Balraj Hire Purchase Pvt Ltd

Balraj Hire Purchase Pvt Ltd - financial services in Punjab, India. FY 2026 financials & compliance.
CIN U65921PB1990PTC010259 Incorporated 30 March 1990 ROC Chandigarh HQ Punjab, India
Active Private Limited Company financial services
Data last updated
Revenue · FY 2025
₹92.29 Lakh
▼ 5% YoY
Net profit · FY 2025
₹7.18 Lakh
Net margin 7.8%
EBITDA · FY 2025
₹14.43 Lakh
EBITDA margin 15.6%
Authorised capital
₹5 Cr
Registered with MCA
Paid-up capital
₹5 Cr
Issued & subscribed
Satisfied charges
₹4.72 Cr
No open charges
Company age
36 yrs
Est. 1990
Directors on board
4
As per MCA filings

About Balraj Hire Purchase Pvt Ltd

Data last updated:

Balraj Hire Purchase Pvt Ltd is a private limited company based in Punjab, India. It operates in the asset financing companies segment of the financial services sector. It was incorporated on 30 March 1990 and has been in existence for over 36 years.

The company is registered with the Registrar of Companies (ROC), Chandigarh, under CIN U65921PB1990PTC010259. The company has 1 GST registration on record, which is no longer active.

The company has an authorised share capital of ₹5 Cr and a paid-up capital of ₹5 Cr. It is led by directors including Lakhwinder Singh (Managing Director) and Balraj Kaur.

Its last annual general meeting (AGM) was held on 30 September 2025, and its latest financial statements are for the year ended 31 March 2025. The registered office is at 63 Rmodel Town Hoshiarpur, Punjab, India.

As per the financials filed for FY 2025, the company reported a revenue of ₹92.29 Lakh, a decline of 5% compared to the previous year. For the same year it recorded a net profit of ₹7.18 Lakh (net margin 7.8%) and EBITDA of ₹14.43 Lakh (EBITDA margin 15.6%). Revenue has declined at a compounded annual rate (CAGR) of 6% over three years and 7% over five years.

The company is associated with 1 brand: Balraj Hire Purhase. As per MCA filings, the company has satisfied charges of ₹4.72 Cr on record. Court records list 120 cases involving the company, including 106 filed by the company and 14 filed against it; 5 cases are pending.

The current compliance status is marked as compliant by the Registrar of Companies.

Company details

CIN U65921PB1990PTC010259
Registration Number 010259
Incorporation Date 30 March 1990
ROC Chandigarh
Listing Status Unlisted
Company Status Active
Date of Last AGM 30 September 2025
Date of Balance Sheet 31 March 2025
Compliance Status Active Compliant

Contact details

Balraj Hire Purchase Pvt Ltd's registered office is in Punjab. Its e-mail address and telephone number are in the company report.

  • Email
  • Telephone
  • Registered Address
    63 Rmodel Town Hoshiarpur, Punjab, India
  • Industry
    Financial Services, Asset Financing Companies, Investment & Credit NBFC, NBFC

To see the full contact details of Balraj Hire Purchase Pvt Ltd, buy the company report.

Comprehensive company report
Balraj Hire Purchase Pvt Ltd - one report that includes everything
  • Company details, directors and signatories
  • Historical financials and ratios
  • Shareholding pattern and group structure
  • Charges with holder and property details
  • Legal cases, compliance and MCA filings
₹799 ₹999 20% off excluding 18% GST
Secure checkout · GST invoice included

Brands

Balraj Hire Purchase operates one associated brand: BALRAJ HIRE PURHASE. Each brand links to its own profile.

BrandDescriptionWebsite
Provides comprehensive solutions for commercial, residential mortgages, vehicle, and gold loans.balrajhire.com

Business activity

The main business activity of Balraj Hire Purchase is financial and insurance service. In detail, this covers financial and credit leasing activities.

Main activity group codeMain activityBusiness activity codeBusiness activityShare of turnover
KFinancial and insurance ServiceK5Financial and Credit leasing activities

To see the full business activity and turnover split of Balraj Hire Purchase Pvt Ltd, buy the company report.

Financials of Balraj Hire Purchase Pvt Ltd

FY 2025 filings available

Balraj Hire Purchase Pvt Ltd reported revenue of ₹92.29 Lakh (down 5% YoY) for FY 2025.

Revenue · FY 2025
₹92.29 Lakh ▼ 5%
Net profit · FY 2025
₹7.18 Lakh margin 7.8%
EBITDA · FY 2025
₹14.43 Lakh margin 15.6%

Compounded Annual Growth Rate (CAGR)

Revenue CAGR growth
1 year
▼ 5%
3 years · compounded
▲ 6%
5 years · compounded
▼ 7%
EBITDA CAGR growth
1 year
▲ 15%
3 years · compounded
▼ 12%
5 years · compounded
▼ 23%

Revenue has declined at a compounded annual rate (CAGR) of 7% over five years, including a 5% fall in the latest year. EBITDA rose 15% in the latest year. Three- and five-year figures are compounded annual growth rates (CAGR): the steady yearly rate that links the first and the last year. All are worked out from the filed statements.

Financial Statement Summary

MetricsFY 2024-25FY 2023-24FY 2022-23FY 2021-22FY 2020-21
Profit and Loss Statement
Revenue from Operations
Other Income
Total Revenue
Cost of Materials Consumed
Employee Benefit Expense
Finance Costs
Depreciation and Amortisation
Other Expenses
Total Expenses
EBITDA₹14.43 Lakh
Profit Before Tax
Tax Expense
Net Profit (PAT)₹7.18 Lakh
Balance Sheet
Share Capital
Reserves and Surplus
Net Worth (Total Equity)
Long-term Borrowings
Short-term Borrowings
Trade Payables
Total Liabilities
Fixed Assets
Investments
Inventories
Trade Receivables
Cash and Bank Balance
Total Assets

Financial Ratios

MetricsFY 2024-25FY 2023-24FY 2022-23FY 2021-22FY 2020-21
Profitability
EBITDA Margin15.6%
Net Profit Margin7.8%
Return on Equity (ROE)
Return on Capital Employed (ROCE)
Return on Assets (ROA)
Liquidity and Debt
Current Ratio
Quick Ratio
Debt-to-Equity Ratio
Interest Coverage Ratio
Efficiency and Growth
Asset Turnover
Receivable Days
Payable Days
Inventory Days
Revenue Growth
Net Profit Growth

To see the full financial statements and ratios of Balraj Hire Purchase Pvt Ltd, buy the company report.

Board of directors of Balraj Hire Purchase Pvt Ltd

Balraj Hire Purchase has 4 directors on record. No former directors are listed.

Current Directors
NameDesignationAppointment DateTenureStatus
Balraj KaurDirector30 Mar 199036 Years 7 MonthsCurrent
Imtiazjot Kaur GillAdditional Director02 Dec 20196 Years 11 MonthsCurrent
Kiranjot KaurAdditional Director02 Dec 20196 Years 11 MonthsCurrent
Lakhwinder SinghManaging Director30 Mar 199036 Years 7 MonthsCurrent

Auditor

Balraj Hire Purchase Pvt Ltd is audited by CHOPRA MALHOTRA & ASSOCIATES for the financial year 2018.

Auditor firmFinancial yearFirm registration number
CHOPRA MALHOTRA & ASSOCIATESFY 2018006152N

Shareholding

The shareholding of Balraj Hire Purchase Pvt Ltd is on record for 3 financial years, the latest being FY 2018, split between promoters, domestic institutions, foreign institutions, public shareholders and others.

Shareholder categoryFY 2018FY 2017FY 2016
Promoters
Domestic institutional investors (DII)
Foreign institutional investors (FII)
Public
Others

To see the full shareholding pattern of Balraj Hire Purchase Pvt Ltd, buy the company report.

Charges & borrowings

Open charges
None
Satisfied charges
₹4.72 Cr
Breakdown by lending institutions
Sushil Kumar₹2.82 Cr
Others₹1.75 Cr
Capital Local Area Bank Ltd.₹0.15 Cr
Latest charge details
DateCharge IDLenderAmountStatusModified or satisfied on
16 Dec 201310473393Sushil Kumar₹1.71 CrSatisfied
14 Dec 200590181009Capital Local Area Bank Ltd.₹15 LakhSatisfied
18 Nov 200480067043Sushil Kumar₹34 LakhSatisfied
18 Nov 200480067171Sushil Kumar₹23.4 LakhSatisfied
31 Mar 200280067041Sushil Kumar₹11.69 LakhSatisfied

To see the full charge records of Balraj Hire Purchase Pvt Ltd, buy the company report.

Total charge records: 8 View all charges

MSME payment delays

No delayed payments to MSME suppliers are on our record for Balraj Hire Purchase Pvt Ltd; the supplier-wise MSME Form 1 check is in the company report Buy the company report.

GST

Balraj Hire Purchase has 1 GST registration on record, and it has been cancelled or is inactive. Only active GST numbers are listed on this page.

Total GSTINs
1
Cancelled / inactive
1

To see the full GST registrations and return filing status of Balraj Hire Purchase Pvt Ltd, buy the company report.

Recent activity

Balraj Hire Purchase Pvt Ltd has 4 board changes on record since 1990: 4 appointments. The latest: Imtiazjot Kaur Gill was appointed as Additional Director on 02 Dec 2019.

AGM
Balraj Hire Purchase Pvt Ltd last Annual general meeting of members was held on 30 Sep 2025 as per latest MCA records.
Filing
Balraj Hire Purchase Pvt Ltd has filed its annual Financial statements for the year ended 31 Mar 2025 with Roc Chandigarh.
Charges
A charge registered on 14 Dec 2001 via Charge ID 90180469 with Others was fully satisfied on 27 Feb 2024.
Appointed
Imtiazjot Kaur Gill was appointed as Additional Director.
Appointed
Kiranjot Kaur was appointed as Additional Director.
Charges
A charge with Others of Rs. 1.75 Cr registered on 14 Dec 2001 with Charge ID 90180469 was modified on 17 Apr 2017.
Charges
A charge registered on 14 Dec 2005 via Charge ID 90181009 with Capital Local Area Bank Ltd. was fully satisfied on 18 Feb 2016.
Charges
A charge registered on 16 Dec 2013 via Charge ID 10473393 with Sushil Kumar was fully satisfied on 11 Feb 2016.
Charges
A charge registered on 18 Nov 2004 via Charge ID 80067171 with Sushil Kumar was fully satisfied on 31 Dec 2013.
Charges
A charge registered on 01 Mar 1999 via Charge ID 80067170 with Sushil Kumar was fully satisfied on 31 Dec 2013.
Charges
A charge with Sushil Kumar amounted to Rs. 1.71 Cr with Charge ID 10473393 was registered on 16 Dec 2013.
Charges
A charge registered on 18 Nov 2004 via Charge ID 80067043 with Sushil Kumar was fully satisfied on 10 Dec 2013.

12 earlier events are in the company report.

Frequently asked questions

Balraj Hire Purchase is an active private limited company based in Punjab, India. The company works in asset financing companies, within the financial services industry. It was incorporated on 30 March 1990 (36+ years old) and is registered under CIN U65921PB1990PTC010259.

Balraj Hire Purchase has 4 current directors:

The latest financial statements of Balraj Hire Purchase on record with the MCA are for the year ended 31 March 2025. Its last annual general meeting was held on 30 September 2025. Year-wise statements from 2015 are in the company report.

No. Balraj Hire Purchase has 1 GST registration on record and it is cancelled or inactive.

The CIN (Corporate Identification Number) of Balraj Hire Purchase is U65921PB1990PTC010259. It is issued by the Ministry of Corporate Affairs under the Companies Act, 2013, and uniquely identifies the company in India.

Balraj Hire Purchase has 120 court cases on record: 106 filed by the company and 14 filed against it. 5 are pending. Most are in the district courts.

Balraj Hire Purchase was incorporated on 30 March 1990, making it 36+ years old. It is registered with the Registrar of Companies, Chandigarh.

Imtiazjot Kaur Gill was appointed as Additional Director on 02 Dec 2019. Kiranjot Kaur was appointed as Additional Director on 02 Dec 2019. Balraj Kaur was appointed as Director on 30 Mar 1990. Balraj Hire Purchase has 4 board changes on record in total.

The registered office of Balraj Hire Purchase is at 63 Rmodel Town Hoshiarpur, Punjab, India.

Balraj Hire Purchase operates in the financial services industry, in the asset financing companies segment.