
Babaji Auto Finance Private Limited
About Babaji Auto Finance Private Limited
Data last updated:
Babaji Auto Finance Private Limited is a private limited company based in Delhi, India. It operates in the non-banking financial services (NBFC) segment of the financial services sector. It was incorporated on 21 January 2020 and has been in existence for over 6 years.
The company is registered with the Registrar of Companies (ROC), Delhi, under CIN U65990DL2020PTC360567.
The company has an authorised share capital of ₹7.7 Cr and a paid-up capital of ₹6.78 Cr. It is led by directors including Kamaldeep Kaur and Jaspreet Singh.
Its last annual general meeting (AGM) was held on 30 September 2025, and its latest financial statements are for the year ended 31 March 2025. The registered office is at Shop No.83 G/F Aram Bagh Pahar Ganj Near – Gloe Chakar, Delhi, India – 110055.
As per the financials filed for FY 2025, the company reported a revenue of ₹89.1 Lakh, a growth of 19% compared to the previous year. For the same year it recorded a net profit of ₹6.81 Lakh (net margin 7.6%) and EBITDA of ₹14.61 Lakh (EBITDA margin 16.4%). Revenue has grown at a compounded annual rate (CAGR) of 60% over three years and 195% over five years.
As per MCA filings, the company has open charges of ₹8.89 Lakh on record. Court records list 5 cases involving the company, including 4 filed by the company and 1 filed against it.
The current compliance status is marked as compliant by the Registrar of Companies.
Company details
Contact details
Babaji Auto Finance Private Limited's registered office is in Delhi, Delhi.
- Registered AddressShop No.83 G/F Aram Bagh Pahar Ganj Near – Gloe Chakar, Delhi, India – 110055
- IndustryFinancial Services, NBFC, Investment & Credit NBFC
- Company details, directors and signatories
- Historical financials and ratios
- Shareholding pattern and group structure
- Charges with holder and property details
- Legal cases, compliance and MCA filings
Business activity
The main business activity of Babaji Auto Finance is financial and insurance service. In detail, this covers other financial activities.
| Main activity group code | Main activity | Business activity code | Business activity | Share of turnover |
|---|---|---|---|---|
| K | Financial and insurance Service | K8 | Other financial activities |
To see the full business activity and turnover split of Babaji Auto Finance Private Limited, buy the company report.
Financials of Babaji Auto Finance Private Limited
FY 2025 filings availableBabaji Auto Finance Private Limited reported revenue of ₹89.1 Lakh (up 19% YoY) for FY 2025.
Compounded Annual Growth Rate (CAGR)
Revenue has grown at a compounded annual rate (CAGR) of 195% over five years, including 19% growth in the latest year. EBITDA rose 4% in the latest year. Three- and five-year figures are compounded annual growth rates (CAGR): the steady yearly rate that links the first and the last year. All are worked out from the filed statements.
Financial Statement Summary
| Metrics | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 |
|---|---|---|---|---|---|
| Profit and Loss Statement | |||||
| Revenue from Operations | |||||
| Other Income | |||||
| Total Revenue | |||||
| Cost of Materials Consumed | |||||
| Employee Benefit Expense | |||||
| Finance Costs | |||||
| Depreciation and Amortisation | |||||
| Other Expenses | |||||
| Total Expenses | |||||
| EBITDA | ₹14.61 Lakh | ||||
| Profit Before Tax | |||||
| Tax Expense | |||||
| Net Profit (PAT) | ₹6.81 Lakh | ||||
| Balance Sheet | |||||
| Share Capital | |||||
| Reserves and Surplus | |||||
| Net Worth (Total Equity) | |||||
| Long-term Borrowings | |||||
| Short-term Borrowings | |||||
| Trade Payables | |||||
| Total Liabilities | |||||
| Fixed Assets | |||||
| Investments | |||||
| Inventories | |||||
| Trade Receivables | |||||
| Cash and Bank Balance | |||||
| Total Assets | |||||
Financial Ratios
| Metrics | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 |
|---|---|---|---|---|---|
| Profitability | |||||
| EBITDA Margin | 16.4% | ||||
| Net Profit Margin | 7.6% | ||||
| Return on Equity (ROE) | |||||
| Return on Capital Employed (ROCE) | |||||
| Return on Assets (ROA) | |||||
| Liquidity and Debt | |||||
| Current Ratio | |||||
| Quick Ratio | |||||
| Debt-to-Equity Ratio | |||||
| Interest Coverage Ratio | |||||
| Efficiency and Growth | |||||
| Asset Turnover | |||||
| Receivable Days | |||||
| Payable Days | |||||
| Inventory Days | |||||
| Revenue Growth | |||||
| Net Profit Growth | |||||
To see the full financial statements and ratios of Babaji Auto Finance Private Limited, buy the company report.
Board of directors of Babaji Auto Finance Private Limited
Babaji Auto Finance has 3 current directors and 3 former directors. Current directors are listed first, with their designation and appointment date.
| Name | Designation | Appointment Date | Tenure | Status |
|---|---|---|---|---|
| Kamaldeep Kaur | Director | 11 Apr 2022 | 4 Years 7 Months | Current |
| Jaspreet Singh | Director | 21 Jan 2020 | 6 Years 9 Months | Current |
| Harman Singh Kathuria | Director | 30 Sep 2025 | 1 Years 1 Months | Current |
Peer comparison
Babaji Auto Finance Private Limited is compared with the 5 companies closest to it by revenue in the BFSI industry (Auto, Finance, NBFC Investment and Credit Companies), with the same principal business activity (other financial activities), from the latest filed financials of each company.
| Company | Revenue | Net profit | Margin | Growth (1 yr) | Employees | Location |
|---|---|---|---|---|---|---|
| Neelkanth Finbuild Limited | ₹89.25 Lakh (FY 2025) | -42.0% | New Delhi, Delhi, India | |||
| Navalco Commercial Pvt Ltd | ₹89.25 Lakh (FY 2025) | 22.0% | Delhi, India | |||
| Pam Fincap Private Limited | ₹89.17 Lakh (FY 2025) | 105.0% | Rajasthan, India | |||
| Babaji Auto Finance Private Limitedthis company | ₹89.1 Lakh (FY 2025) | ₹6.81 Lakh | 7.6% | 19.0% | Delhi, India | |
| Ashirwad Vinimay Pvt Ltd | ₹89.09 Lakh (FY 2025) | -2.0% | Kolkata, West Bengal, India | |||
| Neptune Credit Co Pvt Ltd | ₹89.05 Lakh (FY 2025) | 5.0% | Kolkata, West Bengal, India |
To see the full peer comparison of Babaji Auto Finance Private Limited, buy the company report.
Charges & borrowings
| Date | Charge ID | Lender | Amount | Status | Modified or satisfied on |
|---|---|---|---|---|---|
| 20 Apr 2023 | 100732226 | Hdfc Bank Limited | ₹8.89 Lakh | Open |
Total charge records: 1 View all charges
Legal cases
Babaji Auto Finance Private Limited has 5 court cases on record: 4 filed by Babaji Auto Finance, 1 filed against it. All cases are disposed.
Cases by court
| Court | Cases | Against the company | Pending |
|---|---|---|---|
| District courts | 5 | 1 | 0 |
Cases on record (5 of 5)
| Court | Type of case | Party | Status |
|---|---|---|---|
| District court, South East, Delhi | Criminal case | Filed against the company | Disposed |
| District court, North, Delhi | Arbitration matter | Filed by the company against an individual | Disposed |
| District court, North, Delhi | Arbitration matter | Filed by the company against an individual | Disposed |
| District court, Central, Delhi | Court case (OMP (I) (COMM.)) | Filed by the company against an individual | Disposed |
| District court, Central, Delhi | Court case (OMP (I) (COMM.)) | Filed by the company against an individual | Disposed |
To see the full case history of Babaji Auto Finance Private Limited, buy the company report.
Case records are compiled from court listings and may lag the court's own records. A case filed against a company is not a finding against it.
MSME payment delays
No delayed payments to MSME suppliers are on our record for Babaji Auto Finance Private Limited; the supplier-wise MSME Form 1 check is in the company report Buy the company report.
GST
No GST registration is on our record for Babaji Auto Finance Private Limited; the GSTIN and return-filing check is in the company report Buy the company report.
Recent activity
Babaji Auto Finance Private Limited has 6 board changes on record since 2020: 3 appointments and 3 cessations. The latest: Harman Singh Kathuria was appointed as Director on 30 Sep 2025.
Frequently asked questions
Babaji Auto Finance is an active private limited company based in Delhi, India. The company works in nbfc, within the financial services industry. It was incorporated on 21 January 2020 (6+ years old) and is registered under CIN U65990DL2020PTC360567.
Babaji Auto Finance has 3 current directors:
- Kamaldeep Kaur - Director
- Jaspreet Singh - Director
- Harman Singh Kathuria - Director
The latest financial statements of Babaji Auto Finance on record with the MCA are for the year ended 31 March 2025. Its last annual general meeting was held on 30 September 2025. Year-wise statements from FY 2020 are in the company report.
The CIN (Corporate Identification Number) of Babaji Auto Finance is U65990DL2020PTC360567. It is issued by the Ministry of Corporate Affairs under the Companies Act, 2013, and uniquely identifies the company in India.
Babaji Auto Finance has 5 court cases on record: 4 filed by the company and 1 filed against it.
Babaji Auto Finance was incorporated on 21 January 2020, making it 6+ years old. It is registered with the Registrar of Companies, Delhi.
The peers of Babaji Auto Finance by revenue are Neelkanth Finbuild Limited, Navalco Commercial Pvt Ltd, Pam Fincap Private Limited, Ashirwad Vinimay Pvt Ltd, Neptune Credit Co Pvt Ltd, all in the BFSI industry (Auto, Finance, NBFC Investment and Credit Companies), with the same principal business activity (other financial activities).
Harman Singh Kathuria was appointed as Director on 30 Sep 2025. Aman Preet Singh ceased to be Director on 11 Apr 2022. Kamaldeep Kaur was appointed as Director on 11 Apr 2022. Babaji Auto Finance has 6 board changes on record in total.
The registered office of Babaji Auto Finance is at Shop No.83 GF Aram Bagh Pahar Ganj Near – Gloe Chakar, Delhi, India – 110055.
Babaji Auto Finance operates in the financial services industry, in the nbfc segment.
Babaji Auto Finance has open charges of ₹8.89 Lakh and no satisfied charges on record as per latest MCA filings.

