About RatePAY
RatePAY is a Financial Services company based in Berlin (Germany) founded in 2009, and was acquired by Bain Capital Private Equity in January 2017. E-commerce purchases are enabled through installment payments and invoicing options. The company has 281 employees. Its website ratepay.com draws about 160 thousand monthly visits. RatePAY offers products and services including Rechnungskauf, Ratenkauf, Kauf per Lastschrift, and White-Label BNPL. Its focus areas include FinTech, Alternative Lending, Online Lenders and Consumer Loans. Its legal entity is Ratepay GmbH. Its competitors include BillPay, BillSAFE and Opta data factoring.
Company details
Payment solutions for online retailers are provided by RatePAY, founded in 2009 in Berlin, Germany, within the fintech sector. Installment payments, invoicing, and direct debit are facilitated for e-commerce transactions, with default risk assumed by the company through retailer partnerships. Shopper personal data is verified in the background using the Payment Control System during checkout. API-integrated and hosted checkout pages are supported to streamline operations.
- Headquarters Berlin, Germany
- Employees 281
- Stage Acquired
- SectorsFinancial Services
- Website category Lifestyle · Fashion and Apparel
- Website ratepay.com
- Social LinkedIn X Facebook Instagram
- Acquired by Bain Capital Private Equity (Jan 2017)
- Legal Name Ratepay Gmbh
- InvestorsBain Capital Private Equity
& 1 more
- Employee Count281
- Acquired byBain Capital Private Equity
(Jan 2017)
Products & Services of RatePAY
RatePAY offers a comprehensive portfolio of products and services, including Rechnungskauf, Ratenkauf, Kauf per Lastschrift, and White-Label BNPL.
Enables invoice-based payments for online purchases
Offers installment plans for high-value items
Facilitates direct debit transactions securely
Provides customizable BNPL integration for e-commerce
Investors in RatePAY
RatePAY has secured backing from 2 investors, including venture fund investors. Prominent investors backing the company include Bain Capital Private Equity and Advent International.
| Investor | Description | Founded Year | Domain | Location |
|---|---|---|---|---|
Private equity firm focused on multiple sectors | adventinternational.com | Sao Paulo, Brazil | ||
Private investment firm managing assets and expanding into equity, credit, and real estate services. | 1984 | baincapitalprivateequity.com | London, United Kingdom |
Investor details for RatePAY
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People of RatePAY
55 people are tracked at RatePAY (18 in leadership, 37 in team); the tracked headcount is 281.
| Name | Role | Group |
|---|---|---|
Aarne Welschlau | Head Of Product Engineering | Leadership |
Viola Wehle | Executive Assistant To CEO | Office Managerin | Leadership |
Nina Pütz | CEO | Leadership |
Sabrina Flunkert-Glinzer | CFO | Leadership |
Snezhana Kalcheva | Head Of Merchant Compliance & Risk Controlling | Leadership |
Jana Tschernig | Head Of Legal | Leadership |
Manil Manohar | Head Of Data And Analytics | Leadership |
Sidharth Chugh | Managing Director | Leadership |
Denny Axt | Head Of Compliance & AML Officer | Prokurist | Leadership |
Andreas Tietjen | Director Commercial | Leadership |
Cornelia Welling | People Organization Partner | Leadership |
Steffen Goldenbaum | Lead Technical Partner Manager (reseller & Marketplaces) | Leadership |
Martin Kuffel | Head Of Reseller & Business Development | Leadership |
Carlos Sanchez-Webb | Chief Product Officer | Leadership |
Niklas Frangos | Head Of Product | Leadership |
Prithviraj Sarkar | Head Of Product - Buyer Experience & Payment Risk | Leadership |
Tazeen Anjum | Senior Technical Partner Manager | Leadership |
Dr. Robert Stemmer | Head Of Strategy / Sustainability / Corporate Development | Leadership |
Neomi Buhl | Senior Key Account Manager | Team |
Kris Higgins | Account Executive | Team |
35 more people are available in the full profile.
Complete people profiles for RatePAY
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Timeline of RatePAY
2 dated milestones of RatePAY across 8 years, from founding to its latest funding, stage changes and deals.
- Founded RatePAY is founded.
- Exit Acquired by Bain Capital Private Equity.
Competitors of RatePAY
RatePAY has 3 listed competitors in our database. They include BillPay, BillSAFE and Opta data factoring.
| Company Name | Domain | Founded | HQ Location | Total funding | Employees | Description |
|---|---|---|---|---|---|---|
| billpay.de | 2009 | Berlin, Germany | 46 | Purchase finance and payment options are offered for online retailers. | ||
| billsafe.de | 2008 | Berlin, Germany | Invoice payment solutions are provided for online merchants and customers. | |||
| optadata-factoring.de | 2009 | Essen, Germany | Operates a digital hub for point-of-sale financing solutions. |
Detailed competitors of RatePAY
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Web traffic of RatePAY
The website of RatePAY (ratepay.com) receives about 160.4K visits a month and ranks #221,867 among all websites worldwide, #11,808 in Fashion and Apparel.
- Monthly visits160.4K
▼ 23.8% vs previous month
- Unique visitors128.5K
per month
- Global rank#221,867
among all websites
- Category rank#11,808
Lifestyle · Fashion and Apparel
- Bounce rate58%
- Pages per visit2.0
- Average visit1 min 26 sec
- DevicesDesktop 23% · Mobile 77%
Websites whose visitors overlap most with RatePAY. Affinity shows how closely the audiences match.
| Website | Domain | Audience affinity | Monthly visits | Global rank | Profile |
|---|---|---|---|---|---|
sioux-shop.de | sioux-shop.de | 100% | #5,429,831 | – | |
secondhandbags.ch | secondhandbags.ch | 96% | #1,341,739 | – | |
hals-ueber-krusekopf.de | hals-ueber-krusekopf.de | 91% | #972,773 | – | |
jyoti-fairworks.org | jyoti-fairworks.org | 91% | #2,086,482 | – | |
fashionunited.de | fashionunited.de | 91% | #300,610 | – | |
| •••••••••• | ••••••.com | ••% | •.•M | #••••• | – |
| •••••••••• | ••••••.com | ••% | •.•M | #••••• | – |
| •••••••••• | ••••••.com | ••% | •.•M | #••••• | – |
All 16 similar websites and full traffic analytics for RatePAY
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- 16 similar websites
- Audience overlap
- Engagement analytics
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Related news about Ratepay
Complete news archive for RatePAY
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Frequently Asked Questions about RatePAY
RatePAY was founded in 2009.
RatePAY is headquartered in Berlin, Germany. It is registered at Berlin, Berlin, Germany.
RatePAY has 281 employees.
Payment solutions for online retailers are provided by RatePAY, founded in 2009 in Berlin, Germany, within the fintech sector. Installment payments, invoicing, and direct debit are facilitated for e-commerce transactions, with default risk assumed by the company through retailer partnerships. Shopper personal data is verified in the background using the Payment Control System during checkout. API-integrated and hosted checkout pages are supported to streamline operations.
RatePAY's top competitors include BillPay, BillSAFE and Opta data factoring.
RatePAY offers Rechnungskauf, Ratenkauf, Kauf per Lastschrift, and White-Label BNPL.
RatePAY has 2 investors. Key investors include Bain Capital Private Equity, and Advent International.
RatePAY operates through Ratepay Gmbh.
Yes. RatePAY was acquired by Bain Capital Private Equity in January 2017.
The website of RatePAY receives about 160 thousand visits a month and ranks #221,867 among all websites worldwide.