Subhlakshmi

Gurugram, India Founded: 1996 • Age: 30 yrs Minicorn
Provider of business loan services to small enterprises

About Subhlakshmi

Subhlakshmi is a Financial Services company based in Gurugram (India) founded in 1996 by Sanjeev Yadav, Bipin Sharma, and Durgeshwar Mishra. The company has 485 employees. Subhlakshmi was last valued at $19.63 million in June 2022. Its chief executive, as recorded, is Durgeshwar Mishra. Its Indian entity Subhlakshmi Finance Private Limited reported revenue of β‚Ή22.57 Cr. Subhlakshmi offers products and services including Small Ticket Business Finance, Loan Against Property, Mortgage Finance, EV Vehicles Finance, and Cattle Finance. Its focus areas include Consumer and SME Loans, SME Loans and Diversified. Its competitors include Manappuram Finance, L & T Finance Holdings and IIFL Finance; 1 of its 3 listed competitors has raised funding.

Company details

Provider of business loan services to small enterprises. It provides general insurance, health insurance and life insurance solutions to individuals, borrowers and co-borrowers.

  • Headquarters Gurugram, India
  • Employees 485
  • Founders Sanjeev Yadav, Bipin Sharma, Durgeshwar Mishra
  • Stage Minicorn
  • Sectors
    Financial Services
  • Email
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  • Phone
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  • Website subhlakshmi.in
  • Social LinkedIn X Facebook YouTube
  • Legal Name Subhlakshmi Finance Private Limited
  • Date of Incorporation 19 Jan, 1996
  • Jurisdiction Sangrur, Punjab, India
Key Metrics
  • Annual Revenue
    ₹22.57 Cr

    FY 2025 · -50% YoY

  • Net Loss
    -₹19.41 Cr

    FY 2025 · -86% margin

  • EBITDA
    -₹6.75 Cr

    FY 2025 · -30% margin

  • Latest Funding Round
    $593.84K (USD), Unspecified

    Jun 2022

  • Employee Count
    485

Products & Services of Subhlakshmi

Subhlakshmi offers a comprehensive portfolio of products and services, including Small Ticket Business Finance, Loan Against Property, Mortgage Finance, EV Vehicles Finance, and Cattle Finance.

Small Ticket Business Finance
Business Loans

Loans for small enterprises to support income-generation activities.

Loan Against Property
Secured Loans

Financing secured by property for business or personal needs.

Mortgage Finance
Property Financing

Loans for mortgage purposes to aid asset acquisition.

EV Vehicles Finance
Vehicle Loans

Funding for electric vehicles to promote sustainable transport.

Cattle Finance
Agricultural Loans

Loans for livestock to support rural entrepreneurial activities.

Funding Insights of Subhlakshmi

  • Total Rounds 3
  • Last Round Unspecified β€” $593,839
  • First Round $676,147

    (Mar 2019)

  • Investors Count 8

All 3 funding rounds of Subhlakshmi with amounts and investors; the two latest post-money valuations are shown, the rest are part of the premium plan.

DateAmountTransaction NameValuationLead InvestorsInvestors
Jun 2022$593,839Unspecified$19.63MRDBS Investments
Jan 2021$265,305Unspecified$3.5MCreyatech
Mar 2019$676,147Unspecified$β€’β€’β€’β€’β€’Creyatech
Valuation history
DateValuationStage
Jun 2022$19.63Mβ€’β€’β€’β€’β€’β€’β€’β€’
Jan 2021$3.5Mβ€’β€’β€’β€’β€’β€’β€’β€’
Mar 2019$β€’β€’β€’β€’β€’β€’β€’β€’β€’β€’β€’β€’β€’
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Full valuation and stage history of Subhlakshmi

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Last known valuation $19.63M (Jun 2022). 8 investors in total: 2 institutional and 6 angel.

Investors in Subhlakshmi

Subhlakshmi has secured backing from 8 investors, including venture fund and angel investors. Prominent investors backing the company include Creyatech, RDBS Investments and Rakesh Kumar Dubey.

All
Venture Fund
Angel
InvestorDescriptionFounded YearDomainLocation
Private equity firm focused on multiple sectors
Delhi, India
Private equity investments are directed toward multiple sectors by RDBS.
Delhi, India

Rakesh Kumar Dubey

unknown_5997202d912c49e58

Rita Dubey

unknown_099bd8571964402e8

Malti Devi

unknown_ef3a91ad2803491ca

Bipin Bihari Sharma

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Sanjeev Yadav

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Durgeshwar Mishra

Angel investor and entrepreneur, focusing on early-stage Indian startups.
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Investor details for Subhlakshmi

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Board of directors of Subhlakshmi Finance Private Limited (Subhlakshmi)

Subhlakshmi Finance Private Limited is the primary company behind Subhlakshmi. The board of Subhlakshmi Finance Private Limited currently have 5 directors; the longest-serving is Bipin Bihari Sharma, appointed in 2016. 19 earlier directors have ceased.

DirectorDesignationAppointedTenureEntity
Bipin Bihari Sharma
DIN 06745272
Director10 Sep 201610 yrs 2 moSubhlakshmi Finance Private Limited
Sanjeev Kumar Yadav
DIN 03110672
Director03 Oct 201610 yrs 1 moSubhlakshmi Finance Private Limited
Ashish Kumar Gupta
DIN 01819088
Director04 Oct 201610 yrs 1 moSubhlakshmi Finance Private Limited
Durgeshwar Kumar Mishra
DIN 05155290
Director19 Feb 20206 yrs 8 moSubhlakshmi Finance Private Limited
Aditya Prasad
DIN 09800130
Additional Director18 Jan 20251 yr 9 moSubhlakshmi Finance Private Limited

People of Subhlakshmi

4 people are tracked at Subhlakshmi (4 in leadership); the tracked headcount is 485.

NameRoleGroup
Co-FounderLeadership
Co-FounderLeadership
Co-Founder & CEOLeadership
Tara Popli
CEOLeadership
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Financials of Subhlakshmi

Figures of Subhlakshmi Finance Private Limited, the primary company behind Subhlakshmi, for FY 2025. Revenue was ₹22.57 Cr (-50% year on year). Net loss was -₹19.41 Cr (-86% margin). EBITDA was -₹6.75 Cr (-30% margin). Revenue has grown at a compounded annual rate of -17% over three years and -8% over five years.

  • ₹22.57 CrRevenue · FY 2025 · -50% YoY
  • -₹19.41 CrNet loss · -86% margin
  • -₹6.75 CrEBITDA · -30% margin
  • ₹21.25 CrPaid-up capital
  • 485Employees (provident fund records)
  • -17%Revenue CAGR, 3 years
  • -8%Revenue CAGR, 5 years

Balance sheet, profit and loss, cash flow and ratios of Subhlakshmi Finance Private Limited are on its company page.

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Detailed financial statements for Subhlakshmi

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Timeline of Subhlakshmi

4 dated milestones of Subhlakshmi across 26 years, from founding to its latest funding, stage changes and deals.

  1. Founded Subhlakshmi is founded.
  2. Funding First funding round of $676K.
  3. Milestone Reaches Minicorn status.
  4. Funding Latest funding round, Unspecified, of $594K.

Competitors of Subhlakshmi

Subhlakshmi has 3 listed competitors in our database, 1 of them funded. They include Manappuram Finance, L & T Finance Holdings and IIFL Finance.

Company NameDomainFoundedHQ LocationTotal fundingEmployeesDescription
manappuram.com1992Valapad, India$39.98M32,076
Consumer and SME loans are provided by Manappuram Finance.
ltfs.com1994Mumbai, India39,216
Diversified lending services are provided as a non-banking financial institution.
iifl.com1995Mumbai, India16,076
Online gold, home, personal, and business loans are provided.
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Detailed competitors of Subhlakshmi

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Web traffic of Subhlakshmi

The website of Subhlakshmi (subhlakshmi.in) receives about 1.2K visits a month.

  • Monthly visits
    1.2K

    ▲ 14.1% vs previous month

Similar websites

Websites whose visitors overlap most with Subhlakshmi. Affinity shows how closely the audiences match.

WebsiteDomainAudience affinityMonthly visitsGlobal rankProfile
abhinavleasefinltd.in
100%
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mereapnenidhi.in
98%
View details
fortfinance.in
96%
View details
prayatnamicrofinance.com
96%
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vlsfinance.com
95%
5.1K#3,932,987View details
β€’β€’β€’β€’β€’β€’β€’β€’β€’β€’β€’β€’β€’β€’β€’β€’.comβ€’β€’%β€’.β€’M#‒‒‒‒‒–
β€’β€’β€’β€’β€’β€’β€’β€’β€’β€’β€’β€’β€’β€’β€’β€’.comβ€’β€’%β€’.β€’M#‒‒‒‒‒–
β€’β€’β€’β€’β€’β€’β€’β€’β€’β€’β€’β€’β€’β€’β€’β€’.comβ€’β€’%β€’.β€’M#‒‒‒‒‒–
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Top companies in Consumer and SME Loans

3 companies that operate in the same segment as Subhlakshmi (Consumer and SME Loans) in India, ranked by their profile score on The Company Check.

CompanyDescriptionFoundedLocationTotal fundingRevenueEmployees
Consumer and SME loans are provided by Manappuram Finance.
1992Valapad, Kerala, IndiaUSD 39.98 MUSD 1.01 B51,650
Affordable home loans are extended to low and middle-income groups.
2010Mumbai, Maharashtra, IndiaUSD 209.7 MUSD 204.93 M1,634
Diversified lending services are provided as a non-banking financial institution.
1994Mumbai, Maharashtra, IndiaUSD 1.9 B167
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Related news about Subhlakshmi

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Frequently Asked Questions about Subhlakshmi

Subhlakshmi was founded in 1996 and raised its 1st funding round 23 years after it was founded.

Subhlakshmi is headquartered in Gurugram, India. It is registered at Gurugram, Haryana, India.

Durgeshwar Mishra is the CEO of Subhlakshmi, as recorded in our data. They have also founded this company.

Subhlakshmi has 485 employees.

The primary company behind Subhlakshmi, Subhlakshmi Finance Private Limited, reported revenue of β‚Ή22.57 Cr for FY 2025, down 50% year on year.

Provider of business loan services to small enterprises. It provides general insurance, health insurance and life insurance solutions to individuals, borrowers and co-borrowers.

Subhlakshmi's top competitors include Manappuram Finance, L & T Finance Holdings and IIFL Finance.

Subhlakshmi offers Small Ticket Business Finance, Loan Against Property, Mortgage Finance, EV Vehicles Finance, and Cattle Finance.

Subhlakshmi has 8 investors. Key investors include Creyatech, RDBS Investments, Rakesh Kumar Dubey, Rita Dubey, and Malti Devi.

The valuation of Subhlakshmi is $19.63M as of Jun 2022.

Subhlakshmi operates through Subhlakshmi Finance Private Limited.

The legal entities of Subhlakshmi currently have 6 directors, including Ashish Kumar Gupta, Aditya Prasad, Durgeshwar Kumar Mishra and others.

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