Sonata Finance

Lucknow, India Founded: 2006 • Age: 20 yrs Acquired By Kotak Mahindra Bank
Micro loans in UP and North India
Annual revenue $41.9M Latest available
Total funding $40.5M 9 rounds
Employees 3366 Tracked headcount
Investors 18 Known backers
Products 4 Services tracked
Competitors 11 Brand Intelligence

About Sonata Finance

Sonata Finance is a company based in Lucknow (India) founded in 2006 by Sivarami Reddy and Anup Singh was acquired by Kotak Mahindra Bank in February 2023. Sonata Finance has raised $40.5 million across 9 funding rounds from investors including Kotak Mahindra Bank, SIDBI and Triodos Bank. The company has 3,366 employees as of April 07, 2024. Sonata Finance offers products and services including Income Generating Loans, Utility Loans, Individual Lending, and Group Lending. Sonata Finance operates in a competitive market with competitors including AU Small Finance Bank, Utkarsh Bank, Ujjivan Small Finance Bank, Equitas Small Finance Bank and Spandana Sphoorty Financial, among others.

  • Headquarter Lucknow, India
  • Employees 3366 as on 07 Apr, 2024
  • Founders Sivarami Reddy, Anup Singh
  • Stage Minicorn
  • Sectors
    Financial Services
  • Email
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  • Phone
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  • Website
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  • Social
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  • Legal Name Sonata Finance Private Limited
  • Date of Incorporation 06 Apr, 1995
  • Jurisdiction Lucknow, Uttar Pradesh, India
Operational Areas
Financial Services → Insurance & Risk Management Unlock Sub-Sector Unlock Segment
Key Metrics
  • Annual Revenue
    $41.87 M (USD)
    24.07
    as on Mar 31, 2019
  • Net Profit
    $2.63 M (USD)
    156.19
    as on Mar 31, 2019
  • EBITDA
    $19.65 M (USD)
    116.1
    as on Mar 31, 2019
  • Total Equity Funding
    $40.5 M (USD)

    in 9 rounds

  • Latest Funding Round
    $6 M (USD), Debt – Conventional

    Oct 13, 2022

  • Investors
  • Employee Count
    3366

    as on Apr 07, 2024

  • Acquired by
    Kotak Mahindra Bank

    (Feb 10, 2023)

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Products & Services of Sonata Finance

Sonata Finance offers a comprehensive portfolio of products and services, including Income Generating Loans, Utility Loans, Individual Lending, and Group Lending.

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Primary

Loans for supporting income-generating activities in underdeveloped regions.

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Loans provided to existing clients for affordable utility needs.

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Personal loans for individuals in poor communities.

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Loans to groups for collective responsibility and support.

Funding Insights of Sonata Finance

Sonata Finance has successfully raised a total of $40.5M across 9 strategic funding rounds. The most recent funding activity was a Debt – Conventional round of $6 million completed in October 2022. This substantial capital infusion reflects strong investor confidence in the company's business model, growth potential, and market opportunities. The funding enables strategic expansion, product development, market penetration, and operational scaling to drive long-term value creation and competitive advantage.

Investors in Sonata Finance

Sonata Finance has secured backing from 18 investors, including venture fund, institutional, and angel investors. Prominent investors backing the company include Kotak Mahindra Bank, SIDBI and Triodos Bank.

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Venture Fund
Institutional
Angel
Investor Description Founded Year Domain Location
Impact investing in emerging markets through private equity and credit services.
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Economic development investments are financed through specialized solutions by Proparco.
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Diversified investment portfolios are managed for various clients.
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Investor details for Sonata Finance

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Investments & Acquisitions by Sonata Finance

Investments
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Investment portfolio details for Sonata Finance

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Financial Statements - Sonata Finance

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Detailed financials for Sonata Finance

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  • Profit trends
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Sonata Finance Comparisons

Sonata Finance Primary company
Description
Micro loans in UP and North India
Location
Lucknow, India
Founded Year
2006
Annual Revenue
$41.87 M (USD)
Net Profit
$2.63 M (USD)
EBITDA
$19.65 M (USD)
Employees
3,366
As of 2024
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Peer comparison for Sonata Finance

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Competitors of Sonata Finance

Sonata Finance operates in a dynamic and competitive business environment, facing competition from various established players and emerging companies in the market. The competitive landscape includes prominent companies such as AU Small Finance Bank, Utkarsh Bank, Ujjivan Small Finance Bank, Equitas Small Finance Bank and Spandana Sphoorty Financial, among others.

Company Name Domain Founded year HQ Location Description
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Collateralised loans for commercial vehicles are extended to rural entrepreneurs.
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Small finance bank
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Small finance services are extended to underserved segments in India.
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Small finance bank
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Microfinance loans are extended to low-income households for various needs.
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Small finance bank offering savings accounts, deposits, and loan products
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Detailed competitors of Sonata Finance

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Latest news on Sonata Finance

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Complete news archive for Sonata Finance

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Frequently Asked Questions about Sonata Finance

Sonata Finance was founded in 2006 and raised its 1st funding round 1 year after it was founded.

Sonata Finance is headquartered in Lucknow, India. It is registered at Lucknow, Uttar Pradesh, India.

Anup Singh is the current CEO of Sonata Finance. They have also founded this company.

Sonata Finance is a funded company, having raised a total of $40.5M across 9 funding rounds to date.

As of Apr 07, 2024, the latest employee count at Sonata Finance is 3,366.

Annual revenue of Sonata Finance is $41.87M as on Mar 31, 2019.

Sonata Finance provides micro loans to women in North India. It disburses loans both through through a joint liability model and as individual loans. It has a network of 192 branches through which it reaches 372,000 customers. It provides loans in the range of Rs. 7,000 - Rs. 50,000 for income generation activities. Its primary area of operations is Uttar Pradesh. Bellwether Microfinance Fund (managed by Caspian Advisors) is a promoter and India Financial Inclusion Fund is an equity investor in the firm.

Sonata Finance's top competitors include AU Small Finance Bank, Ujjivan Small Finance Bank and Jana Small Finance Bank.

Sonata Finance offers Income Generating Loans, Utility Loans, Individual Lending, and Group Lending.

Sonata Finance has 18 investors. Key investors include Kotak Mahindra Bank, SIDBI, Triodos Bank, Proparco, and Michael & Susan Dell Foundation.

The valuation of Sonata Finance is $59.09M as of May 2018.

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