About Ramsdens
Ramsdens is a publicly listed company based in Middlesbrough (United Kingdom) founded in 1987. Diversified consumer loans are offered by Ramsdens to UK customers. Ramsdens has completed 1 acquisition, including The Money Shop. Ramsdens offers products and services including Foreign Currency Exchange, Pawnbroking Loans, Precious Metals Trading, and Jewellery Retail. Its focus areas include Consumer and SME Loans, Consumer Loans and Diversified. Its legal entity is RAMSDENS FINANCIAL LIMITED. Similar companies include Togethermoney, Paragon Banking Group and Augusta Ventures; 1 of its 3 listed similar companies has raised funding.
Company details
Founded in 1987, Ramsdens operates from Middlesbrough in the United Kingdom within the financial services sector. Diversified consumer loans are provided, including various short-term and secured lending options. Core activities encompass loan origination and management for individual borrowers. The companys operations are centered in the UK, supporting local consumer finance needs through established branches and online channels. Geographic focus remains on regional markets across the country.
- Headquarters Middlesbrough, United Kingdom
- Stage Public
- SectorsFinancial Services
- Email••••••••
- Phone•••• ••••
- Website ramsdensplc.com
- Social X Facebook
- Legal Name Ramsdens Holdings Plc
- Annual Revenue$157.01 M (USD)22.17as on Sep 30, 2025
- Net Profit$15.98 M (USD)43.35as on Sep 30, 2025
- EBITDA$29.05 M (USD)29.2as on Sep 30, 2025
- Investments & Acquisitions
Products & Services of Ramsdens
Ramsdens offers a comprehensive portfolio of products and services, including Foreign Currency Exchange, Pawnbroking Loans, Precious Metals Trading, and Jewellery Retail.
Service for exchanging foreign currencies at branches.
Short-term loans secured against valuables for consumers.
Buying and selling of gold and other metals.
Sale of new and second-hand jewellery items.
People of Ramsdens
26 people are tracked at Ramsdens (11 in leadership, 3 in board & advisors, 12 in team).
| Name | Role | Group |
|---|---|---|
Peter Edward Kenyon | CEO | Leadership |
Martin Anthony Clyburn | Chief Finance Officer | Leadership |
Jack Jahan | Head Of Ecommerce | Leadership |
Mike Johnson | Operations Director | Leadership |
Michael W. | Head Of Compliance And Risk | Leadership |
Claire Plummer | Head Of People | Leadership |
Martin Clyburn | Chief Financial Officer | Leadership |
Jason Carr | IT Director | Leadership |
Kirsteen Cudworth | Head Of Marketing | Leadership |
Mark Smith | Finance Director | Leadership |
David Murrie | Head Of Property | Leadership |
Andrew David Meehan | Non-Executive Chairman | Board & advisors |
Simon Edward Herrick | Non-Executive Director | Board & advisors |
Karen Ingham | Non-Executive Director | Board & advisors |
David Poole | Area Manager | Team |
Rachael Johnson | Learning & Development Manager | Team |
Paul Edrich | Business Intelligence Manager & Qlikview Specialist | Team |
Sandra Morgan | Staff & Business Development Manager | Team |
Richard Hodgson | Information Technology Support Manager | Team |
John Mulgrew | Senior Financial Controller | Team |
6 more people are available in the full profile.
Complete people profiles for Ramsdens
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IPO & Listings of Ramsdens
Ramsdens is a publicly listed company on the LSE with ticker symbol RFX in UK, operating in the Finance sector. As a publicly traded entity, the company provides investors with opportunities to participate in its growth story through equity ownership. The listing enables access to capital markets, enhances corporate visibility, and provides liquidity for shareholders while maintaining transparency through regulatory compliance and regular financial disclosures.
- IPO date15 Feb 2017
- Listed onLSE: RFX
- Listed entityRamsdens Holdings PLC
- Exchange sectorFinance
- ISINGB00BDR6V192
- Share price632.40 GBX (-0.09% on the day) · 2026-10-14
- Market capitalisation206,768,053.00 GBX
- Price to earnings10.5
- EPS (diluted, trailing year)0.60 GBX
- Dividend yield2.37%
- Volume (last session)4,025
Financials of Ramsdens
| Year | Revenue | Net income | EBITDA |
|---|---|---|---|
| 2025 | 116.8M GBP | 11.9M GBP | 21.6M GBP |
| 2024 | 95.6M GBP | 8.3M GBP | 16.7M GBP |
| 2023 | 83.8M GBP | 7.8M GBP | 14.7M GBP |
| 2022 | 66.1M GBP | 6.6M GBP | 12.8M GBP |
| 2021 | 40.7M GBP | 366,000 GBP | 3.0M GBP |
Detailed financial statements for Ramsdens
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Investments & Acquisitions by Ramsdens
Ramsdens has strategically engaged in corporate development activities, having acquired 1 company. Notable acquisitions include The Money Shop.
| Company Name | Description | Domain | Location | Founded | Acquired | Amount |
|---|---|---|---|---|---|---|
Personal loans are connected via an online marketplace platform. | themoneyshop.com | London, United Kingdom | 1993 | May 2019 | •••• |
Complete acquisition details for Ramsdens
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Timeline of Ramsdens
3 dated milestones of Ramsdens across 32 years, from founding to its latest funding, stage changes and deals.
- Founded Ramsdens is founded.
- IPO Lists on the stock exchange (IPO).
- Acquisition Acquires The Money Shop.
Similar companies to Ramsdens
Ramsdens has 3 listed similar companies in our database, 1 of them funded. They include Togethermoney, Paragon Banking Group and Augusta Ventures.
| Company Name | Domain | Founded | HQ Location | Total funding | Employees | Description |
|---|---|---|---|---|---|---|
| togethermoney.com | 1974 | Manchester, United Kingdom | Provider of consumer and SME loans | |||
| paragonbankinggroup.co.uk | 1985 | Solihull, United Kingdom | 1,498 | Diversified lending services are offered as a non-banking financial institution. | ||
| augustaventures.com | 2013 | London, United Kingdom | $552.71M | 2 | Provider of litigation funding for claimants in commercial and consumer disputes |
Detailed similar companies of Ramsdens
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Web traffic of Ramsdens
The website of Ramsdens (ramsdensplc.com) receives about 2.7K visits a month.
- Monthly visits2.7K
▼ 13.8% vs previous month
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Frequently Asked Questions about Ramsdens
Ramsdens was founded in 1987.
Ramsdens is headquartered in Middlesbrough, United Kingdom. It is registered at Middlesbrough, England, United Kingdom.
Annual revenue of Ramsdens is $157.01M as on Sep 30, 2025.
Founded in 1987, Ramsdens operates from Middlesbrough in the United Kingdom within the financial services sector. Diversified consumer loans are provided, including various short-term and secured lending options. Core activities encompass loan origination and management for individual borrowers. The companys operations are centered in the UK, supporting local consumer finance needs through established branches and online channels. Geographic focus remains on regional markets across the country.
Ramsdens's top competitors include Togethermoney, Paragon Banking Group and Augusta Ventures.
Ramsdens offers Foreign Currency Exchange, Pawnbroking Loans, Precious Metals Trading, and Jewellery Retail.
Yes, Ramsdens is publicly traded on LSE under the ticker symbol RFX.
Ramsdens has made 1 acquisition, including The Money Shop.
Ramsdens operates through Ramsdens Financial Limited.