Sonata Finance

Lucknow, India Founded: 2006 • Age: 20 yrs Acquired By Kotak Mahindra Bank
Micro loans in UP and North India
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About Sonata Finance

Sonata Finance is a company based in Lucknow (India) founded in 2006 by Sivarami Reddy and Anup Singh was acquired by Kotak Mahindra Bank in February 2023.. Sonata Finance has raised $40.5 million across 9 funding rounds from investors including Kotak Mahindra Bank, SIDBI and Triodos Bank. The company has 3,366 employees as of April 07, 2024. Sonata Finance offers products and services including Income Generating Loans, Utility Loans, Individual Lending, and Group Lending. Sonata Finance operates in a competitive market with competitors including AU Small Finance Bank, Utkarsh Bank, Ujjivan Small Finance Bank, Equitas Small Finance Bank and Spandana Sphoorty Financial, among others.

  • Headquarter Lucknow, India
  • Employees 3366 as on 07 Apr, 2024
  • Founders Sivarami Reddy, Anup Singh
  • Stage Minicorn
  • Sectors
    Financial Services
  • Email
    ***********
  • Phone
    *********
  • Website
    *********
  • Social
    *********
  • Legal Name Sonata Finance Private Limited
  • Date of Incorporation 06 Apr, 1995
  • Jurisdiction Lucknow, Uttar Pradesh, India
Operational Areas
Financial Services → Insurance & Risk Management
Key Metrics
  • Annual Revenue
    $41.87 M (USD)
    24.07
    as on Mar 31, 2019
  • Net Profit
    $2.63 M (USD)
    156.19
    as on Mar 31, 2019
  • EBITDA
    $19.65 M (USD)
    116.1
    as on Mar 31, 2019
  • Total Equity Funding
    $40.5 M (USD)

    in 9 rounds

  • Latest Funding Round
    $6 M (USD), Debt – Conventional

    Oct 13, 2022

  • Investors
  • Employee Count
    3366

    as on Apr 07, 2024

  • Acquired by
    Kotak Mahindra Bank

    (Feb 10, 2023)

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Products & Services of Sonata Finance

Sonata Finance offers a comprehensive portfolio of products and services, including Income Generating Loans, Utility Loans, Individual Lending, and Group Lending. The company's diverse product and service offerings are designed to meet the evolving needs of its customers, address market demands, and provide comprehensive solutions that drive value creation and customer satisfaction across various segments and use cases.

Primary

Loans for supporting income-generating activities in underdeveloped regions.

Loans provided to existing clients for affordable utility needs.

Personal loans for individuals in poor communities.

Loans to groups for collective responsibility and support.

Funding Insights of Sonata Finance

Sonata Finance has successfully raised a total of $40.5M across 9 strategic funding rounds. The most recent funding activity was a Debt – Conventional round of $6 million completed in October 2022. This substantial capital infusion reflects strong investor confidence in the company's business model, growth potential, and market opportunities. The funding enables strategic expansion, product development, market penetration, and operational scaling to drive long-term value creation and competitive advantage.

  • Total Funding
  • Total Rounds 9
  • Last Round Debt – Conventional — $6.0M
  • First Round

    (31 Mar 2007)

  • Investors Count 17
Date Amount Transaction Name Valuation Lead Investors Investors
Oct, 2022 Amount Debt – Conventional - Sonata Finance Valuation

investors

May, 2018 Amount Series D - Sonata Finance Valuation Creation Investments , Proparco
Nov, 2016 Amount Series D - Sonata Finance Valuation Proparco , Triodos Bank
Date Amount Transaction Name Valuation Lead Investors Investors
Jul, 2021 Amount Post-IPO - Grab Valuation

investors

Feb, 2021 Amount Post-IPO - Grab Valuation

investors

Jan, 2021 Amount Post-IPO - Grab Valuation

investors

Feb, 2021 Amount Post-IPO - Grab Valuation

investors

Investors in Sonata Finance

Sonata Finance has secured backing from 18 investors, including venture fund, institutional, and angel investors. Prominent investors backing the company include Kotak Mahindra Bank, SIDBI and Triodos Bank. This diverse investor base provides strategic capital, industry expertise, and valuable network connections that support the company's growth initiatives, market expansion, and long-term value creation.

All
Venture Fund
Institutional
Angel
Investor Description Founded Year Domain Location
Impact investing in emerging markets through private equity and credit services.
Founded Year Domain Location
Economic development investments are financed through specialized solutions by Proparco.
Founded Year Domain Location
Diversified investment portfolios are managed for various clients.
Founded Year Domain Location
Investor Description Founded Year Domain Location
Single family office of Amitabh Bachchan, founder of Amitabh Bachchan Corporation or AB CORP
Founded Year Domain Location
Startup ecosystems are ignited through strategic investments by Signite Partners.
Founded Year Domain Location
Venture capital is directed toward companies in multiple sectors.
Founded Year Domain Location
Venture capital is invested in cybersecurity, fintech, and AI startups.
Founded Year Domain Location

Investments & Acquisitions by Sonata Finance

Investments
Company Name Description Domain Location Founded Year Amount
Bionic investment advisor platform
2016
Fine Asian gourmet food is offered by an internet-first restaurant.
2016
Physical e-commerce kiosks are deployed for rural purchases in Indonesia.
2014
Fine Asian gourmet food is offered by an internet-first restaurant.
2016

Financial Statements - Sonata Finance

Tata Steel revenue growth over time
Tata Steel profit and loss trends over time
Date Amount Transaction Name Valuation Lead Investors Investors
Jul, 2021 Amount Post-IPO - Grab Valuation

investors

Feb, 2021 Amount Post-IPO - Grab Valuation

investors

Jan, 2021 Amount Post-IPO - Grab Valuation

investors

Feb, 2021 Amount Post-IPO - Grab Valuation

investors

Sonata Finance Comparisons

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Competitors of Sonata Finance

Sonata Finance operates in a dynamic and competitive business environment, facing competition from various established players and emerging companies in the market. The competitive landscape includes prominent companies such as AU Small Finance Bank, Utkarsh Bank, Ujjivan Small Finance Bank, Equitas Small Finance Bank and Spandana Sphoorty Financial, among others. This competitive environment drives innovation, market differentiation, and strategic positioning as companies strive to capture market share and deliver value to their customers. Understanding the competitive dynamics is crucial for assessing market positioning, identifying growth opportunities, and navigating the challenges inherent in a competitive marketplace.

Company Name Domain Founded year HQ Location Description
domain founded_year HQ Location
Collateralised loans for commercial vehicles are extended to rural entrepreneurs.
domain founded_year HQ Location
Small finance bank
domain founded_year HQ Location
Small finance services are extended to underserved segments in India.
domain founded_year HQ Location
Small finance bank
domain founded_year HQ Location
Microfinance loans are extended to low-income households for various needs.
domain founded_year HQ Location
Small finance bank offering savings accounts, deposits, and loan products
Company Name Domain Founded year HQ Location Description
domain founded_year HQ Location
Multiple services are booked via an app-based platform.
domain founded_year HQ Location
On-demand services are booked through an app-based platform.
domain founded_year HQ Location
App based platform offering on demand delivery and ride-hailing services
domain founded_year HQ Location
Operates an on-demand hyperlocal delivery app for food and groceries.

Latest news on Sonata Finance

Frequently Asked Questions about Sonata Finance

When was Sonata Finance founded?

Sonata Finance was founded in 2006 and raised its 1st funding round 1 year after it was founded.

Where is Sonata Finance located?

Sonata Finance is headquartered in Lucknow, India. It is registered at Lucknow, Uttar Pradesh, India.

Who is the current CEO of Sonata Finance?

Anup Singh is the current CEO of Sonata Finance. They have also founded this company.

Is Sonata Finance a funded company?

Sonata Finance is a funded company, having raised a total of $40.5M across 9 funding rounds to date. The company's 1st funding round was a Series D of $12.59M, raised on Mar 31, 2007.

How many employees does Sonata Finance have?

As of Apr 07, 2024, the latest employee count at Sonata Finance is 3,366.

What is the annual revenue of Sonata Finance?

Annual revenue of Sonata Finance is $41.87M as on Mar 31, 2019.

What does Sonata Finance do?

Sonata Finance provides micro loans to women in North India. It disburses loans both through through a joint liability model and as individual loans. It has a network of 192 branches through which it reaches 372,000 customers. It provides loans in the range of Rs. 7,000 - Rs. 50,000 for income generation activities. Its primary area of operations is Uttar Pradesh. Bellwether Microfinance Fund (managed by Caspian Advisors) is a promoter and India Financial Inclusion Fund is an equity investor in the firm.

Who are the top competitors of Sonata Finance?

Sonata Finance's top competitors include AU Small Finance Bank, Ujjivan Small Finance Bank and Jana Small Finance Bank.

What products or services does Sonata Finance offer?

Sonata Finance offers Income Generating Loans, Utility Loans, Individual Lending, and Group Lending.

Who are Sonata Finance's investors?

Sonata Finance has 18 investors. Key investors include Kotak Mahindra Bank, SIDBI, Triodos Bank, Proparco, and Michael & Susan Dell Foundation.

What is Sonata Finance's valuation?

The valuation of Sonata Finance is $59.09M as of May 2018.

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