About The Credit Junction
The Credit Junction is a company based in New York (United States) founded in 2013 by Michael Finkelstein. It operates as a B2B. The Credit Junction has raised $29.61 million across 5 funding rounds from investors including Victory Park Capital Advisors, MidCap Financial and GLI Finance. The company has 70 employees as of December 31, 2022. The Credit Junction operates in a competitive market with competitors including Ovamba, The Small & Medium Business Exchange, Bond Street, CrowdOut and CommLoan, among others.
- Headquarter New York, United States
- Employees 70 as on 31 Dec, 2022
- Founders Michael Finkelstein
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Sectors
Financial Services
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Phone
*********
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Website
*********
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Social
*********
- Legal Name The Credit Junction, Llc
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Annual Revenue
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Net Profit
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EBITDA
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Total Equity Funding
$29.61 M (USD)
in 5 rounds
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Latest Funding Round
$23 M (USD), Series B
Oct 30, 2018
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Investors
Victory Park Capital Advisors
& 3 more
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Employee Count
70
as on Dec 31, 2022
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Funding Insights of The Credit Junction
The Credit Junction has successfully raised a total of $29.61M across 5 strategic funding rounds. The most recent funding activity was a Series B round of $23 million completed in October 2018. This substantial capital infusion reflects strong investor confidence in the company's business model, growth potential, and market opportunities. The funding enables strategic expansion, product development, market penetration, and operational scaling to drive long-term value creation and competitive advantage.
- Total Funding Total Funding
- Total Rounds 5
- Last Round Series B — $23.0M
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First Round
First Round
(29 Sep 2014)
- Investors Count 4
| Date | Amount | Transaction Name | Valuation | Lead Investors | Investors |
|---|---|---|---|---|---|
| Oct, 2018 | Amount | Series B - The Credit Junction | Valuation | Century Equity Partners |
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| Mar, 2018 | Amount | Debt – Venture - The Credit Junction | Valuation |
investors |
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| Jan, 2016 | Amount | Series A - The Credit Junction | Valuation |
investors |
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| Date | Amount | Transaction Name | Valuation | Lead Investors | Investors |
|---|---|---|---|---|---|
| Jul, 2021 | Amount | Post-IPO - Grab | Valuation |
investors |
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| Feb, 2021 | Amount | Post-IPO - Grab | Valuation |
investors |
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| Jan, 2021 | Amount | Post-IPO - Grab | Valuation |
investors |
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| Feb, 2021 | Amount | Post-IPO - Grab | Valuation |
investors |
Investors in The Credit Junction
The Credit Junction has secured backing from 4 investors, including venture fund and institutional investors. Prominent investors backing the company include Victory Park Capital Advisors, MidCap Financial and GLI Finance. This diverse investor base provides strategic capital, industry expertise, and valuable network connections that support the company's growth initiatives, market expansion, and long-term value creation.
| Investor | Description | Founded Year | Domain | Location |
|---|---|---|---|---|
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PE firm investing in the US
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Founded Year | Domain | Location | |
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Private debt funds are managed across multiple sectors.
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Founded Year | Domain | Location | |
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Blank check and private debt firm focused on multiple sectors
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Founded Year | Domain | Location |
| Investor | Description | Founded Year | Domain | Location |
|---|---|---|---|---|
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Single family office of Amitabh Bachchan, founder of Amitabh Bachchan Corporation or AB CORP
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Founded Year | Domain | Location | |
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Startup ecosystems are ignited through strategic investments by Signite Partners.
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Founded Year | Domain | Location | |
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Venture capital is directed toward companies in multiple sectors.
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Founded Year | Domain | Location | |
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Venture capital is invested in cybersecurity, fintech, and AI startups.
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Founded Year | Domain | Location |
Investments & Acquisitions by The Credit Junction
| Company Name | Description | Domain | Location | Founded Year | Amount |
|---|---|---|---|---|---|
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Bionic investment advisor platform
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2016 | ||||
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Fine Asian gourmet food is offered by an internet-first restaurant.
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2016 | ||||
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Physical e-commerce kiosks are deployed for rural purchases in Indonesia.
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2014 | ||||
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Fine Asian gourmet food is offered by an internet-first restaurant.
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2016 |
Financial Statements - The Credit Junction
| Date | Amount | Transaction Name | Valuation | Lead Investors | Investors |
|---|---|---|---|---|---|
| Jul, 2021 | Amount | Post-IPO - Grab | Valuation |
investors |
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| Feb, 2021 | Amount | Post-IPO - Grab | Valuation |
investors |
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| Jan, 2021 | Amount | Post-IPO - Grab | Valuation |
investors |
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| Feb, 2021 | Amount | Post-IPO - Grab | Valuation |
investors |
The Credit Junction Comparisons
Competitors of The Credit Junction
The Credit Junction operates in a dynamic and competitive business environment, facing competition from various established players and emerging companies in the market. The competitive landscape includes prominent companies such as Ovamba, The Small & Medium Business Exchange, Bond Street, CrowdOut and CommLoan, among others. This competitive environment drives innovation, market differentiation, and strategic positioning as companies strive to capture market share and deliver value to their customers. Understanding the competitive dynamics is crucial for assessing market positioning, identifying growth opportunities, and navigating the challenges inherent in a competitive marketplace.
| Company Name | Domain | Founded year | HQ Location | Description |
|---|---|---|---|---|
| domain | founded_year | HQ Location |
Online peer-to-peer lending is facilitated for SMEs by Ovamba.
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| domain | founded_year | HQ Location |
Online P2P marketplace for term loans
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| domain | founded_year | HQ Location |
Alternative term loans for small businesses are financed by investors.
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| domain | founded_year | HQ Location |
P2P funding is facilitated for middle market business loans.
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| domain | founded_year | HQ Location |
Business loans are matched online between borrowers and lenders.
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| Company Name | Domain | Founded year | HQ Location | Description |
|---|---|---|---|---|
| domain | founded_year | HQ Location |
Multiple services are booked via an app-based platform.
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| domain | founded_year | HQ Location |
On-demand services are booked through an app-based platform.
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| domain | founded_year | HQ Location |
App based platform offering on demand delivery and ride-hailing services
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| domain | founded_year | HQ Location |
Operates an on-demand hyperlocal delivery app for food and groceries.
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Frequently Asked Questions about The Credit Junction
When was The Credit Junction founded?
The Credit Junction was founded in 2013 and raised its 1st funding round 1 year after it was founded.
Where is The Credit Junction located?
The Credit Junction is headquartered in New York, United States. It is registered at New York, New York, United States.
Who is the current CEO of The Credit Junction?
Michael Finkelstein is the current CEO of The Credit Junction. They have also founded this company.
Is The Credit Junction a funded company?
The Credit Junction is a funded company, having raised a total of $29.61M across 5 funding rounds to date. The company's 1st funding round was a Series A of $4.56M, raised on Sep 29, 2014.
How many employees does The Credit Junction have?
As of Dec 31, 2022, the latest employee count at The Credit Junction is 70.
What does The Credit Junction do?
The Credit Junction, founded in 2013 in New York, United States, focuses on finance, facilitating loans and financing, sme financing, and working capital loans. Provides working capital financing solutions to small and medium enterprises. The company is dedicated to excellence, innovation, and customer satisfaction, ensuring sustainable practices and long-term success in its sectors.
Who are the top competitors of The Credit Junction?
The Credit Junction's top competitors include SmartBiz Loans, Bond Street and CrowdOut.
Who are The Credit Junction's investors?
The Credit Junction has 4 investors. Key investors include Victory Park Capital Advisors, MidCap Financial, GLI Finance, and Century Equity Partners.
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