Pay with Ring

Mumbai, India Founded: 2016 • Age: 10 yrs
Instant personal loans are offered via an online paperless platform.
Annual revenue $198.6M Latest available
Total funding - 2 rounds
Employees 306 Tracked headcount
Investors 1 Known backers
Products 3 Services tracked
Competitors 8 Brand Intelligence

About Pay with Ring

Pay with Ring is a company based in Mumbai (India) founded in 2016 by Krishnan Vishwanathan and Ranvir Singh. It operates as a FinTech and Commission-Based. The company has 306 employees as of September 23, 2025. Pay with Ring offers products and services including Personal Loans, Business Loans, and Personal Accident Insurance. Pay with Ring operates in a competitive market with competitors including FlexiLoans, Clix Capital, InCred, DMI Finance and Niyogin, among others.

  • Headquarter Mumbai, India
  • Employees 306 as on 23 Sep, 2025
  • Founders Krishnan Vishwanathan, Ranvir Singh
  • Sectors
    Financial Services
  • Email
    Locked
  • Phone
    Locked
  • Website
    Locked
  • Social
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  • Legal Name Onemi Technology Solutions Limited
  • Jurisdiction Mumbai, Maharashtra, India
Operational Areas
Financial Services → FinTech & Digital Finance Unlock Sub-Sector Unlock Segment
Key Metrics
  • Annual Revenue
    $198.63 M (USD)
    63.88
    as on Mar 31, 2024
  • Net Profit
    $23.05 M (USD)
    233.68
    as on Mar 31, 2024
  • EBITDA
    $38.92 M (USD)
    205.66
    as on Mar 31, 2024
  • Latest Funding Round
    $11.96 M (USD), Debt – Venture

    Apr 17, 2024

  • Investors
  • Employee Count
    306

    as on Sep 23, 2025

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Products & Services of Pay with Ring

Pay with Ring offers a comprehensive portfolio of products and services, including Personal Loans, Business Loans, and Personal Accident Insurance.

Product name locked
Category locked
Primary

Personal loans are provided for various financial needs.

Product name locked
Category locked
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Business loans are offered to support business growth.

Product name locked
Category locked
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Insurance coverage is provided for accidental incidents.

People of Pay with Ring

Headcount 200-500
Employee Profiles 18
Employee Profiles
People
Ranvir Singh
Founder & CEO
People
Nilay Shah
Engineering Manager
People
Abhilash Akula
Senior Software Test Engineer
People
Deepika Bodke
Senior Software Development Engineer Test 3

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Funding Insights of Pay with Ring

Investors in Pay with Ring

Pay with Ring has secured backing from 1 investor, including venture fund investors. Prominent investors backing the company include Trifecta Capital.

All
Venture Fund
Investor Description Founded Year Domain Location
Private debt and equity funds are managed for technology sectors.
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Investor details for Pay with Ring

Investor domains, locations, round participation, and complete history require an active premium plan.

  • Investor domains
  • Investor locations
  • Funding rounds
  • Participation history

Verified entity values are shown only after access is granted.

Investments & Acquisitions by Pay with Ring

Investments
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Investment portfolio details for Pay with Ring

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  • Portfolio identities
  • Transaction dates
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Financial Statements - Pay with Ring

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Detailed financials for Pay with Ring

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  • Profit trends
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Pay With Ring Comparisons

Pay with Ring Primary company
Description
Instant personal loans are offered via an online paperless p...
Location
Mumbai, India
Founded Year
2016
Annual Revenue
$198.63 M (USD)
Net Profit
$23.05 M (USD)
EBITDA
$38.92 M (USD)
Employees
306
As of 2025
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Peer comparison for Pay with Ring

Named peer metrics, headcount, funding, location, and side-by-side benchmarks require an active premium plan.

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Competitors of Pay with Ring

Pay with Ring operates in a dynamic and competitive business environment, facing competition from various established players and emerging companies in the market. The competitive landscape includes prominent companies such as FlexiLoans, Clix Capital, InCred, DMI Finance and Niyogin, among others.

Company Name Domain Founded year HQ Location Description
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Business loans and financial products for MSMEs are provided.
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Lending platform for consumers and businesses is provided.
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Financial services are provided, specializing in personal and business loans.
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Personal, MSME, consumption, and EV loans are provided digitally.
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Online lending marketplace for business loans
Locked Locked Locked
Solar financing solutions are provided by Credit Fair in India.
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Detailed competitors of Pay with Ring

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  • Domains and locations
  • Full company profiles
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  • Competitive positioning

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Latest news on Pay With Ring

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Complete news archive for Pay with Ring

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Frequently Asked Questions about Pay with Ring

Pay with Ring was founded in 2016 and raised its 1st funding round 6 years after it was founded.

Pay with Ring is headquartered in Mumbai, India. It is registered at Mumbai, Maharashtra, India.

Ranvir Singh is the current CEO of Pay with Ring. They have also founded this company.

As of Sep 23, 2025, the latest employee count at Pay with Ring is 306.

Annual revenue of Pay with Ring is $198.63M as on Mar 31, 2024.

Personal and business loans are offered by Pay with Ring to meet diverse financial needs in India. Support is provided for personal milestones, business growth, and emergency funding through quick, paperless processes. Additionally, personal accident insurance is made available in partnership with Aditya Birla Health Insurance, covering accidental death and disabilities. The company operates in the fintech sector, focusing on seamless digital lending and insurance solutions for a wide customer base.

Pay with Ring's top competitors include InCred, FlexiLoans and Clix Capital.

Pay with Ring offers Personal Loans, Business Loans, and Personal Accident Insurance.

Pay with Ring has 1 investor. Key investors include Trifecta Capital.

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