Rail

Toronto, Canada Founded: 2021 • Age: 5 yrs Acquired By Ripple
Cross-border payment infrastructure is provided by Rail for global transfers.
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About Rail

Rail is a company based in Toronto (Canada) founded in 2021 by Bhanu Kohli and Tarun Mistry was acquired by Ripple in August 2025.. Rail has raised $10.2 million across 1 funding round from investors including Ripple, Galaxy and Accomplice. Rail offers products and services including Payment Platform, Stablecoin On/Off Ramp, and Remittance Solutions. Rail operates in a competitive market with competitors including Wise, CurrencyFair, Remessa Online, TransferGo and Western Union, among others.

  • Headquarter Toronto, Canada
  • Founders Bhanu Kohli, Tarun Mistry
  • Sectors
    Financial Services
  • Email
    ***********
  • Phone
    *********
  • Website
    *********
  • Social
    *********
  • Legal Name Layer2 Financial Inc.
Operational Areas
Financial Services → FinTech & Digital Finance
Key Metrics
  • Annual Revenue
  • Net Profit
  • EBITDA
  • Total Equity Funding
    $10.2 M (USD)

    in 1 rounds

  • Latest Funding Round
    $10.2 M (USD), Series A

    Mar 28, 2024

  • Investors
    Ripple

    & 2 more

  • Employee Count
    Employee Count
  • Acquired by
    Ripple

    (Aug 07, 2025)

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Products & Services of Rail

Rail offers a comprehensive portfolio of products and services, including Payment Platform, Stablecoin On/Off Ramp, and Remittance Solutions. The company's diverse product and service offerings are designed to meet the evolving needs of its customers, address market demands, and provide comprehensive solutions that drive value creation and customer satisfaction across various segments and use cases.

Primary

Enables instant cross-border transactions via API for businesses.

Facilitates secure conversion of stablecoins to fiat currencies.

Simplifies low-cost, fast cross-border money transfers for users.

People of Rail
Headcount 10-50
Employee Profiles 6
Employee Profiles
People
Amy Dunn
VP Of Marketing
People
Jack Murphy
Head Of Product
People
Bhanu Kohli
CEO
People
Ryan Miller
Chief Revenue Officer (cro)

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Funding Insights of Rail

Rail has successfully raised a total of $10.2M through 1 strategic funding round. The most recent funding activity was a Series A round of $10.2 million completed in March 2024. This substantial capital infusion reflects strong investor confidence in the company's business model, growth potential, and market opportunities. The funding enables strategic expansion, product development, market penetration, and operational scaling to drive long-term value creation and competitive advantage.

  • Total Funding
  • Total Rounds 1
  • Last Round Series A — $10.2M
  • First Round

    (28 Mar 2024)

  • Investors Count 2
Date Amount Transaction Name Valuation Lead Investors Investors
Mar, 2024 Amount Series A - Rail Valuation Galaxy
Date Amount Transaction Name Valuation Lead Investors Investors
Jul, 2021 Amount Post-IPO - Grab Valuation

investors

Feb, 2021 Amount Post-IPO - Grab Valuation

investors

Jan, 2021 Amount Post-IPO - Grab Valuation

investors

Feb, 2021 Amount Post-IPO - Grab Valuation

investors

Investors in Rail

Rail has secured backing from 3 investors, including institutional and venture fund investors. Prominent investors backing the company include Ripple, Galaxy and Accomplice. This diverse investor base provides strategic capital, industry expertise, and valuable network connections that support the company's growth initiatives, market expansion, and long-term value creation.

All
Venture Fund
Institutional
Investor Description Founded Year Domain Location
Accomplice is engaged in venture capital investments for startups.
Founded Year Domain Location
Galaxy is recognized as a leader in digital assets and data center infrastructure.
Founded Year Domain Location
Blockchain-based payment network for cross-border transfers is developed.
Founded Year Domain Location
Investor Description Founded Year Domain Location
Single family office of Amitabh Bachchan, founder of Amitabh Bachchan Corporation or AB CORP
Founded Year Domain Location
Startup ecosystems are ignited through strategic investments by Signite Partners.
Founded Year Domain Location
Venture capital is directed toward companies in multiple sectors.
Founded Year Domain Location
Venture capital is invested in cybersecurity, fintech, and AI startups.
Founded Year Domain Location

Investments & Acquisitions by Rail

Investments
Company Name Description Domain Location Founded Year Amount
Bionic investment advisor platform
2016
Fine Asian gourmet food is offered by an internet-first restaurant.
2016
Physical e-commerce kiosks are deployed for rural purchases in Indonesia.
2014
Fine Asian gourmet food is offered by an internet-first restaurant.
2016

Financial Statements - Rail

Tata Steel revenue growth over time
Tata Steel profit and loss trends over time
Date Amount Transaction Name Valuation Lead Investors Investors
Jul, 2021 Amount Post-IPO - Grab Valuation

investors

Feb, 2021 Amount Post-IPO - Grab Valuation

investors

Jan, 2021 Amount Post-IPO - Grab Valuation

investors

Feb, 2021 Amount Post-IPO - Grab Valuation

investors

Rail Comparisons

Employees
+
Add Comparison
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Competitors of Rail

Rail operates in a dynamic and competitive business environment, facing competition from various established players and emerging companies in the market. The competitive landscape includes prominent companies such as Wise, CurrencyFair, Remessa Online, TransferGo and Western Union, among others. This competitive environment drives innovation, market differentiation, and strategic positioning as companies strive to capture market share and deliver value to their customers. Understanding the competitive dynamics is crucial for assessing market positioning, identifying growth opportunities, and navigating the challenges inherent in a competitive marketplace.

Company Name Domain Founded year HQ Location Description
domain founded_year HQ Location
Cross-border remittances are enabled for individuals and businesses via apps.
domain founded_year HQ Location
Cross-border money transfers are enabled through CurrencyFair's platform.
domain founded_year HQ Location
International payments are enabled online for consumers and businesses.
domain founded_year HQ Location
Cross-border remittances are enabled for consumers and businesses.
domain founded_year HQ Location
Provider of remittance services
domain founded_year HQ Location
Cross-border remittance solution
Company Name Domain Founded year HQ Location Description
domain founded_year HQ Location
Multiple services are booked via an app-based platform.
domain founded_year HQ Location
On-demand services are booked through an app-based platform.
domain founded_year HQ Location
App based platform offering on demand delivery and ride-hailing services
domain founded_year HQ Location
Operates an on-demand hyperlocal delivery app for food and groceries.

Latest news on Rail

Frequently Asked Questions about Rail

When was Rail founded?

Rail was founded in 2021 and raised its 1st funding round 3 years after it was founded.

Where is Rail located?

Rail is headquartered in Toronto, Canada. It is registered at Toronto, Ontario, Canada.

Who is the current CEO of Rail?

Bhanu Kohli is the current CEO of Rail. They have also founded this company.

Is Rail a funded company?

Rail is a funded company, having raised a total of $10.2M across 1 funding round to date. The company's 1st funding round was a Series A of $10.2M, raised on Mar 28, 2024.

What does Rail do?

Rail was founded in 2021 in Toronto, Canada, as a payments infrastructure platform focused on cross-border solutions. Services are extended to payment processors, fintechs, and neobanks to facilitate reliable international transfers. A secure and scalable system is utilized to handle global money movements, with operations aimed at reducing complexities in cross-border transactions for business expansion.

Who are the top competitors of Rail?

Rail's top competitors include Wise, TransferGo and Remessa Online.

What products or services does Rail offer?

Rail offers Payment Platform, Stablecoin On/Off Ramp, and Remittance Solutions.

Who are Rail's investors?

Rail has 3 investors. Key investors include Ripple, Galaxy, and Accomplice.

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