Shiksha Finance

Chennai, India Founded: 2014 • Age: 12 yrs
Provider of loan products for MSMEs and individuals
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About Shiksha Finance

Shiksha Finance is a company based in Chennai (India) founded in 2014.. Shiksha Finance has raised $12.1 million across 9 funding rounds from investors including Northern Arc Capital, Michael & Susan Dell Foundation and Zephyr Management. The company has 314 employees as of March 30, 2024. Shiksha Finance offers products and services including Loan Against Property, BC-MFI Loans, and Education Loans. Shiksha Finance operates in a competitive market with competitors including Navient, Eduvanz, ClimbCredit, College Ave and PRAVALER, among others.

  • Headquarter Chennai, India
  • Employees 314 as on 30 Mar, 2024
  • Stage Minicorn
  • Sectors
    Financial Services
  • Email
    ***********
  • Phone
    *********
  • Website
    *********
  • Social
    *********
  • Legal Name Shiksha Financial Services India Private Limited
  • Date of Incorporation 20 Jan, 2014
  • Jurisdiction Chennai, Tamil Nadu, India
Operational Areas
Financial Services → FinTech & Digital Finance
Key Metrics
  • Annual Revenue
    $2.6 M (USD)
    -24.7
    as on Mar 31, 2024
  • Net Profit
    $78.24 K (USD)
    103.97
    as on Mar 31, 2024
  • EBITDA
    $321.82 K (USD)
    122.77
    as on Mar 31, 2024
  • Total Equity Funding
    $12.1 M (USD)

    in 9 rounds

  • Latest Funding Round
    $924.29 K (USD), Series A

    Dec 31, 2019

  • Investors
  • Employee Count
    314

    as on Mar 30, 2024

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Products & Services of Shiksha Finance

Shiksha Finance offers a comprehensive portfolio of products and services, including Loan Against Property, BC-MFI Loans, and Education Loans. The company's diverse product and service offerings are designed to meet the evolving needs of its customers, address market demands, and provide comprehensive solutions that drive value creation and customer satisfaction across various segments and use cases.

Primary

Loans secured against property for MSMEs and individuals.

Micro loans for small enterprises to support financial inclusion.

Loans for students and institutions to fund education and assets.

People of Shiksha Finance
Headcount 10-50
Employee Profiles 4
Board Members and Advisors 3
Employee Profiles
People
Vl Ramakrishnan
CEO
People
Srinivasaraghavan Soundararajan
Senior Vice President - CFO & CRO
People
Harish L
Senior Executive Human Resources
People
Parthi Baskaran
Senior Executive Operations

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Board Members and Advisors
people
Pankaj Raina
Director
people
Pushya Sitaraman
Independent Director
people
Pradeep V Bhide
Independent Director

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Funding Insights of Shiksha Finance

Shiksha Finance has successfully raised a total of $12.1M across 9 strategic funding rounds. The most recent funding activity was a Series A round of $924.29 thousand completed in December 2019. This substantial capital infusion reflects strong investor confidence in the company's business model, growth potential, and market opportunities. The funding enables strategic expansion, product development, market penetration, and operational scaling to drive long-term value creation and competitive advantage.

  • Total Funding
  • Total Rounds 9
  • Last Round Series A — $924,290
  • First Round

    (23 Nov 2015)

  • Investors Count 17
Date Amount Transaction Name Valuation Lead Investors Investors
Dec, 2019 Amount Series A - Shiksha Finance Valuation Zephyr Peacock , Zephyr Management
Oct, 2019 Amount Debt – Conventional - Shiksha Finance Valuation

investors

Dec, 2018 Amount Series A - Shiksha Finance Valuation Zephyr Peacock , Zephyr Management
Date Amount Transaction Name Valuation Lead Investors Investors
Jul, 2021 Amount Post-IPO - Grab Valuation

investors

Feb, 2021 Amount Post-IPO - Grab Valuation

investors

Jan, 2021 Amount Post-IPO - Grab Valuation

investors

Feb, 2021 Amount Post-IPO - Grab Valuation

investors

Investors in Shiksha Finance

Shiksha Finance has secured backing from 17 investors, including venture fund, institutional, and angel investors. Prominent investors backing the company include Northern Arc Capital, Michael & Susan Dell Foundation and Zephyr Management. This diverse investor base provides strategic capital, industry expertise, and valuable network connections that support the company's growth initiatives, market expansion, and long-term value creation.

All
Venture Fund
Institutional
Angel
Investor Description Founded Year Domain Location
Diversified asset management and private equity firm focused on small and medium sized enterprises
Founded Year Domain Location
Investment advisory, equity financing, and portfolio management in emerging markets.
Founded Year Domain Location
Diversified investment portfolios are managed for various clients.
Founded Year Domain Location
Investor Description Founded Year Domain Location
Single family office of Amitabh Bachchan, founder of Amitabh Bachchan Corporation or AB CORP
Founded Year Domain Location
Startup ecosystems are ignited through strategic investments by Signite Partners.
Founded Year Domain Location
Venture capital is directed toward companies in multiple sectors.
Founded Year Domain Location
Venture capital is invested in cybersecurity, fintech, and AI startups.
Founded Year Domain Location

Investments & Acquisitions by Shiksha Finance

Investments
Company Name Description Domain Location Founded Year Amount
Bionic investment advisor platform
2016
Fine Asian gourmet food is offered by an internet-first restaurant.
2016
Physical e-commerce kiosks are deployed for rural purchases in Indonesia.
2014
Fine Asian gourmet food is offered by an internet-first restaurant.
2016

Financial Statements - Shiksha Finance

Tata Steel revenue growth over time
Tata Steel profit and loss trends over time
Date Amount Transaction Name Valuation Lead Investors Investors
Jul, 2021 Amount Post-IPO - Grab Valuation

investors

Feb, 2021 Amount Post-IPO - Grab Valuation

investors

Jan, 2021 Amount Post-IPO - Grab Valuation

investors

Feb, 2021 Amount Post-IPO - Grab Valuation

investors

Shiksha Finance Comparisons

Employees
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Competitors of Shiksha Finance

Shiksha Finance operates in a dynamic and competitive business environment, facing competition from various established players and emerging companies in the market. The competitive landscape includes prominent companies such as Navient, Eduvanz, ClimbCredit, College Ave and PRAVALER, among others. This competitive environment drives innovation, market differentiation, and strategic positioning as companies strive to capture market share and deliver value to their customers. Understanding the competitive dynamics is crucial for assessing market positioning, identifying growth opportunities, and navigating the challenges inherent in a competitive marketplace.

Company Name Domain Founded year HQ Location Description
domain founded_year HQ Location
Student loans and federal servicing are provided by Navient.
domain founded_year HQ Location
Financial assistance is provided for education, career, and skills development.
domain founded_year HQ Location
Education loans are offered to students at partner schools.
domain founded_year HQ Location
Student loans marketplace for undergraduate and graduate education is operated.
domain founded_year HQ Location
Education loans are facilitated via an online platform for students.
domain founded_year HQ Location
Financial products for education loans and services are provided.
Company Name Domain Founded year HQ Location Description
domain founded_year HQ Location
Multiple services are booked via an app-based platform.
domain founded_year HQ Location
On-demand services are booked through an app-based platform.
domain founded_year HQ Location
App based platform offering on demand delivery and ride-hailing services
domain founded_year HQ Location
Operates an on-demand hyperlocal delivery app for food and groceries.

Latest news on Shiksha Finance

Frequently Asked Questions about Shiksha Finance

When was Shiksha Finance founded?

Shiksha Finance was founded in 2014 and raised its 1st funding round 1 year after it was founded.

Where is Shiksha Finance located?

Shiksha Finance is headquartered in Chennai, India. It is registered at Chennai, Tamil Nadu, India.

Is Shiksha Finance a funded company?

Shiksha Finance is a funded company, having raised a total of $12.1M across 9 funding rounds to date. The company's 1st funding round was a Series A of $7.9M, raised on Nov 23, 2015.

How many employees does Shiksha Finance have?

As of Mar 30, 2024, the latest employee count at Shiksha Finance is 314.

What is the annual revenue of Shiksha Finance?

Annual revenue of Shiksha Finance is $2.6M as on Mar 31, 2024.

What does Shiksha Finance do?

Shiksha Finance was established in 2014 in Chennai, India, within the financial services sector. Loans against property and microfinance options are extended to small and medium-sized enterprises as well as individuals facing financial constraints. Operations rely on technology for streamlined loan processing and distribution. Collaborations with additional financial entities are pursued to broaden access and support inclusion efforts. Emphasis is placed on straightforward and clear loan structures.

Who are the top competitors of Shiksha Finance?

Shiksha Finance's top competitors include GyanDhan, Auxilo and Eduvanz.

What products or services does Shiksha Finance offer?

Shiksha Finance offers Loan Against Property, BC-MFI Loans, and Education Loans.

Who are Shiksha Finance's investors?

Shiksha Finance has 17 investors. Key investors include Northern Arc Capital, Michael & Susan Dell Foundation, Zephyr Management, Lightrock India, and Zephyr Peacock.

What is Shiksha Finance's valuation?

The valuation of Shiksha Finance is $26.36M as of Dec 2019.

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