About Ramaiah Capital
Ramaiah Capital is a Financial Services company based in Bengaluru (India) founded in 2019. It offers hassle-free personal and business loans via digital platforms to households. It operates on a B2C and B2B model. The company has 10 employees. Its Indian entity Ramaiah Capital Private Limited reported revenue of ₹7.95 Cr. Ramaiah Capital offers products and services including Ramaiah Employee Personal Loan, Ramaiah Employee Salary Advance Loan, Ramaiah Salary Advance Loan, Ramaiah Personal Loan For Salaried, and Ramaiah Personal Loan For Non Salaried. Its focus areas include FinTech, Lending, Business Loans and Personal Loans. Similar companies include Manappuram Finance, L & T Finance Holdings and IIFL Finance; 1 of its 3 listed similar companies has raised funding.
Company details
Ramaiah Capital is a Non-Banking Financial Company based in Bangalore, India, focusing on lending operations. It delivers timely credit through paperless digital modes using modern technology. The company targets low and middle income households for consumption and productive needs, including personal loans and business development loans. It supports entrepreneurship and financial inclusion while adhering to RBI regulations.
- Headquarters Bengaluru, India
- Employees 10
- SectorsFinancial Services
- Email••••••••
- Phone•••• ••••
- Website ramaiahcapital.com
- Social LinkedIn X Facebook Instagram
- Legal Name Ramaiah Capital Private Limited
- Date of Incorporation 06 Mar, 2019
- Jurisdiction Bengaluru, Karnataka, India
- Annual Revenue₹7.95 Cr
FY 2025 · +55% YoY
- Net Profit₹2.41 Cr
FY 2025 · 30% margin
- EBITDA₹5.05 Cr
FY 2025 · 64% margin
- Employee Count10
Associated legal entities of Ramaiah Capital
Ramaiah Capital operates through Ramaiah Capital Private Limited (active). Its filings, financials, charges and directors are on the company page.
| Legal entity | Status | Incorporated | Registered in | Revenue (FY 2025) | Employees | Directors | Company page |
|---|---|---|---|---|---|---|---|
| Ramaiah Capital Private Limited CIN U67200KA2019PTC122160 | Active | 06 Mar 2019 | Bengaluru, Karnataka | ₹7.9 Cr | 10 | 6 | View details |
Products & Services of Ramaiah Capital
Ramaiah Capital offers a comprehensive portfolio of products and services, including Ramaiah Employee Personal Loan, Ramaiah Employee Salary Advance Loan, Ramaiah Salary Advance Loan, Ramaiah Personal Loan For Salaried, and Ramaiah Personal Loan For Non Salaried.
Provides loans for employees to cover personal financial needs.
Offers advances on salary for immediate cash requirements.
Facilitates salary-based loans for salaried individuals.
Delivers personal loans tailored for employed persons.
Provides loans for non-salaried individuals' financial needs.
Supports business growth through targeted development loans.
Board of directors of Ramaiah Capital Private Limited (Ramaiah Capital)
Ramaiah Capital Private Limited is the primary company behind Ramaiah Capital. The board of Ramaiah Capital Private Limited currently have 6 directors; the longest-serving is Mathikere Ramaiah Kodandaram, appointed in 2019. 6 earlier directors have ceased.
| Director | Designation | Appointed | Tenure | Entity |
|---|---|---|---|---|
| Mathikere Ramaiah Kodandaram DIN 00400200 | Director | 06 Mar 2019 | 7 yrs 7 mo | Ramaiah Capital Private Limited |
| Bangalore Thyagaraja Meena DIN 00400245 | Director | 06 Mar 2019 | 7 yrs 7 mo | Ramaiah Capital Private Limited |
| Ramanathan Subra Mani DIN 03266125 | Director | 09 Dec 2019 | 6 yrs 10 mo | Ramaiah Capital Private Limited |
| Pandithacholanaloor Ramaswamy Kalyanaraman DIN 01993027 | Director | 14 Feb 2020 | 6 yrs 8 mo | Ramaiah Capital Private Limited |
| Nageswara Rao Yalamanchili DIN 06651230 | Director | 27 May 2023 | 3 yrs 4 mo | Ramaiah Capital Private Limited |
| Akashram Shathakotiram DIN 08844693 | Additional Director | 01 Sep 2025 | 1 yr 1 mo | Ramaiah Capital Private Limited |
Financials of Ramaiah Capital
Figures of Ramaiah Capital Private Limited, the primary company behind Ramaiah Capital, for FY 2025. Revenue was ₹7.95 Cr (+55% year on year). Net profit was ₹2.41 Cr (30% margin). EBITDA was ₹5.05 Cr (64% margin). Revenue has grown at a compounded annual rate of +100% over three years and +133% over five years.
- ₹7.95 CrRevenue · FY 2025 · +55% YoY
- ₹2.41 CrNet profit · 30% margin
- ₹5.05 CrEBITDA · 64% margin
- ₹9.00 CrPaid-up capital
- 10Employees (provident fund records)
- +100%Revenue CAGR, 3 years
- +133%Revenue CAGR, 5 years
Balance sheet, profit and loss, cash flow and ratios of Ramaiah Capital Private Limited are on its company page.
Detailed financial statements for Ramaiah Capital
Statement rows, ratios, five-year trends and downloadable financials of the group companies require an active premium plan.
- Statement rows
- Financial ratios
- Five-year trends
- Downloads
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Similar companies to Ramaiah Capital
Ramaiah Capital has 3 listed similar companies in our database, 1 of them funded. They include Manappuram Finance, L & T Finance Holdings and IIFL Finance.
| Company Name | Domain | Founded | HQ Location | Total funding | Employees | Description |
|---|---|---|---|---|---|---|
| manappuram.com | 1992 | Valapad, India | $39.98M | 32,076 | Consumer and SME loans are provided by Manappuram Finance. | |
| ltfs.com | 1994 | Mumbai, India | 39,216 | Diversified lending services are provided as a non-banking financial institution. | ||
| iifl.com | 1995 | Mumbai, India | 16,076 | Online gold, home, personal, and business loans are provided. |
Detailed similar companies of Ramaiah Capital
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Top companies in Alternative Lending
3 companies that operate in the same segment as Ramaiah Capital (Alternative Lending) in India, ranked by their profile score on The Company Check.
| Company | Description | Founded | Location | Total funding | Revenue | Employees |
|---|---|---|---|---|---|---|
Payment acceptance and processing solutions provider for businesses | 2018 | Gurugram, Haryana, India | USD 589.25 M | USD 179.52 M | 3,670 | |
Technology platform for real estate transactions and mortgages is provided. | 2014 | Gurugram, Haryana, India | USD 97.98 M | USD 28.9 M | 9,619 | |
Financial services are provided, specializing in personal and business loans. | 2016 | Mumbai, Maharashtra, India | USD 320.39 M | USD 106.45 M | 2,161 |
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Frequently Asked Questions about Ramaiah Capital
Ramaiah Capital was founded in 2019.
Ramaiah Capital is headquartered in Bengaluru, India. It is registered at Bengaluru, Karnataka, India.
Ramaiah Capital has 10 employees.
The primary company behind Ramaiah Capital, Ramaiah Capital Private Limited, reported revenue of ₹7.95 Cr for FY 2025, up 55% year on year.
Ramaiah Capital is a Non-Banking Financial Company based in Bangalore, India, focusing on lending operations. It delivers timely credit through paperless digital modes using modern technology. The company targets low and middle income households for consumption and productive needs, including personal loans and business development loans. It supports entrepreneurship and financial inclusion while adhering to RBI regulations.
Ramaiah Capital's top competitors include Manappuram Finance, L & T Finance Holdings and IIFL Finance.
Ramaiah Capital offers Ramaiah Employee Personal Loan, Ramaiah Employee Salary Advance Loan, Ramaiah Salary Advance Loan, Ramaiah Personal Loan For Salaried, and 2 more products and services.
Ramaiah Capital operates through Ramaiah Capital Private Limited.
The legal entities of Ramaiah Capital currently have 6 directors, including Mathikere Ramaiah Kodandaram, Bangalore Thyagaraja Meena, Ramanathan Subra Mani and others.