Pepper Money

Sydney, Australia Founded: 2000 • Age: 26 yrs
Online platform offering diversified loans
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About Pepper Money

Pepper Money is a company based in Sydney (Australia) founded in 2000.. The company has 795 employees as of December 31, 2024. Pepper Money offers products and services including Home Loans, Car Loans, Personal Loans, and Commercial Loans. Pepper Money operates in a competitive market with competitors including Thorn Group, Export Finance, CoaXion, Stratton Finance and Mortgage Express, among others.

  • Headquarter Sydney, Australia
  • Employees 795 as on 31 Dec, 2024
  • Stage Public
  • Sectors
    Financial Services
  • Phone
    *********
  • Website
    *********
  • Social
    *********
  • Legal Name Pepper Money Limited
Operational Areas
Financial Services → FinTech & Digital Finance
Financial Services → FinTech & Digital Finance
Key Metrics
  • Annual Revenue
    $978.69 M (USD)
    3.7
    as on Dec 31, 2024
  • Net Profit
    $61.2 M (USD)
    -10.75
    as on Dec 31, 2024
  • EBITDA
    $842.42 M (USD)
    6.17
    as on Dec 31, 2024
  • Latest Funding Round
    $98.25 M (USD), Debt – Conventional

    Dec 01, 2014

  • Investors
  • Employee Count
    795

    as on Dec 31, 2024

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IPO & Listings of Pepper Money

Pepper Money is a publicly listed company on the ASX with ticker symbol PPM in Australia, operating in the Finance sector. As a publicly traded entity, the company provides investors with opportunities to participate in its growth story through equity ownership. The listing enables access to capital markets, enhances corporate visibility, and provides liquidity for shareholders while maintaining transparency through regulatory compliance and regular financial disclosures.

Exchange: ASX · Ticker: PPM . Sector: Finance · Australia

Products & Services of Pepper Money

Pepper Money offers a comprehensive portfolio of products and services, including Home Loans, Car Loans, Personal Loans, and Commercial Loans. The company's diverse product and service offerings are designed to meet the evolving needs of its customers, address market demands, and provide comprehensive solutions that drive value creation and customer satisfaction across various segments and use cases.

Primary

Loans for home purchase and refinancing with flexible options.

Financing for cars and vehicles with low fees and bonuses.

Loans for debt consolidation and personal expenses like holidays.

Funding for commercial property and assets for businesses.

People of Pepper Money
Headcount 1000-5000
Employee Profiles 8
Board Members and Advisors 5
Employee Profiles
People
Mike Culhane
Group CEO
People
Kim Gray
Head Of Human Resources
People
Jennifer Porter
Senior Tax Manager At Pepper Financial Services Group
People
Andrew Smith
Group Company Secretary, General Counsel And Head Of Tax

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Board Members and Advisors
people
Anthony Moir
Treasurer
people
Mike Cutter
Independent Non- Executive Director
people
Justine Turnbull
Independent Non-Executive Director
people
Akiko Jackson
Chair, Member Of Board Audit & Risk Committee And Of Remuneration Committee

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Funding Insights of Pepper Money

  • Total Funding
  • Total Rounds 1
  • Last Round Debt – Conventional — $98.2M
  • First Round

    (01 Dec 2014)

  • Investors Count
Date Amount Transaction Name Valuation Lead Investors Investors
Dec, 2014 Amount Debt – Conventional - Pepper Money Valuation

investors

Date Amount Transaction Name Valuation Lead Investors Investors
Jul, 2021 Amount Post-IPO - Grab Valuation

investors

Feb, 2021 Amount Post-IPO - Grab Valuation

investors

Jan, 2021 Amount Post-IPO - Grab Valuation

investors

Feb, 2021 Amount Post-IPO - Grab Valuation

investors

Investments & Acquisitions by Pepper Money

Investments
Company Name Description Domain Location Founded Year Amount
Bionic investment advisor platform
2016
Fine Asian gourmet food is offered by an internet-first restaurant.
2016
Physical e-commerce kiosks are deployed for rural purchases in Indonesia.
2014
Fine Asian gourmet food is offered by an internet-first restaurant.
2016

Financial Statements - Pepper Money

Tata Steel revenue growth over time
Tata Steel profit and loss trends over time
Date Amount Transaction Name Valuation Lead Investors Investors
Jul, 2021 Amount Post-IPO - Grab Valuation

investors

Feb, 2021 Amount Post-IPO - Grab Valuation

investors

Jan, 2021 Amount Post-IPO - Grab Valuation

investors

Feb, 2021 Amount Post-IPO - Grab Valuation

investors

Pepper Money Comparisons

Employees
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Competitors of Pepper Money

Pepper Money operates in a dynamic and competitive business environment, facing competition from various established players and emerging companies in the market. The competitive landscape includes prominent companies such as Thorn Group, Export Finance, CoaXion, Stratton Finance and Mortgage Express, among others. This competitive environment drives innovation, market differentiation, and strategic positioning as companies strive to capture market share and deliver value to their customers. Understanding the competitive dynamics is crucial for assessing market positioning, identifying growth opportunities, and navigating the challenges inherent in a competitive marketplace.

Company Name Domain Founded year HQ Location Description
domain founded_year HQ Location
Loans are provided to small and medium enterprises in Australia.
domain founded_year HQ Location
Delivers comprehensive business financing solutions to support enterprise growth.
domain founded_year HQ Location
Equipment financing is enabled online through usage-based repayments.
domain founded_year HQ Location
Auto loans are provided via an online marketplace platform.
domain founded_year HQ Location
Mortgage and consumer loans are offered via an online marketplace.
Company Name Domain Founded year HQ Location Description
domain founded_year HQ Location
Multiple services are booked via an app-based platform.
domain founded_year HQ Location
On-demand services are booked through an app-based platform.
domain founded_year HQ Location
App based platform offering on demand delivery and ride-hailing services
domain founded_year HQ Location
Operates an on-demand hyperlocal delivery app for food and groceries.

Latest news on Pepper Money

Frequently Asked Questions about Pepper Money

When was Pepper Money founded?

Pepper Money was founded in 2000 and raised its 1st funding round 14 years after it was founded.

Where is Pepper Money located?

Pepper Money is headquartered in Sydney, Australia. It is registered at Sydney, New South Wales, Australia.

How many employees does Pepper Money have?

As of Dec 31, 2024, the latest employee count at Pepper Money is 795.

What is the annual revenue of Pepper Money?

Annual revenue of Pepper Money is $978.69M as on Dec 31, 2024.

What does Pepper Money do?

Pepper Money, founded in 2000 in Sydney, Australia, focuses on innovating financial technology, alternative lending, online lenders, diversified, and marketplace. Online platform offering diversified loans. The company is dedicated to excellence, innovation, and customer satisfaction, ensuring sustainable practices and long-term success in its sectors.

Who are the top competitors of Pepper Money?

Pepper Money's top competitors include Thorn Group, CoaXion and Stratton Finance.

What products or services does Pepper Money offer?

Pepper Money offers Home Loans, Car Loans, Personal Loans, and Commercial Loans.

Is Pepper Money publicly traded?

Yes, Pepper Money is publicly traded on ASX under the ticker symbol PPM.

What is Pepper Money's ticker symbol?

The ticker symbol of Pepper Money is PPM on ASX.

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