Semina Microfinance

Murshidabad, India
Microfinance services, unsecured loans, and social initiatives for poverty alleviation in India.

About Semina Microfinance

Semina Microfinance is a Financial Services company based in Murshidabad (India). Microfinance services, unsecured loans, and social initiatives for poverty alleviation in India. It operates in the Financial Services and Government & Social Sector sectors. The company has 3 employees. Its Indian entity Semina Micro Service Federation reported revenue of β‚Ή13 Lakh. Semina Microfinance offers products and services including Unsecured Loans and Educational and Community Programs. Its focus areas include Microfinance, Microloans, Unsecured Lending and Social Services.

Company details

Semina Microfinance is recognized as a key player in microfinance, where unsecured loans are extended to underprivileged individuals to bridge financial gaps and promote inclusive development in India. Educational programs and community engagements are incorporated to foster financial literacy and break poverty cycles, operating under a not-for-profit model registered under the Companies Act, 2013. This approach ensures resources are directed towards socio-economic challenges, particularly in rural areas, with a commitment to transparency and accountability as reflected in its Corporate Identification Number. Overall, positive impacts on communities are strived for through holistic support mechanisms.

  • Headquarters Murshidabad, India
  • Employees 3
  • Sectors
    Financial Services
    Government & Social Sector
  • Email
    β€’β€’β€’β€’β€’β€’β€’β€’
  • Website seminamicrofinance.com
  • Social X Instagram
  • Legal Name Semina Micro Service Federation
  • Date of Incorporation 28 Sep, 2021
  • Jurisdiction Murshi, West Bengal, India
Key Metrics
  • Annual Revenue
    ₹13 Lakh

    FY 2024 · +31% YoY

  • Net Profit
    ₹2.7 Lakh

    FY 2024 · 21% margin

  • EBITDA
    ₹3.7 Lakh

    FY 2024 · 29% margin

  • Employee Count
    3

Products & Services of Semina Microfinance

Semina Microfinance offers a comprehensive portfolio of products and services, including Unsecured Loans and Educational and Community Programs.

Unsecured Loans
Financial Services

Unsecured loans are offered to individuals without collateral requirements, which are intended to facilitate financial inclusion for those excluded from traditional banking services

Educational and Community Programs
Social Services

Educational initiatives and community programs are provided, which are aimed at promoting financial literacy and skill development to support poverty alleviation efforts

Board of directors of Semina Micro Service Federation (Semina Microfinance)

Semina Micro Service Federation is the primary company behind Semina Microfinance. The board of Semina Micro Service Federation currently have 2 directors; the longest-serving is Amina Bibi, appointed in 2021.

DirectorDesignationAppointedTenureEntity
Amina Bibi
DIN 08637242
Director28 Sep 20215 yrs 1 moSemina Micro Service Federation
Senaul Sekh
DIN 08637283
Director28 Sep 20215 yrs 1 moSemina Micro Service Federation

Financials of Semina Microfinance

Figures of Semina Micro Service Federation, the primary company behind Semina Microfinance, for FY 2024. Revenue was ₹13 Lakh (+31% year on year). Net profit was ₹2.7 Lakh (21% margin). EBITDA was ₹3.7 Lakh (29% margin).

  • ₹13 LakhRevenue · FY 2024 · +31% YoY
  • ₹2.7 LakhNet profit · 21% margin
  • ₹3.7 LakhEBITDA · 29% margin
  • ₹10 LakhPaid-up capital
  • 3Employees (provident fund records)

Balance sheet, profit and loss, cash flow and ratios of Semina Micro Service Federation are on its company page.

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Top companies in Microfinance

3 companies that operate in the same segment as Semina Microfinance (Microfinance) in India, ranked by their profile score on The Company Check.

CompanyDescriptionFoundedLocationTotal fundingRevenueEmployees
Microfinance banking services are offered in India by ESAF.
1992Thrissur, Kerala, IndiaUSD 101.74 MUSD 474.19 M12,520
Micro loans for businesses are offered by this NBFC.
1990Delhi, Delhi, IndiaUSD 40 MUSD 310.26 M15,190
Provider of microloans
2010Delhi, Delhi, IndiaUSD 71.68 M12,403
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Frequently Asked Questions about Semina Microfinance

Semina Microfinance is headquartered in Murshidabad, India. It is registered at Murshidabad, West Bengal, India.

Semina Microfinance has 3 employees.

The primary company behind Semina Microfinance, Semina Micro Service Federation, reported revenue of β‚Ή13 Lakh for FY 2024, up 31% year on year.

Semina Microfinance is recognized as a key player in microfinance, where unsecured loans are extended to underprivileged individuals to bridge financial gaps and promote inclusive development in India. Educational programs and community engagements are incorporated to foster financial literacy and break poverty cycles, operating under a not-for-profit model registered under the Companies Act, 2013. This approach ensures resources are directed towards socio-economic challenges, particularly in rural areas, with a commitment to transparency and accountability as reflected in its Corporate Identification Number. Overall, positive impacts on communities are strived for through holistic support mechanisms.

Semina Microfinance offers Unsecured Loans and Educational and Community Programs.

Semina Microfinance operates through Semina Micro Service Federation.

The legal entities of Semina Microfinance currently have 2 directors, including Amina Bibi, Senaul Sekh.

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