About SarvaGram
SarvaGram is a Financial Services company based in Pune (India) founded in 2018 by Sameer Mishra and Utpal Isser. Provider of home, personal, farm and business loans. SarvaGram has raised $118.01 million across 7 funding rounds from investors including Peak XV Partners, Temasek and TVS Capital Funds. The company has 1,306 employees. SarvaGram was last valued at $113.47 million in March 2024. Its chief executive, as recorded, is Utpal Isser. Its Indian entity Sarvagram Fincare Private Limited reported revenue of ₹274 Cr. SarvaGram offers products and services including Farm Loan, Business Loan, Personal Loan, Farm Services, and Life Insurance. Its focus areas include Consumer and SME Loans, Diversified and Insurance Carriers. Its competitors include Manappuram Finance, ICICI Lombard and L & T Finance Holdings; 2 of its 3 listed competitors have raised funding.
Company details
SarvaGram was founded in 2018 in Pune, India, as a financial services platform targeting rural areas. Loans for home, personal, farm, and business needs are offered, along with insurance products and tools for farm productivity. Digital lending and collection solutions are utilized to support entrepreneurs and small business owners in rural households across India.
- Headquarters Pune, India
- Employees 1,306
- Founders Sameer Mishra, Utpal Isser
- Stage Minicorn
- SectorsFinancial Services
- Email••••••••
- Phone•••• ••••
- Website sarvagram.com
- Social LinkedIn X Facebook Instagram YouTube
- Legal Name Sarvagram Fincare Private Limited
- Date of Incorporation 30 Nov, 2018
- Jurisdiction Pune, Maharashtra, India
- Annual Revenue₹274 Cr
FY 2025 · +74% YoY
- Net Profit₹4.89 Cr
FY 2025 · 2% margin
- EBITDA₹121 Cr
FY 2025 · 44% margin
- Total Equity Funding$118.01M (USD)
in 7 rounds
- Latest Funding Round$66.93M (USD), Series D
Nov 2024
- InvestorsPeak XV Partners
& 8 more
- Employee Count1,306
Associated legal entities of SarvaGram
SarvaGram is associated with 2 registered companies on The Company Check; the primary company is Sarvagram Fincare Private Limited. Each company page carries the filings, financials, charges and directors of that entity.
| Legal entity | Status | Incorporated | Registered in | Revenue (FY 2025) | Employees | Directors | Company page |
|---|---|---|---|---|---|---|---|
| Sarvagram Fincare Private Limited CIN U65990PN2018PTC224688 | Active | 30 Nov 2018 | Pune, Maharashtra | ₹274 Cr | 1,306 | 6 | View details |
| Sarvagram Solutions Private Limited CIN U74110PN2019PTC224311 | Active | 21 Aug 2019 | Pune, Maharashtra | ₹309 Cr | 166 | 5 | View details |
Products & Services of SarvaGram
SarvaGram offers a comprehensive portfolio of products and services, including Farm Loan, Business Loan, Personal Loan, Farm Services, and Life Insurance.
Provides loans for farm operations based on household earnings.
Offers loans for business needs in rural areas.
Delivers loans for personal financial goals.
On-demand equipment for land preparation and harvesting.
Personalized plans for life protection in rural households.
Funding Insights of SarvaGram
SarvaGram has successfully raised a total of $118.01M across 7 strategic funding rounds. The most recent funding activity was a Series D round of $66.93 million completed in November 2024. This substantial capital infusion reflects strong investor confidence in the company's business model, growth potential, and market opportunities. The funding enables strategic expansion, product development, market penetration, and operational scaling to drive long-term value creation and competitive advantage.
- Total Funding $118.01M
- Total Rounds 7
- Last Round Series D — $66.93M
- First Round $3.57M
(Sep 2019)
- Investors Count 9
All 7 funding rounds of SarvaGram with amounts and investors; the two latest post-money valuations are shown, the rest are part of the premium plan.
| Date | Amount | Transaction Name | Valuation | Lead Investors | Investors |
|---|---|---|---|---|---|
| Nov 2024 | $66.93M | Series D | – | Peak XV Partners | |
| Mar 2024 | $1.8M | Series C | $113.47M | TVS Capital Funds | – |
| Sep 2022 | $35M | Series C | $93.77M | TVS Capital Funds, Elevar Equity | |
| Mar 2022 | $396,153 | Debt – Conventional | – | – | |
| Sep 2021 | $152,098 | Series B | $••••• | Alteria Capital | – |
| Jan 2021 | $10.56M | Series B | $••••• | Elevation Capital, Elevar Equity | – |
| Sep 2019 | $3.57M | Series A | $••••• | Elevar Equity | – |
| Date | Valuation | Stage |
|---|---|---|
| Mar 2024 | $113.47M | •••••••• |
| Sep 2022 | $93.77M | •••••••• |
| Sep 2021 | $••••• | •••••••• |
| Jan 2021 | $••••• | •••••••• |
| Sep 2019 | $••••• | •••••••• |
Full valuation and stage history of SarvaGram
Every valuation point, the growth-stage changes (minicorn, soonicorn, unicorn) and the dates behind them require an active premium plan.
- All valuation points
- Stage changes
- Dates
- Exports
Verified entity values are shown only after access is granted.
Last known valuation $113.47M (Mar 2024). 9 investors in total: 8 institutional and 1 angel.
Investors in SarvaGram
SarvaGram has secured backing from 9 investors, including venture fund, institutional, and angel investors. Prominent investors backing the company include Peak XV Partners, Temasek and TVS Capital Funds.
| Investor | Description | Founded Year | Domain | Location |
|---|---|---|---|---|
Venture capital firm investing in startups and providing support programs. | 2000 | peakxv.com | Bengaluru, India | |
Investing in early growth for inclusive businesses in education, healthcare, and e-commerce. | 2006 | elevarequity.com | Bengaluru, India | |
Elevation Capital is focused on early-stage tech investments in India. | elevationcapital.com | Delhi, India | ||
An investment platform is provided for diverse sectors and geographies. | 1974 | temasek.com.sg | Singapore, Singapore | |
Investment in growth equity and insurtech sectors in India. | 2007 | tvscapital.in | Chennai, India | |
Asset management focused on Performing Credit and alternative investment funds in India. | 2017 | vivritiamc.com | Chennai, India | |
Venture debt funding and structured finance for innovative startups in India. | 2018 | alteriacapital.com | Mumbai, India | |
Investment activities are managed in Singapore's financial sector. | macritchieinvestment.tcc.mode | Singapore, Singapore | ||
GS Goutam Sanyal | unknown_86642ef1ee994e74b |
Investor details for SarvaGram
The complete investor list, round-by-round participation and investor portfolios require an active premium plan.
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Board of directors of Sarvagram Fincare Private Limited (SarvaGram)
Sarvagram Fincare Private Limited is the primary company behind SarvaGram. The boards of the 2 registered companies of SarvaGram currently have 8 directors; the longest-serving is Utpal Isser, appointed in 2019. 5 earlier directors have ceased.
| Director | Designation | Appointed | Tenure | Entity |
|---|---|---|---|---|
| Utpal Isser DIN 02780985 | Managing Director | 21 Aug 2019 | 7 yrs 2 mo | Sarvagram Solutions Private Limited, Sarvagram Fincare Private Limited |
| Sameer Satyendrakumar Mishra DIN 08291692 | Director | 21 Aug 2019 | 7 yrs 2 mo | Sarvagram Solutions Private Limited, Sarvagram Fincare Private Limited |
| Mridul Arora DIN 03579584 | Nominee Director | 05 Mar 2021 | 5 yrs 7 mo | Sarvagram Solutions Private Limited |
| Ravi Venkatraman DIN 00307328 | Director | 26 Aug 2021 | 5 yrs 1 mo | Sarvagram Solutions Private Limited |
| Dilip James DIN 02961746 | Nominee Director | 07 Dec 2021 | 4 yrs 10 mo | Sarvagram Solutions Private Limited |
| Mohan Frank Solomon Eddy DIN 01633183 | Director | 26 Aug 2023 | 3 yrs 1 mo | Sarvagram Fincare Private Limited |
| Prabhakar Sistla DIN 09249122 | Director | 30 May 2024 | 2 yrs 4 mo | Sarvagram Fincare Private Limited |
| Vasudha Wadhera DIN 10955178 | Director | 23 Apr 2025 | 1 yr 6 mo | Sarvagram Fincare Private Limited |
People of SarvaGram
29 people are tracked at SarvaGram (13 in leadership, 2 in board & advisors, 14 in team); the tracked headcount is 1,306.
| Name | Role | Group |
|---|---|---|
| Co-Founder | Leadership | |
| Co-Founder, CEO & MD | Leadership | |
Pravin Savant | Zonal Business Head | Leadership |
HINGLAJ ASHIYA | Regional Head Farm Mechanization Rajasthan | Leadership |
Rakesh Patel | Zonal Business Head | Leadership |
Ranjeet Sainani | Head of Business Development | Leadership |
Himanshu Singhi | Head Of Engineering | Leadership |
Mukul Sharma | Chief Technology & Product Officer (ctpo) | Leadership |
Milind Hire | Head- Central Operation | Leadership |
Suraj Mundada | Chief Technology Officer | Leadership |
Prahlad Singh Charan | National Sales Manager Farm Mechanisation(deputy Viece President) | Leadership |
Raviraj Jadhav | Zonal Credit Head | Leadership |
Rakesh Kumar | Chief Risk Officer | Leadership |
| Director | Board & advisors | |
| Director | Board & advisors | |
Vinod Kapure | Regional Credit Manager | Team |
Vishal Kasar | Product Manager - Farm Mechanization | Team |
Devendra Jadhav | Corp Dev, Fund-raising And Strategy | Team |
Kiran Nazare | Regional Credit Manager | Team |
Abhishek Ahir | Sr. Data Scientist | Team |
9 more people are available in the full profile.
Complete people profiles for SarvaGram
Full employee and board profiles, team structure, tenure and professional contact details require an active premium plan.
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Financials of SarvaGram
Figures of Sarvagram Fincare Private Limited, the primary company behind SarvaGram, for FY 2025. Revenue was ₹274 Cr (+74% year on year). Net profit was ₹4.89 Cr (2% margin). EBITDA was ₹121 Cr (44% margin). Revenue has grown at a compounded annual rate of +132% over three years and +171% over five years.
- ₹274 CrRevenue · FY 2025 · +74% YoY
- ₹4.89 CrNet profit · 2% margin
- ₹121 CrEBITDA · 44% margin
- ₹47.74 CrPaid-up capital
- 1,306Employees (provident fund records)
- +132%Revenue CAGR, 3 years
- +171%Revenue CAGR, 5 years
Balance sheet, profit and loss, cash flow and ratios of Sarvagram Fincare Private Limited are on its company page.
Detailed financial statements for SarvaGram
Statement rows, ratios, five-year trends and downloadable financials of the group companies require an active premium plan.
- Statement rows
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- Downloads
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Timeline of SarvaGram
4 dated milestones of SarvaGram across 6 years, from founding to its latest funding, stage changes and deals.
- Founded SarvaGram is founded.
- Funding First funding round of $3.6M.
- Milestone Reaches Minicorn status.
- Funding Latest funding round, Series D, of $66.9M.
Competitors of SarvaGram
SarvaGram has 3 listed competitors in our database, 2 of them funded. They include Manappuram Finance, ICICI Lombard and L & T Finance Holdings.
| Company Name | Domain | Founded | HQ Location | Total funding | Employees | Description |
|---|---|---|---|---|---|---|
| manappuram.com | 1992 | Valapad, India | $39.98M | 32,076 | Consumer and SME loans are provided by Manappuram Finance. | |
| icicilombard.com | 2001 | Mumbai, India | $306.52M | 15,275 | Life, health, and general insurance services are provided across India. | |
| ltfs.com | 1994 | Mumbai, India | 39,216 | Diversified lending services are provided as a non-banking financial institution. |
Detailed competitors of SarvaGram
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Verified entity values are shown only after access is granted.
Web traffic of SarvaGram
The website of SarvaGram (sarvagram.com) receives about 2.1K visits a month.
- Monthly visits2.1K
▲ 8.8% vs previous month
Top companies in Consumer and SME Loans
3 companies that operate in the same segment as SarvaGram (Consumer and SME Loans) in India, ranked by their profile score on The Company Check.
| Company | Description | Founded | Location | Total funding | Revenue | Employees |
|---|---|---|---|---|---|---|
Consumer and SME loans are provided by Manappuram Finance. | 1992 | Valapad, Kerala, India | USD 39.98 M | USD 1.01 B | 51,650 | |
Affordable home loans are extended to low and middle-income groups. | 2010 | Mumbai, Maharashtra, India | USD 209.7 M | USD 203.79 M | 1,630 | |
Diversified lending services are provided as a non-banking financial institution. | 1994 | Mumbai, Maharashtra, India | USD 1.9 B | 36,520 |
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Related news about Sarvagram
Complete news archive for SarvaGram
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Frequently Asked Questions about SarvaGram
SarvaGram was founded in 2018 and raised its 1st funding round 1 year after it was founded.
SarvaGram is headquartered in Pune, India. It is registered at Pune, Maharashtra, India.
Utpal Isser is the CEO of SarvaGram, as recorded in our data. They have also founded this company.
SarvaGram is a funded company, having raised a total of $118.01M across 7 funding rounds to date. The company's 1st funding round was a Series A of $3.57M, raised on Sep 2019.
SarvaGram has 1,306 employees.
The primary company behind SarvaGram, Sarvagram Fincare Private Limited, reported revenue of ₹274 Cr for FY 2025, up 74% year on year.
SarvaGram was founded in 2018 in Pune, India, as a financial services platform targeting rural areas. Loans for home, personal, farm, and business needs are offered, along with insurance products and tools for farm productivity. Digital lending and collection solutions are utilized to support entrepreneurs and small business owners in rural households across India.
SarvaGram's top competitors include Manappuram Finance, L & T Finance Holdings and ICICI Lombard.
SarvaGram offers Farm Loan, Business Loan, Personal Loan, Farm Services, and Life Insurance.
SarvaGram has 9 investors. Key investors include Peak XV Partners, Temasek, TVS Capital Funds, Alteria Capital, and Vivriti Asset Management.
The valuation of SarvaGram is $113.47M as of Mar 2024.
SarvaGram is associated with 2 legal entities: Sarvagram Fincare Private Limited, Sarvagram Solutions Private Limited.