QRails

Denver, United States Founded: 2016 • Age: 10 yrs Acquired By XTM
Card issuer processing solutions
Request Access

About QRails

QRails is a company based in Denver (United States) founded in 2016 was acquired by XTM in June 2023.. QRails has raised $42.92 million across 8 funding rounds from investors including XTM, EFM Asset Management and Gary Hoffman. QRails offers products and services including Payment Processing, Earned Wage Access, Funds Disbursement, Paycards, and Program Management. QRails operates in a competitive market with competitors including Worldpay, Heartland Payment Systems, Euronet Worldwide, Adyen and Marqeta, among others.

  • Headquarter Denver, United States
  • Sectors
    Financial Services
  • Email
    ***********
  • Phone
    *********
  • Website
    *********
  • Social
    *********
Operational Areas
Financial Services → FinTech & Digital Finance
Key Metrics
  • Annual Revenue
  • Net Profit
  • EBITDA
  • Total Equity Funding
    $42.92 M (USD)

    in 8 rounds

  • Latest Funding Round
    $4.97 M (USD), Series B

    Oct 28, 2022

  • Investors
    XTM

    & 4 more

  • Employee Count
    Employee Count
  • Acquired by
    XTM

    (Jun 15, 2023)

Upgrade to premium

Unlock complete access to The Company Check

Get unrestricted viewing across everything we track — from companies and brands to investors, funding rounds, acquisitions, financials, and more.

Upgrade to Premium No viewing limits. Your plan controls exports and screening usage.
Included in your Premium account
  • Unlimited viewing on all profiles Companies, investors, financials, funding, acquisitions & directors
  • Full access to every database India & global coverage, advanced filters and rich profile details
  • Always-on access from your team account Single premium plan for everything you see on the portal

Products & Services of QRails

QRails offers a comprehensive portfolio of products and services, including Payment Processing, Earned Wage Access, Funds Disbursement, Paycards, and Program Management. The company's diverse product and service offerings are designed to meet the evolving needs of its customers, address market demands, and provide comprehensive solutions that drive value creation and customer satisfaction across various segments and use cases.

Primary

Handles cloud-based API for various payment needs securely.

Offers processing for early wage access and financial support.

Provides flexible APIs for disbursing funds via multiple methods.

Manages fully featured paycard programs for employers and employees.

Delivers support for effective payment program operations.

People of QRails
Headcount 50-200
Employee Profiles 5
Board Members and Advisors 4
Employee Profiles
People
Linda Abbott
Director Of Fraud And Loss Management
People
Sharon Kirby
SVP, UK & Europe
People
Doug Earp
Chief Technology Officer
People
Karen Henricksen
Controller

Unlock access to complete

Board Members and Advisors
people
Peggy Mangot
Chairperson
people
Dan Revers
Board Member
people
Angus Walker
Board Member
people
Will Weisman
Board Member

Unlock access to complete

Funding Insights of QRails

QRails has successfully raised a total of $42.92M across 8 strategic funding rounds. The most recent funding activity was a Series B round of $4.97 million completed in October 2022. This substantial capital infusion reflects strong investor confidence in the company's business model, growth potential, and market opportunities. The funding enables strategic expansion, product development, market penetration, and operational scaling to drive long-term value creation and competitive advantage.

  • Total Funding
  • Total Rounds 8
  • Last Round Series B — $5.0M
  • First Round

    (13 Oct 2016)

  • Investors Count 4
Date Amount Transaction Name Valuation Lead Investors Investors
Oct, 2022 Amount Series B - QRails Valuation

investors

Jul, 2022 Amount Series B - QRails Valuation

investors

Feb, 2021 Amount Series B - QRails Valuation

investors

Date Amount Transaction Name Valuation Lead Investors Investors
Jul, 2021 Amount Post-IPO - Grab Valuation

investors

Feb, 2021 Amount Post-IPO - Grab Valuation

investors

Jan, 2021 Amount Post-IPO - Grab Valuation

investors

Feb, 2021 Amount Post-IPO - Grab Valuation

investors

Investors in QRails

QRails has secured backing from 5 investors, including institutional and angel investors. Prominent investors backing the company include XTM, EFM Asset Management and Gary Hoffman. This diverse investor base provides strategic capital, industry expertise, and valuable network connections that support the company's growth initiatives, market expansion, and long-term value creation.

All
Institutional
Angel
Investor Description Founded Year Domain Location
Diversified asset management services are offered to investors.
Founded Year Domain Location

Gary Hoffman

-
Founded Year Domain Location

Jonathan Hughes

Angel investor in Indian startups, focused on tech and innovation.
Founded Year Domain Location
Investor Description Founded Year Domain Location
Single family office of Amitabh Bachchan, founder of Amitabh Bachchan Corporation or AB CORP
Founded Year Domain Location
Startup ecosystems are ignited through strategic investments by Signite Partners.
Founded Year Domain Location
Venture capital is directed toward companies in multiple sectors.
Founded Year Domain Location
Venture capital is invested in cybersecurity, fintech, and AI startups.
Founded Year Domain Location

Investments & Acquisitions by QRails

Investments
Company Name Description Domain Location Founded Year Amount
Bionic investment advisor platform
2016
Fine Asian gourmet food is offered by an internet-first restaurant.
2016
Physical e-commerce kiosks are deployed for rural purchases in Indonesia.
2014
Fine Asian gourmet food is offered by an internet-first restaurant.
2016

Financial Statements - QRails

Tata Steel revenue growth over time
Tata Steel profit and loss trends over time
Date Amount Transaction Name Valuation Lead Investors Investors
Jul, 2021 Amount Post-IPO - Grab Valuation

investors

Feb, 2021 Amount Post-IPO - Grab Valuation

investors

Jan, 2021 Amount Post-IPO - Grab Valuation

investors

Feb, 2021 Amount Post-IPO - Grab Valuation

investors

Qrails Comparisons

Employees
+
Add Comparison
Available on Premium

Competitors of QRails

QRails operates in a dynamic and competitive business environment, facing competition from various established players and emerging companies in the market. The competitive landscape includes prominent companies such as Worldpay, Heartland Payment Systems, Euronet Worldwide, Adyen and Marqeta, among others. This competitive environment drives innovation, market differentiation, and strategic positioning as companies strive to capture market share and deliver value to their customers. Understanding the competitive dynamics is crucial for assessing market positioning, identifying growth opportunities, and navigating the challenges inherent in a competitive marketplace.

Company Name Domain Founded year HQ Location Description
domain founded_year HQ Location
Payment services and analytics solutions are provided for businesses.
domain founded_year HQ Location
Payment processing, POS and Gift Card services
domain founded_year HQ Location
Electronic payments and transaction processing solutions are offered globally.
domain founded_year HQ Location
Payment issuance and processing solutions are provided for businesses.
domain founded_year HQ Location
Card-issuing and payment processing solutions are offered to businesses.
domain founded_year HQ Location
Merchant acquiring and card processing services are provided in Brazil.
Company Name Domain Founded year HQ Location Description
domain founded_year HQ Location
Multiple services are booked via an app-based platform.
domain founded_year HQ Location
On-demand services are booked through an app-based platform.
domain founded_year HQ Location
App based platform offering on demand delivery and ride-hailing services
domain founded_year HQ Location
Operates an on-demand hyperlocal delivery app for food and groceries.

Latest news on Qrails

Frequently Asked Questions about QRails

When was QRails founded?

QRails was founded in 2016.

Where is QRails located?

QRails is headquartered in Denver, United States. It is registered at Denver, Colorado, United States.

Is QRails a funded company?

QRails is a funded company, having raised a total of $42.92M across 8 funding rounds to date. The company's 1st funding round was a Series B of $10.18M, raised on Oct 13, 2016.

What does QRails do?

Card issuer processing solutions. Features of the solution include omnichannel support, loyalty schemes, fraud management, and instant issuance. The solution works with both Mastercard and Visa networks and on closed and open-loop systems supporting all types of cards including credit, debit, and prepaid. Also supports various card types such as EMV, NFC-enabled cards, and instant issuance cards. Additional solutions offered include white-label mobile wallets and banking applications.

Who are the top competitors of QRails?

QRails's top competitors include Worldpay, Adyen and Euronet Worldwide.

What products or services does QRails offer?

QRails offers Payment Processing, Earned Wage Access, Funds Disbursement, Paycards, and Program Management.

Who are QRails's investors?

QRails has 5 investors. Key investors include XTM, EFM Asset Management, Gary Hoffman, Jonathan Hughes, and Alan Morgan.

Explore millions of companies — effortlessly

Access structured, verified intelligence on 7M+ companies across industries, sectors, and global markets. From early-stage startups to large enterprises, discover ownership, leadership, funding, financials, acquisitions, and market signals — all in one powerful platform.

Free account with essential features Instant access to company reports Enterprise solutions available