finance?

Dheen Lavi is the current CEO of Muthoot Finance.

Is Muthoot Finance a funded company?

Muthoot Finance is a funded company, having raised a total of $222.53M across 6 funding rounds to date. The company's 1st funding round was a Private Equity Round of $70.5M, raised on Jul 23, 2010.

How many employees does Muthoot Finance have?

As of Mar 31, 2024, the latest employee count at Muthoot Finance is 48,570.

What is the annual revenue of Muthoot Finance?

Annual revenue of Muthoot Finance is $2.36B as on Mar 31, 2024.

What does Muthoot Finance do?

Founded in 1887 in Ernakulam, India, Muthoot Finance operates in the financial services sector. Gold-secured loans are offered to individuals and small businesses lacking access to formal credit. Additional services include housing loans, personal loans, small business financing, insurance products, and SME loans. Operations focus on catering to underserved borrowers through a network centered in India.

Who are the top competitors of Muthoot Finance?

Muthoot Finance's top competitors include Manappuram Finance, L & T Finance Holdings and Bajaj Finserv.

What products or services does Muthoot Finance offer?

Muthoot Finance offers Gold Loan, Housing Finance, Personal Loan, Small Business Loan, and Vehicle Loan.

Is Muthoot Finance publicly traded?

Yes, Muthoot Finance is publicly traded on NSE under the ticker symbol MUTHOOTFIN.

How many acquisitions has Muthoot Finance made?

Muthoot Finance has made 2 acquisitions, including Belstar Investment and Finance, and IDBI Mutual Fund.

Who are Muthoot Finance's investors?

Muthoot Finance has 6 investors. Key investors include Kotak Mahindra Bank, Wellcome, Baring Private Equity Partners, GIC, and Z47.

What is Muthoot Finance's ticker symbol?

The ticker symbol of Muthoot Finance is MUTHOOTFIN on NSE.

What is Muthoot Finance's valuation?

The valuation of Muthoot Finance is $1.25B as of Jul 2010.

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