About Optimum Finance
Optimum Finance is a company based in Bristol (United Kingdom) founded in 2016 was acquired by eCapital in October 2024.. Optimum Finance has raised $434 thousand across 2 funding rounds from investors including eCapital and JRJ Group. Optimum Finance has completed 1 acquisition, including ATM. Optimum Finance offers products and services including Invoice Finance Service and Funding Calculator. Optimum Finance operates in a competitive market with competitors including Sonovate, Tradeshift, Finverity, Shengye Capital and Storfund, among others.
- Headquarter Bristol, United Kingdom
- Stage Minicorn
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Sectors
Financial Services
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Email
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Phone
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Website
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Social
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- Legal Name Optimum Sme Finance Limited
- Date of Incorporation 02 Dec, 2016
- Jurisdiction BRISTOL, ENGLAND
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Products & Services of Optimum Finance
Optimum Finance offers a comprehensive portfolio of products and services, including Invoice Finance Service and Funding Calculator. The company's diverse product and service offerings are designed to meet the evolving needs of its customers, address market demands, and provide comprehensive solutions that drive value creation and customer satisfaction across various segments and use cases.
Advances funds against unpaid invoices to improve business cash flow.
Estimates funding amounts based on business turnover for quick access.
Funding Insights of Optimum Finance
Optimum Finance has successfully raised a total of $434K across 2 strategic funding rounds. The most recent funding activity was a Seed round of $434 thousand completed in February 2018. This substantial capital infusion reflects strong investor confidence in the company's business model, growth potential, and market opportunities. The funding enables strategic expansion, product development, market penetration, and operational scaling to drive long-term value creation and competitive advantage.
- Total Funding Total Funding
- Total Rounds 2
- Last Round Seed — $434,000
- First Round First Round
- Investors Count 1
| Date | Amount | Transaction Name | Valuation | Lead Investors | Investors |
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| Feb, 2018 | Amount | Seed - Optimum Finance | Valuation |
investors |
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| Jun, 2017 | Amount | Seed - Optimum Finance | Valuation | JRJ |
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| Date | Amount | Transaction Name | Valuation | Lead Investors | Investors |
|---|---|---|---|---|---|
| Jul, 2021 | Amount | Post-IPO - Grab | Valuation |
investors |
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| Feb, 2021 | Amount | Post-IPO - Grab | Valuation |
investors |
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| Jan, 2021 | Amount | Post-IPO - Grab | Valuation |
investors |
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| Feb, 2021 | Amount | Post-IPO - Grab | Valuation |
investors |
Investors in Optimum Finance
Optimum Finance has secured backing from 2 investors, including venture fund and institutional investors. Prominent investors backing the company include eCapital and JRJ Group. This diverse investor base provides strategic capital, industry expertise, and valuable network connections that support the company's growth initiatives, market expansion, and long-term value creation.
| Investor | Description | Founded Year | Domain | Location |
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JRJ Group is recognized as a growth-oriented private equity investor.
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Provider of asset-based, supply chain, and invoice financing solutions
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Founded Year | Domain | Location |
| Investor | Description | Founded Year | Domain | Location |
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Single family office of Amitabh Bachchan, founder of Amitabh Bachchan Corporation or AB CORP
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Startup ecosystems are ignited through strategic investments by Signite Partners.
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Venture capital is directed toward companies in multiple sectors.
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Venture capital is invested in cybersecurity, fintech, and AI startups.
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Investments & Acquisitions by Optimum Finance
Optimum Finance has strategically engaged in corporate development activities, having acquired 1 company. Notable acquisitions include ATM. These strategic investments and acquisitions demonstrate the company's commitment to growth through portfolio expansion, market consolidation, technology integration, and strategic partnerships that enhance competitive positioning and drive long-term value creation.
| Company Name | Description | Domain | Location | Founded Year | Amount |
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Bionic investment advisor platform
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2016 | ||||
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Fine Asian gourmet food is offered by an internet-first restaurant.
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2016 | ||||
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Physical e-commerce kiosks are deployed for rural purchases in Indonesia.
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2014 | ||||
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Fine Asian gourmet food is offered by an internet-first restaurant.
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2016 |
| Company Name | Description | Domain | Location | Founded Year | Amount |
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ATM is recognized as a leading UK contractor in vegetation management, fencing, landscaping, and ecology services.
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| Company Name | Description | Domain | Location | Founded Year | Amount |
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OVO is recognized as a smart digital payment application.
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2017 | ||||
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Bionic investment advisor platform
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2016 | ||||
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Physical e-commerce kiosks are deployed for rural purchases in Indonesia.
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2014 | ||||
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Physical e-commerce kiosks are deployed for rural purchases in Indonesia.
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2014 |
Financial Statements - Optimum Finance
| Date | Amount | Transaction Name | Valuation | Lead Investors | Investors |
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| Jul, 2021 | Amount | Post-IPO - Grab | Valuation |
investors |
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| Feb, 2021 | Amount | Post-IPO - Grab | Valuation |
investors |
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| Jan, 2021 | Amount | Post-IPO - Grab | Valuation |
investors |
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| Feb, 2021 | Amount | Post-IPO - Grab | Valuation |
investors |
Optimum Finance Comparisons
Competitors of Optimum Finance
Optimum Finance operates in a dynamic and competitive business environment, facing competition from various established players and emerging companies in the market. The competitive landscape includes prominent companies such as Sonovate, Tradeshift, Finverity, Shengye Capital and Storfund, among others. This competitive environment drives innovation, market differentiation, and strategic positioning as companies strive to capture market share and deliver value to their customers. Understanding the competitive dynamics is crucial for assessing market positioning, identifying growth opportunities, and navigating the challenges inherent in a competitive marketplace.
| Company Name | Domain | Founded year | HQ Location | Description |
|---|---|---|---|---|
| domain | founded_year | HQ Location |
Online platform for invoice financing
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| domain | founded_year | HQ Location |
Cloud-based source-to-pay management solutions are provided for businesses.
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P2P marketplace for supply chain financing
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| domain | founded_year | HQ Location |
Supply chain financing is facilitated through an online marketplace platform.
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| domain | founded_year | HQ Location |
Currency exchange services are facilitated by Storfund in London.
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| Company Name | Domain | Founded year | HQ Location | Description |
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Multiple services are booked via an app-based platform.
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On-demand services are booked through an app-based platform.
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App based platform offering on demand delivery and ride-hailing services
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Operates an on-demand hyperlocal delivery app for food and groceries.
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Latest news on Optimum Finance
Frequently Asked Questions about Optimum Finance
When was Optimum Finance founded?
Optimum Finance was founded in 2016 and raised its 1st funding round 1 year after it was founded.
Where is Optimum Finance located?
Optimum Finance is headquartered in Bristol, United Kingdom. It is registered at Bristol, England, United Kingdom.
Is Optimum Finance a funded company?
Optimum Finance is a funded company, having raised a total of $434K across 2 funding rounds to date.
What does Optimum Finance do?
Optimum Finance, established in 2016 and currently in Acquired stage, focuses on innovating financial technology, alternative lending, online lenders, business loans, supporting trade-related finances, invoice financing, and direct lender. Working capital loans for SMEs. Adapting to market demands with innovation and client-focused strategies.
Who are the top competitors of Optimum Finance?
Optimum Finance's top competitors include Sonovate, Tradeshift and Finverity.
What products or services does Optimum Finance offer?
Optimum Finance offers Invoice Finance Service and Funding Calculator.
How many acquisitions has Optimum Finance made?
Optimum Finance has made 1 acquisition, including ATM.
Who are Optimum Finance's investors?
What is Optimum Finance's valuation?
The valuation of Optimum Finance is $3.3M as of Feb 2018.