About Pefin
Pefin is a Technology company based in New York (United States) founded in 2011 by Ramya Joseph. AI-driven platform offering financial planning, advice, and robo-investing services. It operates on a SaaS and B2B model. Its chief executive, as recorded, is Ramya Joseph. Its Indian entity Pefin India Private Limited reported revenue of ₹1.45 Cr. Pefin offers products and services including AI Financial Advice Platform. Its focus areas include FinTech, Investment Tech, Financial Advice and AI Platforms. Its competitors include The Tifin Group, Ascensus and Learnvest; 2 of its 3 listed competitors have raised funding.
Company details
Pefin is an AI-based platform that powers digital financial advice, providing affordable fiduciary services for planning, investing, and advice accessible 247. It supports hybrid models to serve clients across various demographics and wealth levels, promoting financial inclusion through scalable solutions. No specific location is mentioned in the available information.
- Headquarters New York, United States
- Founders Ramya Joseph
- SectorsTechnology
- Email••••••••
- Website pefin.com
- Social X
- Legal Name Pefin India Private Limited
- Date of Incorporation 14 Feb, 2019
- Jurisdiction Mangalore, Karnataka, India
- Indian entity revenue₹1.45 Cr
FY 2020
- Indian entity net profit₹2.6 Lakh
FY 2020 · 2% margin
- Indian entity EBITDA₹5.6 Lakh
FY 2020 · 4% margin
Associated legal entities of Pefin
Pefin operates through Pefin India Private Limited (active). Its filings, financials, charges and directors are on the company page.
| Legal entity | Status | Incorporated | Registered in | Revenue (FY 2020) | Employees | Directors | Company page |
|---|---|---|---|---|---|---|---|
| Pefin India Private Limited CIN U74999KA2019PTC121465 | Active | 14 Feb 2019 | Mangalore, Karnataka | ₹1.5 Cr | 3 | View details |
Products & Services of Pefin
Pefin offers a comprehensive portfolio of products and services, including AI Financial Advice Platform.
Provides AI-powered financial planning and investing services for users.
Board of directors of Pefin India Private Limited (Pefin)
Pefin India Private Limited is the primary company behind Pefin. The board of Pefin India Private Limited currently have 3 directors; the longest-serving is Gleeson Fevil Dsouza, appointed in 2019. 3 earlier directors have ceased.
| Director | Designation | Appointed | Tenure | Entity |
|---|---|---|---|---|
| Gleeson Fevil Dsouza DIN 08396140 | Director | 22 Mar 2019 | 7 yrs 7 mo | Pefin India Private Limited |
| Jayakrishna Gopalakrishnan DIN 08396175 | Director | 22 Mar 2019 | 7 yrs 7 mo | Pefin India Private Limited |
| Joseph Baby Joseph Puthiyamadom DIN 08573975 | Director | 26 Sep 2019 | 7 yrs 1 mo | Pefin India Private Limited |
People of Pefin
5 people are tracked at Pefin (2 in leadership, 3 in team).
| Name | Role | Group |
|---|---|---|
Ramya Joseph | Founder, CEO | Leadership |
Jay Gopalakrishnan | CTO | Leadership |
Sharad Srivastava | Strategic Advisor (part Time) | Team |
Cyrille Buisson | Product Manager: Investment Portfolio, Wealth Management & Financial Advising - Robo Advising | Team |
Pietro Martini | Frontend Engineer | Team |
Complete people profiles for Pefin
Full employee and board profiles, team structure, tenure and professional contact details require an active premium plan.
- Full employee list
- Team structure
- Board tenure
- Professional contacts
Verified entity values are shown only after access is granted.
Financials of Pefin
Figures of Pefin India Private Limited, the primary company behind Pefin, for FY 2020. Revenue was ₹1.45 Cr. Net profit was ₹2.6 Lakh (2% margin). EBITDA was ₹5.6 Lakh (4% margin).
- ₹1.45 CrRevenue · FY 2020
- ₹2.6 LakhNet profit · 2% margin
- ₹5.6 LakhEBITDA · 4% margin
- ₹1 LakhPaid-up capital
Balance sheet, profit and loss, cash flow and ratios of Pefin India Private Limited are on its company page.
Detailed financial statements for Pefin
Statement rows, ratios, five-year trends and downloadable financials of the group companies require an active premium plan.
- Statement rows
- Financial ratios
- Five-year trends
- Downloads
Verified entity values are shown only after access is granted.
Competitors of Pefin
Pefin has 3 listed competitors in our database, 2 of them funded. They include The Tifin Group, Ascensus and Learnvest.
| Company Name | Domain | Founded | HQ Location | Total funding | Employees | Description |
|---|---|---|---|---|---|---|
| tifin.com | 2018 | New York, United States | $219.01M | AI-enabled financial planning and advisory solutions are provided for individuals. | ||
| ascensus.com | 1980 | Dresher, United States | 5,112 | Retirement, health, and college savings services are administered nationwide. | ||
| learnvest.com | 2009 | New York, United States | $85.75M | 148 | Personal finance management and investment advise |
Detailed competitors of Pefin
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- Full competitor set
- Operating metrics
- Benchmarks
- Competitive positioning
Verified entity values are shown only after access is granted.
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Frequently Asked Questions about Pefin
Pefin was founded in 2011.
Pefin is headquartered in New York, United States. It is registered at New York, New York, United States.
Ramya Joseph is the CEO of Pefin, as recorded in our data. They have also founded this company.
The primary company behind Pefin, Pefin India Private Limited, reported revenue of ₹1.45 Cr for FY 2020.
Pefin is an AI-based platform that powers digital financial advice, providing affordable fiduciary services for planning, investing, and advice accessible 247. It supports hybrid models to serve clients across various demographics and wealth levels, promoting financial inclusion through scalable solutions. No specific location is mentioned in the available information.
Pefin's top competitors include The Tifin Group, Ascensus and Learnvest.
Pefin offers AI Financial Advice Platform.
Pefin operates through Pefin India Private Limited.
The legal entities of Pefin currently have 3 directors, including Gleeson Fevil Dsouza, Jayakrishna Gopalakrishnan, Joseph Baby Joseph Puthiyamadom.