About Paul Fincap
Paul Fincap is a Financial Services company based in Chandigarh (India) founded in 1984. It offers gold loans, insurance, money transfer, and travel services to customers in India. It operates on a B2C and D2C model. The company has 682 employees. Its Indian entity Paul Merchants Finance Private Limited reported revenue of ₹167 Cr. Paul Fincap offers products and services including Gold Loan, Coverpay, PaulPay, Money Transfer, and Travel Services. Its focus areas include FinTech, Lending Tech, Gold Loans and Consumer Lending. Similar companies include Finnable, Fibe and Rupeek; 3 of its 3 listed similar companies have raised funding.
Company details
Paul Merchants Finance is an NBFC offering financial solutions such as gold loans, insurance through Coverpay, money transfer services, and travel planning. It operates via online platforms and branches across India, providing quick disbursements and minimal documentation for consumers. Based in Chandigarh, it serves individuals and businesses with secure, hassle-free financial products, emphasizing easy access and digital transactions.
- Headquarters Chandigarh, India
- Employees 682
- SectorsFinancial Services
- Email••••••••
- Phone•••• ••••
- Website paulfincap.com
- Social LinkedIn X
- Legal Name Paul Merchants Finance Private Limited
- Date of Incorporation 15 Sep, 2010
- Jurisdiction Chandigarh, India
- Annual Revenue₹167 Cr
FY 2024 · +51% YoY
- Net Profit₹6.64 Cr
FY 2024
- EBITDA₹66.66 Cr
FY 2024 · 40% margin
- Employee Count682
Associated legal entities of Paul Fincap
Paul Fincap is associated with 3 registered companies on The Company Check; the primary company is Paul Merchants Finance Private Limited. Each company page carries the filings, financials, charges and directors of that entity.
| Legal entity | Status | Incorporated | Registered in | Revenue (FY 2024) | Employees | Directors | Company page |
|---|---|---|---|---|---|---|---|
| Paul Merchants Finance Private Limited CIN U65921CH2010PTC032462 | Active | 15 Sep 2010 | Chandigarh, Chandigarh | ₹167 Cr | 682 | 8 | View details |
| Bhilwara-Rajsamand Tollway Private Limited CIN U45203TN2012PTC165785 | Active | 05 Dec 2012 | Chennai, Tamil Nadu | ₹44.9 Cr | 31 | 6 | View details |
| Paul Merchants Limited Listed CIN L74900DL1984PLC018679 | Active | 13 Jul 1984 | New Delhi, Delhi | ₹2,374 Cr | 389 | 10 | View details |
Products & Services of Paul Fincap
Paul Fincap offers a comprehensive portfolio of products and services, including Gold Loan, Coverpay, PaulPay, Money Transfer, and Travel Services.
Provides loans against gold with quick disbursement and no hidden charges.
Offers life, health, and general insurance for financial protection.
Prepaid card for cashless transactions and digital payments.
Facilitates quick domestic and international money transfers.
Assists in planning customized vacations and tours.
Board of directors of Paul Merchants Finance Private Limited (Paul Fincap)
Paul Merchants Finance Private Limited is the primary company behind Paul Fincap. The boards of the 3 registered companies of Paul Fincap currently have 15 directors; the longest-serving is Rajneesh Bansal, appointed in 2014. 60 earlier directors have ceased.
| Director | Designation | Appointed | Tenure | Entity |
|---|---|---|---|---|
| Rajneesh Bansal DIN 00077230 | Director | 30 Sep 2014 | 12 yrs 1 mo | Paul Merchants Finance Private Limited, Paul Merchants Limited |
| Vigyan Prakash Arora DIN 00806647 | Director | 09 Mar 2018 | 8 yrs 7 mo | Paul Merchants Finance Private Limited |
| Shaibu Geevarghese Cherian DIN 07319125 | Whole-time director | 20 Apr 2018 | 8 yrs 6 mo | Paul Merchants Finance Private Limited |
| Inder Sain Negi DIN 08947230 | Director | 12 Nov 2020 | 5 yrs 11 mo | Paul Merchants Limited |
| Sat Paul Bansal DIN 00077499 | Managing Director | 22 Mar 2021 | 5 yrs 7 mo | Paul Merchants Finance Private Limited, Paul Merchants Limited |
| Paruchuri Sri Hari DIN 09336243 | Director | 11 Oct 2021 | 5 yrs | Bhilwara-Rajsamand Tollway Private Limited |
| Ritesh Vaid DIN 09433856 | Whole-time director | 10 Feb 2022 | 4 yrs 8 mo | Paul Merchants Limited |
| Sarita Rani Bansal DIN 00094504 | Whole-time director | 01 Apr 2022 | 4 yrs 7 mo | Paul Merchants Finance Private Limited, Paul Merchants Limited |
| Sachindra Datt Tripathi DIN 10061645 | Director | 27 Mar 2023 | 3 yrs 7 mo | Bhilwara-Rajsamand Tollway Private Limited |
| Anoop Kumar Sharma DIN 02296633 | Director | 13 Feb 2024 | 2 yrs 8 mo | Paul Merchants Limited |
| Rajumani Madhavan DIN 06986076 | Director | 12 Mar 2024 | 2 yrs 7 mo | Bhilwara-Rajsamand Tollway Private Limited |
| Bhupinder Singh DIN 02152722 | Director | 31 Aug 2024 | 2 yrs 2 mo | Paul Merchants Finance Private Limited, Paul Merchants Limited |
| Tejinder Kaur DIN 00512377 | Director | 17 Dec 2024 | 1 yr 10 mo | Paul Merchants Limited |
| Aditya Agarwal DIN 11276890 | Director | 03 Sep 2025 | 1 yr 2 mo | Bhilwara-Rajsamand Tollway Private Limited |
| Dhaval Kamleshkumar Shah DIN 11276914 | Director | 03 Sep 2025 | 1 yr 2 mo | Bhilwara-Rajsamand Tollway Private Limited |
Financials of Paul Fincap
Figures of Paul Merchants Finance Private Limited, the primary company behind Paul Fincap, for FY 2024. Revenue was ₹167 Cr (+51% year on year). Net profit was ₹6.64 Cr. EBITDA was ₹66.66 Cr (40% margin). Revenue has grown at a compounded annual rate of +39% over three years and +56% over five years.
- ₹167 CrRevenue · FY 2024 · +51% YoY
- ₹6.64 CrNet profit
- ₹66.66 CrEBITDA · 40% margin
- ₹42.65 CrPaid-up capital
- 682Employees (provident fund records)
- +39%Revenue CAGR, 3 years
- +56%Revenue CAGR, 5 years
Balance sheet, profit and loss, cash flow and ratios of Paul Merchants Finance Private Limited are on its company page.
Detailed financial statements for Paul Fincap
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Similar companies to Paul Fincap
Paul Fincap has 3 listed similar companies in our database, 3 of them funded. They include Finnable, Fibe and Rupeek.
| Company Name | Domain | Founded | HQ Location | Total funding | Employees | Description |
|---|---|---|---|---|---|---|
| finnable.com | 2015 | Bengaluru, India | $33.9M | 1,409 | Online personal loans with minimal documentation are offered digitally. | |
| fibe.in | 2015 | Pune, India | $212.38M | 1,856 | Fibe is recognized as India's largest lending platform for instant credit solutions. | |
| rupeek.com | 2015 | Bengaluru, India | $193.57M | 664 | An online marketplace for gold loans is facilitated. |
Detailed similar companies of Paul Fincap
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Top companies in Consumer and SME Loans
3 companies that operate in the same segment as Paul Fincap (Consumer and SME Loans) in India, ranked by their profile score on The Company Check.
| Company | Description | Founded | Location | Total funding | Revenue | Employees |
|---|---|---|---|---|---|---|
Consumer and SME loans are provided by Manappuram Finance. | 1992 | Valapad, Kerala, India | USD 39.98 M | USD 1.01 B | 51,650 | |
Affordable home loans are extended to low and middle-income groups. | 2010 | Mumbai, Maharashtra, India | USD 209.7 M | USD 204.93 M | 1,634 | |
Diversified lending services are provided as a non-banking financial institution. | 1994 | Mumbai, Maharashtra, India | USD 1.9 B | 167 |
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Frequently Asked Questions about Paul Fincap
Paul Fincap was founded in 1984.
Paul Fincap is headquartered in Chandigarh, India.
Paul Fincap has 682 employees.
The primary company behind Paul Fincap, Paul Merchants Finance Private Limited, reported revenue of ₹167 Cr for FY 2024, up 51% year on year.
Paul Merchants Finance is an NBFC offering financial solutions such as gold loans, insurance through Coverpay, money transfer services, and travel planning. It operates via online platforms and branches across India, providing quick disbursements and minimal documentation for consumers. Based in Chandigarh, it serves individuals and businesses with secure, hassle-free financial products, emphasizing easy access and digital transactions.
Paul Fincap offers Gold Loan, Coverpay, PaulPay, Money Transfer, and Travel Services.
Paul Fincap is associated with 3 legal entities: Paul Merchants Finance Private Limited, Paul Merchants Limited, Bhilwara-Rajsamand Tollway Private Limited.
The legal entities of Paul Fincap currently have 20 directors, including Rajneesh Bansal, Vigyan Prakash Arora, Shaibu Geevarghese Cherian and others.