About ZipLoan
ZipLoan is a Financial Services company based in Delhi (India) founded in 2015 by Shalabh Singhal and Kshitij Puri. Unsecured business loans are provided to small and medium enterprises. ZipLoan has raised $19.09 million across 7 funding rounds from investors including StrideOne, Whiteboard Capital and WaterBridge Ventures. The company has 41 employees. ZipLoan was last valued at $28.5 million in December 2020. Its chief executive, as recorded, is Kshitij Puri. Its Indian entity Blue Jay Finlease Private Limited reported revenue of ₹1.37 Cr. Its focus areas include FinTech, Alternative Lending, Online Lenders and Business Loans. Its competitors include FlexiLoans, Bizongo and Clix Capital; 3 of its 3 listed competitors have raised funding.
Company details
ZipLoan was founded in 2015 in Delhi, India, within the financial services sector. Unsecured loans are extended to small and medium enterprises for business expansion, cash flow management, working capital, and equipment purchases. A technology-driven platform is employed to assess businesses using multiple data points beyond conventional credit history. Loans are disbursed via an online application process that requires minimal documentation.
- Headquarters Delhi, India
- Employees 41
- Founders Shalabh Singhal, Kshitij Puri
- Stage Minicorn
- SectorsFinancial Services
- Email••••••••
- Phone•••• ••••
- Website ziploan.in
- Social LinkedIn X Facebook
- Legal Name Blue Jay Finlease Private Limited
- Date of Incorporation 06 Nov, 1996
- Jurisdiction Delhi, India
- Annual Revenue₹1.37 Cr
FY 2025 · -63% YoY
- Net Loss-₹9.04 Cr
FY 2025 · -662% margin
- EBITDA-₹6.21 Cr
FY 2025 · -455% margin
- Total Equity Funding$19.09M (USD)
in 7 rounds
- InvestorsStrideOne
& 21 more
- Employee Count41
Associated legal entities of ZipLoan
ZipLoan operates through Blue Jay Finlease Private Limited (active). Its filings, financials, charges and directors are on the company page.
| Legal entity | Status | Incorporated | Registered in | Revenue (FY 2025) | Employees | Directors | Company page |
|---|---|---|---|---|---|---|---|
| Blue Jay Finlease Private Limited CIN U65910DL1996PTC083130 | Active | 06 Nov 1996 | Delhi, Delhi | ₹1.4 Cr | 41 | 3 | View details |
Funding Insights of ZipLoan
ZipLoan has successfully raised a total of $19.09M across 7 strategic funding rounds. This substantial capital infusion reflects strong investor confidence in the company's business model, growth potential, and market opportunities. The funding enables strategic expansion, product development, market penetration, and operational scaling to drive long-term value creation and competitive advantage.
- Total Funding $19.09M
- Total Rounds 7
- First Round $841,153
(Sep 2016)
- Investors Count 22
All 7 funding rounds of ZipLoan with amounts and investors; the two latest post-money valuations are shown, the rest are part of the premium plan.
| Date | Amount | Transaction Name | Valuation | Lead Investors | Investors |
|---|---|---|---|---|---|
| Sep 2022 | Series B | – | StrideOne | – | |
| Dec 2020 | $2.72M | Series B | $28.5M | Elevation Capital, Z47 | |
| Aug 2020 | $2.01M | Debt – Venture | – | – | |
| Sep 2018 | $12.41M | Series B | $42.69M | Elevation Capital | |
| Oct 2017 | $3.13M | Series A | $••••• | Whiteboard Capital, Z47 | |
| Jun 2017 | $150,000 | Debt – Conventional | – | – | – |
| Sep 2016 | $841,153 | Seed | $••••• | Growx |
| Date | Valuation | Stage |
|---|---|---|
| Dec 2020 | $28.5M | •••••••• |
| Sep 2018 | $42.69M | •••••••• |
| Oct 2017 | $••••• | •••••••• |
| Sep 2016 | $••••• | •••••••• |
Full valuation and stage history of ZipLoan
Every valuation point, the growth-stage changes (minicorn, soonicorn, unicorn) and the dates behind them require an active premium plan.
- All valuation points
- Stage changes
- Dates
- Exports
Verified entity values are shown only after access is granted.
Last known valuation $28.5M (Dec 2020). 22 investors in total: 7 institutional and 15 angel.
Investors in ZipLoan
ZipLoan has secured backing from 22 investors, including institutional, venture fund, and angel investors. Prominent investors backing the company include StrideOne, Whiteboard Capital and WaterBridge Ventures.
| Investor | Description | Founded Year | Domain | Location |
|---|---|---|---|---|
Early-stage tech investments are focused on by WaterBridge in India. | waterbridge.vc | Delhi, India | ||
Elevation Capital is focused on early-stage tech investments in India. | elevationcapital.com | Delhi, India | ||
Investment support is provided to startups by Whiteboard Capital. | 2017 | whiteboardcap.com | Mumbai, India | |
Venture capital investment firm | z47.com | Bengaluru, India | ||
Venture debt is provided to growth-stage companies for business scaling. | strideventures.global | Delhi, India | ||
Early-stage investments are made in B2B and deep-tech startups. | growx.vc | Delhi, India | ||
Provider of tech-led financial solutions for startups and MSMEs | 2021 | strideone.in | Gurugram, India | |
PN Prateek Nijhawan | Angel investor, ex-entrepreneur, focused on early-stage Indian startups | unknown_6cd19ac614c24de0b | ||
KB Kapil Bhusan | unknown_3b2f3ef89b23452e8 | |||
AM Ashima Mittal | unknown_35f534bb89a7485e8 |
Investor details for ZipLoan
The complete investor list, round-by-round participation and investor portfolios require an active premium plan.
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Board of directors of Blue Jay Finlease Private Limited (ZipLoan)
Blue Jay Finlease Private Limited is the primary company behind ZipLoan. The board of Blue Jay Finlease Private Limited currently have 2 directors; the longest-serving is Sarbvir Singh, appointed in 2016. 10 earlier directors have ceased.
| Director | Designation | Appointed | Tenure | Entity |
|---|---|---|---|---|
| Sarbvir Singh DIN 00509959 | Director | 27 Jun 2016 | 10 yrs 4 mo | Blue Jay Finlease Private Limited |
| Kshitij Puri DIN 05293149 | CEO | 28 Jun 2016 | 10 yrs 4 mo | Blue Jay Finlease Private Limited |
People of ZipLoan
2 people are tracked at ZipLoan (2 in leadership); the tracked headcount is 41.
| Name | Role | Group |
|---|---|---|
| Co-Founder & Director | Leadership | |
| Co-Founder & CEO | Leadership |
Complete people profiles for ZipLoan
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Financials of ZipLoan
Figures of Blue Jay Finlease Private Limited, the primary company behind ZipLoan, for FY 2025. Revenue was ₹1.37 Cr (-63% year on year). Net loss was -₹9.04 Cr (-662% margin). EBITDA was -₹6.21 Cr (-455% margin). Revenue has grown at a compounded annual rate of -64% over three years and -51% over five years.
- ₹1.37 CrRevenue · FY 2025 · -63% YoY
- -₹9.04 CrNet loss · -662% margin
- -₹6.21 CrEBITDA · -455% margin
- ₹2.54 CrPaid-up capital
- 41Employees (provident fund records)
- -64%Revenue CAGR, 3 years
- -51%Revenue CAGR, 5 years
Balance sheet, profit and loss, cash flow and ratios of Blue Jay Finlease Private Limited are on its company page.
Detailed financial statements for ZipLoan
Statement rows, ratios, five-year trends and downloadable financials of the group companies require an active premium plan.
- Statement rows
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- Downloads
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Timeline of ZipLoan
4 dated milestones of ZipLoan across 7 years, from founding to its latest funding, stage changes and deals.
- Founded ZipLoan is founded.
- Funding First funding round of $841K.
- Milestone Reaches Minicorn status.
- Funding Latest funding round, Series B,.
Competitors of ZipLoan
ZipLoan has 3 listed competitors in our database, 3 of them funded. They include FlexiLoans, Bizongo and Clix Capital.
| Company Name | Domain | Founded | HQ Location | Total funding | Employees | Description |
|---|---|---|---|---|---|---|
| flexiloans.com | 2016 | Mumbai, India | $96.88M | 624 | Business loans and financial products for MSMEs are provided. | |
| bizongo.com | 2015 | Mumbai, India | $257.08M | 94 | Platform offering AI-powered vendor digitization, procurement and supply chain financing solutions | |
| clix.capital | 2016 | Gurugram, India | $69.52M | 1,742 | Lending platform for consumers and businesses is provided. |
Detailed competitors of ZipLoan
The full competitor set, operating metrics and side-by-side benchmarks require an active premium plan.
- Full competitor set
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Web traffic of ZipLoan
The website of ZipLoan (ziploan.in) receives about 2.2K visits a month.
- Monthly visits2.2K
▲ 36% vs previous month
Websites whose visitors overlap most with ZipLoan. Affinity shows how closely the audiences match.
| Website | Domain | Audience affinity | Monthly visits | Global rank | Profile |
|---|---|---|---|---|---|
| flexiloans.com | 100% | 416.6K | #100,123 | View details | |
| lendingkart.com | 94% | 116.6K | #267,239 | View details | |
| moneyview.in | 94% | 2.6M | #21,207 | View details | |
| ujjivansfb.in | 94% | 32.8K | #1,001,792 | View details | |
teatimegroup.com | teatimegroup.com | 62% | #4,686,623 | – | |
| •••••••••• | ••••••.com | ••% | •.•M | #••••• | – |
| •••••••••• | ••••••.com | ••% | •.•M | #••••• | – |
| •••••••••• | ••••••.com | ••% | •.•M | #••••• | – |
All 10 similar websites and full traffic analytics for ZipLoan
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- 10 similar websites
- Audience overlap
- Engagement analytics
- Traffic by brand
Verified entity values are shown only after access is granted.
Top companies in Alternative Lending
3 companies that operate in the same segment as ZipLoan (Alternative Lending) in India, ranked by their profile score on The Company Check.
| Company | Description | Founded | Location | Total funding | Revenue | Employees |
|---|---|---|---|---|---|---|
Payment acceptance and processing solutions provider for businesses | 2018 | Gurugram, Haryana, India | USD 589.25 M | USD 179.52 M | 3,670 | |
Technology platform for real estate transactions and mortgages is provided. | 2014 | Gurugram, Haryana, India | USD 97.98 M | USD 28.9 M | 9,619 | |
Financial services are provided, specializing in personal and business loans. | 2016 | Mumbai, Maharashtra, India | USD 320.39 M | USD 106.45 M | 2,161 |
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Related news about Ziploan
Complete news archive for ZipLoan
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Frequently Asked Questions about ZipLoan
ZipLoan was founded in 2015 and raised its 1st funding round 1 year after it was founded.
ZipLoan is headquartered in Delhi, India. It is registered at Delhi, Delhi, India.
Kshitij Puri is the CEO of ZipLoan, as recorded in our data. They have also founded this company.
ZipLoan is a funded company, having raised a total of $19.09M across 7 funding rounds to date. The company's 1st funding round was a Seed of $841.15K, raised on Sep 2016.
ZipLoan has 41 employees.
The primary company behind ZipLoan, Blue Jay Finlease Private Limited, reported revenue of ₹1.37 Cr for FY 2025, down 63% year on year.
ZipLoan was founded in 2015 in Delhi, India, within the financial services sector. Unsecured loans are extended to small and medium enterprises for business expansion, cash flow management, working capital, and equipment purchases. A technology-driven platform is employed to assess businesses using multiple data points beyond conventional credit history. Loans are disbursed via an online application process that requires minimal documentation.
ZipLoan's top competitors include FlexiLoans, Bizongo and Clix Capital.
ZipLoan has 22 investors. Key investors include StrideOne, Whiteboard Capital, WaterBridge Ventures, Elevation Capital, and Z47.
The valuation of ZipLoan is $28.5M as of Dec 2020.
ZipLoan operates through Blue Jay Finlease Private Limited.
The legal entities of ZipLoan currently have 2 directors, including Kshitij Puri, Sarbvir Singh.