Prosper

San Francisco, United States Founded: 2005 • Age: 21 yrs
Peer-to-peer lending platform connecting borrowers and investors.
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About Prosper

Prosper is a company based in San Francisco (United States) founded in 2005.. Prosper has raised $414.29 million across 17 funding rounds from investors including Goldman Sachs, Deutsche Bank and J P Morgan. Prosper has completed 2 acquisitions, including BillGuard and Prosper Healthcare. Prosper offers products and services including Personal Loans, Credit Card, Home Equity Products, and Investments. Prosper operates in a competitive market with competitors including LendingPoint, Lendable, OneBlinc, Dharma and LendStreet, among others.

  • Headquarter San Francisco, United States
  • Stage Minicorn
  • Sectors
    Financial Services
  • Email
    ***********
  • Phone
    *********
  • Website
    *********
  • Social
    *********
  • Legal Name Prosper Marketplace, Inc.
Operational Areas
Financial Services → FinTech & Digital Finance
Key Metrics
  • Annual Revenue
  • Net Profit
  • EBITDA
  • Total Equity Funding
    $414.29 M (USD)

    in 17 rounds

  • Latest Funding Round
    $75 M (USD), Debt – Conventional

    Nov 17, 2022

  • Investors
    Goldman Sachs

    & 32 more

  • Employee Count
    Employee Count
  • Investments & Acquisitions
    BillGuard

    & 1 more

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Products & Services of Prosper

Prosper offers a comprehensive portfolio of products and services, including Personal Loans, Credit Card, Home Equity Products, and Investments. The company's diverse product and service offerings are designed to meet the evolving needs of its customers, address market demands, and provide comprehensive solutions that drive value creation and customer satisfaction across various segments and use cases.

Primary

Loans for debt consolidation and home improvements up to $50,000.

Unsecured card for building credit with up to $3,000 limit.

Lines of credit and loans up to $500,000 against home equity.

Opportunities to invest in personal loans for portfolio diversification.

People of Prosper
Headcount 500-1000
Employee Profiles 155
Employee Profiles
People
Usama Ashraf
President & CFO
People
Ted Buell
General Counsel & Chief Compliance Officer
People
Flora Li
Senior Manager, Credit Risk Analytics, Card
People
Sherilyn Lavarias
Desktop Support Engineer

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Funding Insights of Prosper

Prosper has successfully raised a total of $414.29M across 17 strategic funding rounds. The most recent funding activity was a Debt – Conventional round of $75 million completed in November 2022. This substantial capital infusion reflects strong investor confidence in the company's business model, growth potential, and market opportunities. The funding enables strategic expansion, product development, market penetration, and operational scaling to drive long-term value creation and competitive advantage.

  • Total Funding
  • Total Rounds 17
  • Last Round Debt – Conventional — $75.0M
  • First Round

    (01 Apr 2005)

  • Investors Count 33
Date Amount Transaction Name Valuation Lead Investors Investors
Nov, 2022 Amount Debt – Conventional - Prosper Valuation Neuberger Berman
Jan, 2019 Amount Series G - Prosper Valuation Global Insurance Accelerator
Jun, 2018 Amount Series G - Prosper Valuation

investors

Date Amount Transaction Name Valuation Lead Investors Investors
Jul, 2021 Amount Post-IPO - Grab Valuation

investors

Feb, 2021 Amount Post-IPO - Grab Valuation

investors

Jan, 2021 Amount Post-IPO - Grab Valuation

investors

Feb, 2021 Amount Post-IPO - Grab Valuation

investors

Investors in Prosper

Prosper has secured backing from 33 investors, including venture fund and institutional investors. Prominent investors backing the company include Goldman Sachs, Deutsche Bank and J P Morgan. This diverse investor base provides strategic capital, industry expertise, and valuable network connections that support the company's growth initiatives, market expansion, and long-term value creation.

All
Venture Fund
Institutional
Investor Description Founded Year Domain Location
Secondary market fund focused on LP and direct secondary transactions
Founded Year Domain Location
Startup accelerator focused on Financial Services sector
Founded Year Domain Location
Investments in life sciences, technology, healthtech, and crypto sectors from global locations.
Founded Year Domain Location
Investor Description Founded Year Domain Location
Single family office of Amitabh Bachchan, founder of Amitabh Bachchan Corporation or AB CORP
Founded Year Domain Location
Startup ecosystems are ignited through strategic investments by Signite Partners.
Founded Year Domain Location
Venture capital is directed toward companies in multiple sectors.
Founded Year Domain Location
Venture capital is invested in cybersecurity, fintech, and AI startups.
Founded Year Domain Location

Investments & Acquisitions by Prosper

Prosper has strategically engaged in corporate development activities, having acquired 2 companies. Notable acquisitions include BillGuard and Prosper Healthcare. These strategic investments and acquisitions demonstrate the company's commitment to growth through portfolio expansion, market consolidation, technology integration, and strategic partnerships that enhance competitive positioning and drive long-term value creation.

Investments
Company Name Description Domain Location Founded Year Amount
Bionic investment advisor platform
2016
Fine Asian gourmet food is offered by an internet-first restaurant.
2016
Physical e-commerce kiosks are deployed for rural purchases in Indonesia.
2014
Fine Asian gourmet food is offered by an internet-first restaurant.
2016
Acquisitions
Company Name Description Domain Location Founded Year Amount
People-powered antivirus for bills.
2010
Patient financing is offered for elective medical procedures.
2009
Company Name Description Domain Location Founded Year Amount
OVO is recognized as a smart digital payment application.
2017
Bionic investment advisor platform
2016
Physical e-commerce kiosks are deployed for rural purchases in Indonesia.
2014
Physical e-commerce kiosks are deployed for rural purchases in Indonesia.
2014

Financial Statements - Prosper

Tata Steel revenue growth over time
Tata Steel profit and loss trends over time
Date Amount Transaction Name Valuation Lead Investors Investors
Jul, 2021 Amount Post-IPO - Grab Valuation

investors

Feb, 2021 Amount Post-IPO - Grab Valuation

investors

Jan, 2021 Amount Post-IPO - Grab Valuation

investors

Feb, 2021 Amount Post-IPO - Grab Valuation

investors

Prosper Comparisons

Employees
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Competitors of Prosper

Prosper operates in a dynamic and competitive business environment, facing competition from various established players and emerging companies in the market. The competitive landscape includes prominent companies such as LendingPoint, Lendable, OneBlinc, Dharma and LendStreet, among others. This competitive environment drives innovation, market differentiation, and strategic positioning as companies strive to capture market share and deliver value to their customers. Understanding the competitive dynamics is crucial for assessing market positioning, identifying growth opportunities, and navigating the challenges inherent in a competitive marketplace.

Company Name Domain Founded year HQ Location Description
domain founded_year HQ Location
Personal loans are facilitated through an online marketplace platform.
domain founded_year HQ Location
Personal loans are enabled via an online P2P marketplace.
domain founded_year HQ Location
Loans are facilitated for federal employees via an online marketplace.
domain founded_year HQ Location
Global lending is enabled through blockchain records and credit checks.
domain founded_year HQ Location
Debt refinancing is enabled online for accredited investors by invitation.
Company Name Domain Founded year HQ Location Description
domain founded_year HQ Location
Multiple services are booked via an app-based platform.
domain founded_year HQ Location
On-demand services are booked through an app-based platform.
domain founded_year HQ Location
App based platform offering on demand delivery and ride-hailing services
domain founded_year HQ Location
Operates an on-demand hyperlocal delivery app for food and groceries.

Frequently Asked Questions about Prosper

When was Prosper founded?

Prosper was founded in 2005.

Where is Prosper located?

Prosper is headquartered in San Francisco, United States. It is registered at San Francisco, California, United States.

Who is the current CEO of Prosper?

David Kimball is the current CEO of Prosper.

Is Prosper a funded company?

Prosper is a funded company, having raised a total of $414.29M across 17 funding rounds to date.

What does Prosper do?

Founded in 2005 in San Francisco, United States, Prosper operates as a peer-to-peer lending marketplace in the fintech sector. Loan requests ranging from 2,000 to 35,000 are listed by borrowers, while investors fund selected listings starting at 25 per loan. Servicing of matched loans is handled by the platform, which also provides personal loans for business purposes. Over 5 billion in loans had been disbursed by February 2016.

Who are the top competitors of Prosper?

Prosper's top competitors include Lendable, LendingPoint and OneBlinc.

What products or services does Prosper offer?

Prosper offers Personal Loans, Credit Card, Home Equity Products, and Investments.

How many acquisitions has Prosper made?

Prosper has made 2 acquisitions, including BillGuard, and Prosper Healthcare.

Who are Prosper's investors?

Prosper has 33 investors. Key investors include Goldman Sachs, Deutsche Bank, J P Morgan, Morgan Stanley, and Atlanticus Holdings.

What is Prosper's valuation?

The valuation of Prosper is $550M as of Sep 2017.

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