About ONE Muthoot
ONE Muthoot is a Financial Services company based in Bengaluru (India) founded in 2021. It provides gold loans, digital gold, and forex via app for individual customers. It operates on a B2C and D2C model. The company has 24,904 employees. Its Indian entity Muthoot Fincorp Limited reported revenue of ₹5,551 Cr. ONE Muthoot offers products and services including Gold Loans, eSwarna Digital Gold, and Forex Services. Its focus areas include FinTech, Lending, Gold Loans and At Home Service. Its competitors include Rupeek, indiagold and Orocorp Technologies; 3 of its 3 listed competitors have raised funding.
Company details
Muthoot FinCorp ONE is a digital financial platform that facilitates gold loans, eSwarna Digital Gold investments, and forex transactions. It enables users to apply for loans from home with quick approvals and low interest rates, invest in pure digital gold starting from Re. 1, and handle secure international money transfers. Based in India with over 3700 branches, it serves individual customers seeking convenient financial solutions, emphasizing trust and ease of use.
- Headquarters Bengaluru, India
- Employees 24,904
- SectorsFinancial Services
- Email••••••••
- Phone•••• ••••
- Website onemuthoot.com
- Social LinkedIn
- Legal Name Muthoot Fincorp Limited
- Date of Incorporation 10 Jun, 1997
- Jurisdiction Thiruvananthapuram, Kerala, India
- Annual Revenue₹5,551 Cr
FY 2025 · +29% YoY
- Net Profit₹608 Cr
FY 2025 · 7% margin
- EBITDA₹4,880 Cr
FY 2025 · 57% margin
- Employee Count24,904
Associated legal entities of ONE Muthoot
ONE Muthoot operates through Muthoot Fincorp Limited (active). Its filings, financials, charges and directors are on the company page.
| Legal entity | Status | Incorporated | Registered in | Revenue (FY 2025) | Employees | Directors | Company page |
|---|---|---|---|---|---|---|---|
| Muthoot Fincorp Limited CIN U65929KL1997PLC011518 | Active | 10 Jun 1997 | Thiruvananthapuram, Kerala | ₹5,551 Cr | 27,248 | 12 | View details |
Products & Services of ONE Muthoot
ONE Muthoot offers a comprehensive portfolio of products and services, including Gold Loans, eSwarna Digital Gold, and Forex Services.
Service for quick gold-backed loans with home delivery option.
Platform to invest in digital gold starting from Re. 1 securely.
Hassle-free international money transfers and exchange rates.
Board of directors of Muthoot Fincorp Limited (ONE Muthoot)
Muthoot Fincorp Limited is the primary company behind ONE Muthoot. The board of Muthoot Fincorp Limited currently have 10 directors; the longest-serving is Thomas George Muthoot, appointed in 1997. 15 earlier directors have ceased.
| Director | Designation | Appointed | Tenure | Entity |
|---|---|---|---|---|
| Thomas George Muthoot DIN 00011552 | Whole-time director | 10 Jun 1997 | 29 yrs 4 mo | Muthoot Fincorp Limited |
| Thomas Muthoot DIN 00082099 | Whole-time director | 30 May 2011 | 15 yrs 5 mo | Muthoot Fincorp Limited |
| Thomas John Muthoot DIN 00011618 | Managing Director | 01 Feb 2013 | 13 yrs 9 mo | Muthoot Fincorp Limited |
| Preethi John Muthoot DIN 00483799 | Additional Director | 28 Mar 2019 | 7 yrs 7 mo | Muthoot Fincorp Limited |
| Badal Chandra Das DIN 09758076 | Director | 01 Dec 2022 | 3 yrs 11 mo | Muthoot Fincorp Limited |
| Ravi Ramchandran DIN 10048011 | Director | 28 Feb 2023 | 3 yrs 8 mo | Muthoot Fincorp Limited |
| Anthony Abraham Thomas DIN 07749806 | Director | 11 Nov 2023 | 2 yrs 11 mo | Muthoot Fincorp Limited |
| Paul Abraham DIN 01627449 | Director | 09 Nov 2024 | 1 yr 11 mo | Muthoot Fincorp Limited |
| Santosh Kumar Khalli Panigrahy DIN 10894570 | Director | 08 Feb 2025 | 1 yr 8 mo | Muthoot Fincorp Limited |
| Sarah Mannikoikal George DIN 08319199 | Director | 08 Aug 2026 | 3 mo | Muthoot Fincorp Limited |
Financials of ONE Muthoot
Figures of Muthoot Fincorp Limited, the primary company behind ONE Muthoot, for FY 2025. Revenue was ₹5,551 Cr (+29% year on year). Net profit was ₹608 Cr (7% margin). EBITDA was ₹4,880 Cr (57% margin). Revenue has grown at a compounded annual rate of +25% over three years and +18% over five years.
- ₹5,551 CrRevenue · FY 2025 · +29% YoY
- ₹608 CrNet profit · 7% margin
- ₹4,880 CrEBITDA · 57% margin
- ₹596 CrPaid-up capital
- 27,248Employees (provident fund records)
- +25%Revenue CAGR, 3 years
- +18%Revenue CAGR, 5 years
Balance sheet, profit and loss, cash flow and ratios of Muthoot Fincorp Limited are on its company page.
Detailed financial statements for ONE Muthoot
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Competitors of ONE Muthoot
ONE Muthoot has 3 listed competitors in our database, 3 of them funded. They include Rupeek, indiagold and Orocorp Technologies.
| Company Name | Domain | Founded | HQ Location | Total funding | Employees | Description |
|---|---|---|---|---|---|---|
| rupeek.com | 2015 | Bengaluru, India | $193.57M | 664 | An online marketplace for gold loans is facilitated. | |
| indiagold.co | 2020 | Gurugram, India | $23.93M | 308 | Gold loans are provided and digital gold purchases are facilitated. | |
| orocorp.in | 2020 | Chennai, India | $18.47M | 230 | Alternative investment platform for gold assets |
Detailed competitors of ONE Muthoot
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Top companies in Housing Finance
3 companies that operate in the same segment as ONE Muthoot (Housing Finance) in India, ranked by their profile score on The Company Check.
| Company | Description | Founded | Location | Total funding | Revenue | Employees |
|---|---|---|---|---|---|---|
Operates an online platform for educational loans tailored to students. | 2019 | Bengaluru, Karnataka, India | USD 24.31 M | 1,250 | ||
Loans for housing and business are provided by Aavas Financiers in India. | 2011 | Jaipur, Rajasthan, India | USD 99.6 M | 6,379 | ||
Finance services encompassing loans and insurance in India. | 1991 | Jaipur, Rajasthan, India | USD 8.21 M |
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Frequently Asked Questions about ONE Muthoot
ONE Muthoot was founded in 2021.
ONE Muthoot is headquartered in Bengaluru, India. It is registered at Bengaluru, Karnataka, India.
ONE Muthoot has 24,904 employees.
The primary company behind ONE Muthoot, Muthoot Fincorp Limited, reported revenue of ₹5,551 Cr for FY 2025, up 29% year on year.
Muthoot FinCorp ONE is a digital financial platform that facilitates gold loans, eSwarna Digital Gold investments, and forex transactions. It enables users to apply for loans from home with quick approvals and low interest rates, invest in pure digital gold starting from Re. 1, and handle secure international money transfers. Based in India with over 3700 branches, it serves individual customers seeking convenient financial solutions, emphasizing trust and ease of use.
ONE Muthoot's top competitors include indiagold, Rupeek and Orocorp Technologies.
ONE Muthoot offers Gold Loans, eSwarna Digital Gold, and Forex Services.
ONE Muthoot operates through Muthoot Fincorp Limited.
The legal entities of ONE Muthoot currently have 12 directors, including Badal Chandra Das, Thomas Muthoot, Thomas John Muthoot and others.