About SMEO
SMEO is a Financial Services company based in Warsaw (Poland) founded in 2017 by Michal Pawlik. Invoice factoring services are offered online to entrepreneurs and freelancers. SMEO has raised $4.84 million across 1 funding round from investors including Finch Capital and Precapital. Its chief executive, as recorded, is Michal Pawlik. SMEO offers products and services including Faktoring, Pożyczka Ratalna, Faktoring Eksportowy, Faktoring z Ubezpieczeniem, and Faktoring z Cesją Globalną. Its focus areas include FinTech, Alternative Lending, Online Lenders and Business Loans. Its competitors include Fandla and Smart Faktor; 1 of its 2 listed competitors has raised funding.
Company details
SMEO was founded in 2017 in Warsaw, Poland, as an online platform in the fintech sector focused on invoice factoring. Entrepreneurs and freelancers are enabled to register by submitting personal and business details. Invoices are uploaded via images, and credit histories for underbanked users are assessed through big data, AI, machine learning, and automated scoring algorithms. Operations center on facilitating quick financing based on invoice data.
- Annual Revenue$1.61 M (USD)81as on Dec 31, 2021
- Net Profit-$1.69 M (USD)8as on Dec 31, 2021
- EBITDA-$513.85 K (USD)37as on Dec 31, 2021
- Total Equity Funding$4.84M (USD)
in 1 rounds
- Latest Funding Round$4.84M (USD), Series A
Dec 2020
- InvestorsFinch Capital
& 1 more
Products & Services of SMEO
SMEO offers a comprehensive portfolio of products and services, including Faktoring, Pożyczka Ratalna, Faktoring Eksportowy, Faktoring z Ubezpieczeniem, and Faktoring z Cesją Globalną.
Finances invoices to provide immediate cash flow for businesses
Offers installment loans from 5,000 to 200,000 PLN for business investments
Supports financing for international invoices in PLN or EUR
Provides insured invoice financing to mitigate payment risks
Enables global assignment of invoices for ongoing financing needs
Funding Insights of SMEO
SMEO has successfully raised a total of $4.84M through 1 strategic funding round. The most recent funding activity was a Series A round of $4.84 million completed in December 2020. This substantial capital infusion reflects strong investor confidence in the company's business model, growth potential, and market opportunities. The funding enables strategic expansion, product development, market penetration, and operational scaling to drive long-term value creation and competitive advantage.
- Total Funding $4.84M
- Total Rounds 1
- Last Round Series A — $4.84M
- First Round $4.84M
(Dec 2020)
- Investors Count 2
All 1 funding rounds of SMEO with amounts and investors; the two latest post-money valuations are shown, the rest are part of the premium plan.
| Date | Amount | Transaction Name | Valuation | Lead Investors | Investors |
|---|---|---|---|---|---|
| Dec 2020 | $4.84M | Series A | – | Finch Capital, Precapital | – |
2 investors in total: 2 institutional.
Investors in SMEO
SMEO has secured backing from 2 investors, including venture fund investors. Prominent investors backing the company include Finch Capital and Precapital.
| Investor | Description | Founded Year | Domain | Location |
|---|---|---|---|---|
Early-stage tech and offline focused VC firm investing in geographies such as Europe and South East Asia | finchcapital.com | Amsterdam, Netherlands | ||
Precapital is engaged in investments in real estate, technology, and energy transformation projects. | precapital.pl | Krakow, Poland |
Investor details for SMEO
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- Complete investor list
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- Investor portfolios
- Co-investor network
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People of SMEO
1 people are tracked at SMEO (1 in leadership).
| Name | Role | Group |
|---|---|---|
Michal Pawlik | Co-Founder & CEO | Leadership |
Complete people profiles for SMEO
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- Full employee list
- Team structure
- Board tenure
- Professional contacts
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Timeline of SMEO
2 dated milestones of SMEO across 3 years, from founding to its latest funding, stage changes and deals.
- Founded SMEO is founded.
- Funding First funding round of $4.8M.
Competitors of SMEO
SMEO has 2 listed competitors in our database, 1 of them funded. They include Fandla and Smart Faktor.
| Company Name | Domain | Founded | HQ Location | Total funding | Employees | Description |
|---|---|---|---|---|---|---|
| fandla.com | 2016 | Wola, Poland | $528,120 | Provides internet-first solutions for working capital loans. | ||
| smartfaktor.pl | 2016 | Bialystok, Poland | Working capital loans are provided to businesses by Smart Faktor. |
Detailed competitors of SMEO
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- Full competitor set
- Operating metrics
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Web traffic of SMEO
The website of SMEO (smeo.pl) receives about 6.4K visits a month.
- Monthly visits6.4K
▲ 22.7% vs previous month
Websites whose visitors overlap most with SMEO. Affinity shows how closely the audiences match.
| Website | Domain | Audience affinity | Monthly visits | Global rank | Profile |
|---|---|---|---|---|---|
fines.pl | fines.pl | 100% | #1,996,841 | – | |
indos.pl | indos.pl | 90% | #4,340,160 | – | |
nfg.pl | nfg.pl | 84% | #819,579 | – | |
adamgrzesik.pl | adamgrzesik.pl | 81% | #1,483,225 | – | |
| bgk.pl | 81% | #146,168 | View details | ||
| •••••••••• | ••••••.com | ••% | •.•M | #••••• | – |
| •••••••••• | ••••••.com | ••% | •.•M | #••••• | – |
| •••••••••• | ••••••.com | ••% | •.•M | #••••• | – |
All 21 similar websites and full traffic analytics for SMEO
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- 21 similar websites
- Audience overlap
- Engagement analytics
- Traffic by brand
Verified entity values are shown only after access is granted.
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Related news about Smeo
Complete news archive for SMEO
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Frequently Asked Questions about SMEO
SMEO was founded in 2017 and raised its 1st funding round 3 years after it was founded.
SMEO is headquartered in Warsaw, Poland.
Michal Pawlik is the CEO of SMEO, as recorded in our data. They have also founded this company.
SMEO is a funded company, having raised a total of $4.84M across 1 funding round to date. The company's 1st funding round was a Series A of $4.84M, raised on Dec 2020.
Annual revenue of SMEO is $1.61M as on Dec 31, 2021.
SMEO was founded in 2017 in Warsaw, Poland, as an online platform in the fintech sector focused on invoice factoring. Entrepreneurs and freelancers are enabled to register by submitting personal and business details. Invoices are uploaded via images, and credit histories for underbanked users are assessed through big data, AI, machine learning, and automated scoring algorithms. Operations center on facilitating quick financing based on invoice data.
SMEO's top competitors include Smart Faktor and Fandla.
SMEO offers Faktoring, Pożyczka Ratalna, Faktoring Eksportowy, Faktoring z Ubezpieczeniem, and Faktoring z Cesją Globalną.
SMEO has 2 investors. Key investors include Finch Capital, and Precapital.