About Ram Fincorp
Ram Fincorp is a Financial Services company based in Delhi (India) founded in 1984. It offers online personal loans with quick approval and minimal documentation. It operates on a B2C and D2C model. Its Indian entity R.K. Bansal Finance Private Limited reported revenue of ₹528 Cr. Ram Fincorp offers products and services including Instant Personal Loans, Loan on Aadhaar Card, Personal Loan for Salaried, and Credit Score Personal Loans. Its focus areas include FinTech, Lending Tech, Personal Loans and Instant Digital Loans. Similar companies include Kissht, axio and Stashfin; 3 of its 3 listed similar companies have raised funding.
Company details
Ram Fincorp operates as a digital platform for instant personal loans, facilitating applications through a mobile app with features like 247 support and rapid disbursal. It partners with R. K. Bansal Finance Pvt. Ltd. for lending services, targeting individuals with varying credit scores. Based in Delhi, it emphasizes paperless processes and secure transactions to meet urgent financial needs of consumers in India.
- Headquarters Delhi, India
- SectorsFinancial Services
- Email••••••••
- Phone•••• ••••
- Website ramfincorp.com
- Social LinkedIn X Facebook Instagram YouTube
- Legal Name R.K. Bansal Finance Private Limited
- Date of Incorporation 21 Nov, 1984
- Jurisdiction New Delhi, Delhi, India
- Annual Revenue₹528 Cr
FY 2025 · +2664% YoY
- Net Profit₹54.36 Cr
FY 2025 · 10% margin
- EBITDA₹98.58 Cr
FY 2025 · 19% margin
Associated legal entities of Ram Fincorp
Ram Fincorp operates through R.K. Bansal Finance Private Limited (active). Its filings, financials, charges and directors are on the company page.
| Legal entity | Status | Incorporated | Registered in | Revenue (FY 2025) | Employees | Directors | Company page |
|---|---|---|---|---|---|---|---|
| R.K. Bansal Finance Private Limited CIN U74110DL1984PTC019355 | Active | 21 Nov 1984 | New Delhi, Delhi | ₹528 Cr | 19 | 2 | View details |
Products & Services of Ram Fincorp
Ram Fincorp offers a comprehensive portfolio of products and services, including Instant Personal Loans, Loan on Aadhaar Card, Personal Loan for Salaried, and Credit Score Personal Loans.
Quick loans for immediate cash needs with fast approval.
Loans using Aadhaar for simplified verification and disbursal.
Tailored loans for salaried individuals with minimal documentation.
Loans based on credit scores for flexible borrowing options.
Apps and channels of Ram Fincorp
its YouTube channel Ram Fincorp has 606 subscribers and 11 videos.
Videos from Ram Fincorp
The most watched videos on Ram Fincorp's YouTube channel, Ram Fincorp (606 subscribers). Click a video to play it here.
More on Ram Fincorp.
Board of directors of R.K. Bansal Finance Private Limited (Ram Fincorp)
R.K. Bansal Finance Private Limited is the primary company behind Ram Fincorp. The board of R.K. Bansal Finance Private Limited currently have 2 directors; the longest-serving is Bharat Soni, appointed in 2021. 5 earlier directors have ceased.
| Director | Designation | Appointed | Tenure | Entity |
|---|---|---|---|---|
| Bharat Soni DIN 08663707 | Director | 31 Mar 2021 | 5 yrs 7 mo | R.K. Bansal Finance Private Limited |
| Ram Soni DIN 07293851 | Director | 20 Apr 2021 | 5 yrs 6 mo | R.K. Bansal Finance Private Limited |
People of Ram Fincorp
5 people are tracked at Ram Fincorp (2 in leadership, 3 in team).
| Name | Role | Group |
|---|---|---|
| Co-Founder | Leadership | |
Samir Sethi | Sr Vice President - Collection Head | Leadership |
Pranshu Verma | Senior Software Developer | Team |
Sombir Katiwal | SDE | Team |
Rakesh Jha | Sr. Android Developer | Team |
Complete people profiles for Ram Fincorp
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- Full employee list
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Financials of Ram Fincorp
Figures of R.K. Bansal Finance Private Limited, the primary company behind Ram Fincorp, for FY 2025. Revenue was ₹528 Cr (+2664% year on year). Net profit was ₹54.36 Cr (10% margin). EBITDA was ₹98.58 Cr (19% margin). Revenue has grown at a compounded annual rate of +826% over three years and +329% over five years.
- ₹528 CrRevenue · FY 2025 · +2664% YoY
- ₹54.36 CrNet profit · 10% margin
- ₹98.58 CrEBITDA · 19% margin
- ₹3.49 CrPaid-up capital
- 19Employees (provident fund records)
- +826%Revenue CAGR, 3 years
- +329%Revenue CAGR, 5 years
Balance sheet, profit and loss, cash flow and ratios of R.K. Bansal Finance Private Limited are on its company page.
Detailed financial statements for Ram Fincorp
Statement rows, ratios, five-year trends and downloadable financials of the group companies require an active premium plan.
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- Financial ratios
- Five-year trends
- Downloads
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Similar companies to Ram Fincorp
Ram Fincorp has 3 listed similar companies in our database, 3 of them funded. They include Kissht, axio and Stashfin.
| Company Name | Domain | Founded | HQ Location | Total funding | Employees | Description |
|---|---|---|---|---|---|---|
| kissht.com | 2015 | Mumbai, India | $132.57M | 265 | Personal, business, and property loans are provided by Kissht. | |
| axio.co.in | 2013 | Bengaluru, India | $205.92M | 499 | An online lending platform for point-of-sale financing is provided. | |
| stashfin.com | 2016 | Gurugram, India | $115M | 175 | Digital lending and instant credit lines are provided to individuals. |
Detailed similar companies of Ram Fincorp
The full competitor set, operating metrics and side-by-side benchmarks require an active premium plan.
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Web traffic of Ram Fincorp
Websites that share an audience with Ram Fincorp (ramfincorp.com).
Websites whose visitors overlap most with Ram Fincorp. Affinity shows how closely the audiences match.
| Website | Domain | Audience affinity | Monthly visits | Global rank | Profile |
|---|---|---|---|---|---|
| faircent.com | 91% | 18.5K | #1,597,552 | View details | |
| moneytap.com | 84% | 107.5K | #215,159 | View details | |
| mymoneymantra.com | 77% | 279.2K | #153,125 | View details | |
| nowofloan.com | 77% | 48K | #358,572 | View details | |
| rapidrupee.in | 73% | 35.5K | #454,905 | View details | |
| •••••••••• | ••••••.com | ••% | •.•M | #••••• | – |
| •••••••••• | ••••••.com | ••% | •.•M | #••••• | – |
| •••••••••• | ••••••.com | ••% | •.•M | #••••• | – |
All 14 similar websites and full traffic analytics for Ram Fincorp
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- Audience overlap
- Engagement analytics
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Frequently Asked Questions about Ram Fincorp
Ram Fincorp was founded in 1984.
Ram Fincorp is headquartered in Delhi, India. It is registered at Delhi, Delhi, India.
The primary company behind Ram Fincorp, R.K. Bansal Finance Private Limited, reported revenue of ₹528 Cr for FY 2025, up 2664% year on year.
Ram Fincorp operates as a digital platform for instant personal loans, facilitating applications through a mobile app with features like 247 support and rapid disbursal. It partners with R. K. Bansal Finance Pvt. Ltd. for lending services, targeting individuals with varying credit scores. Based in Delhi, it emphasizes paperless processes and secure transactions to meet urgent financial needs of consumers in India.
Ram Fincorp offers Instant Personal Loans, Loan on Aadhaar Card, Personal Loan for Salaried, and Credit Score Personal Loans.
Ram Fincorp operates through R.K. Bansal Finance Private Limited.
The legal entities of Ram Fincorp currently have 2 directors, including Bharat Soni, Ram Soni.