About Nivasa Finance
Nivasa Finance is a Financial Services company based in Bengaluru (India) founded in 2024 by Hitesh Saraf, Vishwanath Bhat, Samit Shankar Shetty, and Nayan Ambali. Provider of a home loan advisor network. Nivasa Finance has raised $2.82 million across 2 funding rounds from investors including Angel List, Whiteboard Capital and Upsparks Capital. The company has 26 employees. Nivasa Finance was last valued at $11.65 million in July 2025. Its chief executive, as recorded, is Samit Shankar Shetty. Nivasa Finance offers products and services including Home Loan Advisor Program. Its focus areas include FinTech, Alternative Lending, Lead Generation Platforms and Loan Comparison Platforms. Its legal entity in India is Oka Housing Technologies Private Limited (U62099KA2024PTC190368).
Company details
Nivasa Finance was founded in 2024 in Bengaluru, India, within the financial services sector. A network for home loan advisors is operated, where connections between advisors and potential borrowers are facilitated through a digital platform. Leads are shared and tracked efficiently in a paperless process. Training and support are offered to advisors, who earn from successful referrals, with payments processed promptly.
- Headquarters Bengaluru, India
- Employees 26
- Founders Hitesh Saraf, Vishwanath Bhat, Samit Shankar Shetty, Nayan Ambali
- Stage Minicorn
- SectorsFinancial Services
- Email••••••••
- Phone•••• ••••
- Website nivasafinance.com
- Social LinkedIn X Instagram YouTube
- Legal Name Oka Housing Technologies Private Limited
- Date of Incorporation 29 Jun, 2024
- Jurisdiction Bangalore, Karnataka, India
- Annual Revenue₹32,000
FY 2025
- Net Loss-₹89 Lakh
FY 2025 · -27812% margin
- EBITDA-₹1.15 Cr
FY 2025 · -36081% margin
- Total Equity Funding$2.82M (USD)
in 2 rounds
- Latest Funding Round$2.7M (USD), Seed
Sep 2025
- InvestorsAngel List
& 7 more
- Employee Count26
Associated legal entities of Nivasa Finance
Nivasa Finance operates through Oka Housing Technologies Private Limited (active). Its filings, financials, charges and directors are on the company page.
| Legal entity | Status | Incorporated | Registered in | Revenue (FY 2025) | Employees | Directors | Company page |
|---|---|---|---|---|---|---|---|
| Oka Housing Technologies Private Limited CIN U62099KA2024PTC190368 | Active | 29 Jun 2024 | Bangalore, Karnataka | ₹0.0 Cr | 26 | 3 | View details |
Products & Services of Nivasa Finance
Nivasa Finance offers a comprehensive portfolio of products and services, including Home Loan Advisor Program.
Program for referring home loan customers and earning commissions digitally.
Funding Insights of Nivasa Finance
Nivasa Finance has successfully raised a total of $2.82M across 2 strategic funding rounds. The most recent funding activity was a Seed round of $2.7 million completed in September 2025. This substantial capital infusion reflects strong investor confidence in the company's business model, growth potential, and market opportunities. The funding enables strategic expansion, product development, market penetration, and operational scaling to drive long-term value creation and competitive advantage.
- Total Funding $2.82M
- Total Rounds 2
- Last Round Seed — $2.7M
- First Round $115,901
(Jul 2025)
- Investors Count 8
All 2 funding rounds of Nivasa Finance with amounts and investors; the two latest post-money valuations are shown, the rest are part of the premium plan.
| Date | Amount | Transaction Name | Valuation | Lead Investors | Investors |
|---|---|---|---|---|---|
| Sep 2025 | $2.7M | Seed | – | Blume Venture | |
| Jul 2025 | $115,901 | Seed | $11.65M | Four SB | – |
| Date | Valuation | Stage |
|---|---|---|
| Jul 2025 | $11.65M | •••••••• |
Last known valuation $11.65M (Jul 2025). 8 investors in total: 5 institutional and 3 angel.
Investors in Nivasa Finance
Nivasa Finance has secured backing from 8 investors, including institutional, venture fund, and angel investors. Prominent investors backing the company include Angel List, Whiteboard Capital and Upsparks Capital.
| Investor | Description | Founded Year | Domain | Location |
|---|---|---|---|---|
Seed and early-stage investments are made across sectors in India. | blume.vc | Mumbai, India | ||
Investment support is provided to startups by Whiteboard Capital. | 2017 | whiteboardcap.com | Mumbai, India | |
Micro venture capital fund focused on tech startups | 2020 | upsparks.vc | Bengaluru, India | |
Alternative investment platform for startups and investors is operated. | 2010 | angellist.com | San Francisco, United States | |
SS Sudhakar Shetty | unknown_1d1059f9ef514b14b | |||
AG Abhishek Goyal | Founder of Tracxn, active angel investor in Indian startups | unknown_ad14cad1325d4bcf8 | ||
NK Naveen Kukreja | Co-founder & CEO of Paisabazaar, prominent angel investor in Indian startups | unknown_2e094304d23f40e18 |
Investor details for Nivasa Finance
The complete investor list, round-by-round participation and investor portfolios require an active premium plan.
- Complete investor list
- Round participation
- Investor portfolios
- Co-investor network
Verified entity values are shown only after access is granted.
Board of directors of Oka Housing Technologies Private Limited (Nivasa Finance)
Oka Housing Technologies Private Limited is the primary company behind Nivasa Finance. The board of Oka Housing Technologies Private Limited currently have 3 directors; the longest-serving is Samitshankar Shetty, appointed in 2024. 3 earlier directors have ceased.
| Director | Designation | Appointed | Tenure | Entity |
|---|---|---|---|---|
| Samitshankar Shetty DIN 02573018 | Director | 29 Jun 2024 | 2 yrs 4 mo | Oka Housing Technologies Private Limited |
| Hitesh Saraf DIN 11077416 | Director | 28 Apr 2025 | 1 yr 6 mo | Oka Housing Technologies Private Limited |
| Nayan Ambali DIN 03312980 | Director | 09 Jun 2025 | 1 yr 4 mo | Oka Housing Technologies Private Limited |
People of Nivasa Finance
4 people are tracked at Nivasa Finance (4 in leadership); the tracked headcount is 26.
| Name | Role | Group |
|---|---|---|
| Co-Founder & CRO | Leadership | |
Vishwanath Bhat | Co-Founder & COO | Leadership |
| Co-Founder & CEO | Leadership | |
| Co-Founder & Product, Design & Technology | Leadership |
Complete people profiles for Nivasa Finance
Full employee and board profiles, team structure, tenure and professional contact details require an active premium plan.
- Full employee list
- Team structure
- Board tenure
- Professional contacts
Verified entity values are shown only after access is granted.
Financials of Nivasa Finance
Figures of Oka Housing Technologies Private Limited, the primary company behind Nivasa Finance, for FY 2025. Revenue was ₹32,000. Net loss was -₹89 Lakh (-27812% margin). EBITDA was -₹1.15 Cr (-36081% margin).
- ₹32,000Revenue · FY 2025
- -₹89 LakhNet loss · -27812% margin
- -₹1.15 CrEBITDA · -36081% margin
- ₹5.12 CrPaid-up capital
- 26Employees (provident fund records)
Balance sheet, profit and loss, cash flow and ratios of Oka Housing Technologies Private Limited are on its company page.
Detailed financial statements for Nivasa Finance
Statement rows, ratios, five-year trends and downloadable financials of the group companies require an active premium plan.
- Statement rows
- Financial ratios
- Five-year trends
- Downloads
Verified entity values are shown only after access is granted.
Timeline of Nivasa Finance
4 dated milestones of Nivasa Finance across 1 years, from founding to its latest funding, stage changes and deals.
- Founded Nivasa Finance is founded.
- Funding First funding round of $116K.
- Milestone Reaches Minicorn status.
- Funding Latest funding round, Seed, of $2.7M.
Web traffic of Nivasa Finance
The website of Nivasa Finance (nivasafinance.com) receives about 1.9K visits a month.
- Monthly visits1.9K
▲ 94.1% vs previous month
Top companies in Alternative Lending
3 companies that operate in the same segment as Nivasa Finance (Alternative Lending) in India, ranked by their profile score on The Company Check.
| Company | Description | Founded | Location | Total funding | Revenue | Employees |
|---|---|---|---|---|---|---|
Payment acceptance and processing solutions provider for businesses | 2018 | Gurugram, Haryana, India | USD 589.25 M | USD 179.52 M | 3,670 | |
Technology platform for real estate transactions and mortgages is provided. | 2014 | Gurugram, Haryana, India | USD 97.98 M | USD 28.9 M | 9,619 | |
Financial services are provided, specializing in personal and business loans. | 2016 | Mumbai, Maharashtra, India | USD 320.39 M | USD 106.45 M | 2,161 |
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Frequently Asked Questions about Nivasa Finance
Nivasa Finance was founded in 2024 and raised its 1st funding round 1 year after it was founded.
Nivasa Finance is headquartered in Bengaluru, India. It is registered at Bengaluru, Karnataka, India.
Samit Shankar Shetty is the CEO of Nivasa Finance, as recorded in our data. They have also founded this company.
Nivasa Finance is a funded company, having raised a total of $2.82M across 2 funding rounds to date. The company's 1st funding round was a Seed of $115.9K, raised on Jul 2025.
Nivasa Finance has 26 employees.
The primary company behind Nivasa Finance, Oka Housing Technologies Private Limited, reported revenue of ₹32,000 for FY 2025.
Nivasa Finance was founded in 2024 in Bengaluru, India, within the financial services sector. A network for home loan advisors is operated, where connections between advisors and potential borrowers are facilitated through a digital platform. Leads are shared and tracked efficiently in a paperless process. Training and support are offered to advisors, who earn from successful referrals, with payments processed promptly.
Nivasa Finance offers Home Loan Advisor Program.
Nivasa Finance has 8 investors. Key investors include Angel List, Whiteboard Capital, Upsparks Capital, Four SB, and Blume Ventures.
The valuation of Nivasa Finance is $11.65M as of Jul 2025.
Nivasa Finance operates through Oka Housing Technologies Private Limited.
The legal entities of Nivasa Finance currently have 3 directors, including Nayan Ambali, Samitshankar Shetty, Hitesh Saraf.