About Smart Prism Fincap
Smart Prism Fincap is a Financial Services company based in Delhi (India) founded in 2019. It provides loans and financial services for agriculture and business needs worldwide. It operates on a B2B and Lending Services model in Financial Services and Agriculture sectors. Its Indian entity Smart Prism Fincap Private Limited reported revenue of ₹2.36 Cr. Smart Prism Fincap offers products and services including Working Capital Loan, Loan against Warehouse Receipts, and Other Business Loans. Its focus areas include FinTech, Lending, Business Loans and Working Capital. Similar companies include Manappuram Finance, L & T Finance Holdings and IIFL Finance; 1 of its 3 listed similar companies has raised funding.
Company details
Smart Prism Fincap is a financial services company licensed by the Reserve Bank of India, focusing on loans for agriculture and related sectors. It offers working capital loans, loans against warehouse receipts, and other business loans, using assets as collateral. Based in New Delhi, India, the company serves clients in agriculture and other industries, addressing seasonal financing needs with experienced banking experts.
- Headquarters Delhi, India
- SectorsFinancial ServicesAgriculture
- Email••••••••
- Website smartprismfincap.com
- Legal Name Smart Prism Fincap Private Limited
- Date of Incorporation 25 Jul, 2019
- Jurisdiction New Delhi, Delhi, India
- Annual Revenue₹2.36 Cr
FY 2025 · +77% YoY
- Net Profit₹56.9 Lakh
FY 2025 · 24% margin
- EBITDA₹82 Lakh
FY 2025 · 35% margin
Associated legal entities of Smart Prism Fincap
Smart Prism Fincap operates through Smart Prism Fincap Private Limited (active). Its filings, financials, charges and directors are on the company page.
| Legal entity | Status | Incorporated | Registered in | Revenue (FY 2025) | Employees | Directors | Company page |
|---|---|---|---|---|---|---|---|
| Smart Prism Fincap Private Limited CIN U65990DL2019PTC353036 | Active | 25 Jul 2019 | New Delhi, Delhi | ₹2.4 Cr | 2 | View details |
Products & Services of Smart Prism Fincap
Smart Prism Fincap offers a comprehensive portfolio of products and services, including Working Capital Loan, Loan against Warehouse Receipts, and Other Business Loans.
Provides funding for business operational needs in agriculture.
Offers loans secured by stored agricultural products.
Supports various loans for additional business requirements.
Board of directors of Smart Prism Fincap Private Limited (Smart Prism Fincap)
Smart Prism Fincap Private Limited is the primary company behind Smart Prism Fincap. The board of Smart Prism Fincap Private Limited currently have 2 directors; the longest-serving is Pradeep Lalwani, appointed in 2019. 2 earlier directors have ceased.
| Director | Designation | Appointed | Tenure | Entity |
|---|---|---|---|---|
| Pradeep Lalwani DIN 02395247 | Director | 25 Jul 2019 | 7 yrs 3 mo | Smart Prism Fincap Private Limited |
| Neeti Garg DIN 08520259 | Director | 25 Jul 2019 | 7 yrs 3 mo | Smart Prism Fincap Private Limited |
Financials of Smart Prism Fincap
Figures of Smart Prism Fincap Private Limited, the primary company behind Smart Prism Fincap, for FY 2025. Revenue was ₹2.36 Cr (+77% year on year). Net profit was ₹56.9 Lakh (24% margin). EBITDA was ₹82 Lakh (35% margin). Revenue has grown at a compounded annual rate of +126% over three years and +131% over five years.
- ₹2.36 CrRevenue · FY 2025 · +77% YoY
- ₹56.9 LakhNet profit · 24% margin
- ₹82 LakhEBITDA · 35% margin
- ₹6.00 CrPaid-up capital
- +126%Revenue CAGR, 3 years
- +131%Revenue CAGR, 5 years
Balance sheet, profit and loss, cash flow and ratios of Smart Prism Fincap Private Limited are on its company page.
Detailed financial statements for Smart Prism Fincap
Statement rows, ratios, five-year trends and downloadable financials of the group companies require an active premium plan.
- Statement rows
- Financial ratios
- Five-year trends
- Downloads
Verified entity values are shown only after access is granted.
Similar companies to Smart Prism Fincap
Smart Prism Fincap has 3 listed similar companies in our database, 1 of them funded. They include Manappuram Finance, L & T Finance Holdings and IIFL Finance.
| Company Name | Domain | Founded | HQ Location | Total funding | Employees | Description |
|---|---|---|---|---|---|---|
| manappuram.com | 1992 | Valapad, India | $39.98M | 32,076 | Consumer and SME loans are provided by Manappuram Finance. | |
| ltfs.com | 1994 | Mumbai, India | 39,216 | Diversified lending services are provided as a non-banking financial institution. | ||
| iifl.com | 1995 | Mumbai, India | 16,076 | Online gold, home, personal, and business loans are provided. |
Detailed similar companies of Smart Prism Fincap
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- Full competitor set
- Operating metrics
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Verified entity values are shown only after access is granted.
Top companies in Alternative Lending
3 companies that operate in the same segment as Smart Prism Fincap (Alternative Lending) in India, ranked by their profile score on The Company Check.
| Company | Description | Founded | Location | Total funding | Revenue | Employees |
|---|---|---|---|---|---|---|
Payment acceptance and processing solutions provider for businesses | 2018 | Gurugram, Haryana, India | USD 589.25 M | USD 179.52 M | 3,670 | |
Technology platform for real estate transactions and mortgages is provided. | 2014 | Gurugram, Haryana, India | USD 97.98 M | USD 28.9 M | 9,619 | |
Financial services are provided, specializing in personal and business loans. | 2016 | Mumbai, Maharashtra, India | USD 320.39 M | USD 185.7 M | 2,787 |
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Frequently Asked Questions about Smart Prism Fincap
Smart Prism Fincap was founded in 2019.
Smart Prism Fincap is headquartered in Delhi, India. It is registered at Delhi, Delhi, India.
The primary company behind Smart Prism Fincap, Smart Prism Fincap Private Limited, reported revenue of ₹2.36 Cr for FY 2025, up 77% year on year.
Smart Prism Fincap is a financial services company licensed by the Reserve Bank of India, focusing on loans for agriculture and related sectors. It offers working capital loans, loans against warehouse receipts, and other business loans, using assets as collateral. Based in New Delhi, India, the company serves clients in agriculture and other industries, addressing seasonal financing needs with experienced banking experts.
Smart Prism Fincap's top competitors include Manappuram Finance, L & T Finance Holdings and IIFL Finance.
Smart Prism Fincap offers Working Capital Loan, Loan against Warehouse Receipts, and Other Business Loans.
Smart Prism Fincap operates through Smart Prism Fincap Private Limited.
The legal entities of Smart Prism Fincap currently have 2 directors, including Pradeep Lalwani, Neeti Garg.