About Pay with Ring
Pay with Ring is a company based in Mumbai (India) founded in 2016 by Krishnan Vishwanathan and Ranvir Singh. It operates as a FinTech and Commission-Based. The company has 306 employees as of September 23, 2025. Pay with Ring offers products and services including Personal Loans, Business Loans, and Personal Accident Insurance. Pay with Ring operates in a competitive market with competitors including FlexiLoans, Clix Capital, InCred, DMI Finance and Niyogin, among others.
- Headquarter Mumbai, India
- Employees 306 as on 23 Sep, 2025
- Founders Krishnan Vishwanathan, Ranvir Singh
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Sectors
Financial Services
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Email
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Phone
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Website
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Social
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- Legal Name Onemi Technology Solutions Limited
- Jurisdiction Mumbai, Maharashtra, India
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Annual Revenue
$198.63 M (USD)63.88as on Mar 31, 2024
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Net Profit
$23.05 M (USD)233.68as on Mar 31, 2024
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EBITDA
$38.92 M (USD)205.66as on Mar 31, 2024
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Latest Funding Round
$11.96 M (USD), Debt – Venture
Apr 17, 2024
- Investors
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Employee Count
306
as on Sep 23, 2025
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Products & Services of Pay with Ring
Pay with Ring offers a comprehensive portfolio of products and services, including Personal Loans, Business Loans, and Personal Accident Insurance.
Personal loans are provided for various financial needs.
Business loans are offered to support business growth.
Insurance coverage is provided for accidental incidents.
People of Pay with Ring
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Funding Insights of Pay with Ring
- Total Funding Total Funding
- Total Rounds 2
- Last Round Debt – Venture — $12.0M
- First Round First Round
- Investors Count 1
| Date | Amount | Transaction Name | Valuation | Lead Investors | Investors |
|---|---|---|---|---|---|
| Apr, 2024 | Amount | Debt – Venture - Pay with Ring | Valuation |
investors |
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| Jun, 2022 | Amount | Debt – Venture - Pay with Ring | Valuation |
investors |
Investors in Pay with Ring
Pay with Ring has secured backing from 1 investor, including venture fund investors. Prominent investors backing the company include Trifecta Capital.
| Investor | Description | Founded Year | Domain | Location |
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Private debt and equity funds are managed for technology sectors.
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Founded Year | Domain | Location |
Investments & Acquisitions by Pay with Ring
Financial Statements - Pay with Ring
Pay With Ring Comparisons
Competitors of Pay with Ring
Pay with Ring operates in a dynamic and competitive business environment, facing competition from various established players and emerging companies in the market. The competitive landscape includes prominent companies such as FlexiLoans, Clix Capital, InCred, DMI Finance and Niyogin, among others.
| Company Name | Domain | Founded year | HQ Location | Description |
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| domain | founded_year | HQ Location |
Business loans and financial products for MSMEs are provided.
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| domain | founded_year | HQ Location |
Lending platform for consumers and businesses is provided.
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| domain | founded_year | HQ Location |
Financial services are provided, specializing in personal and business loans.
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| domain | founded_year | HQ Location |
Personal, MSME, consumption, and EV loans are provided digitally.
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| domain | founded_year | HQ Location |
Online lending marketplace for business loans
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| domain | founded_year | HQ Location |
Solar financing solutions are provided by Credit Fair in India.
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Frequently Asked Questions about Pay with Ring
Pay with Ring was founded in 2016 and raised its 1st funding round 6 years after it was founded.
Pay with Ring is headquartered in Mumbai, India. It is registered at Mumbai, Maharashtra, India.
Ranvir Singh is the current CEO of Pay with Ring. They have also founded this company.
As of Sep 23, 2025, the latest employee count at Pay with Ring is 306.
Annual revenue of Pay with Ring is $198.63M as on Mar 31, 2024.
Personal and business loans are offered by Pay with Ring to meet diverse financial needs in India. Support is provided for personal milestones, business growth, and emergency funding through quick, paperless processes. Additionally, personal accident insurance is made available in partnership with Aditya Birla Health Insurance, covering accidental death and disabilities. The company operates in the fintech sector, focusing on seamless digital lending and insurance solutions for a wide customer base.
Pay with Ring's top competitors include InCred, FlexiLoans and Clix Capital.
Pay with Ring offers Personal Loans, Business Loans, and Personal Accident Insurance.
Pay with Ring has 1 investor. Key investors include Trifecta Capital.