About Oxyzo
Oxyzo is a Financial Services company based in Gurugram (India) founded in 2016 by Ruchi Kalra, Bhuvan Gupta, and Asish Mohapatra. Financial solutions including loans are provided for SMEs and corporates. Oxyzo has raised $200.79 million across 3 funding rounds from investors including OfBusiness, Neo Group and Norwest Venture Partners. The company has 998 employees. Oxyzo has completed 2 acquisitions, including GoldenPi and Ziel Financial Technologies. Oxyzo was last valued at $1 billion in August 2022. Its chief executive, as recorded, is Ruchi Kalra. Its website oxyzo.in draws about 27 thousand monthly visits. Its focus areas include FinTech, Alternative Lending, Online Lenders and Business Loans. Its competitors include FlexiLoans, DMI Finance and Bizongo; 3 of its 3 listed competitors have raised funding.
Company details
Oxyzo was founded in 2016 and is based in Gurugram, India. Financial services such as working capital financing, purchase finance, and vendor finance are offered to SMEs and corporates. Invoice discounting, machinery finance, and business loans are also provided. Operations span industries including agriculture, auto, capital goods, and consumer goods, with a focus on supporting business needs across these sectors.
- Annual Revenue$169.2 M (USD)as on Mar 31, 2026
- Net Profit$42.53 M (USD)as on Mar 31, 2026
- EBITDA$125.83 M (USD)as on Mar 31, 2026
- Total Equity Funding$200.79M (USD)
in 3 rounds
- Latest Funding Round$62.28M (USD), Debt – Conventional
May 2025
- InvestorsOfBusiness
& 8 more
- Employee Count998
- Investments & AcquisitionsGoldenPi
& 1 more
Associated legal entities of Oxyzo
Oxyzo is associated with 2 registered companies on The Company Check. Each company page carries the filings, financials, charges and directors of that entity.
| Legal entity | Status | Incorporated | Registered in | Revenue (FY 2024) | Employees | Directors | Company page |
|---|---|---|---|---|---|---|---|
| Oxyzo Investment Manager Private Limited CIN U67110DL2022PTC401660 | Active | 13 Jul 2022 | Delhi, Delhi | 3 | View details | ||
| Oxyzo Finvest Private Limited CIN U65990DL2022PTC401899 | Active | 18 Jul 2022 | New Delhi, Delhi | 2 | View details |
Apps and channels of Oxyzo
Oxyzo publishes 2 mobile apps with over 100K+ downloads; its YouTube channel Oxyzo has 290 subscribers and 17 videos.
Videos from Oxyzo
The most watched videos on Oxyzo's YouTube channel, Oxyzo (290 subscribers). Click a video to play it here.
More on Oxyzo.
Funding Insights of Oxyzo
Oxyzo has successfully raised a total of $200.79M across 3 strategic funding rounds. The most recent funding activity was a Debt – Conventional round of $62.28 million completed in May 2025. This substantial capital infusion reflects strong investor confidence in the company's business model, growth potential, and market opportunities. The funding enables strategic expansion, product development, market penetration, and operational scaling to drive long-term value creation and competitive advantage.
- Total Funding $200.79M
- Total Rounds 3
- Last Round Debt – Conventional — $62.28M
- First Round $200.79M
(Mar 2022)
- Investors Count 9
All 3 funding rounds of Oxyzo with amounts and investors; the two latest post-money valuations are shown, the rest are part of the premium plan.
| Date | Amount | Transaction Name | Valuation | Lead Investors | Investors |
|---|---|---|---|---|---|
| May 2025 | $62.28M | Debt – Conventional | – | – | |
| Feb 2025 | $11.54M | Debt – Conventional | – | – | |
| Mar 2022 | $200.79M | Series A | $1B | Alpha Wave Global, Tiger Global Management |
| Date | Valuation | Stage |
|---|---|---|
| Mar 2022 | $1B | •••••••• |
Last known valuation $1B (Aug 2022). 9 investors in total: 9 institutional.
Investors in Oxyzo
Oxyzo has secured backing from 9 investors, including institutional and venture fund investors. Prominent investors backing the company include OfBusiness, Neo Group and Norwest Venture Partners.
| Investor | Description | Founded Year | Domain | Location |
|---|---|---|---|---|
Venture capital firm focused on growth-stage companies | alphawaveglobal.com | New York, United States | ||
Venture and private equity investments are managed with global diversification. | tigerglobal.com | New York, United States | ||
Venture capital and growth equity firm providing investments and resources to entrepreneurs in various sectors. | 1961 | nvp.com | Menlo Park, United States | |
Impact investing in emerging markets through private equity and credit services. | 2007 | creationinvestments.com | Chicago, United States | |
Venture capital investment firm | z47.com | Bengaluru, India | ||
Norwest is recognized as a leading venture and growth equity investment firm. | norwest.com | Menlo Park, United States | ||
Investment banking and SME financing services are offered in India. | akgroup.co.in | Mumbai, India | ||
Provider of B2B platform for raw material procurement and credit access | 2015 | ofbusiness.com | Ahmedabad, India | |
Neo Group is engaged in wealth and asset management services. | 2021 | neo-group.in | Mumbai, India |
Investor details for Oxyzo
The complete investor list, round-by-round participation and investor portfolios require an active premium plan.
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- Round participation
- Investor portfolios
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Verified entity values are shown only after access is granted.
Board of directors of Oxyzo
The boards of the 2 registered companies of Oxyzo currently have 4 directors; the longest-serving is Ruchi Kalra, appointed in 2022.
| Director | Designation | Appointed | Tenure | Entity |
|---|---|---|---|---|
| Ruchi Kalra DIN 03103474 | Director | 13 Jul 2022 | 4 yrs 3 mo | Oxyzo Investment Manager Private Limited, Oxyzo Finvest Private Limited |
| Prashant Roy Sharma DIN 09644476 | Director | 13 Jul 2022 | 4 yrs 3 mo | Oxyzo Investment Manager Private Limited |
| Asish Mohapatra DIN 06666246 | Director | 18 Jul 2022 | 4 yrs 3 mo | Oxyzo Finvest Private Limited |
| Sonit Singh DIN 09554253 | Additional Director | 03 Sep 2025 | 1 yr 2 mo | Oxyzo Investment Manager Private Limited |
People of Oxyzo
22 people are tracked at Oxyzo (10 in leadership, 12 in team); the tracked headcount is 998.
| Name | Role | Group |
|---|---|---|
| Co-Founder, CEO & CFO | Leadership | |
Bhuvan Gupta | Co-Founder | Leadership |
| Co-Founder | Leadership | |
Krishan Kumar | State Head (key Account Management) | Leadership |
Chetan Agarwal | Credit & Risk Head-ap/ts/cg | Leadership |
Pratyush Nalla | Chief Business Officer (south & West) | Leadership |
Dhruva Shree Agrawal | Chief Technology Officer | Leadership |
Pinky Jha | Chief Compliance Officer | Leadership |
Anjananandham Mukundan | Regional Sales Head | Leadership |
Himanshu Nagar | HEAD Credit Operations(pre Processing) | Leadership |
Ritika . | Product Manager | Team |
Lovkesh Aghi | Team Lead - Risk And Monitoring | Team |
Ca Brijesh Malani | Risk Manager | Team |
Anurag Koyalakonda | Corporate Finance Sales | Team |
Ravindra Nadh | Senior Manager - Risk | Team |
Shubam Dadhwal | Software Engineer | Team |
Aman Dwivedi | Principal Engineer | Team |
Mrinal Singh | Senior Regional Sales Manager | Team |
Piyush Jain | Regional Sales Manager | Team |
Sakshi Singh | Senior Executive Accounts And Finance | Team |
2 more people are available in the full profile.
Complete people profiles for Oxyzo
Full employee and board profiles, team structure, tenure and professional contact details require an active premium plan.
- Full employee list
- Team structure
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- Professional contacts
Verified entity values are shown only after access is granted.
Investments & Acquisitions by Oxyzo
Oxyzo has strategically engaged in corporate development activities, having acquired 2 companies. Notable acquisitions include GoldenPi and Ziel Financial Technologies.
| Company Name | Description | Domain | Location | Founded | Acquired | Amount |
|---|---|---|---|---|---|---|
Fixed-income assets like bonds and debentures are traded online. | goldenpi.com | Bengaluru, India | 2017 | May 2026 | $4.4M | |
Operates an online lending platform offering business and personal loans. | zielfintech.com | Gurugram, India | 2021 | Oct 2022 | •••• |
Complete acquisition details for Oxyzo
Acquired stakes, deal sources and the complete acquisition history require an active premium plan.
- Acquired stakes
- Deal sources
- Complete history
- Exports
Verified entity values are shown only after access is granted.
Timeline of Oxyzo
6 dated milestones of Oxyzo across 10 years, from founding to its latest funding, stage changes and deals.
- Founded Oxyzo is founded.
- Funding First funding round of $200.8M.
- Milestone Reaches Unicorn status.
- Acquisition Acquires Ziel Financial Technologies.
- Funding Latest funding round, Debt – Conventional, of $62.3M.
- Acquisition Acquires GoldenPi.
Competitors of Oxyzo
Oxyzo has 3 listed competitors in our database, 3 of them funded. They include FlexiLoans, DMI Finance and Bizongo.
| Company Name | Domain | Founded | HQ Location | Total funding | Employees | Description |
|---|---|---|---|---|---|---|
| flexiloans.com | 2016 | Mumbai, India | $96.88M | 624 | Business loans and financial products for MSMEs are provided. | |
| dmifinance.in | 2008 | Delhi, India | $734M | 1,054 | Personal, MSME, consumption, and EV loans are provided digitally. | |
| bizongo.com | 2015 | Mumbai, India | $257.08M | 94 | Platform offering AI-powered vendor digitization, procurement and supply chain financing solutions |
Detailed competitors of Oxyzo
The full competitor set, operating metrics and side-by-side benchmarks require an active premium plan.
- Full competitor set
- Operating metrics
- Benchmarks
- Competitive positioning
Verified entity values are shown only after access is granted.
Web traffic of Oxyzo
The website of Oxyzo (oxyzo.in) receives about 27.1K visits a month.
- Monthly visits27.1K
▼ 3.3% vs previous month
Websites whose visitors overlap most with Oxyzo. Affinity shows how closely the audiences match.
| Website | Domain | Audience affinity | Monthly visits | Global rank | Profile |
|---|---|---|---|---|---|
| ruloans.com | 100% | 94.5K | #278,853 | View details | |
| kredx.com | 92% | 35.3K | #798,114 | View details | |
| lendingkart.com | 90% | 116.6K | #267,239 | View details | |
| cashflo.io | 90% | 33.2K | #975,640 | View details | |
| ofbusiness.com | 87% | 27.7K | #978,994 | View details | |
| •••••••••• | ••••••.com | ••% | •.•M | #••••• | – |
| •••••••••• | ••••••.com | ••% | •.•M | #••••• | – |
| •••••••••• | ••••••.com | ••% | •.•M | #••••• | – |
All 40 similar websites and full traffic analytics for Oxyzo
The complete similar-websites list, audience overlap and engagement analytics require an active premium plan.
- 40 similar websites
- Audience overlap
- Engagement analytics
- Traffic by brand
Verified entity values are shown only after access is granted.
Top companies in Alternative Lending
3 companies that operate in the same segment as Oxyzo (Alternative Lending) in India, ranked by their profile score on The Company Check.
| Company | Description | Founded | Location | Total funding | Revenue | Employees |
|---|---|---|---|---|---|---|
Payment acceptance and processing solutions provider for businesses | 2018 | Gurugram, Haryana, India | USD 589.25 M | USD 179.52 M | 3,670 | |
Technology platform for real estate transactions and mortgages is provided. | 2014 | Gurugram, Haryana, India | USD 97.98 M | USD 28.9 M | 9,619 | |
Financial services are provided, specializing in personal and business loans. | 2016 | Mumbai, Maharashtra, India | USD 320.39 M | USD 185.7 M | 2,787 |
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Related news about Oxyzo
Complete news archive for Oxyzo
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Articles about Oxyzo on our blog
Frequently Asked Questions about Oxyzo
Oxyzo was founded in 2016 and raised its 1st funding round 6 years after it was founded.
Oxyzo is headquartered in Gurugram, India. It is registered at Gurugram, Haryana, India.
Ruchi Kalra is the CEO of Oxyzo, as recorded in our data. They have also founded this company.
Oxyzo is a funded company, having raised a total of $200.79M across 3 funding rounds to date. The company's 1st funding round was a Series A of $200.79M, raised on Mar 2022.
Oxyzo has 998 employees.
Annual revenue of Oxyzo is $169.2M as on Mar 31, 2026.
Oxyzo was founded in 2016 and is based in Gurugram, India. Financial services such as working capital financing, purchase finance, and vendor finance are offered to SMEs and corporates. Invoice discounting, machinery finance, and business loans are also provided. Operations span industries including agriculture, auto, capital goods, and consumer goods, with a focus on supporting business needs across these sectors.
Oxyzo's top competitors include FlexiLoans, Bizongo and DMI Finance.
Oxyzo has made 2 acquisitions, including GoldenPi, and Ziel Financial Technologies.
Oxyzo has 9 investors. Key investors include OfBusiness, Neo Group, Norwest Venture Partners, Creation Investments, and A.K. Group.
The valuation of Oxyzo is $1B as of Aug 2022.
Oxyzo is associated with 2 legal entities: Oxyzo Investment Manager Private Limited, Oxyzo Finvest Private Limited.