About Yirendai
Yirendai is a publicly listed company based in Beijing (China) founded in 2012. It operates as a p2P lending platform for borrowers and lenders is operated. The company has 949 employees. Its focus areas include FinTech, Alternative Lending, Online Lenders and Consumer Loans. Its competitors include Wacai, Dianrong, Yingying Licai, Juzilicai and Daixiaomi and 2 more; 7 of its 7 listed competitors have raised funding.
Company details
Yirendai was established in 2012 as a peer-to-peer lending platform under CreditEase, based in Beijing, China. Various loan types, including small loans, credit loans, and unsecured options, are facilitated to meet financial needs. A secure and transparent online network is provided for interactions between lenders and borrowers. An initial public offering of 75 million was completed on the NYSE in December 2015.
- Headquarters Beijing, China
- Employees 949
- Stage Public
- SectorsFinancial Services
- Website yirendai.com
- Social LinkedIn X
- Legal Name Yiren Digital Ltd. Sponsored Adr
- Annual Revenue$796.19 M (USD)-1.31as on Dec 31, 2025
- Net Profit$7.59 M (USD)-96.55as on Dec 31, 2025
- EBITDA$312.77 M (USD)26.25as on Dec 31, 2025
- Latest Funding Round$50.32M (USD), Debt – Conventional
Jun 2018
- Investors
- Employee Count949
Funding Insights of Yirendai
- Total Rounds 1
- Last Round Debt – Conventional — $50.32M
- First Round $50.32M
(Jun 2018)
- Investors Count 1
All 1 funding rounds of Yirendai with amounts and investors; the two latest post-money valuations are shown, the rest are part of the premium plan.
| Date | Amount | Transaction Name | Valuation | Lead Investors | Investors |
|---|---|---|---|---|---|
| Jun 2018 | $50.32M | Debt – Conventional | – | – |
1 investors in total: 1 institutional.
Investors in Yirendai
Yirendai has secured backing from 1 investor, including venture fund investors. Prominent investors backing the company include Goldman Sachs.
| Investor | Description | Founded Year | Domain | Location |
|---|---|---|---|---|
Investment banking services are delivered across multiple financial sectors. | 1869 | goldmansachs.com | New York, United States |
Investor details for Yirendai
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People of Yirendai
9 people are tracked at Yirendai (2 in leadership, 6 in board & advisors, 1 in team); the tracked headcount is 949.
| Name | Role | Group |
|---|---|---|
Mei Na | Chief Financial Officer | Leadership |
Ning Tang | CEO | Leadership |
Hao Li | Independent Director | Board & advisors |
Tina Ju | Director | Board & advisors |
Jingsheng Huang | Director | Board & advisors |
Qing Li | Director | Board & advisors |
Sam Hanhui Sun | Independent Director | Board & advisors |
Hiu Fung Vincent Pang | Independent Director | Board & advisors |
Bin Yang | CHRO | Team |
Complete people profiles for Yirendai
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IPO & Listings of Yirendai
Yirendai is a publicly listed company on the NYSE with ticker symbol YRD in USA, operating in the Technology services sector. As a publicly traded entity, the company provides investors with opportunities to participate in its growth story through equity ownership. The listing enables access to capital markets, enhances corporate visibility, and provides liquidity for shareholders while maintaining transparency through regulatory compliance and regular financial disclosures.
- IPO date18 Dec 2015
- Listed onNYSE: YRD
- Listed entityYiren Digital Ltd. Sponsored ADR
- Exchange sectorTechnology services
- ISINUS98585L1008
- Share price$0.46 (-18.68% on the day) · 2026-10-13
- Market capitalisation$39.7M
- Price to earnings2.2
- EPS (diluted, trailing year)$-2.49
- Dividend yield35.75%
- Volume (last session)1,021,723
Financials of Yirendai
| Year | Revenue | Net income | EBITDA |
|---|---|---|---|
| 2025 | $796.2M | $7.6M | $312.8M |
| 2024 | $806.7M | $219.9M | $247.7M |
| 2023 | $690.4M | $293.6M | $362.1M |
| 2022 | $510.1M | $177.4M | $229.2M |
| 2021 | $705.7M | $160.2M | $226.9M |
Detailed financial statements for Yirendai
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Timeline of Yirendai
3 dated milestones of Yirendai across 6 years, from founding to its latest funding, stage changes and deals.
- Founded Yirendai is founded.
- IPO Lists on the stock exchange (IPO).
- Funding First funding round of $50.3M.
Competitors of Yirendai
Yirendai has 7 listed competitors in our database, 7 of them funded. They include Wacai, Dianrong, Yingying Licai, Juzilicai and Daixiaomi, among others.
| Company Name | Domain | Founded | HQ Location | Total funding | Employees | Description |
|---|---|---|---|---|---|---|
| wacai.com | 2009 | Hangzhou, China | $330M | – | Personal finance ledger and management app and an advisory & distributor platform | |
| dianrong.com | 2012 | Shanghai, China | $549M | – | P2P platform for personal loans | |
| yingyinglicai.com | 2013 | Hangzhou, China | $13.2M | – | P2P lending via mobile app connects Chinese investors with borrowers. | |
| juzilicai.com | 2014 | Shenzhen, China | $100M | – | Online consumer finance platform for internet banking via alternative lending method | |
| daixiaomi.com | 2013 | Beijing, China | $95.92M | – | An online B2C marketplace lending platform for consumers and SMEs, having raised $95.9 million in funding. | |
| madailicai.com | 2015 | Shanghai, China | $65.34M | – | Wealth management products are provided online to retail investors. | |
| hexindai.com | 2013 | Beijing, China | $30M | – | P2P platform for personal loans |
Detailed competitors of Yirendai
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Web traffic of Yirendai
Websites that share an audience with Yirendai (yirendai.com).
Websites whose visitors overlap most with Yirendai. Affinity shows how closely the audiences match.
| Website | Domain | Audience affinity | Monthly visits | Global rank | Profile |
|---|---|---|---|---|---|
| ppdai.com | 100% | 53.7K | #599,515 | View details | |
| adsage.com | 75% | – | – | View details | |
anxin.com | anxin.com | 74% | – | – | – |
| creditease.cn | 73% | 17.6K | #1,238,301 | View details | |
| renrendai.com | 70% | – | – | View details | |
| •••••••••• | ••••••.com | ••% | •.•M | #••••• | – |
| •••••••••• | ••••••.com | ••% | •.•M | #••••• | – |
| •••••••••• | ••••••.com | ••% | •.•M | #••••• | – |
All 25 similar websites and full traffic analytics for Yirendai
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Top companies in Alternative Lending
10 companies that operate in the same segment as Yirendai (Alternative Lending), ranked by their profile score on The Company Check.
| Company | Description | Founded | Location | Total funding | Revenue | Employees |
|---|---|---|---|---|---|---|
Payment acceptance and processing solutions provider for businesses | 2018 | Gurugram, Haryana, India | USD 589.25 M | USD 179.52 M | 3,670 | |
A peer-to-peer marketplace for business loans is operated and developed. | 2010 | London, England, United Kingdom | USD 372.67 M | USD 299.61 M | 860 | |
Diversified loans are provided via an AI-enabled online marketplace. | 2012 | Palo Alto, California, United States | USD 128.65 M | USD 1.04 B | 1,190 | |
Various consumer loans and financial services are offered online. | 2011 | San Francisco, California, United States | USD 3.04 B | USD 4.77 B | 6,843 | |
Technology platform for real estate transactions and mortgages is provided. | 2014 | Gurugram, Haryana, India | USD 97.98 M | USD 28.9 M | 9,619 | |
Purchase financing solutions are offered to businesses via installment payments. | 2019 | Dubai, Dubai, United Arab Emirates | USD 837 M | – | 4,683 | |
Financial services are provided, specializing in personal and business loans. | 2016 | Mumbai, Maharashtra, India | USD 320.39 M | USD 106.45 M | 2,161 | |
Credit score checking and comparison platform for financial products | 2007 | San Francisco, California, United States | USD 869.77 M | – | 1,487 | |
Financial benefits platform for on-demand pay is provided to employees. | 2018 | London, England, United Kingdom | USD 133.02 M | – | – | |
Payflow is recognized as a financial wellness application for employees. | 2020 | Alcobendas, Comunidad De Madrid, Spain | USD 58.23 M | – | – |
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Related news about Yirendai
Complete news archive for Yirendai
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Frequently Asked Questions about Yirendai
Yirendai was founded in 2012 and raised its 1st funding round 6 years after it was founded.
Yirendai is headquartered in Beijing, China.
Yirendai has 949 employees.
Annual revenue of Yirendai is $796.19M as on Dec 31, 2025.
Yirendai was established in 2012 as a peer-to-peer lending platform under CreditEase, based in Beijing, China. Various loan types, including small loans, credit loans, and unsecured options, are facilitated to meet financial needs. A secure and transparent online network is provided for interactions between lenders and borrowers. An initial public offering of 75 million was completed on the NYSE in December 2015.
Yes, Yirendai is publicly traded on NYSE under the ticker symbol YRD.
Yirendai has 1 investor. Key investors include Goldman Sachs.