About Y1 Card
Y1 Card is a Financial Services company based in Begusarai (India) founded in 2024 by Rajni Ranjan Sinha. Digital platform for secure bank FDs, digital gold, silver investments, and wealth management tools. It operates on a D2C model. Its Indian entity Skate Lab Private Limited reported revenue of ₹2.3 Lakh. Y1 Card offers products and services including Y1 Card App, Bank FDs, Digital Gold, and Digital Silver. Its focus areas include FinTech, Investment Tech, Digital Assets and Wealth Management. Similar companies include Dezerv, Wealthy and ASK Group; 3 of its 3 listed similar companies have raised funding.
Company details
Y1 Card is a digital financial platform that offers access to bank fixed deposits, digital gold and silver investments, and exclusive membership perks for wealth building. It enables users to manage emergency funds, set investment goals, and receive advisory services through an intuitive app. Based in India, it targets individuals seeking secure and flexible financial solutions to achieve early independence, with partnerships from trusted banks and NBFCs for safety.
- Headquarters Begusarai, India
- Founders Rajni Ranjan Sinha
- SectorsFinancial Services
- Website y1card.com
- Social LinkedIn Threads
- Legal Name Skate Lab Private Limited
- Date of Incorporation 28 Oct, 2016
- Jurisdiction Begusarai, Bihar, India
- Annual Revenue₹2.3 Lakh
FY 2025 · +399% YoY
- Net Profit₹12,462
FY 2025 · 5% margin
- EBITDA₹42,099
FY 2025 · 18% margin
Associated legal entities of Y1 Card
Y1 Card operates through Skate Lab Private Limited (active). Its filings, financials, charges and directors are on the company page.
| Legal entity | Status | Incorporated | Registered in | Revenue (FY 2025) | Employees | Directors | Company page |
|---|---|---|---|---|---|---|---|
| Skate Lab Private Limited CIN U74999BR2016PTC032790 | Active | 28 Oct 2016 | Begusarai, Bihar | ₹0.0 Cr | 2 | View details |
Products & Services of Y1 Card
Y1 Card offers a comprehensive portfolio of products and services, including Y1 Card App, Bank FDs, Digital Gold, and Digital Silver.
App for managing investments and wealth building tools securely.
Secure fixed deposit options with up to 9.10% annual interest.
Digital purchase and storage of gold for wealth accumulation.
Digital investment in silver with secure vault storage options.
Apps and channels of Y1 Card
Y1 Card publishes 1 mobile app with over 100 downloads.
Board of directors of Skate Lab Private Limited (Y1 Card)
Skate Lab Private Limited is the primary company behind Y1 Card. The board of Skate Lab Private Limited currently have 2 directors; the longest-serving is Nilam Sinha, appointed in 2017. 3 earlier directors have ceased.
| Director | Designation | Appointed | Tenure | Entity |
|---|---|---|---|---|
| Nilam Sinha DIN 07852909 | Director | 18 Jun 2017 | 9 yrs 4 mo | Skate Lab Private Limited |
| Saket Raushan DIN 07624138 | Director | 06 Jan 2021 | 5 yrs 9 mo | Skate Lab Private Limited |
People of Y1 Card
1 people are tracked at Y1 Card (1 in leadership).
| Name | Role | Group |
|---|---|---|
| Co-Founder | Leadership |
Complete people profiles for Y1 Card
Full employee and board profiles, team structure, tenure and professional contact details require an active premium plan.
- Full employee list
- Team structure
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Verified entity values are shown only after access is granted.
Financials of Y1 Card
Figures of Skate Lab Private Limited, the primary company behind Y1 Card, for FY 2025. Revenue was ₹2.3 Lakh (+399% year on year). Net profit was ₹12,462 (5% margin). EBITDA was ₹42,099 (18% margin). Revenue has grown at a compounded annual rate of +127% over three years.
- ₹2.3 LakhRevenue · FY 2025 · +399% YoY
- ₹12,462Net profit · 5% margin
- ₹42,099EBITDA · 18% margin
- ₹1 LakhPaid-up capital
- +127%Revenue CAGR, 3 years
Balance sheet, profit and loss, cash flow and ratios of Skate Lab Private Limited are on its company page.
Detailed financial statements for Y1 Card
Statement rows, ratios, five-year trends and downloadable financials of the group companies require an active premium plan.
- Statement rows
- Financial ratios
- Five-year trends
- Downloads
Verified entity values are shown only after access is granted.
Similar companies to Y1 Card
Y1 Card has 3 listed similar companies in our database, 3 of them funded. They include Dezerv, Wealthy and ASK Group.
| Company Name | Domain | Founded | HQ Location | Total funding | Employees | Description |
|---|---|---|---|---|---|---|
| dezerv.in | 2021 | Mumbai, India | $100M | 513 | Investment solutions and portfolio management are provided for affluent individuals. | |
| wealthy.in | 2015 | Bengaluru, India | $22.29M | 231 | Digital wealth management platform is offered for personalized investments. | |
| askfinancials.com | 1983 | Mumbai, India | $125M | 191 | Asset & wealth management platform |
Detailed similar companies of Y1 Card
The full competitor set, operating metrics and side-by-side benchmarks require an active premium plan.
- Full competitor set
- Operating metrics
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Verified entity values are shown only after access is granted.
Top companies in Investment & Wealth Tech
3 companies that operate in the same segment as Y1 Card (Investment & Wealth Tech) in India, ranked by their profile score on The Company Check.
| Company | Description | Founded | Location | Total funding | Revenue | Employees |
|---|---|---|---|---|---|---|
Mutual funds, portfolio management, and retirement planning services are offered. | 2001 | Mumbai, Maharashtra, India | USD 142.4 M | USD 180.76 M | 1,840 | |
Investment consultant for future & options and commodities | 1987 | Kochi, Kerala, India | USD 71.52 M | 2,690 | ||
Technology-led financial products and infrastructure services are provided for consumers. | 2021 | Mumbai, Maharashtra, India | USD 145.66 M | USD 1.98 M | 376 |
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Frequently Asked Questions about Y1 Card
Y1 Card was founded in 2024.
Y1 Card is headquartered in Begusarai, India. It is registered at Begusarai, Bihar, India.
The primary company behind Y1 Card, Skate Lab Private Limited, reported revenue of ₹2.3 Lakh for FY 2025, up 399% year on year.
Y1 Card is a digital financial platform that offers access to bank fixed deposits, digital gold and silver investments, and exclusive membership perks for wealth building. It enables users to manage emergency funds, set investment goals, and receive advisory services through an intuitive app. Based in India, it targets individuals seeking secure and flexible financial solutions to achieve early independence, with partnerships from trusted banks and NBFCs for safety.
Y1 Card offers Y1 Card App, Bank FDs, Digital Gold, and Digital Silver.
Y1 Card operates through Skate Lab Private Limited.
The legal entities of Y1 Card currently have 2 directors, including Saket Raushan, Nilam Sinha.
Yes. Y1 Card publishes Y1 Academy, with over 100 downloads.