About RatePAY
RatePAY is a company based in Berlin (Germany) founded in 2009 was acquired by Bain Capital Private Equity in January 2017.. The company has 281 employees as of December 31, 2021. RatePAY offers products and services including Rechnungskauf, Ratenkauf, Kauf per Lastschrift, and White-Label BNPL. RatePAY operates in a competitive market with competitors including Klarna, Tamara, Scalapay, BillPay and BillSAFE, among others.
- Headquarter Berlin, Germany
- Employees 281 as on 31 Dec, 2021
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Sectors
Financial Services
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Phone
*********
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Website
*********
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Social
*********
- Legal Name Ratepay Gmbh
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Annual Revenue
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Net Profit
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EBITDA
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Latest Funding Round
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Investors
Bain Capital Private Equity
& 1 more
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Employee Count
281
as on Dec 31, 2021
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Acquired by
Bain Capital Private Equity
(Jan 01, 2017)
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Products & Services of RatePAY
RatePAY offers a comprehensive portfolio of products and services, including Rechnungskauf, Ratenkauf, Kauf per Lastschrift, and White-Label BNPL. The company's diverse product and service offerings are designed to meet the evolving needs of its customers, address market demands, and provide comprehensive solutions that drive value creation and customer satisfaction across various segments and use cases.
Enables invoice-based payments for online purchases
Offers installment plans for high-value items
Facilitates direct debit transactions securely
Provides customizable BNPL integration for e-commerce
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Data Analysis and Operations Team
8 people
Software Development Team
7 people
Legal and Compliance
7 people
Finance and Accounting
6 people
Leadership Team
5 people
Product Management Team
5 people
Sales and Marketing
5 people
Human Resources and Administration
3 people
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Funding Insights of RatePAY
| Date | Amount | Transaction Name | Valuation | Lead Investors | Investors |
|---|---|---|---|---|---|
| Jul, 2021 | Amount | Post-IPO - Grab | Valuation |
investors |
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| Feb, 2021 | Amount | Post-IPO - Grab | Valuation |
investors |
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| Jan, 2021 | Amount | Post-IPO - Grab | Valuation |
investors |
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| Feb, 2021 | Amount | Post-IPO - Grab | Valuation |
investors |
Investors in RatePAY
RatePAY has secured backing from 2 investors, including venture fund investors. Prominent investors backing the company include Bain Capital Private Equity and Advent International. This diverse investor base provides strategic capital, industry expertise, and valuable network connections that support the company's growth initiatives, market expansion, and long-term value creation.
| Investor | Description | Founded Year | Domain | Location |
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Private equity firm focused on multiple sectors
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Founded Year | Domain | Location | |
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Private investment firm managing assets and expanding into equity, credit, and real estate services.
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Founded Year | Domain | Location |
| Investor | Description | Founded Year | Domain | Location |
|---|---|---|---|---|
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Single family office of Amitabh Bachchan, founder of Amitabh Bachchan Corporation or AB CORP
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Founded Year | Domain | Location | |
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Startup ecosystems are ignited through strategic investments by Signite Partners.
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Founded Year | Domain | Location | |
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Venture capital is directed toward companies in multiple sectors.
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Founded Year | Domain | Location | |
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Venture capital is invested in cybersecurity, fintech, and AI startups.
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Founded Year | Domain | Location |
Investments & Acquisitions by RatePAY
| Company Name | Description | Domain | Location | Founded Year | Amount |
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Bionic investment advisor platform
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2016 | ||||
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Fine Asian gourmet food is offered by an internet-first restaurant.
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2016 | ||||
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Physical e-commerce kiosks are deployed for rural purchases in Indonesia.
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2014 | ||||
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Fine Asian gourmet food is offered by an internet-first restaurant.
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2016 |
Financial Statements - RatePAY
| Date | Amount | Transaction Name | Valuation | Lead Investors | Investors |
|---|---|---|---|---|---|
| Jul, 2021 | Amount | Post-IPO - Grab | Valuation |
investors |
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| Feb, 2021 | Amount | Post-IPO - Grab | Valuation |
investors |
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| Jan, 2021 | Amount | Post-IPO - Grab | Valuation |
investors |
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| Feb, 2021 | Amount | Post-IPO - Grab | Valuation |
investors |
Ratepay Comparisons
Competitors of RatePAY
RatePAY operates in a dynamic and competitive business environment, facing competition from various established players and emerging companies in the market. The competitive landscape includes prominent companies such as Klarna, Tamara, Scalapay, BillPay and BillSAFE, among others. This competitive environment drives innovation, market differentiation, and strategic positioning as companies strive to capture market share and deliver value to their customers. Understanding the competitive dynamics is crucial for assessing market positioning, identifying growth opportunities, and navigating the challenges inherent in a competitive marketplace.
| Company Name | Domain | Founded year | HQ Location | Description |
|---|---|---|---|---|
| domain | founded_year | HQ Location |
Point-of-sale financing is facilitated through an online platform for purchases.
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| domain | founded_year | HQ Location |
Buy-now-pay-later installment solutions are provided for retail shoppers.
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| domain | founded_year | HQ Location |
Payment solutions and installment financing are provided for e-commerce users.
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| domain | founded_year | HQ Location |
Purchase finance and payment options are offered for online retailers.
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| domain | founded_year | HQ Location |
Invoice payment solutions are provided for online merchants and customers.
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| Company Name | Domain | Founded year | HQ Location | Description |
|---|---|---|---|---|
| domain | founded_year | HQ Location |
Multiple services are booked via an app-based platform.
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| domain | founded_year | HQ Location |
On-demand services are booked through an app-based platform.
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| domain | founded_year | HQ Location |
App based platform offering on demand delivery and ride-hailing services
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| domain | founded_year | HQ Location |
Operates an on-demand hyperlocal delivery app for food and groceries.
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Latest news on Ratepay
Frequently Asked Questions about RatePAY
When was RatePAY founded?
RatePAY was founded in 2009.
Where is RatePAY located?
RatePAY is headquartered in Berlin, Germany. It is registered at Berlin, Berlin, Germany.
How many employees does RatePAY have?
As of Dec 31, 2021, the latest employee count at RatePAY is 281.
What does RatePAY do?
Payment solutions for online retailers are provided by RatePAY, founded in 2009 in Berlin, Germany, within the fintech sector. Installment payments, invoicing, and direct debit are facilitated for e-commerce transactions, with default risk assumed by the company through retailer partnerships. Shopper personal data is verified in the background using the Payment Control System during checkout. API-integrated and hosted checkout pages are supported to streamline operations.
Who are the top competitors of RatePAY?
What products or services does RatePAY offer?
RatePAY offers Rechnungskauf, Ratenkauf, Kauf per Lastschrift, and White-Label BNPL.
Who are RatePAY's investors?
RatePAY has 2 investors. Key investors include Bain Capital Private Equity, and Advent International.
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