About NJT Finance
NJT Finance is a Financial Services company based in India founded in 1993. Offering business loans and financial services in Kerala. Its Indian entity Njt Finance Private Limited reported revenue of ₹12.30 Cr. NJT Finance offers products and services including Instant Business Loans and Short Term Business Loans. Its focus areas include Finance, Banking and Finance, Business Lending and SME Financing.
Company details
NJT Finance is identified as a leading NBFC in Kerala that provides business loans to small and medium enterprises. Loans ranging from 25 lakhs to 5 crores are extended with flexible repayment options to meet needs like working capital and equipment purchases. Fast disbursal within 48 hours is facilitated through simple verification processes, and all operations are conducted in compliance with RBI policies. The company is based in Kottayam and has been registered since 2015, focusing on transparent and secure financial aid for business growth.
- Headquarters India
- SectorsFinancial Services
- Email••••••••
- Phone•••• ••••
- Website njtfinance.com
- Social X Facebook
- Legal Name Njt Finance Private Limited
- Date of Incorporation 17 Apr, 1995
- Jurisdiction Kottayam, Kerala, India
- Annual Revenue₹12.30 Cr
FY 2025 · -10% YoY
- Net Profit₹3.54 Cr
FY 2025 · 29% margin
- EBITDA₹7.33 Cr
FY 2025 · 60% margin
Associated legal entities of NJT Finance
NJT Finance operates through Njt Finance Private Limited (active). Its filings, financials, charges and directors are on the company page.
| Legal entity | Status | Incorporated | Registered in | Revenue (FY 2025) | Employees | Directors | Company page |
|---|---|---|---|---|---|---|---|
| Njt Finance Private Limited CIN U65910KL1995PTC008909 | Active | 17 Apr 1995 | Kottayam, Kerala | ₹12.3 Cr | 3 | View details |
Products & Services of NJT Finance
NJT Finance offers a comprehensive portfolio of products and services, including Instant Business Loans and Short Term Business Loans.
Business loans are provided for immediate financial aid to support growth and operational needs of enterprises.
Short-term loans are offered to address temporary funding requirements such as working capital or new equipment acquisition.
Board of directors of Njt Finance Private Limited (NJT Finance)
Njt Finance Private Limited is the primary company behind NJT Finance. The board of Njt Finance Private Limited currently have 2 directors; the longest-serving is Alex Thomas, appointed in 2015. 8 earlier directors have ceased.
| Director | Designation | Appointed | Tenure | Entity |
|---|---|---|---|---|
| Alex Thomas DIN 02725973 | Managing Director | 14 Jan 2015 | 11 yrs 9 mo | Njt Finance Private Limited |
| Mano Alex DIN 06452847 | Director | 16 Jan 2015 | 11 yrs 9 mo | Njt Finance Private Limited |
Financials of NJT Finance
Figures of Njt Finance Private Limited, the primary company behind NJT Finance, for FY 2025. Revenue was ₹12.30 Cr (-10% year on year). Net profit was ₹3.54 Cr (29% margin). EBITDA was ₹7.33 Cr (60% margin). Revenue has grown at a compounded annual rate of +5% over three years and +5% over five years.
- ₹12.30 CrRevenue · FY 2025 · -10% YoY
- ₹3.54 CrNet profit · 29% margin
- ₹7.33 CrEBITDA · 60% margin
- ₹6.65 CrPaid-up capital
- +5%Revenue CAGR, 3 years
- +5%Revenue CAGR, 5 years
Balance sheet, profit and loss, cash flow and ratios of Njt Finance Private Limited are on its company page.
Detailed financial statements for NJT Finance
Statement rows, ratios, five-year trends and downloadable financials of the group companies require an active premium plan.
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Top companies in Consumer and SME Loans
3 companies that operate in the same segment as NJT Finance (Consumer and SME Loans) in India, ranked by their profile score on The Company Check.
| Company | Description | Founded | Location | Total funding | Revenue | Employees |
|---|---|---|---|---|---|---|
Consumer and SME loans are provided by Manappuram Finance. | 1992 | Valapad, Kerala, India | USD 39.98 M | USD 1.01 B | 51,650 | |
Affordable home loans are extended to low and middle-income groups. | 2010 | Mumbai, Maharashtra, India | USD 209.7 M | USD 204.93 M | 1,634 | |
Diversified lending services are provided as a non-banking financial institution. | 1994 | Mumbai, Maharashtra, India | USD 1.9 B | 167 |
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Frequently Asked Questions about NJT Finance
NJT Finance was founded in 1993.
NJT Finance is headquartered in India.
The primary company behind NJT Finance, Njt Finance Private Limited, reported revenue of ₹12.30 Cr for FY 2025, down 10% year on year.
NJT Finance is identified as a leading NBFC in Kerala that provides business loans to small and medium enterprises. Loans ranging from 25 lakhs to 5 crores are extended with flexible repayment options to meet needs like working capital and equipment purchases. Fast disbursal within 48 hours is facilitated through simple verification processes, and all operations are conducted in compliance with RBI policies. The company is based in Kottayam and has been registered since 2015, focusing on transparent and secure financial aid for business growth.
NJT Finance offers Instant Business Loans and Short Term Business Loans.
NJT Finance operates through Njt Finance Private Limited.
The legal entities of NJT Finance currently have 3 directors, including Mano Alex, Alex Thomas, Thomas Alex.