About Richa Holdings Limited
Richa Holdings Limited is a Financial Services company. Financial assistance and loans for businesses and individuals in India. Its Indian entity Richa Holdings Limited reported revenue of ₹41.4 Lakh. Richa Holdings Limited offers products and services including Short-term Loans and Collateral-Free Credit. Its focus areas include Finance, Microfinance, Credit Services and Collateral-Free Loans.
Company details
Richa Holdings Limited is recognized as a non-banking financial company that was established in 2001 and registered in 2010 with the RBI. It is noted for providing financial assistance to inter-corporate entities, with portfolios maintained up to INR 1.50 Billion, and for extending loans to small and medium-scale businesses and salaried individuals to fulfill working capital needs. The company is committed to integrating technology into microfinance, offering diverse loan products and collateral-free credit through efficient systems. Compliance with regulations is ensured, and operations are conducted with transparency and efficiency to support entrepreneurship.
- SectorsFinancial Services
- Email••••••••
- Website richaholdings.com
- Legal Name Richa Holdings Limited
- Date of Incorporation 17 Aug, 2001
- Jurisdiction Faridabad, Haryana, India
- Indian entity revenue₹41.4 Lakh
FY 2025 · -61% YoY
- Indian entity net loss-₹42.7 Lakh
FY 2025 · -103% margin
- Indian entity EBITDA-₹11.7 Lakh
FY 2025 · -28% margin
Associated legal entities of Richa Holdings Limited
Richa Holdings Limited operates through Richa Holdings Limited (active). Its filings, financials, charges and directors are on the company page.
| Legal entity | Status | Incorporated | Registered in | Revenue (FY 2025) | Employees | Directors | Company page |
|---|---|---|---|---|---|---|---|
| Richa Holdings Limited CIN U72900HR2001PLC037016 | Active | 17 Aug 2001 | Faridabad, Haryana | ₹0.4 Cr | 3 | View details |
Products & Services of Richa Holdings Limited
Richa Holdings Limited offers a comprehensive portfolio of products and services, including Short-term Loans and Collateral-Free Credit.
Short-term loans are offered to small and medium-scale businesses and salaried individuals to address working capital requirements
Collateral-free credit is extended to people at the bottom of the pyramid through a centralized approval system supported by technology
Board of directors of Richa Holdings Limited (Richa Holdings Limited)
Richa Holdings Limited is the primary company behind Richa Holdings Limited. The board of Richa Holdings Limited currently have 3 directors; the longest-serving is Subhash Gupta, appointed in 2008. 10 earlier directors have ceased.
| Director | Designation | Appointed | Tenure | Entity |
|---|---|---|---|---|
| Subhash Gupta DIN 00035807 | Director | 26 May 2008 | 18 yrs 5 mo | Richa Holdings Limited |
| Sandeep Gupta DIN 00035751 | Director | 01 Feb 2017 | 9 yrs 9 mo | Richa Holdings Limited |
| Krishan Kumar DIN 09521645 | Director | 13 Jan 2025 | 1 yr 10 mo | Richa Holdings Limited |
Financials of Richa Holdings Limited
Figures of Richa Holdings Limited, the primary company behind Richa Holdings Limited, for FY 2025. Revenue was ₹41.4 Lakh (-61% year on year). Net loss was -₹42.7 Lakh (-103% margin). EBITDA was -₹11.7 Lakh (-28% margin). Revenue has grown at a compounded annual rate of -41% over three years and -16% over five years.
- ₹41.4 LakhRevenue · FY 2025 · -61% YoY
- -₹42.7 LakhNet loss · -103% margin
- -₹11.7 LakhEBITDA · -28% margin
- ₹2.59 CrPaid-up capital
- -41%Revenue CAGR, 3 years
- -16%Revenue CAGR, 5 years
Balance sheet, profit and loss, cash flow and ratios of Richa Holdings Limited are on its company page.
Detailed financial statements for Richa Holdings Limited
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Frequently Asked Questions about Richa Holdings Limited
The primary company behind Richa Holdings Limited, Richa Holdings Limited, reported revenue of ₹41.4 Lakh for FY 2025, down 61% year on year.
Richa Holdings Limited is recognized as a non-banking financial company that was established in 2001 and registered in 2010 with the RBI. It is noted for providing financial assistance to inter-corporate entities, with portfolios maintained up to INR 1.50 Billion, and for extending loans to small and medium-scale businesses and salaried individuals to fulfill working capital needs. The company is committed to integrating technology into microfinance, offering diverse loan products and collateral-free credit through efficient systems. Compliance with regulations is ensured, and operations are conducted with transparency and efficiency to support entrepreneurship.
Richa Holdings Limited offers Short-term Loans and Collateral-Free Credit.
Richa Holdings Limited operates through Richa Holdings Limited.
The legal entities of Richa Holdings Limited currently have 3 directors, including Sandeep Gupta, Subhash Gupta, Krishan Kumar.