
About Nucleus Software
Nucleus Software is a publicly listed company based in Noida (India) founded in 1986 by Vishnu R Dusad. Core banking platforms are supplied to banks and financial institutions. The company has 1,920 employees. Its chief executive, as recorded, is Parag Bhise. Its website nucleussoftware.com draws about 19 thousand monthly visits. Its Indian entity Nucleus Software Exports Limited reported revenue of ₹940 Cr. Nucleus Software offers products and services including FinnOne Neo®, FinnAxia®, and Payse®. Its focus areas include FinTech, Banking Tech and Banking Software Suite. Its competitors include Comviva, Infibeam Avenues and Aurionpro; 1 of its 3 listed competitors has raised funding.
Company details
Nucleus Software was founded in 1986 and is headquartered in Noida, India. Core banking solutions are offered to banks and financial institutions, encompassing neo and retail lending, corporate collateral management, customer acquisition, and loan management. Additional services include project management, content management, and lending analytics. Operations focus on the fintech sector, supporting various financial processes across global markets.
- Market Cap₹1,722 Cr
NUCLEUS · NSE
- Share Price₹646.95
-1.12% today
- Revenue₹876 Cr
FY 2025-26 · +5.3% YoY
- EBITDA₹104 Cr
Margin 11.8%
- Net Profit₹113 Cr
FY 2025-26 · -15.9% YoY
- P/E (TTM)15.4x
P/B 1.9x
- ROE13.6%
ROCE 16.5%
- Debt / Equity0.01
Interest cover 1.6x
- Employee Count1,920
Associated legal entities of Nucleus Software
Nucleus Software is associated with 2 registered companies on The Company Check; the primary company is Nucleus Software Exports Limited, a listed company. Each company page carries the filings, financials, charges and directors of that entity.
| Legal entity | Status | Incorporated | Registered in | Revenue (FY 2026) | Employees | Directors | Company page |
|---|---|---|---|---|---|---|---|
| Nucleus Software Exports Limited Listed CIN L74899DL1989PLC034594 | Active | 09 Jan 1989 | New Delhi, Delhi | ₹940 Cr | 1,786 | 12 | View details |
| Virstra I-Technology Services Limited CIN U72200DL2004PLC126213 | Amalgamated | 06 May 2004 | New Delhi, Delhi | ₹14.1 Cr | 46 | 3 | View details |
Products & Services of Nucleus Software
Nucleus Software offers a comprehensive portfolio of products and services, including FinnOne Neo®, FinnAxia®, and Payse®.
Enables loan origination and servicing for financial institutions worldwide.
Manages receivables, payments, and liquidity for corporate clients.
Provides offline and online digital cash solutions for microfinance access.
Apps and channels of Nucleus Software
its YouTube channel Nucleus Software has 1.9K subscribers and 30 videos.
Videos from Nucleus Software
The most watched videos on Nucleus Software's YouTube channel, Nucleus Software (1.9K subscribers). Click a video to play it here.
More on Nucleus Software.
Board of directors of Nucleus Software Exports Limited (Nucleus Software)
Nucleus Software Exports Limited is the primary company behind Nucleus Software. The boards of the 2 registered companies of Nucleus Software currently have 10 directors; the longest-serving is Vishnu Rampratap Dusad, appointed in 2004. 17 earlier directors have ceased.
| Director | Designation | Appointed | Tenure | Entity |
|---|---|---|---|---|
| Vishnu Rampratap Dusad DIN 00008412 | Director | 06 May 2004 | 22 yrs 5 mo | Virstra I-Technology Services Limited, Nucleus Software Exports Limited |
| Ravi Pratap Singh DIN 00008350 | Director | 06 May 2004 | 22 yrs 5 mo | Virstra I-Technology Services Limited |
| Prithvi Pal Singh Haldea DIN 00001220 | Director | 29 Aug 2014 | 12 yrs 1 mo | Virstra I-Technology Services Limited |
| Siddhartha Mahavir Acharya DIN 00545141 | Director | 19 Mar 2016 | 10 yrs 7 mo | Nucleus Software Exports Limited |
| Ritika Dusad DIN 07022867 | Whole-time director | 20 Jul 2016 | 10 yrs 3 mo | Nucleus Software Exports Limited |
| Parag Bhise DIN 08719754 | Whole-time director | 16 Mar 2020 | 6 yrs 7 mo | Nucleus Software Exports Limited |
| Yasmin Javeri Krishan DIN 08801422 | Director | 30 Jul 2020 | 6 yrs 2 mo | Nucleus Software Exports Limited |
| Prakash Chandra Kandpal DIN 06452437 | Director | 12 Feb 2024 | 2 yrs 8 mo | Nucleus Software Exports Limited |
| Shekar Viswanathan DIN 01202587 | Director | 12 Feb 2024 | 2 yrs 8 mo | Nucleus Software Exports Limited |
| Nitin Ramesh Gokarn DIN 07619691 | Director | 10 Feb 2026 | 8 mo | Nucleus Software Exports Limited |
People of Nucleus Software
287 people are tracked at Nucleus Software (22 in leadership, 4 in board & advisors, 261 in team); the tracked headcount is 1,920.
| Name | Role | Group |
|---|---|---|
| Founder & Managing Director | Leadership | |
| CEO | Leadership | |
Ashit Khanna | Program Director | Leadership |
Manu A. | Client Partner - Customer Success Management & Account Management | Leadership |
Mohit Walia | Associate Vice President | Leadership |
Alok K Jain | Vice President Product Development | Leadership |
Shashank Bhaskar | Vice President | Leadership |
Chhavi Tiwari Sood | Head - Global Demand Generation | Leadership |
Anurag Mantri | Executive Director and P&L Head - Services | Leadership |
Jayant Shah | Director Account Management - MEA | Leadership |
Ashish Khanna | Chief of Staff to MD & Chief Marketing Officer | Leadership |
Pradeep Malik | P&L Head, Digital Services | Leadership |
Ankur Chaturvedi | Associate Vice President & Head - Nucleus School Of Banking Technology (nsbt) | Leadership |
Anil Kumar Mohanty | Associate Vice President & Delivery Head – Finnone Retail Lending & Digital Transformation | Leadership |
Atul Kapoor | Regional Head - Strategic Clients | Leadership |
Rohit Mathur | Associate Vice President | Leadership |
Ashwani Arora | P&L Head - Global Customer Success Team | Leadership |
Rohan Bende | Client Partner- Strategic Accounts | Leadership |
Abhishek Pallav | VP, Engineering | Leadership |
Subhash Srivastava | Associate Vice President | Leadership |
267 more people are available in the full profile.
Complete people profiles for Nucleus Software
Full employee and board profiles, team structure, tenure and professional contact details require an active premium plan.
- Full employee list
- Team structure
- Board tenure
- Professional contacts
Verified entity values are shown only after access is granted.
IPO & Listings of Nucleus Software
Nucleus Software is a publicly listed company on the NSE with ticker symbol NUCLEUS in India, operating in the Technology services sector. As a publicly traded entity, the company provides investors with opportunities to participate in its growth story through equity ownership. The listing enables access to capital markets, enhances corporate visibility, and provides liquidity for shareholders while maintaining transparency through regulatory compliance and regular financial disclosures.
- IPO date19 Dec 2002
- Listed onNSE: NUCLEUS
- Listed entityNucleus Software Exports Limited
- Exchange sectorTechnology services
- ISININE096B01018
- Share price₹677.40 (+3.33% on the day) · 2026-10-14
- Market capitalisation₹1,729 Cr
- Price to earnings16.9
- EPS (diluted, trailing year)₹40.04
- Dividend yield1.97%
- Volume (last session)15,844
Financials of Nucleus Software
Exchange-reported figures of Nucleus Software Exports Limited, the listed company behind Nucleus Software (NSE: NUCLEUS).
Financial Highlights
FY 2025-26 · ConsolidatedRevenue vs Net Profit ₹ Cr
Margin trends
Financial summary ₹ Cr
| Metrics | FY 2025-26 | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 | FY 2019-20 |
|---|---|---|---|---|---|---|---|
| Income statement | |||||||
| Revenue | 876 | 832 | 826 | 634 | 497 | 514 | 521 |
| Revenue growth | +5.3% | +0.7% | +30.3% | +27.6% | -3.2% | -1.4% | - |
| EBITDA | 104 | 168 | 220 | 157 | 37.03 | 129 | 94.22 |
| EBITDA margin | +11.8% | +20.2% | +26.7% | +24.7% | +7.5% | +25.2% | +18.1% |
| Profit before tax | 150 | 219 | 256 | 171 | 55.50 | 154 | 117 |
| Net profit | 113 | 134 | 167 | 112 | 26.22 | 102 | 84.76 |
| Net profit margin | +12.9% | +16.1% | +20.2% | +17.6% | +5.3% | +19.9% | +16.3% |
| EPS (₹) | 44.34 | 61.91 | 71.57 | 47.74 | 15.28 | 40.62 | 30.64 |
| Balance sheet | |||||||
| Total assets | 975 | 857 | 813 | 642 | 521 | 689 | 577 |
| Net worth | 907 | 814 | 777 | 611 | 494 | 672 | 561 |
| Total debt | 8.55 | 2.00 | 4.59 | 6.26 | 2.33 | 6.30 | 6.32 |
| Cash & bank | 123 | 123 | 73.94 | 51.11 | 56.00 | 44.90 | 88.34 |
| Net working capital | 19.60 | 25.87 | (8.42) | 26.49 | (46.37) | (36.94) | 15.71 |
| Cash flow | |||||||
| Cash from operations | 117 | 151 | 222 | 49.84 | 57.67 | 115 | 74.73 |
| Cash from investing | (51.41) | (20.48) | (197) | (12.45) | 159 | (126) | (28.41) |
| Cash from financing | (36.50) | (126) | (30.16) | (22.65) | (213) | (13.34) | (34.07) |
| Particulars | Jun 2026 | Mar 2026 | Dec 2025 | Sep 2025 | Jun 2025 | Mar 2025 | Dec 2024 | Sep 2024 |
|---|---|---|---|---|---|---|---|---|
| Revenue | 210 | 225 | 220 | 214 | 218 | 229 | 206 | 202 |
| Revenue growth (YoY) | -3.4% | -1.8% | +7.0% | +5.6% | +11.4% | - | - | - |
| Other income | 27.65 | 14.92 | 15.12 | 16.16 | 17.96 | 16.62 | 15.57 | 19.02 |
| EBITDA | 7.96 | 31.86 | 14.37 | 23.41 | 33.98 | 74.50 | 33.20 | 31.71 |
| EBITDA margin | +3.8% | +14.2% | +6.5% | +11.0% | +15.6% | +32.5% | +16.1% | +15.7% |
| Depreciation | 5.14 | 4.93 | 4.33 | 3.83 | 3.40 | 3.41 | 3.58 | 3.94 |
| Interest | 0.37 | 0.34 | 0.50 | 0.33 | 0.24 | 0.17 | 0.19 | 0.19 |
| Profit before tax | 30.10 | 41.51 | 24.66 | 35.41 | 48.30 | 87.54 | 45.00 | 46.60 |
| Tax | 6.23 | 6.96 | 3.96 | 9.12 | 13.10 | 22.77 | 10.03 | 13.54 |
| Net profit | 23.87 | 34.55 | 20.70 | 26.29 | 35.20 | 64.77 | 34.97 | 33.06 |
| EPS (₹) | 9.07 | 13.12 | 7.86 | 9.99 | 13.37 | 24.60 | 13.28 | 12.35 |
| Metrics | FY 2025-26 | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 | FY 2019-20 |
|---|---|---|---|---|---|---|---|
| Income statement | |||||||
| Revenue | 806 | 769 | 766 | 585 | 448 | 454 | 444 |
| Revenue growth | +4.9% | +0.3% | +31.0% | +30.5% | -1.4% | +2.3% | - |
| EBITDA | 93.11 | 160 | 214 | 157 | 36.41 | 122 | 77.28 |
| EBITDA margin | +11.6% | +20.8% | +27.9% | +26.9% | +8.1% | +26.9% | +17.4% |
| Profit before tax | 150 | 216 | 249 | 173 | 56.86 | 147 | 129 |
| Net profit | 114 | 133 | 161 | 114 | 27.37 | 105 | 99.88 |
| Net profit margin | +14.2% | +17.3% | +21.1% | +19.6% | +6.1% | +23.1% | +22.5% |
| EPS (₹) | 44.93 | 61.44 | 69.46 | 48.70 | 15.73 | 38.58 | 35.20 |
| Balance sheet | |||||||
| Total assets | 938 | 824 | 783 | 617 | 493 | 660 | 557 |
| Net worth | 875 | 783 | 749 | 588 | 469 | 647 | 542 |
| Total debt | 7.90 | 1.91 | 3.98 | 5.85 | 0.77 | 3.26 | 5.49 |
| Cash & bank | 94.84 | 91.06 | 46.43 | 33.41 | 35.34 | 23.58 | 73.93 |
| Net working capital | (16.86) | (7.41) | (38.58) | 2.32 | (72.90) | (63.61) | (4.23) |
| Cash flow | |||||||
| Cash from operations | 102 | 139 | 212 | 51.92 | 56.41 | 106 | 69.07 |
| Cash from investing | (32.78) | (12.88) | (197) | (12.93) | 159 | (126) | (9.36) |
| Cash from financing | (35.93) | (125) | (28.92) | (21.32) | (211) | (11.29) | (31.92) |
| Particulars | Jun 2026 | Mar 2026 | Dec 2025 | Sep 2025 | Jun 2025 | Mar 2025 | Dec 2024 | Sep 2024 |
|---|---|---|---|---|---|---|---|---|
| Revenue | 194 | 207 | 202 | 196 | 201 | 213 | 189 | 185 |
| Revenue growth (YoY) | -3.5% | -2.9% | +7.0% | +6.0% | +10.5% | - | - | - |
| Other income | 27.56 | 14.80 | 14.97 | 18.96 | 24.28 | 16.61 | 15.28 | 23.16 |
| Total expenses | 187 | 177 | 192 | 175 | 169 | 141 | 160 | 155 |
| EBITDA | 6.36 | 30.18 | 9.93 | 21.41 | 31.59 | 71.62 | 28.57 | 30.19 |
| EBITDA margin | +3.3% | +14.6% | +4.9% | +10.9% | +15.7% | +33.6% | +15.1% | +16.3% |
| Depreciation | 4.89 | 4.67 | 4.07 | 3.57 | 3.16 | 3.16 | 3.34 | 3.69 |
| Interest | 0.28 | 0.28 | 0.42 | 0.25 | 0.17 | 0.12 | 0.14 | 0.14 |
| Profit before tax | 28.75 | 40.03 | 20.41 | 36.55 | 52.54 | 84.95 | 40.37 | 49.52 |
| Tax | 5.80 | 6.58 | 2.99 | 8.70 | 12.95 | 21.75 | 9.50 | 13.00 |
Financial Statements
| Particulars | Jun 2026 | Mar 2026 | Dec 2025 | Sep 2025 | Jun 2025 | Mar 2025 | Dec 2024 | Sep 2024 |
|---|---|---|---|---|---|---|---|---|
| Revenue | 210 | 225 | 220 | 214 | 218 | 229 | 206 | 202 |
| Revenue growth (YoY) | -3.4% | -1.8% | +7.0% | +5.6% | +11.4% | - | - | - |
| Other income | 27.65 | 14.92 | 15.12 | 16.16 | 17.96 | 16.62 | 15.57 | 19.02 |
| EBITDA | 7.96 | 31.86 | 14.37 | 23.41 | 33.98 | 74.50 | 33.20 | 31.71 |
| EBITDA margin | +3.8% | +14.2% | +6.5% | +11.0% | +15.6% | +32.5% | +16.1% | +15.7% |
| Depreciation | 5.14 | 4.93 | 4.33 | 3.83 | 3.40 | 3.41 | 3.58 | 3.94 |
| Interest | 0.37 | 0.34 | 0.50 | 0.33 | 0.24 | 0.17 | 0.19 | 0.19 |
| Profit before tax | 30.10 | 41.51 | 24.66 | 35.41 | 48.30 | 87.54 | 45.00 | 46.60 |
| Tax | 6.23 | 6.96 | 3.96 | 9.12 | 13.10 | 22.77 | 10.03 | 13.54 |
| Net profit | 23.87 | 34.55 | 20.70 | 26.29 | 35.20 | 64.77 | 34.97 | 33.06 |
| EPS (₹) | 9.07 | 13.12 | 7.86 | 9.99 | 13.37 | 24.60 | 13.28 | 12.35 |
| Particulars | FY 2025-26 | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 | FY 2019-20 |
|---|---|---|---|---|---|---|---|
| Revenue | 876 | 832 | 826 | 634 | 497 | 514 | 521 |
| Revenue growth | +5.3% | +0.7% | +30.3% | +27.6% | -3.2% | -1.4% | - |
| Other income | 64.16 | 66.26 | 50.90 | 34.06 | 34.66 | 39.56 | 37.23 |
| Total expenses | 772 | 664 | 606 | 478 | 460 | 384 | 427 |
| Employee cost | 589 | 535 | 491 | 394 | 394 | 331 | 322 |
| EBITDA | 104 | 168 | 220 | 157 | 37.03 | 129 | 94.22 |
| EBITDA margin | +11.8% | +20.2% | +26.7% | +24.7% | +7.5% | +25.2% | +18.1% |
| Depreciation | 16.49 | 14.81 | 14.55 | 18.73 | 15.38 | 13.87 | 13.55 |
| Interest | 1.41 | 0.75 | 0.95 | 1.02 | 0.81 | 1.22 | 1.12 |
| Profit before tax | 150 | 219 | 256 | 171 | 55.50 | 154 | 117 |
| Tax | 33.14 | 56.05 | 64.20 | 43.29 | 14.59 | 35.86 | 27.79 |
| Net profit | 113 | 134 | 167 | 112 | 26.22 | 102 | 84.76 |
| Net profit margin | +12.9% | +16.1% | +20.2% | +17.6% | +5.3% | +19.9% | +16.3% |
| EPS (₹) | 44.34 | 61.91 | 71.57 | 47.74 | 15.28 | 40.62 | 30.64 |
| Particulars | FY 2025-26 | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 | FY 2019-20 |
|---|---|---|---|---|---|---|---|
| Equity & liabilities | |||||||
| Share capital | 26.33 | 26.33 | 26.77 | 26.77 | 26.77 | 29.04 | 29.04 |
| Reserves & surplus | 881 | 788 | 751 | 584 | 467 | 643 | 532 |
| Shareholders' funds (net worth) | 907 | 814 | 777 | 611 | 494 | 672 | 561 |
| Minority interest | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Secured loans | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Unsecured loans | 8.55 | 2.00 | 4.59 | 6.26 | 2.33 | 6.30 | 6.32 |
| Total debt | 8.55 | 2.00 | 4.59 | 6.26 | 2.33 | 6.30 | 6.32 |
| Total liabilities | 975 | 857 | 813 | 642 | 521 | 689 | 577 |
| Assets | |||||||
| Gross block | 179 | 143 | 133 | 120 | 111 | 91.24 | 89.76 |
| Net block | 89.07 | 61.04 | 58.52 | 50.49 | 58.83 | 49.88 | 56.74 |
| Capital work in progress | 0.08 | 0.25 | 0.68 | 0.81 | 0.46 | 0.52 | 0.26 |
| Investments | 644 | 641 | 649 | 525 | 480 | 635 | 475 |
| Inventories | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Sundry debtors | 121 | 137 | 166 | 175 | 83.19 | 85.71 | 90.24 |
| Cash & bank balances | 123 | 123 | 73.94 | 51.11 | 56.00 | 44.90 | 88.34 |
| Loans & advances | 53.97 | 47.22 | 44.04 | 31.37 | 30.20 | 26.52 | 23.10 |
| Total current assets | 298 | 307 | 284 | 257 | 169 | 157 | 202 |
| Total current liabilities | 279 | 281 | 293 | 231 | 216 | 194 | 186 |
| Net working capital | 19.60 | 25.87 | (8.42) | 26.49 | (46.37) | (36.94) | 15.71 |
| Total assets | 975 | 857 | 813 | 642 | 521 | 689 | 577 |
| Particulars | FY 2025-26 | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 | FY 2019-20 |
|---|---|---|---|---|---|---|---|
| Opening cash | 50.46 | 45.80 | 50.49 | 35.75 | 32.27 | 56.77 | 44.52 |
| Net cash from operating activities | 117 | 151 | 222 | 49.84 | 57.67 | 115 | 74.73 |
| Net cash from investing activities | (51.41) | (20.48) | (197) | (12.45) | 159 | (126) | (28.41) |
| Net cash from financing activities | (36.50) | (126) | (30.16) | (22.65) | (213) | (13.34) | (34.07) |
| Net change in cash | 29.55 | 4.66 | (4.69) | 14.74 | 3.48 | (24.50) | 12.25 |
| Closing cash | 123 | 123 | 73.94 | 51.11 | 56.00 | 44.90 | 88.34 |
| Particulars | FY 2025-26 | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 | FY 2019-20 |
|---|---|---|---|---|---|---|---|
| Growth | |||||||
| Sales growth | +5.3% | +0.7% | +30.3% | +27.6% | -3.2% | -1.4% | - |
| EBITDA growth | -38.5% | -23.6% | +40.6% | +323.4% | -71.4% | +37.3% | - |
| PBT growth | -31.6% | -14.4% | +49.5% | +208.3% | -63.9% | +31.7% | +21.3% |
| Net income growth | -15.9% | -19.8% | +49.1% | +326.8% | -74.4% | +20.6% | - |
| Revenue CAGR (3Y) | +11.4% | +18.7% | +17.2% | +6.8% | +0.9% | +7.6% | +11.8% |
| EBITDA CAGR (3Y) | -12.9% | +65.7% | +19.4% | +18.5% | -22.4% | +30.1% | +20.5% |
| Profitability & leverage | |||||||
| Net income margin | +13.3% | +19.6% | +23.2% | +20.1% | +8.2% | +23.0% | +17.1% |
| Return on capital employed | +16.5% | +21.6% | +30.8% | +25.9% | +6.0% | +21.3% | +21.6% |
| Return on net worth | +13.6% | +16.8% | +24.0% | +20.3% | +4.5% | +16.6% | +16.6% |
| Debt / equity | 0.01 | 0.00 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 |
| Long-term debt / equity | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Interest cover | 1.62 | 0.49 | 0.46 | 0.74 | 3.74 | 1.06 | 1.39 |
| Efficiency & per share | |||||||
| Fixed asset turnover | 5.44 | 6.03 | 6.53 | 5.49 | 4.92 | 5.67 | 6.42 |
| Inventory turnover | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Debtors turnover | 6.78 | 5.48 | 4.85 | 4.92 | 5.77 | 5.84 | 6.46 |
| EPS (₹) | 44.34 | 61.91 | 71.57 | 47.74 | 15.28 | 40.62 | 30.64 |
| Dividend per share (₹) | 12.50 | 12.50 | 12.50 | 10.00 | 7.00 | 9.00 | 9.00 |
| Book value per share (₹) | 344.64 | 309.24 | 290.41 | 228.11 | 184.39 | 231.41 | 193.14 |
| Particulars | Jun 2026 | Mar 2026 | Dec 2025 | Sep 2025 | Jun 2025 | Mar 2025 | Dec 2024 | Sep 2024 |
|---|---|---|---|---|---|---|---|---|
| Revenue | 194 | 207 | 202 | 196 | 201 | 213 | 189 | 185 |
| Revenue growth (YoY) | -3.5% | -2.9% | +7.0% | +6.0% | +10.5% | - | - | - |
| Other income | 27.56 | 14.80 | 14.97 | 18.96 | 24.28 | 16.61 | 15.28 | 23.16 |
| Total expenses | 187 | 177 | 192 | 175 | 169 | 141 | 160 | 155 |
| EBITDA | 6.36 | 30.18 | 9.93 | 21.41 | 31.59 | 71.62 | 28.57 | 30.19 |
| EBITDA margin | +3.3% | +14.6% | +4.9% | +10.9% | +15.7% | +33.6% | +15.1% | +16.3% |
| Depreciation | 4.89 | 4.67 | 4.07 | 3.57 | 3.16 | 3.16 | 3.34 | 3.69 |
| Interest | 0.28 | 0.28 | 0.42 | 0.25 | 0.17 | 0.12 | 0.14 | 0.14 |
| Profit before tax | 28.75 | 40.03 | 20.41 | 36.55 | 52.54 | 84.95 | 40.37 | 49.52 |
| Tax | 5.80 | 6.58 | 2.99 | 8.70 | 12.95 | 21.75 | 9.50 | 13.00 |
| Particulars | FY 2025-26 | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 | FY 2019-20 |
|---|---|---|---|---|---|---|---|
| Revenue | 806 | 769 | 766 | 585 | 448 | 454 | 444 |
| Revenue growth | +4.9% | +0.3% | +31.0% | +30.5% | -1.4% | +2.3% | - |
| Other income | 73.01 | 70.04 | 49.47 | 34.16 | 34.07 | 36.63 | 63.75 |
| Total expenses | 713 | 609 | 553 | 428 | 412 | 332 | 367 |
| Employee cost | 515 | 472 | 427 | 338 | 336 | 277 | 267 |
| EBITDA | 93.11 | 160 | 214 | 157 | 36.41 | 122 | 77.28 |
| EBITDA margin | +11.6% | +20.8% | +27.9% | +26.9% | +8.1% | +26.9% | +17.4% |
| Depreciation | 15.47 | 13.84 | 13.16 | 17.06 | 13.23 | 11.43 | 11.23 |
| Interest | 1.12 | 0.55 | 0.72 | 0.77 | 0.39 | 0.77 | 0.75 |
| Profit before tax | 150 | 216 | 249 | 173 | 56.86 | 147 | 129 |
| Tax | 31.22 | 54.02 | 63.17 | 43.02 | 14.76 | 34.48 | 26.83 |
| Net profit | 114 | 133 | 161 | 114 | 27.37 | 105 | 99.88 |
| Net profit margin | +14.2% | +17.3% | +21.1% | +19.6% | +6.1% | +23.1% | +22.5% |
| EPS (₹) | 44.93 | 61.44 | 69.46 | 48.70 | 15.73 | 38.58 | 35.20 |
| Particulars | FY 2025-26 | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 | FY 2019-20 |
|---|---|---|---|---|---|---|---|
| Equity & liabilities | |||||||
| Share capital | 26.33 | 26.33 | 26.77 | 26.77 | 26.77 | 29.04 | 29.04 |
| Reserves & surplus | 848 | 757 | 722 | 561 | 443 | 618 | 513 |
| Shareholders' funds (net worth) | 875 | 783 | 749 | 588 | 469 | 647 | 542 |
| Secured loans | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Unsecured loans | 7.90 | 1.91 | 3.98 | 5.85 | 0.77 | 3.26 | 5.49 |
| Total debt | 7.90 | 1.91 | 3.98 | 5.85 | 0.77 | 3.26 | 5.49 |
| Total liabilities | 938 | 824 | 783 | 617 | 493 | 660 | 557 |
| Assets | |||||||
| Gross block | 164 | 128 | 114 | 102 | 94.88 | 74.02 | 72.37 |
| Net block | 75.67 | 47.92 | 44.64 | 36.43 | 43.37 | 32.49 | 41.30 |
| Capital work in progress | 0.08 | 0.25 | 0.65 | 0.81 | 0.46 | 0.50 | 0.26 |
| Investments | 659 | 656 | 664 | 540 | 494 | 649 | 489 |
| Inventories | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Sundry debtors | 113 | 129 | 157 | 165 | 75.91 | 80.92 | 79.96 |
| Cash & bank balances | 94.84 | 91.06 | 46.43 | 33.41 | 35.34 | 23.58 | 73.93 |
| Loans & advances | 45.80 | 43.43 | 37.51 | 25.08 | 22.01 | 20.87 | 20.81 |
| Total current assets | 254 | 263 | 241 | 223 | 133 | 125 | 175 |
| Total current liabilities | 271 | 271 | 280 | 221 | 206 | 189 | 179 |
| Net working capital | (16.86) | (7.41) | (38.58) | 2.32 | (72.90) | (63.61) | (4.23) |
| Total assets | 938 | 824 | 783 | 617 | 493 | 660 | 557 |
| Particulars | FY 2025-26 | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 | FY 2019-20 |
|---|---|---|---|---|---|---|---|
| Opening cash | 18.85 | 18.29 | 32.80 | 15.13 | 11.00 | 42.39 | 14.60 |
| Net cash from operating activities | 102 | 139 | 212 | 51.92 | 56.41 | 106 | 69.07 |
| Net cash from investing activities | (32.78) | (12.88) | (197) | (12.93) | 159 | (126) | (9.36) |
| Net cash from financing activities | (35.93) | (125) | (28.92) | (21.32) | (211) | (11.29) | (31.92) |
| Net change in cash | 32.89 | 0.56 | (14.51) | 17.67 | 4.13 | (31.39) | 27.79 |
| Closing cash | 94.84 | 91.06 | 46.43 | 33.41 | 35.34 | 23.58 | 73.93 |
| Particulars | FY 2025-26 | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 | FY 2019-20 |
|---|---|---|---|---|---|---|---|
| Growth | |||||||
| Sales growth | +4.9% | +0.3% | +31.0% | +30.5% | -1.4% | +2.3% | - |
| EBITDA growth | -41.9% | -25.0% | +36.0% | +331.4% | -70.2% | +58.0% | - |
| PBT growth | -30.7% | -13.4% | +43.7% | +204.9% | -61.2% | +13.5% | +38.0% |
| Net income growth | -13.8% | -17.8% | +41.0% | +318.0% | -74.0% | +5.2% | - |
| Revenue CAGR (3Y) | +11.3% | +19.7% | +19.0% | +9.6% | +4.1% | +10.4% | +14.1% |
| EBITDA CAGR (3Y) | -16.0% | +63.8% | +20.5% | +26.7% | -15.6% | +41.9% | +29.5% |
| Profitability & leverage | |||||||
| Net income margin | +14.7% | +21.0% | +24.3% | +22.3% | +9.4% | +24.7% | +23.0% |
| Return on capital employed | +17.1% | +22.1% | +31.0% | +27.6% | +6.5% | +24.2% | +25.1% |
| Return on net worth | +14.3% | +17.3% | +24.1% | +21.6% | +4.9% | +18.9% | +20.2% |
| Debt / equity | 0.01 | 0.00 | 0.01 | 0.01 | 0.00 | 0.01 | 0.01 |
| Long-term debt / equity | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Interest cover | 1.44 | 0.38 | 0.36 | 0.55 | 1.68 | 0.70 | 1.14 |
| Efficiency & per share | |||||||
| Fixed asset turnover | 5.52 | 6.33 | 7.08 | 5.94 | 5.31 | 6.21 | 6.95 |
| Inventory turnover | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Debtors turnover | 6.66 | 5.37 | 4.76 | 4.86 | 5.71 | 5.65 | 6.30 |
| EPS (₹) | 44.93 | 61.44 | 69.46 | 48.70 | 15.73 | 38.58 | 35.20 |
| Dividend per share (₹) | 12.50 | 12.50 | 12.50 | 10.00 | 7.00 | 9.00 | 9.00 |
| Book value per share (₹) | 332.19 | 297.50 | 279.81 | 219.61 | 175.32 | 222.78 | 186.59 |
Competitors of Nucleus Software
Nucleus Software has 3 listed competitors in our database, 1 of them funded. They include Comviva, Infibeam Avenues and Aurionpro.
| Company Name | Domain | Founded | HQ Location | Total funding | Employees | Description |
|---|---|---|---|---|---|---|
| comviva.com | 1999 | Gurugram, India | $13.5M | 2,283 | Software platforms for telecommunications, digital payments, and experiences are provided. | |
| ia.ooo | 2007 | Gandhinagar, India | 642 | Digital payment solutions and enterprise software platforms are provided. | ||
| aurionpro.com | 1997 | Mumbai, India | 2 | Loan and cash management solutions are provided for banks. |
Detailed competitors of Nucleus Software
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Web traffic of Nucleus Software
The website of Nucleus Software (nucleussoftware.com) receives about 18.5K visits a month.
- Monthly visits18.5K
▲ 23.5% vs previous month
Websites whose visitors overlap most with Nucleus Software. Affinity shows how closely the audiences match.
| Website | Domain | Audience affinity | Monthly visits | Global rank | Profile |
|---|---|---|---|---|---|
| allcloud.in | 100% | 8.8K | #2,228,974 | View details | |
| loanpro.io | 91% | 57K | #697,817 | View details | |
| cedge.in | 91% | 18.5K | #862,978 | View details | |
| fiserv.com | 91% | 885.3K | #67,004 | View details | |
rbihub.in | rbihub.in | 71% | #2,751,296 | – | |
| •••••••••• | ••••••.com | ••% | •.•M | #••••• | – |
| •••••••••• | ••••••.com | ••% | •.•M | #••••• | – |
| •••••••••• | ••••••.com | ••% | •.•M | #••••• | – |
All 35 similar websites and full traffic analytics for Nucleus Software
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Related news about Nucleus Software
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Frequently Asked Questions about Nucleus Software
Nucleus Software was founded in 1986.
Nucleus Software is headquartered in Noida, India. It is registered at Noida, Uttar Pradesh, India.
Parag Bhise is the CEO of Nucleus Software, as recorded in our data.
Nucleus Software has 1,920 employees.
The primary company behind Nucleus Software, Nucleus Software Exports Limited, reported revenue of ₹940 Cr for FY 2026, up 5% year on year.
Nucleus Software was founded in 1986 and is headquartered in Noida, India. Core banking solutions are offered to banks and financial institutions, encompassing neo and retail lending, corporate collateral management, customer acquisition, and loan management. Additional services include project management, content management, and lending analytics. Operations focus on the fintech sector, supporting various financial processes across global markets.
Nucleus Software's top competitors include Comviva, Infibeam Avenues and Aurionpro.
Nucleus Software offers FinnOne Neo®, FinnAxia®, and Payse®.
Yes, Nucleus Software is publicly traded on NSE under the ticker symbol NUCLEUS.
Nucleus Software is associated with 2 legal entities: Nucleus Software Exports Limited, Virstra I-Technology Services Limited.
The legal entities of Nucleus Software currently have 12 directors, including Prithvi Pal Singh Haldea, Vishnu Rampratap Dusad, Ravi Pratap Singh and others.
