True Balance

Gurugram, India Founded: 2014 • Age: 12 yrs
Personal loans and prepaid instruments are provided via mobile wallet.
Annual revenue $78.6M Latest available
Total funding $90.0M 16 rounds
Employees 33 Tracked headcount
Investors 27 Known backers
Products 3 Services tracked
Competitors 10 Brand Intelligence

About True Balance

True Balance is a company based in Gurugram (India) founded in 2014 by Jay Chaeyong Yi and Cheolwon Charlie Lee. True Balance has raised $90 million across 16 funding rounds from investors including Northern Arc Capital, Naver and Industrial Bank of Korea. The company has 33 employees as of April 01, 2024. True Balance offers products and services including Cash Loan, Level Up Loan, and Bill Payment and Recharges. True Balance operates in a competitive market with competitors including Kissht, Stashfin, CASHe, Branch and LoanTap, among others.

  • Headquarter Gurugram, India
  • Employees 33 as on 01 Apr, 2024
  • Founders Jay Chaeyong Yi, Cheolwon Charlie Lee
  • Sectors
    Financial Services
  • Email
    Locked
  • Phone
    Locked
  • Website
    Locked
  • Social
    Locked
  • Legal Name Balancehero India Private Limited
  • Date of Incorporation 28 Apr, 2016
  • Jurisdiction Gurugram, Haryana, India
Operational Areas
Financial Services → FinTech & Digital Finance Unlock Sub-Sector Unlock Segment
Key Metrics
  • Annual Revenue
    $78.64 M (USD)
    55.62
    as on Mar 31, 2024
  • Net Profit
    $16.07 M (USD)
    133.79
    as on Mar 31, 2024
  • EBITDA
    $21.13 M (USD)
    88.5
    as on Mar 31, 2024
  • Total Equity Funding
    $90 M (USD)

    in 16 rounds

  • Latest Funding Round
    $10 M (USD), Debt – Conventional

    Mar 09, 2026

  • Investors
  • Employee Count
    33

    as on Apr 01, 2024

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Products & Services of True Balance

True Balance offers a comprehensive portfolio of products and services, including Cash Loan, Level Up Loan, and Bill Payment and Recharges.

Product name locked
Category locked
Primary

Provides quick cash loans based on credit score for financial needs.

Product name locked
Category locked
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Offers additional loan options for users with income verification.

Product name locked
Category locked
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Facilitates online recharges and bill payments for utilities.

People of True Balance

Headcount 50-200
Employee Profiles 58
Board Members and Advisors 2
Employee Profiles
People
Jay Ji
Chief Creative Officer
People
Kshitiz Mittal
Manager - Corporate IT
People
Ashish Aggarwal
Chief Marketing Officer
People
Nitish Saxena
Head – Brand Marketing

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Board Members and Advisors
people
RB Barman
Senior Advisor
people
Byung Gyu Chang
Board Member

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Funding Insights of True Balance

True Balance has successfully raised a total of $90M across 16 strategic funding rounds. The most recent funding activity was a Debt – Conventional round of $10 million completed in March 2026. This substantial capital infusion reflects strong investor confidence in the company's business model, growth potential, and market opportunities. The funding enables strategic expansion, product development, market penetration, and operational scaling to drive long-term value creation and competitive advantage.

Investors in True Balance

True Balance has secured backing from 27 investors, including venture fund and institutional investors. Prominent investors backing the company include Northern Arc Capital, Naver and Industrial Bank of Korea.

All
Venture Fund
Institutional
Investor Description Founded Year Domain Location
Venture capital investments and advisory services in the finance sector.
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Private equity firm focused on multiple sectors
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Investments are made by BonAngels in early-stage Asian tech companies.
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Investor details for True Balance

Investor domains, locations, round participation, and complete history require an active premium plan.

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  • Investor locations
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  • Participation history

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Investments & Acquisitions by True Balance

Investments
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Investment portfolio details for True Balance

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  • Portfolio identities
  • Transaction dates
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Financial Statements - True Balance

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Detailed financials for True Balance

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  • Profit trends
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True Balance Comparisons

True Balance Primary company
Description
Personal loans and prepaid instruments are provided via mobi...
Location
Gurugram, India
Founded Year
2014
Annual Revenue
$78.64 M (USD)
Net Profit
$16.07 M (USD)
EBITDA
$21.13 M (USD)
Employees
33
As of 2024
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Peer comparison for True Balance

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Competitors of True Balance

True Balance operates in a dynamic and competitive business environment, facing competition from various established players and emerging companies in the market. The competitive landscape includes prominent companies such as Kissht, Stashfin, CASHe, Branch and LoanTap, among others.

Company Name Domain Founded year HQ Location Description
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Personal, business, and property loans are provided by Kissht.
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Digital lending and instant credit lines are provided to individuals.
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Online instant personal loans are provided to salaried professionals.
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Branch is focused on providing faster workforce payment solutions.
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Various personal and business loans are offered through the platform.
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Loans, credit cards, gold investments, insurance, and UPI are provided.
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Detailed competitors of True Balance

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Latest news on True Balance

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Complete news archive for True Balance

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  • Brand-specific news history

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Frequently Asked Questions about True Balance

True Balance was founded in 2014 and raised its 1st funding round 1 year after it was founded.

True Balance is headquartered in Gurugram, India. It is registered at Gurugram, Haryana, India.

Cheolwon Charlie Lee is the current CEO of True Balance. They have also founded this company.

True Balance is a funded company, having raised a total of $90M across 16 funding rounds to date.

As of Apr 01, 2024, the latest employee count at True Balance is 33.

Annual revenue of True Balance is $78.64M as on Mar 31, 2024.

True Balance was founded in 2014 in Gurugram, India, within the fintech sector. Personal loans are extended to salaried and self-employed individuals, with amounts determined by credit scores and income levels. A mobile wallet is operated to handle recharges and bill payments, supporting everyday financial transactions in the region.

True Balance's top competitors include Stashfin, Money View and Kissht.

True Balance offers Cash Loan, Level Up Loan, and Bill Payment and Recharges.

True Balance has 27 investors. Key investors include Northern Arc Capital, Naver, Industrial Bank of Korea, NH Investment & Securities, and Korean Development Bank.

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