Uni Cards

Bengaluru, India Founded: 2020 • Age: 6 yrs
A gold rewards credit card program is provided for users.
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About Uni Cards

Uni Cards is a company based in Bengaluru (India) founded in 2020 by Nitin Gupta and Laxmikant Vyas.. Uni Cards has raised $104.11 million across 6 funding rounds from investors including Accel, Lightspeed Venture Partners and Lightspeed India. The company has 314 employees as of March 24, 2025. Uni Cards has completed 1 acquisition, including OMLP2P. Uni Cards offers products and services including GoldX Credit Card and Uni App. Uni Cards operates in a competitive market with competitors including OneCard, slice, Kiwi, Paytail and Galaxycard, among others.

  • Headquarter Bengaluru, India
  • Employees 314 as on 24 Mar, 2025
  • Founders Nitin Gupta, Laxmikant Vyas
  • Stage Minicorn
  • Sectors
    Financial Services
  • Email
    ***********
  • Phone
    *********
  • Website
    *********
  • Social
    *********
  • Legal Name Uniorbit Technologies Private Limited
  • Date of Incorporation 25 Aug, 2020
  • Jurisdiction Bangalore South, Karnataka, India
Operational Areas
Financial Services → FinTech & Digital Finance
Key Metrics
  • Annual Revenue
    $6.44 M (USD)
    0
    as on Mar 31, 2023
  • Net Profit
    $-20.07 M (USD)
    0
    as on Mar 31, 2023
  • EBITDA
    $-21.02 M (USD)
    0
    as on Mar 31, 2023
  • Total Equity Funding
    $104.11 M (USD)

    in 6 rounds

  • Latest Funding Round
    $2.39 M (USD), Series A

    Sep 05, 2024

  • Investors
    Accel

    & 60 more

  • Employee Count
    314

    as on Mar 24, 2025

  • Investments & Acquisitions
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Products & Services of Uni Cards

Uni Cards offers a comprehensive portfolio of products and services, including GoldX Credit Card and Uni App. The company's diverse product and service offerings are designed to meet the evolving needs of its customers, address market demands, and provide comprehensive solutions that drive value creation and customer satisfaction across various segments and use cases.

Primary

Card providing 1% rewards convertible to 24K gold.

App for managing credit card and redeeming rewards.

People of Uni Cards
Headcount 50-200
Employee Profiles 31
Employee Profiles
People
Ajay J Krishnan
Senior UX Writer
People
Ramana Kavuri
Associate Director - Finance
People
Nikhileswar Jangala
Staff Product Designer
People
Divyen Jain
Group Product Manager

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Funding Insights of Uni Cards

Uni Cards has successfully raised a total of $104.11M across 6 strategic funding rounds. The most recent funding activity was a Series A round of $2.39 million completed in September 2024. This substantial capital infusion reflects strong investor confidence in the company's business model, growth potential, and market opportunities. The funding enables strategic expansion, product development, market penetration, and operational scaling to drive long-term value creation and competitive advantage.

  • Total Funding
  • Total Rounds 6
  • Last Round Series A — $2.4M
  • First Round

    (06 Oct 2020)

  • Investors Count 61
Date Amount Transaction Name Valuation Lead Investors Investors
Sep, 2024 Amount Series A - Uni Cards Valuation

investors

Feb, 2024 Amount Series A - Uni Cards Valuation

investors

Jun, 2022 Amount Debt – Venture - Uni Cards Valuation

investors

Date Amount Transaction Name Valuation Lead Investors Investors
Jul, 2021 Amount Post-IPO - Grab Valuation

investors

Feb, 2021 Amount Post-IPO - Grab Valuation

investors

Jan, 2021 Amount Post-IPO - Grab Valuation

investors

Feb, 2021 Amount Post-IPO - Grab Valuation

investors

Investors in Uni Cards

Uni Cards has secured backing from 61 investors, including venture fund, institutional, and angel investors. Prominent investors backing the company include Accel, Lightspeed Venture Partners and Lightspeed India. This diverse investor base provides strategic capital, industry expertise, and valuable network connections that support the company's growth initiatives, market expansion, and long-term value creation.

All
Venture Fund
Institutional
Angel
Investor Description Founded Year Domain Location
Venture capital investment and global platform support for startups.
Founded Year Domain Location
Tech-enabled businesses are funded by Greenoaks venture capital firm.
Founded Year Domain Location
Investments in financial services are made by Arbor Ventures.
Founded Year Domain Location
Investor Description Founded Year Domain Location
Single family office of Amitabh Bachchan, founder of Amitabh Bachchan Corporation or AB CORP
Founded Year Domain Location
Startup ecosystems are ignited through strategic investments by Signite Partners.
Founded Year Domain Location
Venture capital is directed toward companies in multiple sectors.
Founded Year Domain Location
Venture capital is invested in cybersecurity, fintech, and AI startups.
Founded Year Domain Location

Investments & Acquisitions by Uni Cards

Uni Cards has strategically engaged in corporate development activities, having acquired 1 company. Notable acquisitions include OMLP2P. These strategic investments and acquisitions demonstrate the company's commitment to growth through portfolio expansion, market consolidation, technology integration, and strategic partnerships that enhance competitive positioning and drive long-term value creation.

Investments
Company Name Description Domain Location Founded Year Amount
Bionic investment advisor platform
2016
Fine Asian gourmet food is offered by an internet-first restaurant.
2016
Physical e-commerce kiosks are deployed for rural purchases in Indonesia.
2014
Fine Asian gourmet food is offered by an internet-first restaurant.
2016
Acquisitions
Company Name Description Domain Location Founded Year Amount
Functions as an online peer-to-peer lending platform.
2016
Company Name Description Domain Location Founded Year Amount
OVO is recognized as a smart digital payment application.
2017
Bionic investment advisor platform
2016
Physical e-commerce kiosks are deployed for rural purchases in Indonesia.
2014
Physical e-commerce kiosks are deployed for rural purchases in Indonesia.
2014

Financial Statements - Uni Cards

Tata Steel revenue growth over time
Tata Steel profit and loss trends over time
Date Amount Transaction Name Valuation Lead Investors Investors
Jul, 2021 Amount Post-IPO - Grab Valuation

investors

Feb, 2021 Amount Post-IPO - Grab Valuation

investors

Jan, 2021 Amount Post-IPO - Grab Valuation

investors

Feb, 2021 Amount Post-IPO - Grab Valuation

investors

Uni Cards Comparisons

Employees
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Competitors of Uni Cards

Uni Cards operates in a dynamic and competitive business environment, facing competition from various established players and emerging companies in the market. The competitive landscape includes prominent companies such as OneCard, slice, Kiwi, Paytail and Galaxycard, among others. This competitive environment drives innovation, market differentiation, and strategic positioning as companies strive to capture market share and deliver value to their customers. Understanding the competitive dynamics is crucial for assessing market positioning, identifying growth opportunities, and navigating the challenges inherent in a competitive marketplace.

Company Name Domain Founded year HQ Location Description
domain founded_year HQ Location
Provider of metal credit cards with a mobile application interface
domain founded_year HQ Location
Digital platform for banking and financial services is operated.
domain founded_year HQ Location
Nearby fabric stores are located via an app-based search platform.
domain founded_year HQ Location
Finance and e-commerce solutions are enabled via instant EMI loans.
domain founded_year HQ Location
Smartphone-linked credit cards are issued for consumer payments.
Company Name Domain Founded year HQ Location Description
domain founded_year HQ Location
Multiple services are booked via an app-based platform.
domain founded_year HQ Location
On-demand services are booked through an app-based platform.
domain founded_year HQ Location
App based platform offering on demand delivery and ride-hailing services
domain founded_year HQ Location
Operates an on-demand hyperlocal delivery app for food and groceries.

Latest news on Uni Cards

Frequently Asked Questions about Uni Cards

When was Uni Cards founded?

Uni Cards was founded in 2020.

Where is Uni Cards located?

Uni Cards is headquartered in Bengaluru, India. It is registered at Bengaluru, Karnataka, India.

Who is the current CEO of Uni Cards?

Nitin Gupta is the current CEO of Uni Cards. They have also founded this company.

Is Uni Cards a funded company?

Uni Cards is a funded company, having raised a total of $104.11M across 6 funding rounds to date. The company's 1st funding round was a Debt – Venture of $6.4M, raised on Oct 06, 2020.

How many employees does Uni Cards have?

As of Mar 24, 2025, the latest employee count at Uni Cards is 314.

What is the annual revenue of Uni Cards?

Annual revenue of Uni Cards is $6.44M as on Mar 31, 2023.

What does Uni Cards do?

Uni Cards was founded in 2020 in Bengaluru, India, within the fintech sector. A credit card program centered on gold rewards is operated, where 24K gold is earned by cardholders based on spending. This gold is converted to digital form and exchanged for physical gold or cash. Zero forex markup fees on international transactions and no annual fees are featured. A quick, paperless application process is utilized for approvals.

Who are the top competitors of Uni Cards?

Uni Cards's top competitors include OneCard, slice and Pixel Cards.

What products or services does Uni Cards offer?

Uni Cards offers GoldX Credit Card and Uni App.

How many acquisitions has Uni Cards made?

Uni Cards has made 1 acquisition, including OMLP2P.

Who are Uni Cards's investors?

Uni Cards has 61 investors. Key investors include Accel, Lightspeed Venture Partners, Lightspeed India, Eight Roads Ventures, and Sparkle Fund.

What is Uni Cards's valuation?

The valuation of Uni Cards is $328.34M as of Sep 2024.

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