About PMC Fincorp
PMC Fincorp is a publicly listed company based in Delhi (India) founded in 1985. Loan management services are provided in the financial sector. Its Indian entity Pmc Fincorp Limited reported revenue of ₹18.24 Cr. PMC Fincorp offers products and services including Loan Against Securities and Business Loans. Its focus areas include Consumer and SME Loans and Diversified. Similar companies include Manappuram Finance, IIFL Finance and L & T Finance Holdings; 1 of its 3 listed similar companies has raised funding.
Company details
PMC Fincorp was established in 1985 and is headquartered in Delhi, India. Operations are centered on loan management within the financial services industry. Services encompass the administration and oversight of loans for various clients. The company is led by Managing Director Raj Kumar Modi. Focus remains on supporting financial transactions across the region, with domain pmcfincorp.com serving as the primary online presence.
- Headquarters Delhi, India
- Stage Public
- SectorsFinancial Services
- Email••••••••
- Phone•••• ••••
- Website pmcfincorp.com
- Legal Name Pmc Fincorp Limited
- Market Cap₹130 Cr
PMCFIN · BSE
- Share Price₹1.85
+1.09% today
- Revenue₹18.24 Cr
FY 2025-26 · -14.1% YoY
- EBITDA₹12.24 Cr
Margin 67.1%
- Net Profit₹6.16 Cr
FY 2025-26 · -57.1% YoY
- P/E (TTM)20.8x
P/B 0.8x
- ROE3.5%
ROCE 6.1%
- Debt / Equity0.13
Interest cover 27.7x
Associated legal entities of PMC Fincorp
PMC Fincorp operates through Pmc Fincorp Limited, a listed company (active). Its filings, financials, charges and directors are on the company page.
| Legal entity | Status | Incorporated | Registered in | Revenue (FY 2026) | Employees | Directors | Company page |
|---|---|---|---|---|---|---|---|
| Pmc Fincorp Limited Listed CIN L27109UP1985PLC006998 | Active | 04 Feb 1985 | Rampur, Uttar Pradesh | ₹18.2 Cr | 13 | 9 | View details |
Products & Services of PMC Fincorp
PMC Fincorp offers a comprehensive portfolio of products and services, including Loan Against Securities and Business Loans.
Enables borrowing using securities as collateral with low rates.
Provides funding for ventures and cash flow management.
Board of directors of Pmc Fincorp Limited (PMC Fincorp)
Pmc Fincorp Limited is the primary company behind PMC Fincorp. The board of Pmc Fincorp Limited currently have 7 directors; the longest-serving is Raj Kumar Modi, appointed in 2003. 13 earlier directors have ceased.
| Director | Designation | Appointed | Tenure | Entity |
|---|---|---|---|---|
| Raj Kumar Modi DIN 01274171 | Managing Director | 27 Jan 2003 | 23 yrs 9 mo | Pmc Fincorp Limited |
| Rekha Modi DIN 01274200 | Director | 17 Dec 2009 | 16 yrs 10 mo | Pmc Fincorp Limited |
| Mahavir Prasad Garg DIN 00081692 | Director | 14 Feb 2019 | 7 yrs 8 mo | Pmc Fincorp Limited |
| Yogesh Kumar Garg DIN 02144584 | Director | 28 Jul 2020 | 6 yrs 3 mo | Pmc Fincorp Limited |
| Prabhat Modi DIN 08193181 | Whole-time director | 24 Nov 2021 | 4 yrs 11 mo | Pmc Fincorp Limited |
| Deepali Sehgal Kulshrestha DIN 10192105 | Director | 19 Jun 2023 | 3 yrs 4 mo | Pmc Fincorp Limited |
| Puneet Arora DIN 03056312 | Director | 17 Feb 2026 | 8 mo | Pmc Fincorp Limited |
People of PMC Fincorp
1 people are tracked at PMC Fincorp (1 in leadership).
| Name | Role | Group |
|---|---|---|
| Managing Director | Leadership |
Complete people profiles for PMC Fincorp
Full employee and board profiles, team structure, tenure and professional contact details require an active premium plan.
- Full employee list
- Team structure
- Board tenure
- Professional contacts
Verified entity values are shown only after access is granted.
IPO & Listings of PMC Fincorp
PMC Fincorp is a publicly listed company on the BSE with ticker symbol PMCFIN in India, operating in the Finance sector. As a publicly traded entity, the company provides investors with opportunities to participate in its growth story through equity ownership. The listing enables access to capital markets, enhances corporate visibility, and provides liquidity for shareholders while maintaining transparency through regulatory compliance and regular financial disclosures.
- IPO date12 Mar 2012
- Listed onBSE: 534060
- Listed entityPMC Fincorp Limited
- Exchange sectorFinance
- ISININE793G01035
- Share price₹1.75 · 2026-10-14
- Market capitalisation₹125 Cr
- Price to earnings22.1
- EPS (diluted, trailing year)₹0.08
- Dividend yield0.58%
- Volume (last session)175,067
Financials of PMC Fincorp
Exchange-reported figures of Pmc Fincorp Limited, the listed company behind PMC Fincorp (BSE: PMCFIN).
Financial Highlights
FY 2025-26 · StandaloneRevenue vs Net Profit ₹ Cr
Margin trends
Financial summary ₹ Cr
| Metrics | FY 2025-26 | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 | FY 2019-20 |
|---|---|---|---|---|---|---|---|
| Income statement | |||||||
| Revenue | 18.24 | 21.24 | 15.56 | 8.48 | 7.38 | 5.43 | 9.77 |
| Revenue growth | -14.1% | +36.5% | +83.5% | +14.9% | +35.9% | -44.4% | - |
| EBITDA | 12.24 | 19.82 | 14.13 | (4.77) | 3.45 | 3.11 | 2.79 |
| EBITDA margin | +67.1% | +93.3% | +90.8% | -56.3% | +46.8% | +57.3% | +28.6% |
| Profit before tax | 8.80 | 18.43 | 12.58 | (6.37) | 2.55 | 2.44 | 1.91 |
| Net profit | 6.16 | 14.35 | 11.34 | (6.37) | 1.81 | 1.82 | 1.43 |
| Net profit margin | +33.8% | +67.6% | +72.9% | -75.1% | +24.5% | +33.5% | +14.6% |
| EPS (₹) | 0.09 | 0.20 | 0.21 | (0.12) | 0.04 | 0.04 | 0.03 |
| Balance sheet | |||||||
| Total assets | 186 | 215 | 134 | 131 | 116 | 77.94 | 80.07 |
| Net worth | 186 | 169 | 115 | 103 | 91.14 | 71.74 | 69.94 |
| Total debt | 0.00 | 46.23 | 18.55 | 27.47 | 24.60 | 6.21 | 10.13 |
| Cash & bank | 2.97 | 47.19 | 0.94 | 0.50 | 4.43 | (0.02) | 0.13 |
| Net working capital | 5.02 | 45.97 | 1.45 | (1.13) | 5.64 | (0.91) | (0.09) |
| Cash flow | |||||||
| Cash from operations | (6.74) | (27.97) | 10.03 | (4.16) | (31.59) | (2.56) | 1.87 |
| Cash from investing | 3.57 | (1.58) | (0.68) | (21.20) | 0.32 | 6.34 | 2.14 |
| Cash from financing | (41.05) | 75.81 | (8.92) | 21.43 | 35.72 | (3.92) | (4.00) |
| Particulars | Jun 2026 | Mar 2026 | Dec 2025 | Sep 2025 | Jun 2025 | Mar 2025 | Dec 2024 | Sep 2024 |
|---|---|---|---|---|---|---|---|---|
| Revenue | 6.38 | 3.78 | 4.96 | 5.06 | 6.79 | 3.30 | 5.13 | 7.12 |
| Revenue growth (YoY) | -6.0% | +14.6% | -3.3% | -28.9% | -15.7% | - | - | - |
| Other income | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Total expenses | 0.64 | 3.74 | 3.04 | 1.52 | 0.47 | 0.79 | 0.35 | 0.63 |
| EBITDA | 5.74 | 0.04 | 1.92 | 3.54 | 6.32 | 2.51 | 4.78 | 6.49 |
| EBITDA margin | +93.8% | +1.0% | +39.8% | +73.4% | +96.3% | +69.9% | +98.4% | +93.5% |
| Depreciation | 0.01 | 0.02 | 0.02 | 0.02 | 0.02 | 0.02 | 0.02 | 0.02 |
| Interest | 0.00 | 0.29 | 0.88 | 0.88 | 0.90 | 1.03 | 0.02 | 0.06 |
| Profit before tax | 5.73 | (0.27) | 1.02 | 2.64 | 5.40 | 1.46 | 4.74 | 6.41 |
| Tax | 1.40 | 0.14 | 0.49 | 0.69 | 1.32 | 0.63 | 0.95 | 1.03 |
Financial Statements
| Particulars | Jun 2026 | Mar 2026 | Dec 2025 | Sep 2025 | Jun 2025 | Mar 2025 | Dec 2024 | Sep 2024 |
|---|---|---|---|---|---|---|---|---|
| Revenue | 6.38 | 3.78 | 4.96 | 5.06 | 6.79 | 3.30 | 5.13 | 7.12 |
| Revenue growth (YoY) | -6.0% | +14.6% | -3.3% | -28.9% | -15.7% | - | - | - |
| Other income | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Total expenses | 0.64 | 3.74 | 3.04 | 1.52 | 0.47 | 0.79 | 0.35 | 0.63 |
| EBITDA | 5.74 | 0.04 | 1.92 | 3.54 | 6.32 | 2.51 | 4.78 | 6.49 |
| EBITDA margin | +93.8% | +1.0% | +39.8% | +73.4% | +96.3% | +69.9% | +98.4% | +93.5% |
| Depreciation | 0.01 | 0.02 | 0.02 | 0.02 | 0.02 | 0.02 | 0.02 | 0.02 |
| Interest | 0.00 | 0.29 | 0.88 | 0.88 | 0.90 | 1.03 | 0.02 | 0.06 |
| Profit before tax | 5.73 | (0.27) | 1.02 | 2.64 | 5.40 | 1.46 | 4.74 | 6.41 |
| Tax | 1.40 | 0.14 | 0.49 | 0.69 | 1.32 | 0.63 | 0.95 | 1.03 |
| Particulars | FY 2025-26 | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 | FY 2019-20 |
|---|---|---|---|---|---|---|---|
| Revenue | 18.24 | 21.24 | 15.56 | 8.48 | 7.38 | 5.43 | 9.77 |
| Revenue growth | -14.1% | +36.5% | +83.5% | +14.9% | +35.9% | -44.4% | - |
| Other income | 0.00 | 0.00 | 0.10 | 0.02 | 0.00 | 0.00 | 0.00 |
| Total expenses | 6.00 | 1.42 | 1.43 | 13.25 | 3.93 | 2.32 | 6.98 |
| Employee cost | 0.94 | 0.80 | 0.70 | 0.66 | 0.56 | 0.47 | 0.53 |
| EBITDA | 12.24 | 19.82 | 14.13 | (4.77) | 3.45 | 3.11 | 2.79 |
| EBITDA margin | +67.1% | +93.3% | +90.8% | -56.3% | +46.8% | +57.3% | +28.6% |
| Depreciation | 0.07 | 0.07 | 0.10 | 0.05 | 0.01 | 0.02 | 0.02 |
| Interest | 3.37 | 1.32 | 1.55 | 1.57 | 0.89 | 0.65 | 0.86 |
| Profit before tax | 8.80 | 18.43 | 12.58 | (6.37) | 2.55 | 2.44 | 1.91 |
| Tax | 2.64 | 4.08 | 1.24 | 0.00 | 0.74 | 0.62 | 0.48 |
| Net profit | 6.16 | 14.35 | 11.34 | (6.37) | 1.81 | 1.82 | 1.43 |
| Net profit margin | +33.8% | +67.6% | +72.9% | -75.1% | +24.5% | +33.5% | +14.6% |
| EPS (₹) | 0.09 | 0.20 | 0.21 | (0.12) | 0.04 | 0.04 | 0.03 |
| Particulars | FY 2025-26 | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 | FY 2019-20 |
|---|---|---|---|---|---|---|---|
| Equity & liabilities | |||||||
| Share capital | 71.21 | 71.21 | 53.41 | 53.41 | 50.91 | 50.91 | 50.91 |
| Reserves & surplus | 97.46 | 86.68 | 50.63 | 38.83 | 22.90 | 20.83 | 19.03 |
| Shareholders' funds (net worth) | 186 | 169 | 115 | 103 | 91.14 | 71.74 | 69.94 |
| Secured loans | 0.00 | 46.23 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Unsecured loans | 0.00 | 0.00 | 18.55 | 27.47 | 24.60 | 6.21 | 10.13 |
| Total debt | 0.00 | 46.23 | 18.55 | 27.47 | 24.60 | 6.21 | 10.13 |
| Total liabilities | 186 | 215 | 134 | 131 | 116 | 77.94 | 80.07 |
| Assets | |||||||
| Gross block | 0.86 | 0.85 | 0.81 | 0.81 | 0.48 | 0.46 | 0.46 |
| Net block | 0.14 | 0.20 | 0.23 | 0.32 | 0.04 | 0.03 | 0.06 |
| Capital work in progress | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Investments | 18.70 | 21.02 | 21.14 | 15.96 | 4.63 | 4.47 | 8.89 |
| Inventories | 0.66 | 0.39 | 0.11 | 0.09 | 0.25 | 0.20 | 0.20 |
| Sundry debtors | 2.21 | 0.08 | 0.00 | 0.40 | 0.22 | 0.00 | 0.00 |
| Cash & bank balances | 2.97 | 47.19 | 0.94 | 0.50 | 4.43 | (0.02) | 0.13 |
| Loans & advances | 3.40 | 3.32 | 2.94 | 0.99 | 2.05 | 1.43 | 1.37 |
| Total current assets | 9.24 | 50.98 | 3.99 | 1.98 | 6.95 | 1.61 | 1.70 |
| Total current liabilities | 4.22 | 5.01 | 2.54 | 3.11 | 1.31 | 2.52 | 1.79 |
| Net working capital | 5.02 | 45.97 | 1.45 | (1.13) | 5.64 | (0.91) | (0.09) |
| Total assets | 186 | 215 | 134 | 131 | 116 | 77.94 | 80.07 |
| Particulars | FY 2025-26 | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 | FY 2019-20 |
|---|---|---|---|---|---|---|---|
| Opening cash | 47.19 | 0.94 | 0.50 | 4.43 | (0.02) | 0.13 | 0.12 |
| Net cash from operating activities | (6.74) | (27.97) | 10.03 | (4.16) | (31.59) | (2.56) | 1.87 |
| Net cash from investing activities | 3.57 | (1.58) | (0.68) | (21.20) | 0.32 | 6.34 | 2.14 |
| Net cash from financing activities | (41.05) | 75.81 | (8.92) | 21.43 | 35.72 | (3.92) | (4.00) |
| Net change in cash | (44.22) | 46.25 | 0.44 | (3.92) | 4.45 | (0.15) | 0.01 |
| Closing cash | 2.97 | 47.19 | 0.94 | 0.50 | 4.43 | (0.02) | 0.13 |
| Particulars | FY 2025-26 | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 | FY 2019-20 |
|---|---|---|---|---|---|---|---|
| Growth | |||||||
| Sales growth | -14.1% | +36.5% | +83.5% | +14.9% | +35.9% | -44.4% | - |
| EBITDA growth | -38.2% | +40.3% | +396.2% | -238.3% | +10.9% | +11.5% | - |
| PBT growth | -52.3% | +46.5% | +9998.0% | - | +4.5% | +27.8% | -14.0% |
| Net income growth | -57.1% | +26.5% | +278.0% | -451.9% | -0.6% | +27.3% | - |
| Revenue CAGR (3Y) | +29.1% | +42.2% | +42.0% | -4.6% | -4.6% | -1.6% | +9.9% |
| EBITDA CAGR (3Y) | - | +79.1% | +65.6% | - | +3.3% | -6.1% | -16.3% |
| Profitability & leverage | |||||||
| Net income margin | +33.8% | +67.6% | +72.9% | -75.1% | +24.5% | +33.5% | +14.6% |
| Return on capital employed | +6.1% | +11.3% | +10.7% | -3.9% | +3.6% | +3.9% | +3.3% |
| Return on net worth | +3.5% | +10.1% | +10.4% | -6.5% | +2.2% | +2.6% | +2.1% |
| Debt / equity | 0.13 | 0.23 | 0.21 | 0.27 | 0.19 | 0.12 | 0.21 |
| Long-term debt / equity | 0.00 | 0.07 | 0.08 | 0.00 | 0.00 | 0.00 | 0.00 |
| Interest cover | 27.69 | 6.68 | 11.05 | -32.57 | 25.87 | 21.04 | 31.05 |
| Efficiency & per share | |||||||
| Fixed asset turnover | 21.33 | 25.59 | 19.33 | 13.18 | 15.70 | 11.80 | 5.83 |
| Inventory turnover | 34.74 | 84.96 | 156.60 | 50.00 | 32.80 | 27.15 | 48.85 |
| Debtors turnover | 15.93 | 531.00 | 78.30 | 27.42 | 67.09 | 0.00 | 0.00 |
| EPS (₹) | 0.09 | 0.20 | 0.21 | (0.12) | 0.04 | 0.04 | 0.03 |
| Dividend per share (₹) | 0.00 | 0.01 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Book value per share (₹) | 2.37 | 2.22 | 1.95 | 1.73 | 1.45 | 1.41 | 1.37 |
Similar companies to PMC Fincorp
PMC Fincorp has 3 listed similar companies in our database, 1 of them funded. They include Manappuram Finance, IIFL Finance and L & T Finance Holdings.
| Company Name | Domain | Founded | HQ Location | Total funding | Employees | Description |
|---|---|---|---|---|---|---|
| manappuram.com | 1992 | Valapad, India | $39.98M | 32,076 | Consumer and SME loans are provided by Manappuram Finance. | |
| iifl.com | 1995 | Mumbai, India | 16,076 | Online gold, home, personal, and business loans are provided. | ||
| ltfs.com | 1994 | Mumbai, India | 39,216 | Diversified lending services are provided as a non-banking financial institution. |
Detailed similar companies of PMC Fincorp
The full competitor set, operating metrics and side-by-side benchmarks require an active premium plan.
- Full competitor set
- Operating metrics
- Benchmarks
- Competitive positioning
Verified entity values are shown only after access is granted.
Web traffic of PMC Fincorp
The website of PMC Fincorp (pmcfincorp.com) receives about 2K visits a month.
- Monthly visits2K
▲ 17.8% vs previous month
Top companies in Consumer and SME Loans
3 companies that operate in the same segment as PMC Fincorp (Consumer and SME Loans) in India, ranked by their profile score on The Company Check.
| Company | Description | Founded | Location | Total funding | Revenue | Employees |
|---|---|---|---|---|---|---|
Consumer and SME loans are provided by Manappuram Finance. | 1992 | Valapad, Kerala, India | USD 39.98 M | USD 1.01 B | 51,650 | |
Affordable home loans are extended to low and middle-income groups. | 2010 | Mumbai, Maharashtra, India | USD 209.7 M | USD 203.79 M | 1,630 | |
Diversified lending services are provided as a non-banking financial institution. | 1994 | Mumbai, Maharashtra, India | USD 1.9 B | 36,520 |
Unlock complete access to The Company Check
Get unrestricted viewing across everything we track — from companies and brands to investors, funding rounds, acquisitions, financials, and more.
- Unlimited viewing on all profiles Companies, investors, financials, funding, acquisitions & directors
- Full access to every database India & global coverage, advanced filters and rich profile details
- Always-on access from your team account Single premium plan for everything you see on the portal
Related news about Pmc Fincorp
Complete news archive for PMC Fincorp
Full article history, source details, and older brand coverage require an active premium plan.
- Full article archive
- Source and publication date
- Older coverage
- Brand-specific news history
Verified entity values are shown only after access is granted.
Frequently Asked Questions about PMC Fincorp
PMC Fincorp was founded in 1985.
PMC Fincorp is headquartered in Delhi, India. It is registered at Delhi, Delhi, India.
The primary company behind PMC Fincorp, Pmc Fincorp Limited, reported revenue of ₹18.24 Cr for FY 2026, down 14% year on year.
PMC Fincorp was established in 1985 and is headquartered in Delhi, India. Operations are centered on loan management within the financial services industry. Services encompass the administration and oversight of loans for various clients. The company is led by Managing Director Raj Kumar Modi. Focus remains on supporting financial transactions across the region, with domain pmcfincorp.com serving as the primary online presence.
PMC Fincorp's top competitors include Manappuram Finance, L & T Finance Holdings and IIFL Finance.
PMC Fincorp offers Loan Against Securities and Business Loans.
Yes, PMC Fincorp is publicly traded on BSE under the ticker symbol PMCFIN.
PMC Fincorp operates through Pmc Fincorp Limited.
The legal entities of PMC Fincorp currently have 9 directors, including Raj Kumar Modi, Mahavir Prasad Garg, Yogesh Kumar Garg and others.