About Sugmya Finance
Sugmya Finance is a Financial Services company based in Noida (India) founded in 2019 by Vikas Singh and Brajmohan Singh. Sugmya Finance has raised $13.02 million across 11 funding rounds from investors including TradeCred, KapTable and AngelBay. The company has 1,008 employees. Sugmya Finance was last valued at $32.12 million in March 2023. Its chief executive, as recorded, is Vikas Singh. Its Indian entity Sugmya Finance Private Limited reported revenue of ₹155 Cr. Its focus areas include FinTech, Alternative Lending, Online Lenders and Diversified. Its competitors include Clix Capital, InCred and DMI Finance; 3 of its 3 listed competitors have raised funding.
Company details
Provider of financial solutions empowering marginal and MSME entrepreneurs. It focus on delivering accessible and affordable credit options to support small businesses growth. Its goal is to foster economic inclusion by bridging financial gaps and enabling sustainable development.
- Headquarters Noida, India
- Employees 1,008
- Founders Vikas Singh, Brajmohan Singh
- Stage Minicorn
- SectorsFinancial Services
- Email••••••••
- Phone•••• ••••
- Website sufinn.com
- Social LinkedIn
- Legal Name Sugmya Finance Private Limited
- Date of Incorporation 28 Sep, 2017
- Jurisdiction Delhi, India
- Annual Revenue₹155 Cr
FY 2025 · +8% YoY
- Net Profit₹2.01 Cr
FY 2025 · 1% margin
- EBITDA₹65.00 Cr
FY 2025 · 42% margin
- Total Equity Funding$13.02M (USD)
in 11 rounds
- Latest Funding Round$2.4M (USD), Seed
Aug 2025
- InvestorsTradeCred
& 116 more
- Employee Count1,008
Associated legal entities of Sugmya Finance
Sugmya Finance operates through Sugmya Finance Private Limited (active). Its filings, financials, charges and directors are on the company page.
| Legal entity | Status | Incorporated | Registered in | Revenue (FY 2025) | Employees | Directors | Company page |
|---|---|---|---|---|---|---|---|
| Sugmya Finance Private Limited CIN U65929DL2017PTC324280 | Active | 28 Sep 2017 | Delhi, Delhi | ₹155 Cr | 1,008 | 8 | View details |
Funding Insights of Sugmya Finance
Sugmya Finance has successfully raised a total of $13.02M across 11 strategic funding rounds. The most recent funding activity was a Seed round of $2.4 million completed in August 2025. This substantial capital infusion reflects strong investor confidence in the company's business model, growth potential, and market opportunities. The funding enables strategic expansion, product development, market penetration, and operational scaling to drive long-term value creation and competitive advantage.
- Total Funding $13.02M
- Total Rounds 11
- Last Round Seed — $2.4M
- First Round $381,000
(Sep 2019)
- Investors Count 117
Latest 10 of 11 funding rounds of Sugmya Finance with amounts and investors; the two latest post-money valuations are shown, the rest are part of the premium plan.
| Date | Amount | Transaction Name | Valuation | Lead Investors | Investors |
|---|---|---|---|---|---|
| Aug 2025 | $2.4M | Seed | – | – | – |
| Mar 2024 | $3M | Seed | – | – | |
| Aug 2023 | Debt – Venture | – | – | ||
| Jul 2023 | $1.64M | Seed | – | Manoj Sharma | |
| Mar 2023 | $1.46M | Seed | $32.12M | Pms Ventures | |
| Jan 2023 | $12.08M | Debt – Conventional | – | – | – |
| Jun 2022 | $2.47M | Seed | $19.35M | Manoj Sharma, Swatee Agarwal | |
| Mar 2022 | $890,378 | Seed | $••••• | VSB Tech Consulting Services | |
| Aug 2021 | $242,356 | Angel Round | $••••• | Ratan K Singh, Gauri Nath Jha | |
| Jan 2021 | $531,609 | Seed | $••••• | Pradeep Kumar, Brajmohan Singh |
| Date | Valuation | Stage |
|---|---|---|
| Mar 2023 | $32.12M | •••••••• |
| Jun 2022 | $19.35M | •••••••• |
| Mar 2022 | $••••• | •••••••• |
| Aug 2021 | $••••• | •••••••• |
| Jan 2021 | $••••• | •••••••• |
Full valuation and stage history of Sugmya Finance
Every valuation point, the growth-stage changes (minicorn, soonicorn, unicorn) and the dates behind them require an active premium plan.
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Last known valuation $32.12M (Mar 2023). 117 investors in total: 12 institutional and 105 angel.
Investors in Sugmya Finance
Sugmya Finance has secured backing from 117 investors, including venture fund, institutional, and angel investors. Prominent investors backing the company include TradeCred, KapTable and AngelBay.
| Investor | Description | Founded Year | Domain | Location |
|---|---|---|---|---|
Angel network focused on multiple sectors | 2020 | angelbay.in | Gurugram, India | |
Venture capital investments are directed toward multiple sectors. | Mumbai, India | |||
Startup investing is enabled via an online marketplace platform. | 2021 | kaptable.co | Gurugram, India | |
Invoice financing is provided to businesses via a digital platform. | 2018 | tradecred.com | Mumbai, India | |
Technology solutions are provided by Cigati Technologies in Delhi. | Delhi, India | |||
Offers IT consulting, advanced analytics, cloud services, and talent solutions to companies. | 2015 | vsbtech.com | Somerset, United States | |
Industrial machinery manufacturing services are provided to various clients. | Delhi, India |
Investor details for Sugmya Finance
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Board of directors of Sugmya Finance Private Limited (Sugmya Finance)
Sugmya Finance Private Limited is the primary company behind Sugmya Finance. The board of Sugmya Finance Private Limited currently have 7 directors; the longest-serving is Gaurav Pabby, appointed in 2017. 1 earlier director has ceased.
| Director | Designation | Appointed | Tenure | Entity |
|---|---|---|---|---|
| Gaurav Pabby DIN 07896898 | Director | 28 Sep 2017 | 9 yrs 1 mo | Sugmya Finance Private Limited |
| Brajmohan Singh DIN 03347977 | Whole-time director | 28 Sep 2017 | 9 yrs 1 mo | Sugmya Finance Private Limited |
| Vikas Singh DIN 08469011 | Director | 02 Nov 2020 | 6 yrs | Sugmya Finance Private Limited |
| Shishir Chandra Mishra DIN 09603441 | Director | 28 Apr 2022 | 4 yrs 6 mo | Sugmya Finance Private Limited |
| Raji Thekedathumadam Subramani Gain DIN 07256149 | Director | 01 Jul 2024 | 2 yrs 4 mo | Sugmya Finance Private Limited |
| Narinder Singh DIN 10522164 | Director | 01 Jul 2024 | 2 yrs 4 mo | Sugmya Finance Private Limited |
| Prem Singh Hooda DIN 01317215 | Director | 05 Jun 2025 | 1 yr 5 mo | Sugmya Finance Private Limited |
People of Sugmya Finance
16 people are tracked at Sugmya Finance (12 in leadership, 4 in team); the tracked headcount is 1,008.
| Name | Role | Group |
|---|---|---|
| Co-Founder & CEO | Leadership | |
| Co-Founder | Leadership | |
Sachin Joshi | Head -information Technology | Leadership |
Sonu Choudhary | Business Head - Region | Leadership |
Megha Sharma | Head -social Performance Management & CSR | Leadership |
Sarika Bhatiani | Head - Human Resource | Leadership |
Ashish Kumar | Vice President Information Technology | Leadership |
Abhay Thakkar | Head - Finance & Accounts | Leadership |
Kimmi Rohilla | Vice President Finance | Leadership |
Tarwar Singh | Head- Credit | Leadership |
Abhishek Kumar | General Manager-msme Operations | Leadership |
Rinku Singh | Business Head - Region | Leadership |
Nitesh Kumar | Internal Auditor | Team |
Bajrangi Panjiyar | Audit Team Lead | Team |
Shweta Kumari | Sr. Human Resource Executive | Team |
Rishabh Jain | Senior Manager Finance Account | Team |
Complete people profiles for Sugmya Finance
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Financials of Sugmya Finance
Figures of Sugmya Finance Private Limited, the primary company behind Sugmya Finance, for FY 2025. Revenue was ₹155 Cr (+8% year on year). Net profit was ₹2.01 Cr (1% margin). EBITDA was ₹65.00 Cr (42% margin). Revenue has grown at a compounded annual rate of +137% over three years and +119% over five years.
- ₹155 CrRevenue · FY 2025 · +8% YoY
- ₹2.01 CrNet profit · 1% margin
- ₹65.00 CrEBITDA · 42% margin
- ₹23.78 CrPaid-up capital
- 1,008Employees (provident fund records)
- +137%Revenue CAGR, 3 years
- +119%Revenue CAGR, 5 years
Balance sheet, profit and loss, cash flow and ratios of Sugmya Finance Private Limited are on its company page.
Detailed financial statements for Sugmya Finance
Statement rows, ratios, five-year trends and downloadable financials of the group companies require an active premium plan.
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Timeline of Sugmya Finance
4 dated milestones of Sugmya Finance across 6 years, from founding to its latest funding, stage changes and deals.
- Founded Sugmya Finance is founded.
- Funding First funding round of $381K.
- Milestone Reaches Minicorn status.
- Funding Latest funding round, Seed, of $2.4M.
Competitors of Sugmya Finance
Sugmya Finance has 3 listed competitors in our database, 3 of them funded. They include Clix Capital, InCred and DMI Finance.
| Company Name | Domain | Founded | HQ Location | Total funding | Employees | Description |
|---|---|---|---|---|---|---|
| clix.capital | 2016 | Gurugram, India | $69.52M | 1,742 | Lending platform for consumers and businesses is provided. | |
| incred.com | 2016 | Mumbai, India | $320.39M | 2,161 | Financial services are provided, specializing in personal and business loans. | |
| dmifinance.in | 2008 | Delhi, India | $734M | 1,054 | Personal, MSME, consumption, and EV loans are provided digitally. |
Detailed competitors of Sugmya Finance
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Top companies in Alternative Lending
3 companies that operate in the same segment as Sugmya Finance (Alternative Lending) in India, ranked by their profile score on The Company Check.
| Company | Description | Founded | Location | Total funding | Revenue | Employees |
|---|---|---|---|---|---|---|
Payment acceptance and processing solutions provider for businesses | 2018 | Gurugram, Haryana, India | USD 589.25 M | USD 179.52 M | 3,670 | |
Technology platform for real estate transactions and mortgages is provided. | 2014 | Gurugram, Haryana, India | USD 97.98 M | USD 28.9 M | 9,619 | |
Financial services are provided, specializing in personal and business loans. | 2016 | Mumbai, Maharashtra, India | USD 320.39 M | USD 106.45 M | 2,161 |
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Frequently Asked Questions about Sugmya Finance
Sugmya Finance was founded in 2019.
Sugmya Finance is headquartered in Noida, India. It is registered at Noida, Uttar Pradesh, India.
Vikas Singh is the CEO of Sugmya Finance, as recorded in our data. They have also founded this company.
Sugmya Finance is a funded company, having raised a total of $13.02M across 11 funding rounds to date. The company's 1st funding round was a Seed of $531.61K, raised on Sep 2019.
Sugmya Finance has 1,008 employees.
The primary company behind Sugmya Finance, Sugmya Finance Private Limited, reported revenue of ₹155 Cr for FY 2025, up 8% year on year.
Provider of financial solutions empowering marginal and MSME entrepreneurs. It focus on delivering accessible and affordable credit options to support small businesses growth. Its goal is to foster economic inclusion by bridging financial gaps and enabling sustainable development.
Sugmya Finance's top competitors include InCred, Clix Capital and DMI Finance.
The valuation of Sugmya Finance is $32.12M as of Mar 2023.
Sugmya Finance operates through Sugmya Finance Private Limited.
The legal entities of Sugmya Finance currently have 8 directors, including Shishir Chandra Mishra, Gaurav Pabby, Brajmohan Singh and others.