About Paul Instacred
Paul Instacred is a Financial Services company based in Chandigarh (India) founded in 2020. It operates as a digital platform for instant personal loans with flexible repayments. It operates on a B2C and Marketplace model. Paul Instacred offers products and services including Creditpe App. Its focus areas include FinTech, Lending, Personal Loans and Instant Loans. Its legal entity in India is Paul Instacred Pvt. Ltd (U72900CH2020PTC043253). Similar companies include Kissht, Branch, Stashfin, Finnable and Money View and 5 more; 10 of its 10 listed similar companies have raised funding.
Company details
Creditpe, operated by Paul Instacred Pvt. Ltd., is a fintech company offering instant personal loans up to Rs. 30,000 through a fully online app. It serves MSMEs, salaried, self-employed, and non-professionals with minimal documentation and flexible repayment options like daily, weekly, or monthly schemes. Funds are disbursed within 24 hours, and it caters to borrowers with or without credit history. Based in Chandigarh, India, it facilitates loans via partnerships with NBFCs and banks.
- Headquarters Chandigarh, India
- SectorsFinancial Services
- Email••••••••
- Phone•••• ••••
- Website paulinstacred.com
- Legal Name Paul Instacred Pvt. Ltd.
- Date of Incorporation 24 Sep, 2020
- Jurisdiction Chandigarh, India
- Annual Revenue₹82,536
FY 2025 · +105% YoY
- Net Loss-₹2.8 Lakh
FY 2025 · -337% margin
- EBITDA-₹1.9 Lakh
FY 2025 · -236% margin
Associated legal entities of Paul Instacred
Paul Instacred is associated with 2 registered companies on The Company Check; the primary company is Infotechture Solutions Private Limited. Each company page carries the filings, financials, charges and directors of that entity.
| Legal entity | Status | Incorporated | Registered in | Revenue (FY 2025) | Employees | Directors | Company page |
|---|---|---|---|---|---|---|---|
| Infotechture Solutions Private Limited CIN U72900CH2020PTC043253 | Active | 24 Sep 2020 | Chandigarh, Chandigarh | ₹0.0 Cr | – | 2 | View details |
| Paul Merchants Finance Private Limited CIN U65921CH2010PTC032462 | Active | 15 Sep 2010 | Chandigarh, Chandigarh | ₹167 Cr | 682 | 8 | View details |
Products & Services of Paul Instacred
Paul Instacred offers a comprehensive portfolio of products and services, including Creditpe App.
App for instant personal loans with flexible repayments
Board of directors of Infotechture Solutions Private Limited (Paul Instacred)
Infotechture Solutions Private Limited is the primary company behind Paul Instacred. The boards of the 2 registered companies of Paul Instacred currently have 7 directors; the longest-serving is Rajneesh Bansal, appointed in 2014. 12 earlier directors have ceased.
| Director | Designation | Appointed | Tenure | Entity |
|---|---|---|---|---|
| Rajneesh Bansal DIN 00077230 | Director | 30 Sep 2014 | 12 yrs | Paul Merchants Finance Private Limited |
| Vigyan Prakash Arora DIN 00806647 | Director | 09 Mar 2018 | 8 yrs 7 mo | Paul Merchants Finance Private Limited |
| Shaibu Geevarghese Cherian DIN 07319125 | Whole-time director | 20 Apr 2018 | 8 yrs 6 mo | Paul Merchants Finance Private Limited |
| Sarita Rani Bansal DIN 00094504 | Director | 24 Sep 2020 | 6 yrs | Infotechture Solutions Private Limited, Paul Merchants Finance Private Limited |
| Sonali Bansal DIN 08754298 | Director | 24 Sep 2020 | 6 yrs | Infotechture Solutions Private Limited |
| Sat Paul Bansal DIN 00077499 | Managing Director | 22 Mar 2021 | 5 yrs 6 mo | Paul Merchants Finance Private Limited |
| Bhupinder Singh DIN 02152722 | Director | 31 Aug 2024 | 2 yrs 1 mo | Paul Merchants Finance Private Limited |
Financials of Paul Instacred
Figures of Infotechture Solutions Private Limited, the primary company behind Paul Instacred, for FY 2025. Revenue was ₹82,536 (+105% year on year). Net loss was -₹2.8 Lakh (-337% margin). EBITDA was -₹1.9 Lakh (-236% margin). Revenue has grown at a compounded annual rate of -60% over three years.
- ₹82,536Revenue · FY 2025 · +105% YoY
- -₹2.8 LakhNet loss · -337% margin
- -₹1.9 LakhEBITDA · -236% margin
- ₹1 LakhPaid-up capital
- -60%Revenue CAGR, 3 years
Balance sheet, profit and loss, cash flow and ratios of Infotechture Solutions Private Limited are on its company page.
Detailed financial statements for Paul Instacred
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Similar companies to Paul Instacred
Paul Instacred has 10 listed similar companies in our database, 10 of them funded. They include Kissht, Branch, Stashfin, Finnable and Money View, among others.
| Company Name | Domain | Founded | HQ Location | Total funding | Employees | Description |
|---|---|---|---|---|---|---|
| kissht.com | 2015 | Mumbai, India | $132.57M | 265 | Personal, business, and property loans are provided by Kissht. | |
| branchapp.com | 2015 | Minneapolis, United States | $138.28M | 177 | Branch is focused on providing faster workforce payment solutions. | |
| stashfin.com | 2016 | Gurugram, India | $115M | 175 | Digital lending and instant credit lines are provided to individuals. | |
| finnable.com | 2015 | Bengaluru, India | $33.9M | 1,409 | Online personal loans with minimal documentation are offered digitally. | |
| moneyview.in | 2014 | Bengaluru, India | $215.39M | 718 | Loans, credit cards, gold investments, insurance, and UPI are provided. | |
| cashe.co.in | 2016 | Mumbai, India | $33.57M | 4 | Online instant personal loans are provided to salaried professionals. | |
| fibe.in | 2015 | Pune, India | $212.38M | 1,856 | Fibe is recognized as India's largest lending platform for instant credit solutions. | |
| truebalance.io | 2014 | Gurugram, India | $90M | 119 | Personal loans and prepaid instruments are provided via mobile wallet. | |
| mpokket.in | 2016 | Kolkata, India | $7.77M | 2,226 | Provider of a digital lending platform offering instant personal loans to underserved youth, providing financial solutions through a mobile app | |
| myshubhlife.com | 2016 | Bengaluru, India | $29.01M | 144 | Embedded finance and personal loan solutions for businesses are offered. |
Detailed similar companies of Paul Instacred
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Top companies in Consumer and SME Loans
10 companies that operate in the same segment as Paul Instacred (Consumer and SME Loans), ranked by their profile score on The Company Check.
| Company | Description | Founded | Location | Total funding | Revenue | Employees |
|---|---|---|---|---|---|---|
A peer-to-peer marketplace for business loans is operated and developed. | 2010 | London, England, United Kingdom | USD 372.67 M | USD 299.61 M | 860 | |
Synchrony is engaged in providing credit cards and banking services. | 1993 | Salem, United States | USD 25 M | USD 19.12 B | 20,000 | |
Consumer and SME loans are provided by Manappuram Finance. | 1992 | Valapad, Kerala, India | USD 39.98 M | USD 1.01 B | 51,650 | |
Full-stack marketplace services for car ownership are provided. | 2015 | Singapore, Singapore, Singapore | USD 685.9 M | USD 806.83 M | 1,381 | |
Affordable home loans are extended to low and middle-income groups. | 2010 | Mumbai, Maharashtra, India | USD 209.7 M | USD 203.79 M | 1,630 | |
Diversified lending services are provided as a non-banking financial institution. | 1994 | Mumbai, Maharashtra, India | – | USD 1.9 B | 36,520 | |
Financial solutions including loans and insurance are offered. | 2007 | Pune, Maharashtra, India | – | USD 15.24 B | 126 | |
Household and business loans are provided with risk management support. | 2006 | Chennai, Tamil Nadu, India | USD 283.47 M | USD 288.73 M | 1,100 | |
Online gold, home, personal, and business loans are provided. | 1995 | Mumbai, Maharashtra, India | – | USD 1.38 B | 38,720 | |
An online lending platform for point-of-sale financing is provided. | 2013 | Bengaluru, Karnataka, India | USD 205.92 M | USD 3.93 M | 499 |
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Frequently Asked Questions about Paul Instacred
Paul Instacred was founded in 2020.
Paul Instacred is headquartered in Chandigarh, India.
The primary company behind Paul Instacred, Infotechture Solutions Private Limited, reported revenue of ₹82,536 for FY 2025, up 105% year on year.
Creditpe, operated by Paul Instacred Pvt. Ltd., is a fintech company offering instant personal loans up to Rs. 30,000 through a fully online app. It serves MSMEs, salaried, self-employed, and non-professionals with minimal documentation and flexible repayment options like daily, weekly, or monthly schemes. Funds are disbursed within 24 hours, and it caters to borrowers with or without credit history. Based in Chandigarh, India, it facilitates loans via partnerships with NBFCs and banks.
Paul Instacred's top competitors include Stashfin, Money View and Kissht.
Paul Instacred offers Creditpe App.
Paul Instacred is associated with 2 legal entities: Infotechture Solutions Private Limited, Paul Merchants Finance Private Limited.
The legal entities of Paul Instacred currently have 9 directors, including Sarita Rani Bansal, Sonali Bansal, Rajneesh Bansal and others.