About S.P. Capital Financing
S.P. Capital Financing is a publicly listed company based in Mumbai (India) founded in 1983 by Sureshkumar Pukhraj Jain. Diversified loans for small and medium enterprises are provided. Its Indian entity S P Capital Financing Ltd reported revenue of ₹11.64 Cr. Its focus areas include Consumer and SME Loans, SME Loans and Diversified. Similar companies include Manappuram Finance, L & T Finance Holdings and IIFL Finance; 1 of its 3 listed similar companies has raised funding.
Company details
S.P. Capital Financing was established in 1983 in Mumbai, India, as a provider in the financing sector. Loans are extended to small and medium-sized enterprises through diversified offerings. Operations are centered on supporting SME growth with tailored financial services. The company is directed by Founder and Managing Director Sureshkumar Pukhraj Jain, with activities conducted primarily in India.
- Headquarters Mumbai, India
- Founders Sureshkumar Pukhraj Jain
- Stage Public
- SectorsFinancial Services
- Email••••••••
- Phone•••• ••••
- Website spcapital.in
- Legal Name Sp Capital Financing Ltd.
- Market Cap₹31.87 Cr
SPCAPIT · BSE
- Share Price₹53.50
+0.89% today
- Revenue₹10.52 Cr
FY 2025-26 · +93.0% YoY
- EBITDA₹9.37 Cr
Margin 89.1%
- Net Profit₹3.51 Cr
FY 2025-26 · +281.5% YoY
- P/E (TTM)8.2x
P/B 1.2x
- ROE13.6%
ROCE 7.7%
- Debt / Equity1.45
Interest cover 54.3x
Associated legal entities of S.P. Capital Financing
S.P. Capital Financing operates through S P Capital Financing Ltd, a listed company (active). Its filings, financials, charges and directors are on the company page.
| Legal entity | Status | Incorporated | Registered in | Revenue (FY 2026) | Employees | Directors | Company page |
|---|---|---|---|---|---|---|---|
| S P Capital Financing Ltd Listed CIN L74140MH1983PLC029494 | Active | 08 Mar 1983 | Mumbai, Maharashtra | ₹11.6 Cr | 9 | 6 | View details |
Board of directors of S P Capital Financing Ltd (S.P. Capital Financing)
S P Capital Financing Ltd is the primary company behind S.P. Capital Financing. The board of S P Capital Financing Ltd currently have 4 directors; the longest-serving is Sureshchand Premchand Jain, appointed in 1992. 9 earlier directors have ceased.
| Director | Designation | Appointed | Tenure | Entity |
|---|---|---|---|---|
| Sureshchand Premchand Jain DIN 00004402 | Managing Director | 15 Dec 1992 | 33 yrs 10 mo | S P Capital Financing Ltd |
| Meena Sureshchand Jain DIN 00004413 | Director | 25 Mar 2015 | 11 yrs 7 mo | S P Capital Financing Ltd |
| Rajendra Ladakchand Jain DIN 00473752 | Director | 13 Feb 2020 | 6 yrs 8 mo | S P Capital Financing Ltd |
| Arun Kumar Nayar DIN 02015803 | Director | 13 Aug 2024 | 2 yrs 2 mo | S P Capital Financing Ltd |
People of S.P. Capital Financing
1 people are tracked at S.P. Capital Financing (1 in leadership).
| Name | Role | Group |
|---|---|---|
Sureshkumar Pukhraj Jain | Founder & Managing Director | Leadership |
Complete people profiles for S.P. Capital Financing
Full employee and board profiles, team structure, tenure and professional contact details require an active premium plan.
- Full employee list
- Team structure
- Board tenure
- Professional contacts
Verified entity values are shown only after access is granted.
IPO & Listings of S.P. Capital Financing
S.P. Capital Financing is a publicly listed company on the BSE with ticker symbol SPCAPIT in India, operating in the Finance sector. As a publicly traded entity, the company provides investors with opportunities to participate in its growth story through equity ownership. The listing enables access to capital markets, enhances corporate visibility, and provides liquidity for shareholders while maintaining transparency through regulatory compliance and regular financial disclosures.
- IPO date23 May 1995
- Listed onBSE: 530289
- Listed entitySP Capital Financing Ltd.
- Exchange sectorFinance
- ISININE102F01015
- Share price₹51.00 (-1.47% on the day) · 2026-10-14
- Market capitalisation₹31.1 Cr
- Price to earnings7.6
- EPS (diluted, trailing year)₹6.70
- Dividend yield1.86%
- Volume (last session)153
Financials of S.P. Capital Financing
Exchange-reported figures of S P Capital Financing Ltd, the listed company behind S.P. Capital Financing (BSE: SPCAPIT).
Financial Highlights
FY 2025-26 · ConsolidatedRevenue vs Net Profit ₹ Cr
Margin trends
Financial summary ₹ Cr
| Metrics | FY 2025-26 | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 | FY 2019-20 |
|---|---|---|---|---|---|---|---|
| Income statement | |||||||
| Revenue | 10.52 | 5.45 | 2.55 | 1.57 | 0.84 | 5.85 | 2.48 |
| Revenue growth | +93.0% | +113.7% | +62.4% | +86.9% | -85.6% | +135.9% | - |
| EBITDA | 9.37 | 4.29 | 1.76 | 0.93 | 0.43 | 5.55 | 0.22 |
| EBITDA margin | +89.1% | +78.7% | +69.0% | +59.2% | +51.2% | +94.9% | +8.9% |
| Profit before tax | 5.40 | 1.54 | 0.74 | 0.82 | 1.84 | 5.46 | 0.21 |
| Net profit | 3.51 | 0.92 | 0.57 | 0.63 | 0.25 | 5.43 | 0.15 |
| Net profit margin | +33.4% | +16.9% | +22.4% | +40.1% | +29.8% | +92.8% | +6.1% |
| EPS (₹) | 5.85 | 1.51 | 0.94 | 1.04 | 2.37 | 9.05 | 0.27 |
| Balance sheet | |||||||
| Total assets | 149 | 125 | 80.59 | 36.76 | 27.86 | 21.79 | 16.58 |
| Net worth | 56.78 | 55.03 | 54.71 | 22.50 | 22.95 | 21.75 | 16.32 |
| Total debt | 91.92 | 70.30 | 25.88 | 14.26 | 4.91 | 0.03 | 0.26 |
| Cash & bank | 0.60 | 1.10 | 7.98 | 0.63 | 5.10 | 1.73 | 4.82 |
| Net working capital | 0.18 | 0.40 | 7.62 | 0.64 | 4.68 | 1.45 | 5.65 |
| Cash flow | |||||||
| Cash from operations | 5.14 | 1.36 | 1.12 | 10.39 | 2.04 | (2.87) | (0.30) |
| Cash from investing | (25.16) | (50.56) | (35.89) | (23.76) | (3.25) | 0.00 | 0.00 |
| Cash from financing | 19.52 | 42.32 | 42.13 | 8.90 | 4.59 | (0.23) | (0.06) |
| Particulars | Sep 2026 | Jun 2026 | Mar 2026 | Dec 2025 | Sep 2025 | Jun 2025 | Mar 2025 | Dec 2024 |
|---|---|---|---|---|---|---|---|---|
| Revenue | 2.02 | 5.34 | 0.76 | 3.54 | 4.28 | 3.56 | 1.68 | 1.31 |
| Revenue growth (YoY) | -52.8% | +50.0% | -54.8% | +170.2% | +176.1% | +274.7% | - | - |
| Other income | 0.04 | 0.08 | (0.07) | 0.71 | 0.06 | 0.42 | 0.01 | 0.00 |
| EBITDA | 1.83 | 5.11 | (1.20) | 3.25 | 4.00 | 3.32 | 1.31 | 0.99 |
| EBITDA margin | +90.6% | +95.7% | -157.9% | +91.8% | +93.5% | +93.3% | +78.0% | +75.6% |
| Depreciation | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Interest | 1.41 | 1.41 | 1.34 | 1.33 | 1.28 | 1.14 | 1.01 | 0.90 |
| Profit before tax | 0.46 | 3.78 | (2.61) | 2.63 | 2.78 | 2.60 | 0.31 | 0.09 |
| Tax | 0.22 | 1.12 | 0.24 | 0.76 | 0.45 | 0.44 | 0.35 | 0.02 |
| Net profit | 0.24 | 2.66 | (2.85) | 1.87 | 2.33 | 2.16 | (0.04) | 0.07 |
| EPS (₹) | 0.41 | 4.42 | (4.73) | 3.11 | 3.90 | 3.57 | (1.00) | 0.13 |
| Metrics | FY 2025-26 | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 | FY 2019-20 |
|---|---|---|---|---|---|---|---|
| Income statement | |||||||
| Revenue | 10.52 | 5.45 | 2.55 | 1.57 | 0.84 | 5.85 | 2.48 |
| Revenue growth | +93.0% | +113.7% | +62.4% | +86.9% | -85.6% | +135.9% | - |
| EBITDA | 9.37 | 4.29 | 1.76 | 0.93 | 0.43 | 5.55 | 0.22 |
| EBITDA margin | +89.1% | +78.7% | +69.0% | +59.2% | +51.2% | +94.9% | +8.9% |
| Profit before tax | 5.39 | 1.53 | 0.74 | 0.82 | 1.84 | 5.46 | 0.21 |
| Net profit | 3.50 | 0.91 | 0.57 | 0.63 | 0.25 | 5.43 | 0.15 |
| Net profit margin | +33.3% | +16.7% | +22.4% | +40.1% | +29.8% | +92.8% | +6.1% |
| EPS (₹) | 5.82 | 1.50 | 0.94 | 1.04 | 2.37 | 9.05 | 0.27 |
| Balance sheet | |||||||
| Total assets | 145 | 122 | 77.09 | 33.21 | 24.31 | 18.30 | 13.10 |
| Net worth | 53.26 | 51.52 | 21.21 | 18.95 | 19.40 | 18.27 | 12.84 |
| Total debt | 91.92 | 70.30 | 55.88 | 14.26 | 4.91 | 0.03 | 0.26 |
| Cash & bank | 0.60 | 1.10 | 7.98 | 0.63 | 5.10 | 1.73 | 4.82 |
| Net working capital | 0.18 | 0.40 | 6.71 | 0.64 | 4.68 | 1.45 | 5.65 |
| Cash flow | |||||||
| Cash from operations | 5.14 | 1.36 | 1.12 | 10.40 | 2.04 | (2.87) | (0.30) |
| Cash from investing | (25.16) | (50.56) | (35.89) | (23.77) | (3.25) | 0.00 | 0.00 |
| Cash from financing | 19.52 | 42.32 | 42.13 | 8.90 | 4.59 | (0.23) | (0.06) |
| Particulars | Sep 2026 | Jun 2026 | Mar 2026 | Dec 2025 | Sep 2025 | Jun 2025 | Mar 2025 | Dec 2024 |
|---|---|---|---|---|---|---|---|---|
| Revenue | 2.02 | 5.34 | 0.76 | 3.54 | 4.28 | 3.56 | 1.68 | 1.31 |
| Revenue growth (YoY) | -52.8% | +50.0% | -54.8% | +170.2% | +176.1% | +274.7% | - | - |
| Other income | 0.03 | 0.08 | (0.07) | 0.71 | 0.05 | 0.42 | 0.01 | 0.00 |
| Total expenses | 0.19 | 0.23 | 1.96 | 0.29 | 0.28 | 0.24 | 0.37 | 0.32 |
| EBITDA | 1.83 | 5.11 | (1.20) | 3.25 | 4.00 | 3.32 | 1.31 | 0.99 |
| EBITDA margin | +90.6% | +95.7% | -157.9% | +91.8% | +93.5% | +93.3% | +78.0% | +75.6% |
| Depreciation | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Interest | 1.41 | 1.41 | 1.34 | 1.33 | 1.28 | 1.14 | 1.01 | 0.90 |
| Profit before tax | 0.45 | 3.78 | (2.61) | 2.63 | 2.77 | 2.60 | 0.31 | 0.09 |
| Tax | 0.22 | 1.12 | 0.24 | 0.76 | 0.45 | 0.44 | 0.35 | 0.02 |
Financial Statements
| Particulars | Sep 2026 | Jun 2026 | Mar 2026 | Dec 2025 | Sep 2025 | Jun 2025 | Mar 2025 | Dec 2024 |
|---|---|---|---|---|---|---|---|---|
| Revenue | 2.02 | 5.34 | 0.76 | 3.54 | 4.28 | 3.56 | 1.68 | 1.31 |
| Revenue growth (YoY) | -52.8% | +50.0% | -54.8% | +170.2% | +176.1% | +274.7% | - | - |
| Other income | 0.04 | 0.08 | (0.07) | 0.71 | 0.06 | 0.42 | 0.01 | 0.00 |
| EBITDA | 1.83 | 5.11 | (1.20) | 3.25 | 4.00 | 3.32 | 1.31 | 0.99 |
| EBITDA margin | +90.6% | +95.7% | -157.9% | +91.8% | +93.5% | +93.3% | +78.0% | +75.6% |
| Depreciation | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Interest | 1.41 | 1.41 | 1.34 | 1.33 | 1.28 | 1.14 | 1.01 | 0.90 |
| Profit before tax | 0.46 | 3.78 | (2.61) | 2.63 | 2.78 | 2.60 | 0.31 | 0.09 |
| Tax | 0.22 | 1.12 | 0.24 | 0.76 | 0.45 | 0.44 | 0.35 | 0.02 |
| Net profit | 0.24 | 2.66 | (2.85) | 1.87 | 2.33 | 2.16 | (0.04) | 0.07 |
| EPS (₹) | 0.41 | 4.42 | (4.73) | 3.11 | 3.90 | 3.57 | (1.00) | 0.13 |
| Particulars | FY 2025-26 | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 | FY 2019-20 |
|---|---|---|---|---|---|---|---|
| Revenue | 10.52 | 5.45 | 2.55 | 1.57 | 0.84 | 5.85 | 2.48 |
| Revenue growth | +93.0% | +113.7% | +62.4% | +86.9% | -85.6% | +135.9% | - |
| Other income | 1.12 | 0.18 | 0.00 | 0.00 | 1.52 | 0.00 | 0.00 |
| Total expenses | 1.15 | 1.16 | 0.79 | 0.64 | 0.41 | 0.30 | 2.26 |
| Employee cost | 0.00 | 0.52 | 0.31 | 0.34 | 0.16 | 0.14 | 0.26 |
| EBITDA | 9.37 | 4.29 | 1.76 | 0.93 | 0.43 | 5.55 | 0.22 |
| EBITDA margin | +89.1% | +78.7% | +69.0% | +59.2% | +51.2% | +94.9% | +8.9% |
| Depreciation | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Interest | 5.09 | 2.93 | 1.02 | 0.11 | 0.11 | 0.09 | 0.01 |
| Profit before tax | 5.40 | 1.54 | 0.74 | 0.82 | 1.84 | 5.46 | 0.21 |
| Tax | 1.89 | 0.62 | 0.17 | 0.19 | 0.41 | 0.03 | 0.06 |
| Net profit | 3.51 | 0.92 | 0.57 | 0.63 | 0.25 | 5.43 | 0.15 |
| Net profit margin | +33.4% | +16.9% | +22.4% | +40.1% | +29.8% | +92.8% | +6.1% |
| EPS (₹) | 5.85 | 1.51 | 0.94 | 1.04 | 2.37 | 9.05 | 0.27 |
| Particulars | FY 2025-26 | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 | FY 2019-20 |
|---|---|---|---|---|---|---|---|
| Equity & liabilities | |||||||
| Share capital | 36.01 | 36.01 | 36.01 | 6.01 | 6.01 | 6.01 | 6.01 |
| Reserves & surplus | 20.77 | 19.02 | 18.70 | 16.49 | 16.94 | 15.74 | 10.31 |
| Shareholders' funds (net worth) | 56.78 | 55.03 | 54.71 | 22.50 | 22.95 | 21.75 | 16.32 |
| Minority interest | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Secured loans | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Unsecured loans | 91.92 | 70.30 | 25.88 | 14.26 | 4.91 | 0.03 | 0.26 |
| Total debt | 91.92 | 70.30 | 25.88 | 14.26 | 4.91 | 0.03 | 0.26 |
| Total liabilities | 149 | 125 | 80.59 | 36.76 | 27.86 | 21.79 | 16.58 |
| Assets | |||||||
| Gross block | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.25 | 0.25 |
| Net block | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.25 | 0.25 |
| Capital work in progress | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Investments | 150 | 125 | 72.83 | 34.59 | 10.91 | 5.91 | 4.85 |
| Inventories | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Sundry debtors | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.10 |
| Cash & bank balances | 0.60 | 1.10 | 7.98 | 0.63 | 5.10 | 1.73 | 4.82 |
| Loans & advances | 0.00 | 0.00 | 0.00 | 0.32 | 0.03 | 0.00 | 1.00 |
| Total current assets | 0.60 | 1.10 | 7.98 | 0.95 | 5.13 | 1.73 | 5.92 |
| Total current liabilities | 0.42 | 0.70 | 0.36 | 0.31 | 0.45 | 0.28 | 0.27 |
| Net working capital | 0.18 | 0.40 | 7.62 | 0.64 | 4.68 | 1.45 | 5.65 |
| Total assets | 149 | 125 | 80.59 | 36.76 | 27.86 | 21.79 | 16.58 |
| Particulars | FY 2025-26 | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 | FY 2019-20 |
|---|---|---|---|---|---|---|---|
| Opening cash | 1.10 | 7.98 | 0.63 | 5.10 | 1.73 | 4.82 | 5.18 |
| Net cash from operating activities | 5.14 | 1.36 | 1.12 | 10.39 | 2.04 | (2.87) | (0.30) |
| Net cash from investing activities | (25.16) | (50.56) | (35.89) | (23.76) | (3.25) | 0.00 | 0.00 |
| Net cash from financing activities | 19.52 | 42.32 | 42.13 | 8.90 | 4.59 | (0.23) | (0.06) |
| Net change in cash | (0.50) | (6.88) | 7.35 | (4.47) | 3.37 | (3.10) | (0.36) |
| Closing cash | 0.60 | 1.10 | 7.98 | 0.63 | 5.10 | 1.73 | 4.82 |
| Particulars | FY 2025-26 | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 | FY 2019-20 |
|---|---|---|---|---|---|---|---|
| Growth | |||||||
| Sales growth | +93.0% | +113.7% | +62.4% | +86.9% | -85.6% | +135.9% | - |
| EBITDA growth | +118.4% | +143.8% | +89.3% | +116.3% | -92.3% | +2422.7% | - |
| PBT growth | +250.7% | +108.1% | -9.8% | -55.4% | -66.3% | +2500.0% | 0.0% |
| Net income growth | +281.5% | +61.4% | -9.5% | +152.0% | -95.4% | +3520.0% | - |
| Revenue CAGR (3Y) | +88.5% | +87.0% | -24.2% | -14.1% | -30.7% | +38.8% | +17.5% |
| EBITDA CAGR (3Y) | +116.0% | +115.9% | -31.8% | +61.7% | +15.4% | +138.3% | -8.8% |
| Profitability & leverage | |||||||
| Net income margin | +33.4% | +16.8% | +22.4% | +40.1% | +170.2% | +92.8% | +6.1% |
| Return on capital employed | +7.7% | +4.3% | +3.0% | +2.9% | +1.9% | +31.9% | +1.4% |
| Return on net worth | +13.6% | +3.7% | +2.4% | +2.8% | +1.2% | +31.5% | +1.0% |
| Debt / equity | 1.45 | 0.88 | 0.52 | 0.42 | 0.12 | 0.01 | 0.02 |
| Long-term debt / equity | 1.45 | 0.88 | 0.52 | 0.42 | 0.12 | 0.01 | 0.02 |
| Interest cover | 54.32 | 67.67 | 57.95 | 11.83 | 25.58 | 1.62 | 4.55 |
| Efficiency & per share | |||||||
| Fixed asset turnover | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 9.92 |
| Inventory turnover | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Debtors turnover | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 117.00 | 49.60 |
| EPS (₹) | 5.85 | 1.51 | 0.94 | 1.04 | 2.37 | 9.05 | 0.27 |
| Dividend per share (₹) | 1.00 | 1.50 | 1.00 | 1.00 | 0.00 | 0.50 | 0.00 |
| Book value per share (₹) | 44.55 | 41.64 | 41.11 | 37.43 | 38.17 | 30.39 | 27.16 |
| Particulars | Sep 2026 | Jun 2026 | Mar 2026 | Dec 2025 | Sep 2025 | Jun 2025 | Mar 2025 | Dec 2024 |
|---|---|---|---|---|---|---|---|---|
| Revenue | 2.02 | 5.34 | 0.76 | 3.54 | 4.28 | 3.56 | 1.68 | 1.31 |
| Revenue growth (YoY) | -52.8% | +50.0% | -54.8% | +170.2% | +176.1% | +274.7% | - | - |
| Other income | 0.03 | 0.08 | (0.07) | 0.71 | 0.05 | 0.42 | 0.01 | 0.00 |
| Total expenses | 0.19 | 0.23 | 1.96 | 0.29 | 0.28 | 0.24 | 0.37 | 0.32 |
| EBITDA | 1.83 | 5.11 | (1.20) | 3.25 | 4.00 | 3.32 | 1.31 | 0.99 |
| EBITDA margin | +90.6% | +95.7% | -157.9% | +91.8% | +93.5% | +93.3% | +78.0% | +75.6% |
| Depreciation | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Interest | 1.41 | 1.41 | 1.34 | 1.33 | 1.28 | 1.14 | 1.01 | 0.90 |
| Profit before tax | 0.45 | 3.78 | (2.61) | 2.63 | 2.77 | 2.60 | 0.31 | 0.09 |
| Tax | 0.22 | 1.12 | 0.24 | 0.76 | 0.45 | 0.44 | 0.35 | 0.02 |
| Particulars | FY 2025-26 | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 | FY 2019-20 |
|---|---|---|---|---|---|---|---|
| Revenue | 10.52 | 5.45 | 2.55 | 1.57 | 0.84 | 5.85 | 2.48 |
| Revenue growth | +93.0% | +113.7% | +62.4% | +86.9% | -85.6% | +135.9% | - |
| Other income | 1.11 | 0.17 | 0.00 | 0.00 | 1.52 | 0.00 | 0.00 |
| Total expenses | 1.15 | 1.16 | 0.79 | 0.64 | 0.41 | 0.30 | 2.26 |
| Employee cost | 0.00 | 0.52 | 0.31 | 0.34 | 0.16 | 0.14 | 0.26 |
| EBITDA | 9.37 | 4.29 | 1.76 | 0.93 | 0.43 | 5.55 | 0.22 |
| EBITDA margin | +89.1% | +78.7% | +69.0% | +59.2% | +51.2% | +94.9% | +8.9% |
| Depreciation | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Interest | 5.09 | 2.93 | 1.02 | 0.11 | 0.11 | 0.09 | 0.01 |
| Profit before tax | 5.39 | 1.53 | 0.74 | 0.82 | 1.84 | 5.46 | 0.21 |
| Tax | 1.89 | 0.62 | 0.17 | 0.19 | 0.41 | 0.03 | 0.06 |
| Net profit | 3.50 | 0.91 | 0.57 | 0.63 | 0.25 | 5.43 | 0.15 |
| Net profit margin | +33.3% | +16.7% | +22.4% | +40.1% | +29.8% | +92.8% | +6.1% |
| EPS (₹) | 5.82 | 1.50 | 0.94 | 1.04 | 2.37 | 9.05 | 0.27 |
| Particulars | FY 2025-26 | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 | FY 2019-20 |
|---|---|---|---|---|---|---|---|
| Equity & liabilities | |||||||
| Share capital | 36.01 | 36.01 | 6.01 | 6.01 | 6.01 | 6.01 | 6.01 |
| Reserves & surplus | 17.25 | 15.51 | 15.20 | 12.94 | 13.39 | 12.26 | 6.83 |
| Shareholders' funds (net worth) | 53.26 | 51.52 | 21.21 | 18.95 | 19.40 | 18.27 | 12.84 |
| Secured loans | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Unsecured loans | 91.92 | 70.30 | 55.88 | 14.26 | 4.91 | 0.03 | 0.26 |
| Total debt | 91.92 | 70.30 | 55.88 | 14.26 | 4.91 | 0.03 | 0.26 |
| Total liabilities | 145 | 122 | 77.09 | 33.21 | 24.31 | 18.30 | 13.10 |
| Assets | |||||||
| Gross block | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.25 | 0.25 |
| Net block | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.25 | 0.25 |
| Capital work in progress | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Investments | 146 | 121 | 69.33 | 31.04 | 7.36 | 2.42 | 1.36 |
| Inventories | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Sundry debtors | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.10 |
| Cash & bank balances | 0.60 | 1.10 | 7.98 | 0.63 | 5.10 | 1.73 | 4.82 |
| Loans & advances | 0.00 | 0.00 | 0.00 | 0.32 | 0.03 | 0.00 | 1.00 |
| Total current assets | 0.60 | 1.10 | 7.98 | 0.95 | 5.13 | 1.73 | 5.92 |
| Total current liabilities | 0.42 | 0.70 | 1.27 | 0.31 | 0.45 | 0.28 | 0.27 |
| Net working capital | 0.18 | 0.40 | 6.71 | 0.64 | 4.68 | 1.45 | 5.65 |
| Total assets | 145 | 122 | 77.09 | 33.21 | 24.31 | 18.30 | 13.10 |
| Particulars | FY 2025-26 | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 | FY 2019-20 |
|---|---|---|---|---|---|---|---|
| Opening cash | 1.10 | 7.98 | 0.63 | 5.10 | 1.73 | 4.82 | 5.18 |
| Net cash from operating activities | 5.14 | 1.36 | 1.12 | 10.40 | 2.04 | (2.87) | (0.30) |
| Net cash from investing activities | (25.16) | (50.56) | (35.89) | (23.77) | (3.25) | 0.00 | 0.00 |
| Net cash from financing activities | 19.52 | 42.32 | 42.13 | 8.90 | 4.59 | (0.23) | (0.06) |
| Net change in cash | (0.50) | (6.88) | 7.35 | (4.47) | 3.37 | (3.10) | (0.36) |
| Closing cash | 0.60 | 1.10 | 7.98 | 0.63 | 5.10 | 1.73 | 4.82 |
| Particulars | FY 2025-26 | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 | FY 2019-20 |
|---|---|---|---|---|---|---|---|
| Growth | |||||||
| Sales growth | +93.0% | +113.7% | +62.4% | +86.9% | -85.6% | +135.9% | - |
| EBITDA growth | +118.4% | +143.8% | +89.3% | +116.3% | -92.3% | +2422.7% | - |
| PBT growth | +252.3% | +106.8% | -9.8% | -55.4% | -66.3% | +2500.0% | 0.0% |
| Net income growth | +284.6% | +59.7% | -9.5% | +152.0% | -95.4% | +3520.0% | - |
| Revenue CAGR (3Y) | +88.5% | +87.0% | -24.2% | -14.1% | -30.7% | +38.8% | +17.5% |
| EBITDA CAGR (3Y) | +116.0% | +115.9% | -31.8% | +61.7% | +15.4% | +138.3% | -8.8% |
| Profitability & leverage | |||||||
| Net income margin | +33.3% | +16.6% | +22.4% | +40.1% | +170.2% | +92.8% | +6.1% |
| Return on capital employed | +7.9% | +4.5% | +3.2% | +3.2% | +2.0% | +35.4% | +1.8% |
| Return on net worth | +15.6% | +4.2% | +2.8% | +3.3% | +1.3% | +35.0% | +1.3% |
| Debt / equity | 1.55 | 1.73 | 1.75 | 0.50 | 0.13 | 0.01 | 0.02 |
| Long-term debt / equity | 1.55 | 1.73 | 1.75 | 0.50 | 0.13 | 0.01 | 0.02 |
| Interest cover | 54.32 | 67.67 | 57.95 | 11.83 | 25.58 | 1.62 | 4.55 |
| Efficiency & per share | |||||||
| Fixed asset turnover | 0.00 | 0.00 | 0.00 | 0.00 | 18.88 | 23.40 | 9.92 |
| Inventory turnover | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Debtors turnover | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 117.00 | 49.60 |
| EPS (₹) | 5.82 | 1.50 | 0.94 | 1.04 | 2.37 | 9.05 | 0.27 |
| Dividend per share (₹) | 1.00 | 1.50 | 1.00 | 1.00 | 0.00 | 0.50 | 0.00 |
| Book value per share (₹) | 38.69 | 35.80 | 35.29 | 31.52 | 32.27 | 30.39 | 21.35 |
Similar companies to S.P. Capital Financing
S.P. Capital Financing has 3 listed similar companies in our database, 1 of them funded. They include Manappuram Finance, L & T Finance Holdings and IIFL Finance.
| Company Name | Domain | Founded | HQ Location | Total funding | Employees | Description |
|---|---|---|---|---|---|---|
| manappuram.com | 1992 | Valapad, India | $39.98M | 32,076 | Consumer and SME loans are provided by Manappuram Finance. | |
| ltfs.com | 1994 | Mumbai, India | 39,216 | Diversified lending services are provided as a non-banking financial institution. | ||
| iifl.com | 1995 | Mumbai, India | 16,076 | Online gold, home, personal, and business loans are provided. |
Detailed similar companies of S.P. Capital Financing
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Web traffic of S.P. Capital Financing
The website of S.P. Capital Financing (spcapital.in) receives about 1.2K visits a month.
- Monthly visits1.2K
▲ 4.5% vs previous month
Top companies in Consumer and SME Loans
3 companies that operate in the same segment as S.P. Capital Financing (Consumer and SME Loans) in India, ranked by their profile score on The Company Check.
| Company | Description | Founded | Location | Total funding | Revenue | Employees |
|---|---|---|---|---|---|---|
Consumer and SME loans are provided by Manappuram Finance. | 1992 | Valapad, Kerala, India | USD 39.98 M | USD 1.01 B | 51,650 | |
Affordable home loans are extended to low and middle-income groups. | 2010 | Mumbai, Maharashtra, India | USD 209.7 M | USD 204.93 M | 1,634 | |
Diversified lending services are provided as a non-banking financial institution. | 1994 | Mumbai, Maharashtra, India | USD 1.9 B | 167 |
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Frequently Asked Questions about S.P. Capital Financing
S.P. Capital Financing was founded in 1983.
S.P. Capital Financing is headquartered in Mumbai, India. It is registered at Mumbai, Maharashtra, India.
The primary company behind S.P. Capital Financing, S P Capital Financing Ltd, reported revenue of ₹11.64 Cr for FY 2026, up 92% year on year.
S.P. Capital Financing was established in 1983 in Mumbai, India, as a provider in the financing sector. Loans are extended to small and medium-sized enterprises through diversified offerings. Operations are centered on supporting SME growth with tailored financial services. The company is directed by Founder and Managing Director Sureshkumar Pukhraj Jain, with activities conducted primarily in India.
S.P. Capital Financing's top competitors include Manappuram Finance, L & T Finance Holdings and IIFL Finance.
Yes, S.P. Capital Financing is publicly traded on BSE under the ticker symbol SPCAPIT.
S.P. Capital Financing operates through S P Capital Financing Ltd.
The legal entities of S.P. Capital Financing currently have 6 directors, including Meena Sureshchand Jain, Sureshchand Premchand Jain, Sandeep Sakharam Gopale and others.