About Shriram Credit
Shriram Credit is a Financial Services company based in Chennai (India) founded in 1980 by AVS Raja, T Jayaraman, and Padmashree R Thyagarajan. It delivers financial solutions tailored for individuals and businesses. It operates on a B2B model. The company has 469 employees. Its focus areas include Banking and Lending, Credit and Financing and Personal and Business Loans. Similar companies include Manappuram Finance, IIFL Finance and L & T Finance Holdings; 1 of its 3 listed similar companies has raised funding.
Company details
Shriram Credit, founded in 1980 in Chennai, India, focuses on offering financial products and advice, banking and lending, credit and financing, and personal and business loans. Delivers financial solutions tailored for individuals and businesses. The company is dedicated to excellence, innovation, and customer satisfaction, ensuring sustainable practices and long-term success in its sectors.
- Headquarters Chennai, India
- Employees 469
- Founders AVS Raja, T Jayaraman, Padmashree R Thyagarajan
- SectorsFinancial Services
- Email••••••••
- Phone•••• ••••
- Website shriramcredit.in
- Annual Revenue$36.65 M (USD)as on Mar 31, 2024
- Employee Count469
Associated legal entities of Shriram Credit
Shriram Credit is associated with 5 registered companies on The Company Check. Each company page carries the filings, financials, charges and directors of that entity.
| Legal entity | Status | Incorporated | Registered in | Revenue (FY 2022) | Employees | Directors | Company page |
|---|---|---|---|---|---|---|---|
| Shriram Financial Products Solutions (Chennai) Private Limited CIN U67100TN2011PTC079652 | Amalgamated | 15 Mar 2011 | Chennai, Tamil Nadu | ₹58.9 Cr | 439 | 4 | View details |
| Shriram Investment Holdings Private Limited CIN U65923TN2009PTC071236 | Active | 03 Apr 2009 | Chennai, Tamil Nadu | ₹1,457 Cr | 4 | View details | |
| Shriram Credit Company Limited CIN U65993TN1980PLC008215 | Active | 10 Apr 1980 | Chennai, Tamil Nadu | ₹494 Cr | 12 | 8 | View details |
| Shriram Asset Management Company Limited Listed CIN L65991MH1994PLC079874 | Active | 27 Jul 1994 | Mumbai, Maharashtra | ₹12.2 Cr | 74 | 13 | View details |
| Shriram Insight Share Brokers Limited CIN U67120TN1995PLC031813 | Active | 13 Jun 1995 | Chennai, Tamil Nadu | ₹65.7 Cr | 375 | 5 | View details |
Board of directors of Shriram Credit
The boards of the 5 registered companies of Shriram Credit currently have 24 directors; the longest-serving is Akhilesh Kumar Singh, appointed in 2007. 70 earlier directors have ceased.
| Director | Designation | Appointed | Tenure | Entity |
|---|---|---|---|---|
| Akhilesh Kumar Singh DIN 00421577 | Director | 05 Nov 2007 | 19 yrs | Shriram Credit Company Limited, Shriram Financial Products Solutions (Chennai) Private Limited, Shriram Insight Share Brokers Limited |
| Ramasubramanian Chandrasekar DIN 00156485 | Director | 04 Aug 2011 | 15 yrs 3 mo | Shriram Financial Products Solutions (Chennai) Private Limited |
| Sanjay Kumar Jha DIN 06601910 | Whole-time director | 30 Sep 2015 | 11 yrs 1 mo | Shriram Insight Share Brokers Limited |
| Jasmit Singh Gujral DIN 00196707 | Director | 05 Feb 2016 | 10 yrs 9 mo | Shriram Credit Company Limited, Shriram Investment Holdings Private Limited |
| Saleem Ali DIN 07296177 | Director | 12 May 2017 | 9 yrs 5 mo | Shriram Credit Company Limited |
| Somasundaram Senthilnathan DIN 03579160 | Director | 07 May 2018 | 8 yrs 6 mo | Shriram Investment Holdings Private Limited |
| Rampal Singh DIN 05274873 | Director | 08 Jun 2020 | 6 yrs 4 mo | Shriram Financial Products Solutions (Chennai) Private Limited |
| Subhasri Sriram DIN 01998599 | Director | 25 Oct 2021 | 5 yrs | Shriram Asset Management Company Limited, Shriram Credit Company Limited |
| Ramamurthy Vaidyanathan DIN 00221577 | Director | 02 Feb 2022 | 4 yrs 9 mo | Shriram Asset Management Company Limited |
| Gaurav Makarand Patankar DIN 02640421 | Director | 28 Jun 2022 | 4 yrs 4 mo | Shriram Asset Management Company Limited |
| Amit Sankar Gupta DIN 00421673 | Additional Director | 11 Nov 2022 | 3 yrs 11 mo | Shriram Financial Products Solutions (Chennai) Private Limited |
| Ravi Devaki Venkataraman DIN 00171603 | Director | 23 Nov 2022 | 3 yrs 11 mo | Shriram Investment Holdings Private Limited |
| Umesh Govind Revankar DIN 00141189 | Director | 23 Nov 2022 | 3 yrs 11 mo | Shriram Investment Holdings Private Limited |
| Kartik Jain DIN 09800492 | Managing Director | 09 Jan 2023 | 3 yrs 9 mo | Shriram Asset Management Company Limited |
| Partha Pratim Hazra DIN 03277293 | CEO | 01 Feb 2024 | 2 yrs 9 mo | Shriram Insight Share Brokers Limited |
| Koodathumuriyil Verghese Eapen DIN 01613015 | Director | 06 Aug 2024 | 2 yrs 3 mo | Shriram Asset Management Company Limited |
| Sistla Uma Shanmukhi DIN 08165959 | Director | 06 Aug 2024 | 2 yrs 3 mo | Shriram Asset Management Company Limited |
| Pragadasan Shanmugam DIN 11087966 | Director | 30 Jul 2025 | 1 yr 3 mo | Shriram Asset Management Company Limited |
| Hakkithimmanahalli Krishna Gayathri DIN 03173181 | Director | 30 Jul 2025 | 1 yr 3 mo | Shriram Asset Management Company Limited |
| Roopa Venkatkrishnan DIN 05123463 | Director | 30 Jul 2025 | 1 yr 3 mo | Shriram Asset Management Company Limited |
| Sudarshan Rajasundaram DIN 02087470 | Director | 13 Oct 2025 | 1 yr | Shriram Credit Company Limited |
| Ajay Thomas John DIN 09416103 | Director | 13 Oct 2025 | 1 yr | Shriram Credit Company Limited |
| Thian Joost Fick DIN 10328186 | Additional Director | 10 Nov 2025 | 11 mo | Shriram Asset Management Company Limited |
| Parimal Rai DIN 00396446 | Additional Director | 01 Feb 2026 | 9 mo | Shriram Insight Share Brokers Limited |
People of Shriram Credit
3 people are tracked at Shriram Credit (3 in leadership); the tracked headcount is 469.
| Name | Role | Group |
|---|---|---|
AVS Raja | Co-Founder | Leadership |
T Jayaraman | Co-Founder | Leadership |
Padmashree R Thyagarajan | Co-Founder | Leadership |
Complete people profiles for Shriram Credit
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Financials of Shriram Credit
Figures of Shriram Asset Management Company Limited, the primary company behind Shriram Credit, for FY 2026. Revenue was ₹12.20 Cr (+81% year on year). Net loss was -₹20.32 Cr (-167% margin). EBITDA was -₹19.83 Cr (-163% margin). Revenue has grown at a compounded annual rate of +28% over three years and +18% over five years.
- ₹12.20 CrRevenue · FY 2026 · +81% YoY
- -₹20.32 CrNet loss · -167% margin
- -₹19.83 CrEBITDA · -163% margin
- ₹16.93 CrPaid-up capital
- 74Employees (provident fund records)
- +28%Revenue CAGR, 3 years
- +18%Revenue CAGR, 5 years
Balance sheet, profit and loss, cash flow and ratios of Shriram Asset Management Company Limited are on its company page.
Detailed financial statements for Shriram Credit
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Similar companies to Shriram Credit
Shriram Credit has 3 listed similar companies in our database, 1 of them funded. They include Manappuram Finance, IIFL Finance and L & T Finance Holdings.
| Company Name | Domain | Founded | HQ Location | Total funding | Employees | Description |
|---|---|---|---|---|---|---|
| manappuram.com | 1992 | Valapad, India | $39.98M | 32,076 | Consumer and SME loans are provided by Manappuram Finance. | |
| iifl.com | 1995 | Mumbai, India | 16,076 | Online gold, home, personal, and business loans are provided. | ||
| ltfs.com | 1994 | Mumbai, India | 39,216 | Diversified lending services are provided as a non-banking financial institution. |
Detailed similar companies of Shriram Credit
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Top companies in Consumer and SME Loans
3 companies that operate in the same segment as Shriram Credit (Consumer and SME Loans) in India, ranked by their profile score on The Company Check.
| Company | Description | Founded | Location | Total funding | Revenue | Employees |
|---|---|---|---|---|---|---|
Consumer and SME loans are provided by Manappuram Finance. | 1992 | Valapad, Kerala, India | USD 39.98 M | USD 1.01 B | 51,650 | |
Affordable home loans are extended to low and middle-income groups. | 2010 | Mumbai, Maharashtra, India | USD 209.7 M | USD 204.93 M | 1,634 | |
Diversified lending services are provided as a non-banking financial institution. | 1994 | Mumbai, Maharashtra, India | USD 1.9 B | 167 |
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Related news about Shriram Credit
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Frequently Asked Questions about Shriram Credit
Shriram Credit was founded in 1980.
Shriram Credit is headquartered in Chennai, India. It is registered at Chennai, Tamil Nadu, India.
Shriram Credit has 469 employees.
Annual revenue of Shriram Credit is $36.65M as on Mar 31, 2024.
Shriram Credit, founded in 1980 in Chennai, India, focuses on offering financial products and advice, banking and lending, credit and financing, and personal and business loans. Delivers financial solutions tailored for individuals and businesses. The company is dedicated to excellence, innovation, and customer satisfaction, ensuring sustainable practices and long-term success in its sectors.
Shriram Credit's top competitors include Manappuram Finance, L & T Finance Holdings and IIFL Finance.
Shriram Credit is associated with 5 legal entities: Shriram Asset Management Company Limited, Shriram Credit Company Limited, Shriram Investment Holdings Private Limited and others.
The legal entities of Shriram Credit currently have 28 directors, including Ramamurthy Vaidyanathan, Kartik Jain, Subhasri Sriram and others.