
About Semina Microfinance
Semina Microfinance is a Financial Services company based in Murshidabad (India). Microfinance services, unsecured loans, and social initiatives for poverty alleviation in India. It operates in the Financial Services and Government & Social Sector sectors. The company has 3 employees. Its Indian entity Semina Micro Service Federation reported revenue of βΉ13 Lakh. Semina Microfinance offers products and services including Unsecured Loans and Educational and Community Programs. Its focus areas include Microfinance, Microloans, Unsecured Lending and Social Services.
Company details
Semina Microfinance is recognized as a key player in microfinance, where unsecured loans are extended to underprivileged individuals to bridge financial gaps and promote inclusive development in India. Educational programs and community engagements are incorporated to foster financial literacy and break poverty cycles, operating under a not-for-profit model registered under the Companies Act, 2013. This approach ensures resources are directed towards socio-economic challenges, particularly in rural areas, with a commitment to transparency and accountability as reflected in its Corporate Identification Number. Overall, positive impacts on communities are strived for through holistic support mechanisms.
- Headquarters Murshidabad, India
- Employees 3
- SectorsFinancial ServicesGovernment & Social Sector
- Emailβ’β’β’β’β’β’β’β’
- Website seminamicrofinance.com
- Social X Instagram
- Legal Name Semina Micro Service Federation
- Date of Incorporation 28 Sep, 2021
- Jurisdiction Murshi, West Bengal, India
- Annual Revenue₹13 Lakh
FY 2024 · +31% YoY
- Net Profit₹2.7 Lakh
FY 2024 · 21% margin
- EBITDA₹3.7 Lakh
FY 2024 · 29% margin
- Employee Count3
Associated legal entities of Semina Microfinance
Semina Microfinance operates through Semina Micro Service Federation (active). Its filings, financials, charges and directors are on the company page.
| Legal entity | Status | Incorporated | Registered in | Revenue (FY 2024) | Employees | Directors | Company page |
|---|---|---|---|---|---|---|---|
| Semina Micro Service Federation CIN U85300WB2021NPL248368 | Active | 28 Sep 2021 | Murshi, West Bengal | ₹0.1 Cr | 3 | 2 | View details |
Products & Services of Semina Microfinance
Semina Microfinance offers a comprehensive portfolio of products and services, including Unsecured Loans and Educational and Community Programs.
Unsecured loans are offered to individuals without collateral requirements, which are intended to facilitate financial inclusion for those excluded from traditional banking services
Educational initiatives and community programs are provided, which are aimed at promoting financial literacy and skill development to support poverty alleviation efforts
Board of directors of Semina Micro Service Federation (Semina Microfinance)
Semina Micro Service Federation is the primary company behind Semina Microfinance. The board of Semina Micro Service Federation currently have 2 directors; the longest-serving is Amina Bibi, appointed in 2021.
| Director | Designation | Appointed | Tenure | Entity |
|---|---|---|---|---|
| Amina Bibi DIN 08637242 | Director | 28 Sep 2021 | 5 yrs 1 mo | Semina Micro Service Federation |
| Senaul Sekh DIN 08637283 | Director | 28 Sep 2021 | 5 yrs 1 mo | Semina Micro Service Federation |
Financials of Semina Microfinance
Figures of Semina Micro Service Federation, the primary company behind Semina Microfinance, for FY 2024. Revenue was ₹13 Lakh (+31% year on year). Net profit was ₹2.7 Lakh (21% margin). EBITDA was ₹3.7 Lakh (29% margin).
- ₹13 LakhRevenue · FY 2024 · +31% YoY
- ₹2.7 LakhNet profit · 21% margin
- ₹3.7 LakhEBITDA · 29% margin
- ₹10 LakhPaid-up capital
- 3Employees (provident fund records)
Balance sheet, profit and loss, cash flow and ratios of Semina Micro Service Federation are on its company page.
Detailed financial statements for Semina Microfinance
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- Statement rows
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- Five-year trends
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Top companies in Microfinance
3 companies that operate in the same segment as Semina Microfinance (Microfinance) in India, ranked by their profile score on The Company Check.
| Company | Description | Founded | Location | Total funding | Revenue | Employees |
|---|---|---|---|---|---|---|
Microfinance banking services are offered in India by ESAF. | 1992 | Thrissur, Kerala, India | USD 101.74 M | USD 474.19 M | 12,520 | |
Micro loans for businesses are offered by this NBFC. | 1990 | Delhi, Delhi, India | USD 40 M | USD 310.26 M | 15,190 | |
Provider of microloans | 2010 | Delhi, Delhi, India | USD 71.68 M | 12,403 |
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Frequently Asked Questions about Semina Microfinance
Semina Microfinance is headquartered in Murshidabad, India. It is registered at Murshidabad, West Bengal, India.
Semina Microfinance has 3 employees.
The primary company behind Semina Microfinance, Semina Micro Service Federation, reported revenue of βΉ13 Lakh for FY 2024, up 31% year on year.
Semina Microfinance is recognized as a key player in microfinance, where unsecured loans are extended to underprivileged individuals to bridge financial gaps and promote inclusive development in India. Educational programs and community engagements are incorporated to foster financial literacy and break poverty cycles, operating under a not-for-profit model registered under the Companies Act, 2013. This approach ensures resources are directed towards socio-economic challenges, particularly in rural areas, with a commitment to transparency and accountability as reflected in its Corporate Identification Number. Overall, positive impacts on communities are strived for through holistic support mechanisms.
Semina Microfinance offers Unsecured Loans and Educational and Community Programs.
Semina Microfinance operates through Semina Micro Service Federation.
The legal entities of Semina Microfinance currently have 2 directors, including Amina Bibi, Senaul Sekh.