About Optcapital
Optcapital is a Financial Services company based in Charlotte (United States) founded in 1998 by Rick Ehrhart and Bob Avinger. Working capital loans are provided to businesses by Optcapital. Optcapital offers products and services including Deferral Program and Loan Program. Its focus areas include Services for Investment Industry, Consumer and SME Loans, SME Loans and Working Capital Loans. Its legal entity is OPTCAPITAL LLC. Its competitors include GE Capital and Business Revenue.
Company details
Optcapital was founded in 1998 in Charlotte, United States, by co-founders Rick Ehrhart and Bob A. Avinger. Operations focus on the financial services sector, where working capital loans are extended to support business liquidity needs. Services are delivered through an online platform accessible via optcapital.com, targeting small and medium enterprises in the U.S. market. Core activities emphasize flexible financing solutions without traditional collateral requirements.
- Headquarters Charlotte, United States
- Founders Rick Ehrhart, Bob Avinger
- SectorsFinancial Services
- Email••••••••
- Phone•••• ••••
- Website optcapital.com
- Social LinkedIn
- Legal Name Optcapital Llc
- Latest Funding Round$1.32B (USD), Debt – Conventional
Jul 2012
Products & Services of Optcapital
Optcapital offers a comprehensive portfolio of products and services, including Deferral Program and Loan Program.
Helps plaintiff attorneys defer taxes on fees efficiently.
Provides loans for plaintiff firms to manage cashflow issues.
Funding Insights of Optcapital
- Total Rounds 1
- Last Round Debt – Conventional — $1.32B
- First Round $1.32B
(Jul 2012)
All 1 funding rounds of Optcapital with amounts and investors; the two latest post-money valuations are shown, the rest are part of the premium plan.
| Date | Amount | Transaction Name | Valuation | Lead Investors | Investors |
|---|---|---|---|---|---|
| Jul 2012 | $1.32B | Debt – Conventional | – | – | – |
People of Optcapital
8 people are tracked at Optcapital (7 in leadership, 1 in team).
| Name | Role | Group |
|---|---|---|
Rick Ehrhart | Co-Founder | Leadership |
Bob Avinger | Co-Founder | Leadership |
Jonathan Thornton | CFO | Leadership |
Sumeet Jain | Chief Information Officer | Leadership |
Chris Carlascio | COO | Leadership |
Miles Simpson | Vice President | Leadership |
Mike McGarry | President | Leadership |
Alex Garcia | Financial And Quantitative Analyst | Team |
Complete people profiles for Optcapital
Full employee and board profiles, team structure, tenure and professional contact details require an active premium plan.
- Full employee list
- Team structure
- Board tenure
- Professional contacts
Verified entity values are shown only after access is granted.
Timeline of Optcapital
2 dated milestones of Optcapital across 14 years, from founding to its latest funding, stage changes and deals.
- Founded Optcapital is founded.
- Funding First funding round of $1.3B.
Competitors of Optcapital
Optcapital has 2 listed competitors in our database. They include GE Capital and Business Revenue.
| Company Name | Domain | Founded | HQ Location | Total funding | Employees | Description |
|---|---|---|---|---|---|---|
| gecapital.com | 1932 | United States | 125,000 | Commercial aircraft and equipment leasing and lending services are provided. | ||
| businessrevenue.org | 2018 | Florida, Puerto Rico | Provides loans, lines of credit, and equipment financing for small business growth. |
Detailed competitors of Optcapital
The full competitor set, operating metrics and side-by-side benchmarks require an active premium plan.
- Full competitor set
- Operating metrics
- Benchmarks
- Competitive positioning
Verified entity values are shown only after access is granted.
Web traffic of Optcapital
The website of Optcapital (optcapital.com) receives about 2K visits a month.
- Monthly visits2K
▲ 4.1% vs previous month
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Frequently Asked Questions about Optcapital
Optcapital was founded in 1998 and raised its 1st funding round 14 years after it was founded.
Optcapital is headquartered in Charlotte, United States. It is registered at Charlotte, North Carolina, United States.
Optcapital was founded in 1998 in Charlotte, United States, by co-founders Rick Ehrhart and Bob A. Avinger. Operations focus on the financial services sector, where working capital loans are extended to support business liquidity needs. Services are delivered through an online platform accessible via optcapital.com, targeting small and medium enterprises in the U.S. market. Core activities emphasize flexible financing solutions without traditional collateral requirements.
Optcapital's top competitors include GE Capital and Business Revenue.
Optcapital offers Deferral Program and Loan Program.
Optcapital operates through Optcapital Llc.