About OptimumBank
OptimumBank is a publicly listed company based in Fort Lauderdale (United States) founded in 2000. Commercial banking services are provided by OptimumBank. The company has 73 employees. Its website optimumbank.com draws about 13 thousand monthly visits. OptimumBank offers products and services including Simply Free Checking, Direct Interest Checking, Optimum Money Market, Commercial Checking, and SBA Loans. Its focus areas include Banks and Commercial Banks. Its legal entity is OPTIMUMBANK HOLDINGS, INC. Its competitors include Truist, Equity Bank and Citi; 1 of its 3 listed competitors has raised funding.
Company details
OptimumBank was established in 2000 and is based in Fort Lauderdale, United States. As a commercial bank, standard deposit accounts are maintained, business and personal loans are extended, and related financial products are managed. Operations center on serving regional clients with everyday banking needs, including payment processing and treasury services, within the U.S. financial sector.
- Headquarters Fort Lauderdale, United States
- Employees 73
- Stage Public
- SectorsFinancial Services
- Phone•••• ••••
- Website optimumbank.com
- Social LinkedIn Facebook Instagram
- Legal Name Optimumbank Holdings, Inc.
- Annual Revenue$71.13 M (USD)as on Dec 31, 2025
- Net Profit$16.65 M (USD)26.85as on Dec 31, 2025
- Latest Funding Round$8.4M (USD), Post-IPO
Nov 2011
- Employee Count73
Products & Services of OptimumBank
OptimumBank offers a comprehensive portfolio of products and services, including Simply Free Checking, Direct Interest Checking, Optimum Money Market, Commercial Checking, and SBA Loans.
Free personal checking with no monthly fees and online access.
Interest-bearing checking for personal use with basic features.
Money market account offering competitive rates for savings.
Business checking with cash management tools.
Loans up to 5 million for small businesses and real estate.
Funding Insights of OptimumBank
- Total Rounds 1
- Last Round Post-IPO — $8.4M
- First Round $8.4M
(Nov 2011)
All 1 funding rounds of OptimumBank with amounts and investors; the two latest post-money valuations are shown, the rest are part of the premium plan.
| Date | Amount | Transaction Name | Valuation | Lead Investors | Investors |
|---|---|---|---|---|---|
| Nov 2011 | $8.4M | Post-IPO | – | – | – |
IPO & Listings of OptimumBank
OptimumBank is a publicly listed company on the AMEX with ticker symbol OPHC in USA, operating in the Finance sector. As a publicly traded entity, the company provides investors with opportunities to participate in its growth story through equity ownership. The listing enables access to capital markets, enhances corporate visibility, and provides liquidity for shareholders while maintaining transparency through regulatory compliance and regular financial disclosures.
- IPO date31 Dec 2024
- Listed onNASDAQ: OPHC
- Listed entityOptimumBank Holdings, Inc.
- Exchange sectorFinance
- ISINUS68401P4037
- Share price$8.79 (+1.85% on the day) · 2026-10-13
- Market capitalisation$111.0M
- Price to earnings10.1
- EPS (diluted, trailing year)$0.87
- Volume (last session)106,713
Financials of OptimumBank
| Year | Revenue | Net income | EBITDA |
|---|---|---|---|
| 2025 | $71.1M | $16.6M | |
| 2024 | $64.2M | $13.1M | |
| 2023 | $39.2M | $6.3M | |
| 2022 | $22.8M | $4.0M | |
| 2021 | $11.8M | $6.3M |
Detailed financial statements for OptimumBank
Statement rows, ratios, five-year trends and downloadable financials of the group companies require an active premium plan.
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- Financial ratios
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Timeline of OptimumBank
3 dated milestones of OptimumBank across 24 years, from founding to its latest funding, stage changes and deals.
- Founded OptimumBank is founded.
- Funding First funding round of $8.4M.
- IPO Lists on the stock exchange (IPO).
Competitors of OptimumBank
OptimumBank has 3 listed competitors in our database, 1 of them funded. They include Truist, Equity Bank and Citi.
| Company Name | Domain | Founded | HQ Location | Total funding | Employees | Description |
|---|---|---|---|---|---|---|
| truist.com | 1872 | Charlotte, United States | 55,480 | Wealth advisory and banking services are offered to clients. | ||
| equitybank.com | 2002 | Wichita, United States | $89.7M | Commercial banking services are provided to businesses and individuals. | ||
| citigroup.com | 1812 | New York, United States | 500 | Diversified financial services are offered through commercial banking operations. |
Detailed competitors of OptimumBank
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Web traffic of OptimumBank
The website of OptimumBank (optimumbank.com) receives about 12.8K visits a month.
- Monthly visits12.8K
▲ 3.4% vs previous month
Websites whose visitors overlap most with OptimumBank. Affinity shows how closely the audiences match.
| Website | Domain | Audience affinity | Monthly visits | Global rank | Profile |
|---|---|---|---|---|---|
| metavante.com | 100% | View details | |||
| capitalone.com | 100% | 148.4M | #178 | View details | |
| chase.com | 99% | 198.6M | #125 | View details | |
| opensolutions.com | 99% | View details | |||
| dfcufinancial.com | 99% | #78,848 | View details | ||
| •••••••••• | ••••••.com | ••% | •.•M | #••••• | – |
| •••••••••• | ••••••.com | ••% | •.•M | #••••• | – |
| •••••••••• | ••••••.com | ••% | •.•M | #••••• | – |
All 11 similar websites and full traffic analytics for OptimumBank
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- 11 similar websites
- Audience overlap
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- Traffic by brand
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Related news about Optimumbank
Complete news archive for OptimumBank
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Frequently Asked Questions about OptimumBank
OptimumBank was founded in 2000 and raised its 1st funding round 11 years after it was founded.
OptimumBank is headquartered in Fort Lauderdale, United States. It is registered at Fort Lauderdale, Florida, United States.
OptimumBank has 73 employees.
Annual revenue of OptimumBank is $71.13M as on Dec 31, 2025.
OptimumBank was established in 2000 and is based in Fort Lauderdale, United States. As a commercial bank, standard deposit accounts are maintained, business and personal loans are extended, and related financial products are managed. Operations center on serving regional clients with everyday banking needs, including payment processing and treasury services, within the U.S. financial sector.
OptimumBank's top competitors include Truist, Citi and Equity Bank.
OptimumBank offers Simply Free Checking, Direct Interest Checking, Optimum Money Market, Commercial Checking, and SBA Loans.
Yes, OptimumBank is publicly traded on AMEX under the ticker symbol OPHC.
OptimumBank operates through Optimumbank Holdings, Inc..