Bansal Credits Limited - Company Profile

It is a financial services public limited company based in Delhi, Delhi, India, established in 1988.
1988 Delhi, Delhi, India Active
Last Updated:
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About Bansal Credits Limited

Bansal Credits Limited, a active public limited company, was established on 25 April 1988 in Delhi, Delhi, India. Engaging in asset financing companies within the financial and insurance service sector, it holds CIN: U65993DL1988PLC031421. Registered under ROC Roc Delhi. it is unlisted. It has an authorized capital of ₹5.00 Cr and a paid-up capital of ₹4.72 Cr.

Formerly known as Bansal Credits Private Limited. It upholds a compliant status. Employing 116 professional, Its leadership includes Abhishek Jain (Director), Vipan Kumar Aggarwal (Director), Kanwal Aggarwal (Managing Director). Past directors included Abhishek Jain, Raman Aggarwal, Vipan Kumar Aggarwal. It holds ₹235.34 Cr open charges and ₹356.18 Cr settled loans. Its latest AGM occurred on 23 August 2025, with the balance sheet filed on 31 March 2025. It is based at 1 Ansari Road Above Allahabad Bank Daryaganj, Delhi, Delhi, 110002.

Company Details
  • Email
    **********
  • Telephone

    +91-XXXXXXXXXX

  • Website
    **********
  • Social Media
    **********
  • Apps
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Company Details

  • CIN/LLPIN

    U65993DL1988PLC031421

  • Registration Number

    031421

  • Incorporation Date

    25 April 1988

  • Authorized Capital

    ₹5.00 Cr

  • Paid-Up Capital

    ₹4.72 Cr

  • ROC Code

    Roc Delhi

  • Listing Status

    Unlisted

  • Company Status

    Active

Key Metrics
  • Authorised Capital ₹ 5.00 Cr
  • Paid Up Capital ₹ 4.72 Cr
  • Company Age 37 Year, 10 Months
  • Last Filing with ROC 31 Mar 2025
  • Open Charges ₹ 235.34 Cr
  • Satisfied Charges ₹ 356.18 Cr
  • Revenue Growth **** 8.89%
  • Profit Growth **** 14.43%
  • Ebitda **** 2.18%
  • Net Worth 6.21%
  • Total Assets **** 7.52%
Company report

Bansal Credits Limited

Company Report FY 2025-2026

Comprehensive Company Insights

Explore comprehensive insights into Bansal Credits Limited — covering financial performance, compliance records, Competitor, shareholding patterns, directors, key metrics, and litigation history. Unlock to see detailed insights and stay informed.

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Who are the key members and board of directors at Bansal Credits Limited?
Current Directors
Name Designation Appointment Date Status
Abhishek Jain Director 31 May 2024 Current
Vipan Kumar Aggarwal Director 13 Apr 2015 Current
Kanwal Aggarwal Managing Director 25 Apr 1988 Current
Veena Aggarwal Whole-Time Director 25 Apr 1988 Current
Jeewan Aggarwal Director 08 Jan 1997 Current
Hari Ram Gupta Director 08 Jan 1997 Current
Past Directors
Name Designation Cessation Status
Pramod Abcsdd Additional Director 28 Jul 2024 Past
Pramod Abcsdd Director 02 Jan 2012 Past
Pramod Abcsdd Director 27 May 2022 Past
Pramod Abcsdd Director 01 Jan 2012 Past
Pramod Abcsdd Director 28 Mar 2015 Past
Pramod Abcsdd Director 01 Aug 2019 Past

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Financial Performance of Bansal Credits.

Bansal Credits Limited, for the financial year ended 2023, experienced modest growth in revenue, with a 8.89% increase. The company also saw a substantial improvement in profitability, with a 14.43% increase in profit. The company's net worth moved up by a moderate rise of 6.21%.

Bansal Credits revenue growth over time
Bansal Credits profit and loss trends over time
Date Amount Transaction Name Valuation Lead Investors Investors
Jul, 2021 Amount Post-IPO - Grab Valuation

investors
Emtek
Feb, 2021 Amount Post-IPO - Grab Valuation

investors
Signite Partners
Jan, 2021 Amount Post-IPO - Grab Valuation

investors
Hana Financial Group , GGV Capital
Feb, 2021 Amount Post-IPO - Grab Valuation

investors
Signite Partners
  • Key Matrics
  • Balance Sheet
  • Profit and Loss
  • Cash Flow
  • Ratios
Metrics
(FY 2023) YOY Growth
(FY 2022) (FY 2021) (FY 2020) (FY 2019)
Total Revenue
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 8.89%
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Revenue from Operations
*******
 9.12%
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Total Assets
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 7.52%
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*******
Profit or Loss
*******
 14.43%
*******
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Net Worth
*******
 6.21%
*******
*******
*******
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EBITDA
*******
 2.18%
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*******
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What is the Ownership and Shareholding Structure of Bansal Credits?

In 2023, Bansal Credits had a promoter holding of 76.65% and a public holding of 23.35%. Access key insights, ownership, including shareholding patterns, funding, foreign investors, KMP remuneration, group structure, and overseas investments.

Shareholding Pattern (FY 2024)
shareholding
  • Promoters: 92.83%
  • Public: 4.10%
  • Others: 3.07%
Shareholding Pattern over the Year
FY (2024) FY (2023) FY (2022) FY (2021) FY (2020)
Promoters 92.83 94.62 94.55 94.55 94.55
Public 4.10 3.89 3.95 3.96 3.98
Others 3.07 1.49 1.50 1.49 1.47

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Charges (Loans)
Open Charges

₹2,353,357,000.00

Satisfied Charges

₹3,561,822,338.00

Charges Breakdown by Lending Institutions
  • Others : 225.73 Cr
  • State Bank Of India : 8.10 Cr
  • Lord Krishna Bank : 1.00 Cr
  • Indian Bank : 0.45 Cr
  • The Lakshmi Vilas Bank Ltd. : 0.06 Cr
Latest Charge Details
Date Lender Amount Status
29 Nov 2025 Others ₹2.00 Cr Open
27 Nov 2025 Others ₹5.00 Cr Open
29 Oct 2025 Others ₹6.55 Cr Open
29 Oct 2025 Others ₹1.09 Cr Open
18 Oct 2025 Others ₹5.00 Cr Open

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How Many Employees Work at Bansal Credits?

Bansal Credits has a workforce of 116 employees as of Apr 06, 2024. Unlock access to detailed historical data on individuals associated with the company, including employment records, contributions to the Employees' Provident Fund Organization (EPFO), and other related insights.

Employee Date Number of Employees
2020 78,000
2021 80,500
2022 83,200
2023 86,000
2024 89,500
2025 92,000
Deals i
Graph showing company valuation over time

Gain comprehensive insights into the Deals and Valuation data of Bansal Credits, offering detailed information on various transactions, including security allotment data. Explore the intricate details of financial agreements, mergers, acquisitions, divestitures, and strategic partnerships that have shaped Bansal Credits's trajectory.

Rating
Graph displaying rating trends over time

Access the credit rating data, providing valuable insights into the company's creditworthiness and financial stability. Explore assessments from leading credit rating agencies, evaluating factors such as debt obligations, liquidity, profitability, and overall financial health.

Alerts
Alert Indicator

Stay informed about regulatory alerts and litigation involving and associated companies. Receive timely updates on legal proceedings, regulatory changes, and compliance issues that may impact the company's operations, reputation, and financial performance. Monitor litigation involving subsidiaries, joint ventures, and other affiliated entities to assess potential risks and liabilities.

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Latest Updates, News, and FAQs on Bansal Credits
Recent Activity within the Organization
  • Charges

    The activity A charge with Others amounted to Rs. 2.00 Cr with Charge ID 101202292 was registered on 29 Nov 2025. was completed.

  • Charges

    A charge with Others amounted to Rs. 5.00 Cr with Charge ID 101197804 was registered on 27 Nov 2025. was recorded as a recent event.

  • Charges

    A charge registered on 29 Jan 2014 via Charge ID 10477700 with Idbi Trusteeship Services Limited was fully satisfied on 14 Nov 2025. was recorded as a recent event.

  • Charges

    Progress on A charge with Others amounted to Rs. 6.55 Cr with Charge ID 101186178 was registered on 29 Oct 2025. was documented.

  • Charges

    Progress on A charge with Others amounted to Rs. 1.09 Cr with Charge ID 101186603 was registered on 29 Oct 2025. was documented.

  • Charges

    Progress on A charge with Others amounted to Rs. 5.00 Cr with Charge ID 101182204 was registered on 18 Oct 2025. was documented.

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Frequently Asked Questions
What is the CIN of Bansal Credits Limited?

The CIN of Bansal Credits Limited is U65993DL1988PLC031421.

Where is Bansal Credits Limited headquartered?

Bansal Credits Limited is headquartered at 1 Ansari Road Above Allahabad Bank Daryaganj, Delhi, Delhi, 110002.

When was Bansal Credits Limited incorporated?

Bansal Credits Limited was incorporated on 25 April 1988.

Who are the current directors of Bansal Credits Limited?

The current directors of Bansal Credits Limited are

What is the primary industry of Bansal Credits Limited?

The primary industry of Bansal Credits Limited is Financial And Insurance Service.

Is Bansal Credits Limited a listed company?

Bansal Credits Limited is unlisted.

What is the capital structure of Bansal Credits Limited?

The authorized capital of Bansal Credits Limited is ₹5.00 Cr, and the paid-up capital is ₹4.72 Cr.

What is the compliance status of Bansal Credits Limited?

The compliance status of Bansal Credits Limited is Compliant.

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