
About Subhlakshmi
Subhlakshmi is a Financial Services company based in Gurugram (India) founded in 1996 by Sanjeev Yadav, Bipin Sharma, and Durgeshwar Mishra. The company has 485 employees. Subhlakshmi was last valued at $19.63 million in June 2022. Its chief executive, as recorded, is Durgeshwar Mishra. Its Indian entity Subhlakshmi Finance Private Limited reported revenue of βΉ22.57 Cr. Subhlakshmi offers products and services including Small Ticket Business Finance, Loan Against Property, Mortgage Finance, EV Vehicles Finance, and Cattle Finance. Its focus areas include Consumer and SME Loans, SME Loans and Diversified. Its competitors include Manappuram Finance, L & T Finance Holdings and IIFL Finance; 1 of its 3 listed competitors has raised funding.
Company details
Provider of business loan services to small enterprises. It provides general insurance, health insurance and life insurance solutions to individuals, borrowers and co-borrowers.
- Headquarters Gurugram, India
- Employees 485
- Founders Sanjeev Yadav, Bipin Sharma, Durgeshwar Mishra
- Stage Minicorn
- SectorsFinancial Services
- Emailβ’β’β’β’β’β’β’β’
- Phoneβ’β’β’β’ β’β’β’β’
- Website subhlakshmi.in
- Social LinkedIn X Facebook YouTube
- Legal Name Subhlakshmi Finance Private Limited
- Date of Incorporation 19 Jan, 1996
- Jurisdiction Sangrur, Punjab, India
- Annual Revenue₹22.57 Cr
FY 2025 · -50% YoY
- Net Loss-₹19.41 Cr
FY 2025 · -86% margin
- EBITDA-₹6.75 Cr
FY 2025 · -30% margin
- Latest Funding Round$593.84K (USD), Unspecified
Jun 2022
- Employee Count485
Associated legal entities of Subhlakshmi
Subhlakshmi operates through Subhlakshmi Finance Private Limited (active). Its filings, financials, charges and directors are on the company page.
| Legal entity | Status | Incorporated | Registered in | Revenue (FY 2025) | Employees | Directors | Company page |
|---|---|---|---|---|---|---|---|
| Subhlakshmi Finance Private Limited CIN U67120PB1996PTC017604 | Active | 19 Jan 1996 | Sangrur, Punjab | ₹22.6 Cr | 485 | 8 | View details |
Products & Services of Subhlakshmi
Subhlakshmi offers a comprehensive portfolio of products and services, including Small Ticket Business Finance, Loan Against Property, Mortgage Finance, EV Vehicles Finance, and Cattle Finance.
Loans for small enterprises to support income-generation activities.
Financing secured by property for business or personal needs.
Loans for mortgage purposes to aid asset acquisition.
Funding for electric vehicles to promote sustainable transport.
Loans for livestock to support rural entrepreneurial activities.
Funding Insights of Subhlakshmi
- Total Rounds 3
- Last Round Unspecified β $593,839
- First Round $676,147
(Mar 2019)
- Investors Count 8
All 3 funding rounds of Subhlakshmi with amounts and investors; the two latest post-money valuations are shown, the rest are part of the premium plan.
| Date | Amount | Transaction Name | Valuation | Lead Investors | Investors |
|---|---|---|---|---|---|
| Jun 2022 | $593,839 | Unspecified | $19.63M | RDBS Investments | |
| Jan 2021 | $265,305 | Unspecified | $3.5M | Creyatech | |
| Mar 2019 | $676,147 | Unspecified | $β’β’β’β’β’ | Creyatech |
| Date | Valuation | Stage |
|---|---|---|
| Jun 2022 | $19.63M | β’β’β’β’β’β’β’β’ |
| Jan 2021 | $3.5M | β’β’β’β’β’β’β’β’ |
| Mar 2019 | $β’β’β’β’β’ | β’β’β’β’β’β’β’β’ |
Full valuation and stage history of Subhlakshmi
Every valuation point, the growth-stage changes (minicorn, soonicorn, unicorn) and the dates behind them require an active premium plan.
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Verified entity values are shown only after access is granted.
Last known valuation $19.63M (Jun 2022). 8 investors in total: 2 institutional and 6 angel.
Investors in Subhlakshmi
Subhlakshmi has secured backing from 8 investors, including venture fund and angel investors. Prominent investors backing the company include Creyatech, RDBS Investments and Rakesh Kumar Dubey.
| Investor | Description | Founded Year | Domain | Location |
|---|---|---|---|---|
Private equity firm focused on multiple sectors | Delhi, India | |||
Private equity investments are directed toward multiple sectors by RDBS. | Delhi, India | |||
RK Rakesh Kumar Dubey | unknown_5997202d912c49e58 | |||
RD Rita Dubey | unknown_099bd8571964402e8 | |||
MD Malti Devi | unknown_ef3a91ad2803491ca | |||
BB Bipin Bihari Sharma | unknown_fac036ad8dd74585b | |||
SY Sanjeev Yadav | unknown_7c340f9815c14176b | |||
DM Durgeshwar Mishra | Angel investor and entrepreneur, focusing on early-stage Indian startups. | unknown_6618913c370645dc8 |
Investor details for Subhlakshmi
The complete investor list, round-by-round participation and investor portfolios require an active premium plan.
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Board of directors of Subhlakshmi Finance Private Limited (Subhlakshmi)
Subhlakshmi Finance Private Limited is the primary company behind Subhlakshmi. The board of Subhlakshmi Finance Private Limited currently have 5 directors; the longest-serving is Bipin Bihari Sharma, appointed in 2016. 19 earlier directors have ceased.
| Director | Designation | Appointed | Tenure | Entity |
|---|---|---|---|---|
| Bipin Bihari Sharma DIN 06745272 | Director | 10 Sep 2016 | 10 yrs 2 mo | Subhlakshmi Finance Private Limited |
| Sanjeev Kumar Yadav DIN 03110672 | Director | 03 Oct 2016 | 10 yrs 1 mo | Subhlakshmi Finance Private Limited |
| Ashish Kumar Gupta DIN 01819088 | Director | 04 Oct 2016 | 10 yrs 1 mo | Subhlakshmi Finance Private Limited |
| Durgeshwar Kumar Mishra DIN 05155290 | Director | 19 Feb 2020 | 6 yrs 8 mo | Subhlakshmi Finance Private Limited |
| Aditya Prasad DIN 09800130 | Additional Director | 18 Jan 2025 | 1 yr 9 mo | Subhlakshmi Finance Private Limited |
People of Subhlakshmi
4 people are tracked at Subhlakshmi (4 in leadership); the tracked headcount is 485.
| Name | Role | Group |
|---|---|---|
| Co-Founder | Leadership | |
| Co-Founder | Leadership | |
| Co-Founder & CEO | Leadership | |
Tara Popli | CEO | Leadership |
Complete people profiles for Subhlakshmi
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Financials of Subhlakshmi
Figures of Subhlakshmi Finance Private Limited, the primary company behind Subhlakshmi, for FY 2025. Revenue was ₹22.57 Cr (-50% year on year). Net loss was -₹19.41 Cr (-86% margin). EBITDA was -₹6.75 Cr (-30% margin). Revenue has grown at a compounded annual rate of -17% over three years and -8% over five years.
- ₹22.57 CrRevenue · FY 2025 · -50% YoY
- -₹19.41 CrNet loss · -86% margin
- -₹6.75 CrEBITDA · -30% margin
- ₹21.25 CrPaid-up capital
- 485Employees (provident fund records)
- -17%Revenue CAGR, 3 years
- -8%Revenue CAGR, 5 years
Balance sheet, profit and loss, cash flow and ratios of Subhlakshmi Finance Private Limited are on its company page.
Detailed financial statements for Subhlakshmi
Statement rows, ratios, five-year trends and downloadable financials of the group companies require an active premium plan.
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Timeline of Subhlakshmi
4 dated milestones of Subhlakshmi across 26 years, from founding to its latest funding, stage changes and deals.
- Founded Subhlakshmi is founded.
- Funding First funding round of $676K.
- Milestone Reaches Minicorn status.
- Funding Latest funding round, Unspecified, of $594K.
Competitors of Subhlakshmi
Subhlakshmi has 3 listed competitors in our database, 1 of them funded. They include Manappuram Finance, L & T Finance Holdings and IIFL Finance.
| Company Name | Domain | Founded | HQ Location | Total funding | Employees | Description |
|---|---|---|---|---|---|---|
| manappuram.com | 1992 | Valapad, India | $39.98M | 32,076 | Consumer and SME loans are provided by Manappuram Finance. | |
| ltfs.com | 1994 | Mumbai, India | 39,216 | Diversified lending services are provided as a non-banking financial institution. | ||
| iifl.com | 1995 | Mumbai, India | 16,076 | Online gold, home, personal, and business loans are provided. |
Detailed competitors of Subhlakshmi
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Verified entity values are shown only after access is granted.
Web traffic of Subhlakshmi
The website of Subhlakshmi (subhlakshmi.in) receives about 1.2K visits a month.
- Monthly visits1.2K
▲ 14.1% vs previous month
Websites whose visitors overlap most with Subhlakshmi. Affinity shows how closely the audiences match.
| Website | Domain | Audience affinity | Monthly visits | Global rank | Profile |
|---|---|---|---|---|---|
| abhinavleasefinltd.in | 100% | View details | |||
| mereapnenidhi.in | 98% | View details | |||
| fortfinance.in | 96% | View details | |||
| prayatnamicrofinance.com | 96% | View details | |||
| vlsfinance.com | 95% | 5.1K | #3,932,987 | View details | |
| β’β’β’β’β’β’β’β’β’β’ | β’β’β’β’β’β’.com | β’β’% | β’.β’M | #β’β’β’β’β’ | β |
| β’β’β’β’β’β’β’β’β’β’ | β’β’β’β’β’β’.com | β’β’% | β’.β’M | #β’β’β’β’β’ | β |
| β’β’β’β’β’β’β’β’β’β’ | β’β’β’β’β’β’.com | β’β’% | β’.β’M | #β’β’β’β’β’ | β |
All 16 similar websites and full traffic analytics for Subhlakshmi
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- 16 similar websites
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Top companies in Consumer and SME Loans
3 companies that operate in the same segment as Subhlakshmi (Consumer and SME Loans) in India, ranked by their profile score on The Company Check.
| Company | Description | Founded | Location | Total funding | Revenue | Employees |
|---|---|---|---|---|---|---|
Consumer and SME loans are provided by Manappuram Finance. | 1992 | Valapad, Kerala, India | USD 39.98 M | USD 1.01 B | 51,650 | |
Affordable home loans are extended to low and middle-income groups. | 2010 | Mumbai, Maharashtra, India | USD 209.7 M | USD 204.93 M | 1,634 | |
Diversified lending services are provided as a non-banking financial institution. | 1994 | Mumbai, Maharashtra, India | USD 1.9 B | 167 |
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Related news about Subhlakshmi
Complete news archive for Subhlakshmi
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Frequently Asked Questions about Subhlakshmi
Subhlakshmi was founded in 1996 and raised its 1st funding round 23 years after it was founded.
Subhlakshmi is headquartered in Gurugram, India. It is registered at Gurugram, Haryana, India.
Durgeshwar Mishra is the CEO of Subhlakshmi, as recorded in our data. They have also founded this company.
Subhlakshmi has 485 employees.
The primary company behind Subhlakshmi, Subhlakshmi Finance Private Limited, reported revenue of βΉ22.57 Cr for FY 2025, down 50% year on year.
Provider of business loan services to small enterprises. It provides general insurance, health insurance and life insurance solutions to individuals, borrowers and co-borrowers.
Subhlakshmi's top competitors include Manappuram Finance, L & T Finance Holdings and IIFL Finance.
Subhlakshmi offers Small Ticket Business Finance, Loan Against Property, Mortgage Finance, EV Vehicles Finance, and Cattle Finance.
Subhlakshmi has 8 investors. Key investors include Creyatech, RDBS Investments, Rakesh Kumar Dubey, Rita Dubey, and Malti Devi.
The valuation of Subhlakshmi is $19.63M as of Jun 2022.
Subhlakshmi operates through Subhlakshmi Finance Private Limited.
The legal entities of Subhlakshmi currently have 6 directors, including Ashish Kumar Gupta, Aditya Prasad, Durgeshwar Kumar Mishra and others.
