
About PTC India Financial
PTC India Financial is a publicly listed company based in Delhi (India) founded in 2006. Financial services for infrastructure and power projects are provided online. PTC India Financial has raised $39.5 million across 5 funding rounds from investors including Goldman Sachs, State Bank of India and Life Insurance Corporation of India. The company has 43 employees. Its Indian entity Ptc India Financial Services Limited reported revenue of βΉ518 Cr. PTC India Financial offers products and services including Debt Financing, Fee Based Services, and Equity Investments. Its focus areas include Consumer and SME Loans, SME Loans and Term Loans. Its competitors include Kinara Capital, Profectus Capital and Vistaar Financial Services; 3 of its 3 listed competitors have raised funding.
Company details
PTC India Financial was founded in 2006 in Delhi, India. An online platform is operated to deliver financial services in the infrastructure and power sectors. Debt financing is tailored for public and private energy projects, while advisory services and equity investments are extended to aid project development. Operations center on supporting energy sector initiatives across relevant geographies.
- Headquarters Delhi, India
- Employees 43
- Stage Public
- SectorsFinancial Services
- Website ptcfinancial.com
- Social LinkedIn X Facebook
- Legal Name Ptc India Financial Services Limited
- Market Cap₹1,644 Cr
PFS · NSE
- Share Price₹25.90
+1.21% today
- Revenue₹518 Cr
FY 2025-26 · -18.8% YoY
- EBITDA₹623 Cr
Margin 120.2%
- Net Profit₹321 Cr
FY 2025-26 · +48.0% YoY
- P/E (TTM)9.1x
P/B 0.5x
- ROE10.9%
ROCE 11.8%
- Debt / Equity0.79
Interest cover 36.7x
- Total Equity Funding$39.5M (USD)
in 5 rounds
- Latest Funding Round$201.47M (USD), Debt – Conventional
Jan 2019
- InvestorsGoldman Sachs
& 4 more
- Employee Count43
Associated legal entities of PTC India Financial
PTC India Financial is associated with 2 registered companies on The Company Check; the primary company is Ptc India Financial Services Limited, a listed company. Each company page carries the filings, financials, charges and directors of that entity.
| Legal entity | Status | Incorporated | Registered in | Revenue (FY 2026) | Employees | Directors | Company page |
|---|---|---|---|---|---|---|---|
| Ptc India Financial Services Limited Listed CIN L65999DL2006PLC153373 | Active | 08 Sep 2006 | New Delhi, Delhi | ₹518 Cr | 108 | 11 | View details |
| Ptc India Limited Listed CIN L40105DL1999PLC099328 | Active | 16 Apr 1999 | New Delhi, Delhi | ₹18,631 Cr | 115 | 10 | View details |
Products & Services of PTC India Financial
PTC India Financial offers a comprehensive portfolio of products and services, including Debt Financing, Fee Based Services, and Equity Investments.
Extends finance to entities in energy value chain
Provides fee-based financial advisory and support
Offers equity funding for energy-related projects
Funding Insights of PTC India Financial
PTC India Financial has successfully raised a total of $39.5M across 5 strategic funding rounds. The most recent funding activity was a Debt β Conventional round of $201.47 million completed in January 2019. This substantial capital infusion reflects strong investor confidence in the company's business model, growth potential, and market opportunities. The funding enables strategic expansion, product development, market penetration, and operational scaling to drive long-term value creation and competitive advantage.
- Total Funding $39.5M
- Total Rounds 5
- Last Round Debt – Conventional β $201.47M
- First Round $39.5M
(Jan 2008)
- Investors Count 5
All 5 funding rounds of PTC India Financial with amounts and investors; the two latest post-money valuations are shown, the rest are part of the premium plan.
| Date | Amount | Transaction Name | Valuation | Lead Investors | Investors |
|---|---|---|---|---|---|
| Jan 2019 | $201.47M | Debt – Conventional | β | β | |
| Jun 2015 | $23.5M | Debt – Venture | β | β | |
| Feb 2010 | $21.2M | Debt – Venture | β | β | β |
| Oct 2009 | $21.05M | Debt – Venture | β | β | β |
| Jan 2008 | $39.5M | Private Equity Round | β | β |
5 investors in total: 5 institutional.
Investors in PTC India Financial
PTC India Financial has secured backing from 5 investors, including institutional and venture fund investors. Prominent investors backing the company include Goldman Sachs, State Bank of India and Life Insurance Corporation of India.
| Investor | Description | Founded Year | Domain | Location |
|---|---|---|---|---|
Development financing is provided for entrepreneurial ventures in emerging markets. | 1970 | fmo.nl | The Hague, Netherlands | |
Investment banking services are delivered across multiple financial sectors. | 1869 | goldmansachs.com | New York, United States | |
Commercial banking and financial services are provided to diverse clients. | 1806 | sbi.co.in | Mumbai, India | |
Life insurance and micro insurance services are provided in India. | 1956 | licindia.in | Mumbai, India | |
A global financial services organization with Australian heritage is operated. | 1969 | macquarie.com | Sydney, Australia |
Investor details for PTC India Financial
The complete investor list, round-by-round participation and investor portfolios require an active premium plan.
- Complete investor list
- Round participation
- Investor portfolios
- Co-investor network
Verified entity values are shown only after access is granted.
Board of directors of Ptc India Financial Services Limited (PTC India Financial)
Ptc India Financial Services Limited is the primary company behind PTC India Financial. The boards of the 2 registered companies of PTC India Financial currently have 13 directors; the longest-serving is Prakash Mhaske, appointed in 2023. 145 earlier directors have ceased.
| Director | Designation | Appointed | Tenure | Entity |
|---|---|---|---|---|
| Prakash Mhaske DIN 08512385 | Director | 16 Jan 2023 | 3 yrs 9 mo | Ptc India Limited |
| Rajiv Kumar Rohilla DIN 10371161 | Nominee Director | 17 Jan 2024 | 2 yrs 9 mo | Ptc India Limited |
| Manoj Kumar Jhawar DIN 07306454 | Managing Director | 18 Jan 2024 | 2 yrs 9 mo | Ptc India Limited, Ptc India Financial Services Limited |
| Manas Ranjan Mohanty DIN 08736522 | Director | 18 Jun 2024 | 2 yrs 4 mo | Ptc India Financial Services Limited |
| Mini Ipe DIN 07791184 | Director | 07 Dec 2024 | 1 yr 11 mo | Ptc India Limited, Ptc India Financial Services Limited |
| Dilip Srivastava DIN 09470633 | Whole-time director | 28 Mar 2025 | 1 yr 7 mo | Ptc India Financial Services Limited |
| Sanjeev Kumar DIN 08828758 | Whole-time director | 10 Jun 2025 | 1 yr 5 mo | Ptc India Financial Services Limited |
| Sukhdev Singh DIN 03288811 | Director | 11 Nov 2025 | 1 yr | Ptc India Limited |
| Rashmi Verma DIN 01993918 | Director | 24 Nov 2025 | 11 mo | Ptc India Financial Services Limited |
| Masood Akhtar Ansari DIN 10429528 | Nominee Director | 01 Dec 2025 | 11 mo | Ptc India Limited |
| Pikkili Ramana Murthy DIN 07815852 | Director | 19 Dec 2025 | 10 mo | Ptc India Financial Services Limited |
| Rajiv Malhotra DIN 02383396 | Managing Director | 08 Apr 2026 | 7 mo | Ptc India Financial Services Limited |
| Umesh Kumar Nand DIN 11471412 | Nominee Director | 15 May 2026 | 5 mo | Ptc India Limited |
IPO & Listings of PTC India Financial
PTC India Financial is a publicly listed company on the NSE with ticker symbol PFS in India, operating in the Finance sector. As a publicly traded entity, the company provides investors with opportunities to participate in its growth story through equity ownership. The listing enables access to capital markets, enhances corporate visibility, and provides liquidity for shareholders while maintaining transparency through regulatory compliance and regular financial disclosures.
- IPO date30 Mar 2011
- Listed onBSE: 533344 · NSE: PFS
- Listed entityPTC India Financial Services Limited
- Exchange sectorFinance
- ISININE560K01014
- Share price₹26.46 (+0.19% on the day) · 2026-10-14
- Market capitalisation₹1,696 Cr
- Price to earnings7.6
- EPS (diluted, trailing year)₹3.47
- Volume (last session)205,620
Financials of PTC India Financial
Exchange-reported figures of Ptc India Financial Services Limited, the listed company behind PTC India Financial (NSE: PFS).
Financial Highlights
FY 2025-26 Β· ConsolidatedRevenue vs Net Profit ₹ Cr
Margin trends
Financial summary ₹ Cr
| Metrics | FY 2025-26 | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 | FY 2019-20 |
|---|---|---|---|---|---|---|---|
| Income statement | |||||||
| Revenue | 518 | 638 | 761 | 797 | 968 | 1,139 | 1,364 |
| Revenue growth | -18.8% | -16.2% | -4.5% | -17.7% | -15.0% | -16.5% | - |
| EBITDA | 623 | 608 | 617 | 670 | 759 | 851 | 1,122 |
| EBITDA margin | +120.3% | +95.3% | +81.1% | +84.1% | +78.4% | +74.7% | +82.2% |
| Profit before tax | 390 | 279 | 216 | 232 | 174 | 93.43 | 172 |
| Net profit | 321 | 217 | 161 | 176 | 130 | 25.61 | 110 |
| Net profit margin | +62.0% | +34.0% | +21.1% | +22.1% | +13.4% | +2.3% | +8.1% |
| EPS (βΉ) | 4.97 | 3.38 | 2.50 | 2.74 | 2.02 | 0.40 | 1.71 |
| Balance sheet | |||||||
| Total assets | 4,848 | 5,615 | 6,464 | 7,564 | 9,385 | 11,294 | 11,390 |
| Net worth | 3,080 | 2,754 | 2,539 | 2,443 | 2,264 | 2,120 | 2,115 |
| Total debt | 1,768 | 2,861 | 3,926 | 5,122 | 7,121 | 9,174 | 9,275 |
| Cash & bank | 1,042 | 1,112 | 1,505 | 590 | 957 | 855 | 433 |
| Net working capital | 1,029 | 1,108 | 1,487 | 545 | 933 | 866 | 518 |
| Cash flow | |||||||
| Cash from operations | 1,780 | 1,139 | 2,563 | 1,887 | 2,721 | 1,311 | 3,228 |
| Cash from investing | (1,165) | 776 | (689) | 259 | (154) | (162) | (386) |
| Cash from financing | (1,316) | (1,383) | (1,669) | (2,459) | (2,719) | (883) | (2,652) |
| Particulars | Sep 2026 | Jun 2026 | Mar 2026 | Dec 2025 | Sep 2025 | Jun 2025 | Mar 2025 | Dec 2024 |
|---|---|---|---|---|---|---|---|---|
| Revenue | 110 | 103 | 119 | 122 | 132 | 142 | 153 | 158 |
| Revenue growth (YoY) | -16.4% | -27.2% | -22.2% | -23.0% | -19.3% | -12.0% | - | - |
| Other income | 3.48 | 0.00 | 0.03 | 3.30 | 0.02 | 0.33 | 4.56 | 0.05 |
| EBITDA | 49.35 | 94.45 | 107 | 120 | 177 | 213 | 144 | 160 |
| EBITDA margin | +44.8% | +91.4% | +90.1% | +98.9% | +134.3% | +150.2% | +94.1% | +101.4% |
| Depreciation | 1.71 | 1.70 | 1.84 | 1.88 | 1.88 | 1.83 | 1.79 | 1.62 |
| Interest | 34.10 | 38.50 | 43.94 | 57.64 | 57.57 | 65.34 | 71.70 | 78.11 |
| Profit before tax | 17.02 | 54.25 | 61.59 | 64.17 | 118 | 146 | 75.11 | 80.66 |
| Tax | (27.02) | 14.01 | 16.09 | 15.08 | 29.49 | 9.68 | 16.94 | 13.52 |
| Net profit | 44.04 | 40.24 | 45.50 | 49.09 | 88.14 | 137 | 58.17 | 67.14 |
| EPS (βΉ) | 0.69 | 0.63 | 0.71 | 0.76 | 1.37 | 2.13 | 0.91 | 1.05 |
| Metrics | FY 2025-26 | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 | FY 2019-20 |
|---|---|---|---|---|---|---|---|
| Income statement | |||||||
| Revenue | 518 | 638 | 761 | 797 | 968 | 1,139 | 1,364 |
| Revenue growth | -18.8% | -16.2% | -4.5% | -17.7% | -15.0% | -16.5% | - |
| EBITDA | 621 | 606 | 617 | 670 | 759 | 851 | 1,122 |
| EBITDA margin | +120.0% | +95.0% | +81.1% | +84.1% | +78.4% | +74.7% | +82.2% |
| Profit before tax | 390 | 279 | 216 | 232 | 174 | 93.43 | 172 |
| Net profit | 321 | 217 | 161 | 176 | 130 | 25.61 | 110 |
| Net profit margin | +62.0% | +34.0% | +21.1% | +22.1% | +13.4% | +2.3% | +8.1% |
| EPS (βΉ) | 4.97 | 3.38 | 2.50 | 2.74 | 2.02 | 0.40 | 1.71 |
| Balance sheet | |||||||
| Total assets | 4,848 | 5,615 | 6,464 | 7,564 | 9,385 | 11,294 | 11,390 |
| Net worth | 3,080 | 2,754 | 2,539 | 2,443 | 2,264 | 2,120 | 2,115 |
| Total debt | 1,768 | 2,861 | 3,926 | 5,122 | 7,121 | 9,174 | 9,275 |
| Cash & bank | 1,042 | 1,112 | 1,505 | 590 | 957 | 855 | 433 |
| Net working capital | 1,029 | 1,108 | 1,487 | 545 | 933 | 866 | 518 |
| Cash flow | |||||||
| Cash from operations | 1,780 | 1,139 | 2,563 | 1,887 | 2,721 | 1,311 | 3,228 |
| Cash from investing | (1,165) | 776 | (689) | 259 | (154) | (162) | (386) |
| Cash from financing | (1,316) | (1,383) | (1,669) | (2,459) | (2,719) | (883) | (2,652) |
| Particulars | Sep 2026 | Jun 2026 | Mar 2026 | Dec 2025 | Sep 2025 | Jun 2025 | Mar 2025 | Dec 2024 |
|---|---|---|---|---|---|---|---|---|
| Revenue | 110 | 103 | 119 | 122 | 132 | 142 | 153 | 158 |
| Revenue growth (YoY) | -16.4% | -27.2% | -22.2% | -23.0% | -19.3% | -12.0% | - | - |
| Other income | 3.48 | 0.00 | 0.03 | 3.30 | 0.02 | 0.33 | 4.56 | 0.05 |
| Total expenses | 60.84 | 8.86 | 11.74 | 1.35 | (45.22) | (71.24) | 8.96 | (2.27) |
| EBITDA | 49.35 | 94.45 | 107 | 120 | 177 | 213 | 144 | 160 |
| EBITDA margin | +44.8% | +91.4% | +90.1% | +98.9% | +134.3% | +150.2% | +94.1% | +101.4% |
| Depreciation | 1.71 | 1.70 | 1.84 | 1.88 | 1.88 | 1.83 | 1.79 | 1.62 |
| Interest | 34.10 | 38.50 | 43.94 | 57.64 | 57.57 | 65.34 | 71.70 | 78.11 |
| Profit before tax | 17.02 | 54.25 | 61.59 | 64.17 | 118 | 146 | 75.10 | 80.66 |
| Tax | (27.02) | 14.01 | 16.09 | 15.08 | 29.49 | 9.68 | 16.94 | 13.52 |
Financial Statements
| Particulars | Sep 2026 | Jun 2026 | Mar 2026 | Dec 2025 | Sep 2025 | Jun 2025 | Mar 2025 | Dec 2024 |
|---|---|---|---|---|---|---|---|---|
| Revenue | 110 | 103 | 119 | 122 | 132 | 142 | 153 | 158 |
| Revenue growth (YoY) | -16.4% | -27.2% | -22.2% | -23.0% | -19.3% | -12.0% | - | - |
| Other income | 3.48 | 0.00 | 0.03 | 3.30 | 0.02 | 0.33 | 4.56 | 0.05 |
| EBITDA | 49.35 | 94.45 | 107 | 120 | 177 | 213 | 144 | 160 |
| EBITDA margin | +44.8% | +91.4% | +90.1% | +98.9% | +134.3% | +150.2% | +94.1% | +101.4% |
| Depreciation | 1.71 | 1.70 | 1.84 | 1.88 | 1.88 | 1.83 | 1.79 | 1.62 |
| Interest | 34.10 | 38.50 | 43.94 | 57.64 | 57.57 | 65.34 | 71.70 | 78.11 |
| Profit before tax | 17.02 | 54.25 | 61.59 | 64.17 | 118 | 146 | 75.11 | 80.66 |
| Tax | (27.02) | 14.01 | 16.09 | 15.08 | 29.49 | 9.68 | 16.94 | 13.52 |
| Net profit | 44.04 | 40.24 | 45.50 | 49.09 | 88.14 | 137 | 58.17 | 67.14 |
| EPS (βΉ) | 0.69 | 0.63 | 0.71 | 0.76 | 1.37 | 2.13 | 0.91 | 1.05 |
| Particulars | FY 2025-26 | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 | FY 2019-20 |
|---|---|---|---|---|---|---|---|
| Revenue | 518 | 638 | 761 | 797 | 968 | 1,139 | 1,364 |
| Revenue growth | -18.8% | -16.2% | -4.5% | -17.7% | -15.0% | -16.5% | - |
| Other income | 0.35 | 0.07 | 15.50 | 0.04 | 0.60 | 0.24 | 5.28 |
| Total expenses | (105) | 30.25 | 144 | 127 | 209 | 289 | 243 |
| Employee cost | 23.00 | 18.46 | 20.58 | 19.63 | 18.93 | 16.74 | 16.41 |
| EBITDA | 623 | 608 | 617 | 670 | 759 | 851 | 1,122 |
| EBITDA margin | +120.3% | +95.3% | +81.1% | +84.1% | +78.4% | +74.7% | +82.2% |
| Depreciation | 7.43 | 6.56 | 6.48 | 6.08 | 6.07 | 5.95 | 6.34 |
| Interest | 226 | 323 | 410 | 432 | 580 | 752 | 948 |
| Profit before tax | 390 | 279 | 216 | 232 | 174 | 93.43 | 172 |
| Tax | 70.34 | 61.47 | 55.23 | 56.56 | 43.93 | 67.82 | 62.04 |
| Net profit | 321 | 217 | 161 | 176 | 130 | 25.61 | 110 |
| Net profit margin | +62.0% | +34.0% | +21.1% | +22.1% | +13.4% | +2.3% | +8.1% |
| EPS (βΉ) | 4.97 | 3.38 | 2.50 | 2.74 | 2.02 | 0.40 | 1.71 |
| Particulars | FY 2025-26 | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 | FY 2019-20 |
|---|---|---|---|---|---|---|---|
| Equity & liabilities | |||||||
| Share capital | 642 | 642 | 642 | 642 | 642 | 642 | 642 |
| Reserves & surplus | 2,437 | 2,112 | 1,896 | 1,800 | 1,622 | 1,477 | 1,473 |
| Shareholders' funds (net worth) | 3,080 | 2,754 | 2,539 | 2,443 | 2,264 | 2,120 | 2,115 |
| Minority interest | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Secured loans | 1,757 | 2,845 | 3,905 | 5,098 | 7,118 | 8,871 | 8,959 |
| Unsecured loans | 10.94 | 16.13 | 20.63 | 23.53 | 3.88 | 303 | 316 |
| Total debt | 1,768 | 2,861 | 3,926 | 5,122 | 7,121 | 9,174 | 9,275 |
| Total liabilities | 4,848 | 5,615 | 6,464 | 7,564 | 9,385 | 11,294 | 11,390 |
| Assets | |||||||
| Gross block | 78.44 | 78.50 | 75.32 | 74.20 | 65.23 | 64.11 | 63.90 |
| Net block | 15.66 | 22.80 | 25.44 | 30.42 | 11.57 | 16.28 | 21.89 |
| Capital work in progress | 0.11 | 0.11 | 0.20 | 0.15 | 0.00 | 0.00 | 0.00 |
| Investments | 832 | 268 | 122 | 91.25 | 350 | 373 | 356 |
| Inventories | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Sundry debtors | 0.82 | 0.49 | 0.62 | 4.20 | 1.11 | 3.77 | 3.97 |
| Cash & bank balances | 1,042 | 1,112 | 1,505 | 590 | 957 | 855 | 433 |
| Loans & advances | 53.35 | 62.72 | 41.68 | 21.25 | 106 | 246 | 333 |
| Total current assets | 1,096 | 1,175 | 1,547 | 615 | 1,064 | 1,104 | 770 |
| Total current liabilities | 67.24 | 67.33 | 60.62 | 69.90 | 131 | 238 | 252 |
| Net working capital | 1,029 | 1,108 | 1,487 | 545 | 933 | 866 | 518 |
| Total assets | 4,848 | 5,615 | 6,464 | 7,564 | 9,385 | 11,294 | 11,390 |
| Particulars | FY 2025-26 | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 | FY 2019-20 |
|---|---|---|---|---|---|---|---|
| Opening cash | 763 | 231 | 25.67 | 338 | 489 | 223 | 32.23 |
| Net cash from operating activities | 1,780 | 1,139 | 2,563 | 1,887 | 2,721 | 1,311 | 3,228 |
| Net cash from investing activities | (1,165) | 776 | (689) | 259 | (154) | (162) | (386) |
| Net cash from financing activities | (1,316) | (1,383) | (1,669) | (2,459) | (2,719) | (883) | (2,652) |
| Net change in cash | (701) | 532 | 205 | (312) | (151) | 266 | 191 |
| Closing cash | 1,042 | 1,112 | 1,505 | 590 | 957 | 855 | 433 |
| Particulars | FY 2025-26 | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 | FY 2019-20 |
|---|---|---|---|---|---|---|---|
| Growth | |||||||
| Sales growth | -18.8% | -16.2% | -4.5% | -17.7% | -15.0% | -16.5% | - |
| EBITDA growth | +2.5% | -1.5% | -7.9% | -11.7% | -10.8% | -24.2% | - |
| PBT growth | +39.9% | +29.0% | -7.1% | +33.6% | +86.1% | -45.7% | -38.8% |
| Net income growth | +48.0% | +35.0% | -8.6% | +35.3% | +407.5% | -76.7% | - |
| Revenue CAGR (3Y) | -13.4% | -13.0% | -12.6% | -16.4% | -10.2% | -1.3% | +0.3% |
| EBITDA CAGR (3Y) | -2.4% | -7.2% | -10.1% | -15.8% | -14.8% | +16.5% | -1.6% |
| Profitability & leverage | |||||||
| Net income margin | +61.7% | +34.0% | +21.1% | +22.1% | +13.4% | +2.3% | +8.1% |
| Return on capital employed | +11.8% | +10.0% | +8.9% | +7.8% | +7.3% | +7.5% | +9.2% |
| Return on net worth | +11.0% | +8.2% | +6.5% | +7.5% | +5.9% | +1.2% | +5.3% |
| Debt / equity | 0.79 | 1.28 | 1.82 | 2.60 | 3.72 | 4.36 | 4.83 |
| Long-term debt / equity | 0.79 | 1.28 | 1.82 | 2.60 | 3.65 | 4.21 | 4.67 |
| Interest cover | 36.73 | 53.68 | 67.17 | 65.02 | 76.99 | 88.97 | 85.05 |
| Efficiency & per share | |||||||
| Fixed asset turnover | 6.60 | 8.30 | 10.39 | 11.43 | 14.98 | 17.80 | 24.47 |
| Inventory turnover | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Debtors turnover | 791.22 | 1,149.55 | 322.23 | 300.22 | 397.02 | 294.43 | 217.76 |
| EPS (βΉ) | 4.97 | 3.38 | 2.50 | 2.74 | 2.02 | 0.40 | 1.71 |
| Dividend per share (βΉ) | 0.00 | 0.00 | 0.00 | 1.00 | 0.00 | 0.00 | 0.45 |
| Book value per share (βΉ) | 47.95 | 42.88 | 39.53 | 38.03 | 35.25 | 33.00 | 32.93 |
| Particulars | Sep 2026 | Jun 2026 | Mar 2026 | Dec 2025 | Sep 2025 | Jun 2025 | Mar 2025 | Dec 2024 |
|---|---|---|---|---|---|---|---|---|
| Revenue | 110 | 103 | 119 | 122 | 132 | 142 | 153 | 158 |
| Revenue growth (YoY) | -16.4% | -27.2% | -22.2% | -23.0% | -19.3% | -12.0% | - | - |
| Other income | 3.48 | 0.00 | 0.03 | 3.30 | 0.02 | 0.33 | 4.56 | 0.05 |
| Total expenses | 60.84 | 8.86 | 11.74 | 1.35 | (45.22) | (71.24) | 8.96 | (2.27) |
| EBITDA | 49.35 | 94.45 | 107 | 120 | 177 | 213 | 144 | 160 |
| EBITDA margin | +44.8% | +91.4% | +90.1% | +98.9% | +134.3% | +150.2% | +94.1% | +101.4% |
| Depreciation | 1.71 | 1.70 | 1.84 | 1.88 | 1.88 | 1.83 | 1.79 | 1.62 |
| Interest | 34.10 | 38.50 | 43.94 | 57.64 | 57.57 | 65.34 | 71.70 | 78.11 |
| Profit before tax | 17.02 | 54.25 | 61.59 | 64.17 | 118 | 146 | 75.10 | 80.66 |
| Tax | (27.02) | 14.01 | 16.09 | 15.08 | 29.49 | 9.68 | 16.94 | 13.52 |
| Particulars | FY 2025-26 | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 | FY 2019-20 |
|---|---|---|---|---|---|---|---|
| Revenue | 518 | 638 | 761 | 797 | 968 | 1,139 | 1,364 |
| Revenue growth | -18.8% | -16.2% | -4.5% | -17.7% | -15.0% | -16.5% | - |
| Other income | 0.35 | 0.07 | 15.50 | 0.04 | 0.59 | 0.24 | 5.28 |
| Total expenses | (103) | 31.85 | 144 | 127 | 209 | 289 | 243 |
| Employee cost | 23.00 | 18.46 | 20.58 | 19.63 | 18.93 | 16.74 | 16.41 |
| EBITDA | 621 | 606 | 617 | 670 | 759 | 851 | 1,122 |
| EBITDA margin | +120.0% | +95.0% | +81.1% | +84.1% | +78.4% | +74.7% | +82.2% |
| Depreciation | 7.43 | 6.56 | 6.48 | 6.08 | 6.07 | 5.95 | 6.34 |
| Interest | 224 | 321 | 410 | 432 | 580 | 752 | 948 |
| Profit before tax | 390 | 279 | 216 | 232 | 174 | 93.43 | 172 |
| Tax | 70.34 | 61.47 | 55.23 | 56.56 | 43.93 | 67.82 | 62.04 |
| Net profit | 321 | 217 | 161 | 176 | 130 | 25.61 | 110 |
| Net profit margin | +62.0% | +34.0% | +21.1% | +22.1% | +13.4% | +2.3% | +8.1% |
| EPS (βΉ) | 4.97 | 3.38 | 2.50 | 2.74 | 2.02 | 0.40 | 1.71 |
| Particulars | FY 2025-26 | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 | FY 2019-20 |
|---|---|---|---|---|---|---|---|
| Equity & liabilities | |||||||
| Share capital | 642 | 642 | 642 | 642 | 642 | 642 | 642 |
| Reserves & surplus | 2,437 | 2,112 | 1,896 | 1,800 | 1,622 | 1,477 | 1,473 |
| Shareholders' funds (net worth) | 3,080 | 2,754 | 2,539 | 2,443 | 2,264 | 2,120 | 2,115 |
| Secured loans | 1,757 | 2,845 | 3,905 | 5,098 | 7,118 | 8,871 | 8,959 |
| Unsecured loans | 10.94 | 16.13 | 20.63 | 23.53 | 3.88 | 303 | 316 |
| Total debt | 1,768 | 2,861 | 3,926 | 5,122 | 7,121 | 9,174 | 9,275 |
| Total liabilities | 4,848 | 5,615 | 6,464 | 7,564 | 9,385 | 11,294 | 11,390 |
| Assets | |||||||
| Gross block | 78.44 | 78.50 | 75.32 | 74.20 | 65.23 | 64.11 | 63.90 |
| Net block | 15.66 | 22.80 | 25.44 | 30.42 | 11.57 | 16.28 | 21.89 |
| Capital work in progress | 0.11 | 0.11 | 0.20 | 0.15 | 0.00 | 0.00 | 0.00 |
| Investments | 832 | 268 | 122 | 91.25 | 350 | 373 | 356 |
| Inventories | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Sundry debtors | 0.82 | 0.49 | 0.62 | 4.20 | 1.11 | 3.77 | 3.97 |
| Cash & bank balances | 1,042 | 1,112 | 1,505 | 590 | 957 | 855 | 433 |
| Loans & advances | 53.35 | 62.72 | 41.68 | 21.25 | 106 | 246 | 333 |
| Total current assets | 1,096 | 1,175 | 1,547 | 615 | 1,064 | 1,104 | 770 |
| Total current liabilities | 67.24 | 67.33 | 60.62 | 69.90 | 131 | 238 | 252 |
| Net working capital | 1,029 | 1,108 | 1,487 | 545 | 933 | 866 | 518 |
| Total assets | 4,848 | 5,615 | 6,464 | 7,564 | 9,385 | 11,294 | 11,390 |
| Particulars | FY 2025-26 | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 | FY 2019-20 |
|---|---|---|---|---|---|---|---|
| Opening cash | 763 | 231 | 25.67 | 338 | 489 | 223 | 32.23 |
| Net cash from operating activities | 1,780 | 1,139 | 2,563 | 1,887 | 2,721 | 1,311 | 3,228 |
| Net cash from investing activities | (1,165) | 776 | (689) | 259 | (154) | (162) | (386) |
| Net cash from financing activities | (1,316) | (1,383) | (1,669) | (2,459) | (2,719) | (883) | (2,652) |
| Net change in cash | (701) | 532 | 205 | (312) | (151) | 266 | 191 |
| Closing cash | 1,042 | 1,112 | 1,505 | 590 | 957 | 855 | 433 |
| Particulars | FY 2025-26 | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 | FY 2019-20 |
|---|---|---|---|---|---|---|---|
| Growth | |||||||
| Sales growth | -18.8% | -16.2% | -4.5% | -17.7% | -15.0% | -16.5% | - |
| EBITDA growth | +2.5% | -1.8% | -7.9% | -11.7% | -10.8% | -24.2% | - |
| PBT growth | +39.9% | +29.0% | -7.1% | +33.6% | +86.1% | -45.7% | -38.8% |
| Net income growth | +48.0% | +35.0% | -8.6% | +35.2% | +407.5% | -76.7% | - |
| Revenue CAGR (3Y) | -13.4% | -13.0% | -12.6% | -16.4% | -10.2% | -1.3% | +0.3% |
| EBITDA CAGR (3Y) | -2.5% | -7.2% | -10.1% | -15.8% | -14.8% | +16.5% | -1.6% |
| Profitability & leverage | |||||||
| Net income margin | +61.7% | +34.0% | +21.1% | +22.1% | +13.4% | +2.3% | +8.1% |
| Return on capital employed | +11.7% | +9.9% | +8.9% | +7.8% | +7.3% | +7.5% | +9.2% |
| Return on net worth | +11.0% | +8.2% | +6.5% | +7.5% | +5.9% | +1.2% | +5.3% |
| Debt / equity | 0.79 | 1.28 | 1.82 | 2.60 | 3.72 | 4.36 | 4.83 |
| Long-term debt / equity | 0.79 | 1.28 | 1.82 | 2.60 | 3.65 | 4.21 | 4.67 |
| Interest cover | 36.57 | 53.55 | 67.17 | 65.02 | 76.99 | 88.97 | 85.05 |
| Efficiency & per share | |||||||
| Fixed asset turnover | 6.60 | 8.30 | 10.39 | 11.43 | 14.98 | 17.80 | 24.47 |
| Inventory turnover | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Debtors turnover | 791.22 | 1,149.55 | 322.23 | 300.22 | 397.02 | 294.43 | 217.76 |
| EPS (βΉ) | 4.97 | 3.38 | 2.50 | 2.74 | 2.02 | 0.40 | 1.71 |
| Dividend per share (βΉ) | 0.00 | 0.00 | 0.00 | 1.00 | 0.00 | 0.00 | 0.45 |
| Book value per share (βΉ) | 47.95 | 42.88 | 39.53 | 38.03 | 35.25 | 33.00 | 32.93 |
Timeline of PTC India Financial
4 dated milestones of PTC India Financial across 13 years, from founding to its latest funding, stage changes and deals.
- Founded PTC India Financial is founded.
- Funding First funding round of $39.5M.
- IPO Lists on the stock exchange (IPO).
- Funding Latest funding round, Debt β Conventional, of $201.5M.
Competitors of PTC India Financial
PTC India Financial has 3 listed competitors in our database, 3 of them funded. They include Kinara Capital, Profectus Capital and Vistaar Financial Services.
| Company Name | Domain | Founded | HQ Location | Total funding | Employees | Description |
|---|---|---|---|---|---|---|
| kinaracapital.com | 2011 | Bengaluru, India | $116.69M | 1,580 | Collateral-free loans are provided to MSMEs for business operations. | |
| profectuscapital.com | 2017 | Mumbai, India | $200M | 1,524 | SME loans are provided to businesses in India. | |
| vistaarfinance.com | 2010 | Bengaluru, India | $216.42M | 3,758 | Provider of a financial services platform that provides small business loans and other financial products to micro, small, and medium-sized enterprises (MSMEs), aiming to support their growth and development |
Detailed competitors of PTC India Financial
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Web traffic of PTC India Financial
The website of PTC India Financial (ptcfinancial.com) receives about 2.6K visits a month.
- Monthly visits2.6K
▲ 9.8% vs previous month
Websites whose visitors overlap most with PTC India Financial. Affinity shows how closely the audiences match.
| Website | Domain | Audience affinity | Monthly visits | Global rank | Profile |
|---|---|---|---|---|---|
| ptcindia.com | 100% | 35.4K | #702,808 | View details | |
investor.ptc.com | investor.ptc.com | 85% | β | ||
| jmfl.com | 80% | 33.2K | #620,123 | View details | |
| equitybulls.com | 73% | #900,989 | View details | ||
mmb.moneycontrol.com | mmb.moneycontrol.com | 71% | β | ||
| β’β’β’β’β’β’β’β’β’β’ | β’β’β’β’β’β’.com | β’β’% | β’.β’M | #β’β’β’β’β’ | β |
| β’β’β’β’β’β’β’β’β’β’ | β’β’β’β’β’β’.com | β’β’% | β’.β’M | #β’β’β’β’β’ | β |
| β’β’β’β’β’β’β’β’β’β’ | β’β’β’β’β’β’.com | β’β’% | β’.β’M | #β’β’β’β’β’ | β |
All 23 similar websites and full traffic analytics for PTC India Financial
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- 23 similar websites
- Audience overlap
- Engagement analytics
- Traffic by brand
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Top companies in Consumer and SME Loans
3 companies that operate in the same segment as PTC India Financial (Consumer and SME Loans) in India, ranked by their profile score on The Company Check.
| Company | Description | Founded | Location | Total funding | Revenue | Employees |
|---|---|---|---|---|---|---|
Consumer and SME loans are provided by Manappuram Finance. | 1992 | Valapad, Kerala, India | USD 39.98 M | USD 1.01 B | 51,650 | |
Affordable home loans are extended to low and middle-income groups. | 2010 | Mumbai, Maharashtra, India | USD 209.7 M | USD 204.93 M | 1,634 | |
Diversified lending services are provided as a non-banking financial institution. | 1994 | Mumbai, Maharashtra, India | USD 1.9 B | 167 |
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Related news about Ptc India Financial
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Frequently Asked Questions about PTC India Financial
PTC India Financial was founded in 2006 and raised its 1st funding round 2 years after it was founded.
PTC India Financial is headquartered in Delhi, India. It is registered at Delhi, Delhi, India.
PTC India Financial is a funded company, having raised a total of $39.5M across 5 funding rounds to date. The company's 1st funding round was a Private Equity Round of $39.5M, raised on Jan 2008.
PTC India Financial has 43 employees.
The primary company behind PTC India Financial, Ptc India Financial Services Limited, reported revenue of βΉ518 Cr for FY 2026, down 19% year on year.
PTC India Financial was founded in 2006 in Delhi, India. An online platform is operated to deliver financial services in the infrastructure and power sectors. Debt financing is tailored for public and private energy projects, while advisory services and equity investments are extended to aid project development. Operations center on supporting energy sector initiatives across relevant geographies.
PTC India Financial's top competitors include Profectus Capital, Vistaar Financial Services and Kinara Capital.
PTC India Financial offers Debt Financing, Fee Based Services, and Equity Investments.
Yes, PTC India Financial is publicly traded on NSE under the ticker symbol PFS.
PTC India Financial has 5 investors. Key investors include Goldman Sachs, State Bank of India, Life Insurance Corporation of India, Macquarie Group, and FMO.
PTC India Financial is associated with 2 legal entities: Ptc India Financial Services Limited, Ptc India Limited.
The legal entities of PTC India Financial currently have 16 directors, including Rajiv Kumar Maheshwari, Pankaj Goel, Prakash Mhaske and others.
