About My Mudra
My Mudra is a publicly listed company based in Delhi (India) founded in 2006 by Vaibhav Kulshrestha. Business and consumer loans with insurance services are provided. My Mudra has raised $73.09 thousand across 1 funding round from investors including Sanchit Gupta and Gaurav Bansal. The company has 294 employees. My Mudra was last valued at $756.57 thousand in October 2022. Its chief executive, as recorded, is Vaibhav Kulshrestha. Its website mymudra.com draws about 93 thousand monthly visits. Its Indian entity My Mudra Fincorp Limited reported revenue of ₹118 Cr. Its focus areas include Insurance Carriers and Diversified. Its competitors include ICICI Lombard, Bajaj Finserv and Bajaj Allianz General Insurance; 1 of its 3 listed competitors has raised funding.
Company details
My Mudra was established in 2006 in Delhi, India, within the financial services sector. Business loans and consumer financing options are extended, alongside insurance products that cover medical expenses for employees. Operations focus on delivering transparent lending and protection services to support financial stability. The company operates primarily through its online domain, mymudra.com, serving clients in India.
- Headquarters Delhi, India
- Employees 294
- Founders Vaibhav Kulshrestha
- Stage Public
- SectorsFinancial Services
- Website category Finance · Accounting and Auditing
- Website mymudra.com
- Social LinkedIn Facebook Instagram YouTube
- Legal Name My Mudra Fincorp Ltd.
- Market Cap₹97.74 Cr
MYMUDRA-SM · NSE
- Share Price₹90.25
+5.19% today
- Revenue₹118 Cr
FY 2025-26 · +46.0% YoY
- EBITDA₹19.08 Cr
Margin 16.2%
- Net Profit₹11.99 Cr
FY 2025-26 · +33.1% YoY
- P/E (TTM)8.1x
P/B 1.5x
- ROE20.2%
ROCE 26.2%
- Debt / Equity0.12
Interest cover 8.5x
- Total Equity Funding$73.09K (USD)
in 1 rounds
- Latest Funding Round$73.09K (USD), Angel Round
Oct 2022
- Employee Count294
Associated legal entities of My Mudra
My Mudra operates through My Mudra Fincorp Limited, a listed company (active). Its filings, financials, charges and directors are on the company page.
| Legal entity | Status | Incorporated | Registered in | Revenue (FY 2026) | Employees | Directors | Company page |
|---|---|---|---|---|---|---|---|
| My Mudra Fincorp Limited Listed CIN L65191DL2013PLC257611 | Active | 11 Sep 2013 | New Delhi, Delhi | ₹118 Cr | 4 | 13 | View details |
Apps and channels of My Mudra
its YouTube channel My Mudra Fincorp Ltd has 589 subscribers and 30 videos.
Videos from My Mudra
The most watched videos on My Mudra's YouTube channel, My Mudra Fincorp Ltd (589 subscribers). Click a video to play it here.
More on My Mudra Fincorp Ltd.
Funding Insights of My Mudra
My Mudra has successfully raised a total of $73.09K through 1 strategic funding round. The most recent funding activity was a Angel Round of $73.09 thousand completed in October 2022. This substantial capital infusion reflects strong investor confidence in the company's business model, growth potential, and market opportunities. The funding enables strategic expansion, product development, market penetration, and operational scaling to drive long-term value creation and competitive advantage.
- Total Funding $73,089
- Total Rounds 1
- Last Round Angel Round — $73,089
- First Round $73,089
(Oct 2022)
- Investors Count 2
All 1 funding rounds of My Mudra with amounts and investors; the two latest post-money valuations are shown, the rest are part of the premium plan.
| Date | Amount | Transaction Name | Valuation | Lead Investors | Investors |
|---|---|---|---|---|---|
| Oct 2022 | $73,089 | Angel Round | $756,567 | – |
Last known valuation $756,567 (Oct 2022). 2 investors in total: 0 institutional and 2 angel.
Investors in My Mudra
My Mudra has secured backing from 2 investors, including angel investors. Prominent investors backing the company include Sanchit Gupta and Gaurav Bansal.
| Investor | Description | Founded Year | Domain | Location |
|---|---|---|---|---|
SG Sanchit Gupta | Angel investor and entrepreneur, founder of Spintly, focused on tech startups | unknown_79fa11dd80fa4f90b | ||
GB Gaurav Bansal | unknown_76f31931cf6e481e8 |
Investor details for My Mudra
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Board of directors of My Mudra Fincorp Limited (My Mudra)
My Mudra Fincorp Limited is the primary company behind My Mudra. The board of My Mudra Fincorp Limited currently have 6 directors; the longest-serving is Ganesh Kumar Mishra, appointed in 2013. 6 earlier directors have ceased.
| Director | Designation | Appointed | Tenure | Entity |
|---|---|---|---|---|
| Ganesh Kumar Mishra DIN 06593768 | Director | 11 Sep 2013 | 13 yrs 2 mo | My Mudra Fincorp Limited |
| Abhisek Dhal DIN 08909761 | Whole-time director | 12 Oct 2020 | 6 yrs | My Mudra Fincorp Limited |
| Vaibhav Kulshrestha DIN 06979149 | Managing Director | 01 Sep 2021 | 5 yrs 2 mo | My Mudra Fincorp Limited |
| Piyushi Jindal DIN 10779103 | Company Secretary | 04 Jan 2024 | 2 yrs 10 mo | My Mudra Fincorp Limited |
| Sudhir Kumar Jain DIN 10626387 | Director | 13 May 2024 | 2 yrs 5 mo | My Mudra Fincorp Limited |
| Sarita DIN 10626409 | Director | 13 May 2024 | 2 yrs 5 mo | My Mudra Fincorp Limited |
People of My Mudra
1 people are tracked at My Mudra (1 in leadership); the tracked headcount is 294.
| Name | Role | Group |
|---|---|---|
| Founder & CEO | Leadership |
Complete people profiles for My Mudra
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IPO & Listings of My Mudra
My Mudra is a publicly listed company on the NSE with ticker symbol MYMUDRA in India, operating in the Finance sector. As a publicly traded entity, the company provides investors with opportunities to participate in its growth story through equity ownership. The listing enables access to capital markets, enhances corporate visibility, and provides liquidity for shareholders while maintaining transparency through regulatory compliance and regular financial disclosures.
- IPO date12 Sep 2024
- Listed onNSE: MYMUDRA
- Listed entityMy Mudra Fincorp Ltd.
- Exchange sectorFinance
- ISININE0RVQ01016
- Share price₹99.40 (+1.38% on the day) · 2026-10-14
- Market capitalisation₹114 Cr
- Price to earnings9.4
- EPS (diluted, trailing year)₹10.54
- Volume (last session)6,000
Financials of My Mudra
Exchange-reported figures of My Mudra Fincorp Limited, the listed company behind My Mudra (NSE: MYMUDRA-SM).
Financial Highlights
FY 2025-26 · StandaloneRevenue vs Net Profit ₹ Cr
Margin trends
Financial summary ₹ Cr
| Metrics | FY 2025-26 | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 |
|---|---|---|---|---|---|
| Income statement | |||||
| Revenue | 118 | 80.67 | 71.14 | 53.56 | 28.46 |
| Revenue growth | +46.0% | +13.4% | +32.8% | +88.2% | - |
| EBITDA | 19.08 | 13.86 | 10.85 | 5.84 | 1.27 |
| EBITDA margin | +16.2% | +17.2% | +15.3% | +10.9% | +4.5% |
| Profit before tax | 16.05 | 12.11 | 9.12 | 4.86 | 0.70 |
| Net profit | 11.99 | 9.01 | 6.42 | 3.47 | 0.47 |
| Net profit margin | +10.2% | +11.2% | +9.0% | +6.5% | +1.7% |
| EPS (₹) | 10.54 | 7.91 | 5,445.68 | 2,938.64 | 437.94 |
| Balance sheet | |||||
| Total assets | 76.83 | 57.08 | 26.16 | 12.21 | 7.83 |
| Net worth | 65.41 | 53.41 | 16.41 | 8.44 | 4.38 |
| Total debt | 11.26 | 3.52 | 9.65 | 3.71 | 3.41 |
| Cash & bank | 14.87 | 17.10 | 1.93 | 0.73 | 0.44 |
| Net working capital | 50.67 | 40.19 | 16.59 | 7.69 | 4.41 |
| Cash flow | |||||
| Cash from operations | 2.06 | 2.17 | 0.60 | 1.36 | (0.04) |
| Cash from investing | (10.68) | (8.00) | (4.35) | (1.45) | (0.03) |
| Cash from financing | 6.39 | 21.00 | 4.95 | 0.39 | 0.21 |
Financial Statements
| Particulars | FY 2025-26 | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 |
|---|---|---|---|---|---|
| Revenue | 118 | 80.67 | 71.14 | 53.56 | 28.46 |
| Revenue growth | +46.0% | +13.4% | +32.8% | +88.2% | - |
| Other income | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Total expenses | 98.71 | 66.81 | 60.29 | 47.72 | 27.19 |
| Employee cost | 8.76 | 6.29 | 6.14 | 4.69 | 3.26 |
| EBITDA | 19.08 | 13.86 | 10.85 | 5.84 | 1.27 |
| EBITDA margin | +16.2% | +17.2% | +15.3% | +10.9% | +4.5% |
| Depreciation | 1.54 | 0.85 | 0.61 | 0.42 | 0.16 |
| Interest | 1.49 | 0.90 | 1.12 | 0.56 | 0.41 |
| Profit before tax | 16.05 | 12.11 | 9.12 | 4.86 | 0.70 |
| Tax | 4.06 | 3.10 | 2.70 | 1.39 | 0.23 |
| Net profit | 11.99 | 9.01 | 6.42 | 3.47 | 0.47 |
| Net profit margin | +10.2% | +11.2% | +9.0% | +6.5% | +1.7% |
| EPS (₹) | 10.54 | 7.91 | 5,445.68 | 2,938.64 | 437.94 |
| Particulars | FY 2025-26 | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 |
|---|---|---|---|---|---|
| Equity & liabilities | |||||
| Share capital | 11.39 | 11.39 | 0.01 | 0.01 | 0.01 |
| Reserves & surplus | 54.02 | 42.02 | 16.40 | 8.43 | 4.37 |
| Shareholders' funds (net worth) | 65.41 | 53.41 | 16.41 | 8.44 | 4.38 |
| Secured loans | 6.85 | 1.52 | 4.82 | 1.97 | 2.08 |
| Unsecured loans | 4.41 | 2.00 | 4.83 | 1.74 | 1.33 |
| Total debt | 11.26 | 3.52 | 9.65 | 3.71 | 3.41 |
| Total liabilities | 76.83 | 57.08 | 26.16 | 12.21 | 7.83 |
| Assets | |||||
| Gross block | 8.36 | 5.87 | 3.43 | 2.01 | 1.46 |
| Net block | 4.55 | 3.60 | 2.01 | 1.15 | 1.02 |
| Capital work in progress | 13.30 | 7.64 | 3.62 | 1.22 | 0.00 |
| Investments | 0.00 | 0.00 | 0.25 | 0.00 | 0.26 |
| Inventories | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Sundry debtors | 20.91 | 19.03 | 12.75 | 6.94 | 3.78 |
| Cash & bank balances | 14.87 | 17.10 | 1.93 | 0.73 | 0.44 |
| Loans & advances | 21.63 | 8.47 | 6.03 | 2.66 | 1.76 |
| Total current assets | 57.41 | 44.60 | 20.71 | 10.33 | 5.98 |
| Total current liabilities | 6.74 | 4.41 | 4.12 | 2.64 | 1.57 |
| Net working capital | 50.67 | 40.19 | 16.59 | 7.69 | 4.41 |
| Total assets | 76.83 | 57.08 | 26.16 | 12.21 | 7.83 |
| Particulars | FY 2025-26 | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 |
|---|---|---|---|---|---|
| Opening cash | 17.10 | 1.93 | 0.73 | 0.44 | 0.30 |
| Net cash from operating activities | 2.06 | 2.17 | 0.60 | 1.36 | (0.04) |
| Net cash from investing activities | (10.68) | (8.00) | (4.35) | (1.45) | (0.03) |
| Net cash from financing activities | 6.39 | 21.00 | 4.95 | 0.39 | 0.21 |
| Net change in cash | (2.23) | 15.17 | 1.20 | 0.30 | 0.14 |
| Closing cash | 14.87 | 17.10 | 1.93 | 0.73 | 0.44 |
| Particulars | FY 2025-26 | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 |
|---|---|---|---|---|---|
| Growth | |||||
| Sales growth | +46.0% | +13.4% | +32.8% | +88.2% | - |
| EBITDA growth | +37.7% | +27.7% | +85.8% | +359.8% | - |
| PBT growth | +32.5% | +32.8% | +87.7% | +594.3% | +9997.0% |
| Net income growth | +33.1% | +40.3% | +85.0% | +638.3% | - |
| Revenue CAGR (3Y) | +30.0% | +41.5% | - | - | - |
| EBITDA CAGR (3Y) | +48.4% | +121.8% | - | - | - |
| Profitability & leverage | |||||
| Net income margin | +10.2% | +11.2% | +9.0% | +6.5% | +1.7% |
| Return on capital employed | +26.2% | +31.3% | +53.4% | +54.1% | +14.2% |
| Return on net worth | +20.2% | +25.8% | +51.8% | +54.1% | +10.7% |
| Debt / equity | 0.12 | 0.19 | 0.54 | 0.56 | 0.78 |
| Long-term debt / equity | 0.04 | 0.07 | 0.18 | 0.21 | 0.30 |
| Interest cover | 8.49 | 6.92 | 10.94 | 10.33 | 36.94 |
| Efficiency & per share | |||||
| Fixed asset turnover | 16.56 | 17.35 | 26.15 | 30.87 | 19.49 |
| Inventory turnover | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Debtors turnover | 5.90 | 5.08 | 7.23 | 9.99 | 7.53 |
| EPS (₹) | 10.54 | 7.91 | 5,445.68 | 2,938.64 | 437.94 |
| Dividend per share (₹) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Book value per share (₹) | 57.42 | 46.89 | 13,907.97 | 7,154.75 | 4,092.34 |
Timeline of My Mudra
3 dated milestones of My Mudra across 18 years, from founding to its latest funding, stage changes and deals.
- Founded My Mudra is founded.
- Funding First funding round of $73K.
- IPO Lists on the stock exchange (IPO).
Competitors of My Mudra
My Mudra has 3 listed competitors in our database, 1 of them funded. They include ICICI Lombard, Bajaj Finserv and Bajaj Allianz General Insurance.
| Company Name | Domain | Founded | HQ Location | Total funding | Employees | Description |
|---|---|---|---|---|---|---|
| icicilombard.com | 2001 | Mumbai, India | $306.52M | 15,275 | Life, health, and general insurance services are provided across India. | |
| bajajfinserv.in | 2007 | Pune, India | 53,782 | Financial solutions including loans and insurance are offered. | ||
| bajajallianz.com | 2001 | Pune, India | 8,517 | Offers insurance for health, vehicles, travel, life, and commercial needs. |
Detailed competitors of My Mudra
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Web traffic of My Mudra
The website of My Mudra (mymudra.com) receives about 93.3K visits a month and ranks #418,302 among all websites worldwide, #1,055 in Accounting and Auditing.
- Monthly visits93.3K
▲ 19.1% vs previous month
- Unique visitors52K
per month
- Global rank#418,302
among all websites
- Category rank#1,055
Finance · Accounting and Auditing
- Bounce rate53%
- Pages per visit2.5
- Average visit1 min 22 sec
- DevicesDesktop 28% · Mobile 72%
Websites whose visitors overlap most with My Mudra. Affinity shows how closely the audiences match.
| Website | Domain | Audience affinity | Monthly visits | Global rank | Profile |
|---|---|---|---|---|---|
paisapaid.com | paisapaid.com | 100% | #3,181,130 | – | |
| smfgindiacredit.com | 91% | #102,940 | View details | ||
| manbafinance.com | 85% | 36.9K | #435,562 | View details | |
| bharatloan.com | 85% | 337.6K | #78,133 | View details | |
| herohousingfinance.com | 82% | 15.1K | #1,243,120 | View details | |
| •••••••••• | ••••••.com | ••% | •.•M | #••••• | – |
| •••••••••• | ••••••.com | ••% | •.•M | #••••• | – |
| •••••••••• | ••••••.com | ••% | •.•M | #••••• | – |
All 40 similar websites and full traffic analytics for My Mudra
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Top companies in Insurance & Risk Management
3 companies that operate in the same segment as My Mudra (Insurance & Risk Management) in India, ranked by their profile score on The Company Check.
| Company | Description | Founded | Location | Total funding | Revenue | Employees |
|---|---|---|---|---|---|---|
Health insurance plans are offered for individuals and families. | 2006 | Chennai, Tamil Nadu, India | USD 783.29 M | USD 1.9 B | 15,820 | |
Life, health, and general insurance services are provided across India. | 2001 | Mumbai, Maharashtra, India | USD 306.52 M | USD 2.88 B | 16,700 | |
Financial solutions including loans and insurance are offered. | 2007 | Pune, Maharashtra, India | USD 15.24 B | 126 |
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Related news about My Mudra
Complete news archive for My Mudra
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Frequently Asked Questions about My Mudra
My Mudra was founded in 2006 and raised its 1st funding round 16 years after it was founded.
My Mudra is headquartered in Delhi, India. It is registered at Delhi, Delhi, India.
Vaibhav Kulshrestha is the CEO of My Mudra, as recorded in our data. They have also founded this company.
My Mudra is a funded company, having raised a total of $73.09K across 1 funding round to date. The company's 1st funding round was a Angel Round of $73.09K, raised on Oct 2022.
My Mudra has 294 employees.
The primary company behind My Mudra, My Mudra Fincorp Limited, reported revenue of ₹118 Cr for FY 2026, up 46% year on year.
My Mudra was established in 2006 in Delhi, India, within the financial services sector. Business loans and consumer financing options are extended, alongside insurance products that cover medical expenses for employees. Operations focus on delivering transparent lending and protection services to support financial stability. The company operates primarily through its online domain, mymudra.com, serving clients in India.
My Mudra's top competitors include ICICI Lombard, Bajaj Finserv and Bajaj Allianz General Insurance.
Yes, My Mudra is publicly traded on NSE under the ticker symbol MYMUDRA.
My Mudra has 2 investors. Key investors include Sanchit Gupta, and Gaurav Bansal.
The valuation of My Mudra is $756.57K as of Oct 2022.
My Mudra operates through My Mudra Fincorp Limited.