About Tot
Tot is a Financial Services company based in Milan (Italy) founded in 2021. It operates as a digital banking services for businesses are provided by Tot. Tot has raised $10.63 million across 2 funding rounds from investors including Azimut Group, Banca Sella and CDP Venture Capital. Its website tot.money draws about 64 thousand monthly visits. Tot offers products and services including Conto aziendale, Carte aziendali, and Amministrazione. Its focus areas include FinTech, Banking Tech, Internet First Banks and Through Bank Partnerships. Its legal entity is Tot S.p.A. Its competitors include Qonto, SardexPay, Hype, EVVA Finanzas and Phedro Impresa Group; 3 of its 5 listed competitors have raised funding.
Company details
Tot was founded in 2021 in Milan, Italy, and operates as a digital bank targeting businesses in the fintech sector. Checking accounts, NFC-enabled prepaid cards for purchases, bill payments, and money transfers are offered. Business administration tools, customized invoice management, and payment portals are also included among its services, supporting operational needs across online and offline channels.
- Total Equity Funding$10.63M (USD)
in 2 rounds
- Latest Funding Round$8.19M (USD), Seed
Sep 2025
- InvestorsAzimut Group
& 7 more
Products & Services of Tot
Tot offers a comprehensive portfolio of products and services, including Conto aziendale, Carte aziendali, and Amministrazione.
Online account with IBAN for secure business transactions.
Physical and virtual cards for expense management and control.
Automated invoicing and financial reconciliation services.
Funding Insights of Tot
Tot has successfully raised a total of $10.63M across 2 strategic funding rounds. The most recent funding activity was a Seed round of $8.19 million completed in September 2025. This substantial capital infusion reflects strong investor confidence in the company's business model, growth potential, and market opportunities. The funding enables strategic expansion, product development, market penetration, and operational scaling to drive long-term value creation and competitive advantage.
- Total Funding $10.63M
- Total Rounds 2
- Last Round Seed — $8.19M
- First Round $2.44M
(Jun 2021)
- Investors Count 8
All 2 funding rounds of Tot with amounts and investors; the two latest post-money valuations are shown, the rest are part of the premium plan.
| Date | Amount | Transaction Name | Valuation | Lead Investors | Investors |
|---|---|---|---|---|---|
| Sep 2025 | $8.19M | Seed | – | CDP Venture Capital | |
| Jun 2021 | $2.44M | Seed | – | Banca Sella | – |
8 investors in total: 6 institutional and 2 angel.
Investors in Tot
Tot has secured backing from 8 investors, including institutional, venture fund, and angel investors. Prominent investors backing the company include Azimut Group, Banca Sella and CDP Venture Capital.
| Investor | Description | Founded Year | Domain | Location |
|---|---|---|---|---|
Venture capital and fund of funds focused on multiple sectors | – | cdpventurecapital.it | Rome, Italy | |
Capital and support are provided to early-stage B2B digital ventures. | – | techshop.capital | Milan, Italy | |
Operates as a commercial bank offering deposits, loans, and payment services. | 1886 | sella.it | Biella, Italy | |
Azimut Group is engaged in asset and wealth management services. | 1989 | azimut-group.com | Milan, Italy | |
PG Paolo Galvani | Co-founder of Moneyfarm, active angel investor in fintech and tech startups. | – | unknown_ca4cf7c5c1d344e39 | - |
GC Gianluca Cocco | Angel investor and advisor, ex-CEO of Foodpanda India, focused on startups | – | unknown_86f82f6778f648b49 | - |
Digital platform for managing private asset investments and services for financial institutions. | 2022 | clubdealdigital.com | Italy | |
Italian entrepreneurs' success stories are showcased by Chapeau Media. | – | chapeaumedia.it | Italy |
Investor details for Tot
The complete investor list, round-by-round participation and investor portfolios require an active premium plan.
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- Round participation
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People of Tot
11 people are tracked at Tot (7 in leadership, 4 in team).
| Name | Role | Group |
|---|---|---|
Salvatore Salvo | Head Of Cards & Payments | Leadership |
Alex Matteo | Head of Acquisition Marketing | Leadership |
Valentina Giacin | Head Of Marketing | Leadership |
Daniele Trombetta | Head Of Business Development | Leadership |
Doris Messina | Founder & CEO | Leadership |
Bruno Reggiani | COO & Co-founder | Leadership |
Gilberto Taccari | Chief Technology Officer | Leadership |
Lorenzo Vivaldini | Product Manager | Team |
Davide Dessì | Growth Marketing Manager | Team |
Sofia Citton | Product Designer | Team |
Davide Dongiovanni | Back-end Developer | Team |
Complete people profiles for Tot
Full employee and board profiles, team structure, tenure and professional contact details require an active premium plan.
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Timeline of Tot
3 dated milestones of Tot across 4 years, from founding to its latest funding, stage changes and deals.
- Founded Tot is founded.
- Funding First funding round of $2.4M.
- Funding Latest funding round, Seed, of $8.2M.
Competitors of Tot
Tot has 5 listed competitors in our database, 3 of them funded. They include Qonto, SardexPay, Hype, EVVA Finanzas and Phedro Impresa Group, among others.
| Company Name | Domain | Founded | HQ Location | Total funding | Employees | Description |
|---|---|---|---|---|---|---|
| qonto.com | 2017 | Paris, France | $717.15M | – | Subscription-based online banking is offered to SMEs and freelancers. | |
| sardexpay.net | 2009 | Italy | $7.71M | – | Digital bank for businesses | |
| hype.co | 2016 | Brooklyn, United States | $22.69M | 19 | Marketing optimization tools for creators' landing pages are provided. | |
| evvafinanzas.com | 2018 | Oslo, Norway | – | – | Digital banking services are offered to startups and businesses. | |
| phedroimpresagroup.it | 2023 | Castelli Calepio, Italy | – | – | Offers a digital lending platform for credit and financial solutions. |
Detailed competitors of Tot
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- Full competitor set
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Web traffic of Tot
The website of Tot (tot.money) receives about 63.6K visits a month and ranks #238,146 among all websites worldwide, #3,667 in Banking Credit and Lending.
- Monthly visits63.6K
▼ 27.9% vs previous month
- Unique visitors26.9K
per month
- Global rank#238,146
among all websites
- Category rank#3,667
Finance · Banking Credit and Lending
- Bounce rate31%
- Pages per visit10.8
- Average visit6 min 03 sec
- DevicesDesktop 73% · Mobile 27%
Websites whose visitors overlap most with Tot. Affinity shows how closely the audiences match.
| Website | Domain | Audience affinity | Monthly visits | Global rank | Profile |
|---|---|---|---|---|---|
credit-agricole.it | credit-agricole.it | 100% | – | #19,541 | – |
| intesasanpaolo.com | 100% | 8.2M | #4,976 | View details | |
| finecobank.com | 94% | 8.2M | #4,549 | View details | |
| widiba.it | 93% | – | #59,279 | View details | |
deutsche-bank.it | deutsche-bank.it | 86% | – | #123,078 | – |
| •••••••••• | ••••••.com | ••% | •.•M | #••••• | – |
| •••••••••• | ••••••.com | ••% | •.•M | #••••• | – |
| •••••••••• | ••••••.com | ••% | •.•M | #••••• | – |
All 34 similar websites and full traffic analytics for Tot
The complete similar-websites list, audience overlap and engagement analytics require an active premium plan.
- 34 similar websites
- Audience overlap
- Engagement analytics
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Top companies in Banking & FinTech Platforms
10 companies that operate in the same segment as Tot (Banking & FinTech Platforms), ranked by their profile score on The Company Check.
| Company | Description | Founded | Location | Total funding | Revenue | Employees |
|---|---|---|---|---|---|---|
Online business banking and financial workflow tools are provided. | 2010 | San Francisco, California, United States | USD 546 M | – | – | |
Tide is recognized as a digital banking platform for businesses. | 2015 | London, England, United Kingdom | USD 221.42 M | – | – | |
Digital banking services are offered to individuals via mobile apps. | 2012 | San Francisco, California, United States | USD 3.16 B | USD 1.96 B | 1,440 | |
Banking solutions are provided for retail customers and businesses. | 2015 | London, England, United Kingdom | USD 1.99 B | – | – | |
Internet first bank for individuals and businesses | 2015 | London, England, United Kingdom | USD 1.9 B | – | – | |
Digital sustainable banking services are offered to consumers. | 2013 | Los Angeles, California, United States | USD 865 M | – | 237 | |
Digital banking services are offered to consumers and businesses. | 2014 | London, England, United Kingdom | USD 1.06 B | USD 813.42 M | 3,231 | |
Payment and banking solutions are provided to users and banks. | 2015 | San Ramon, California, United States | USD 390 M | USD 532.2 K | 3 | |
SaaS-driven credit card and spend management solutions platform for businesses | 2017 | Draper, Utah, United States | USD 1.16 B | – | 1 | |
Digital banking services are provided for individuals and businesses. | 2014 | Blyth, United Kingdom | USD 852.48 M | – | – |
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Related news about Tot
Complete news archive for Tot
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Frequently Asked Questions about Tot
Tot was founded in 2021.
Tot is headquartered in Milan, Italy. It is registered at Milan, Lombardy, Italy.
Tot is a funded company, having raised a total of $10.63M across 2 funding rounds to date. The company's 1st funding round was a Seed of $2.44M, raised on Jun 2021.
Tot was founded in 2021 in Milan, Italy, and operates as a digital bank targeting businesses in the fintech sector. Checking accounts, NFC-enabled prepaid cards for purchases, bill payments, and money transfers are offered. Business administration tools, customized invoice management, and payment portals are also included among its services, supporting operational needs across online and offline channels.
Tot offers Conto aziendale, Carte aziendali, and Amministrazione.
Tot has 8 investors. Key investors include Azimut Group, Banca Sella, CDP Venture Capital, The Techshop, and CLUBDEAL.
Tot operates through Tot S.P.A..