Bansal Credits Limited Company Logo

Bansal Credits Limited - Company Profile

It is a financial services public limited company based in Delhi, Delhi, India, established in 1988.

1988 | Delhi, Delhi, India | Active
Last Updated:

About Bansal Credits Limited

Bansal Credits Limited, a active public limited company, was established on 25 April 1988 in Delhi, Delhi, India. Engaging in asset financing companies within the financial and insurance service sector, it holds CIN: U65993DL1988PLC031421. Registered under ROC Roc Delhi. it is unlisted. It has an authorized capital of ₹5.00 Cr and a paid-up capital of ₹4.72 Cr.

Formerly known as Bansal Credits Private Limited. It upholds a compliant status. Employing 116 professional, Its leadership includes Abhishek Jain (Director), Vipan Kumar Aggarwal (Director), Kanwal Aggarwal (Managing Director). Past directors included Abhishek Jain, Raman Aggarwal, Vipan Kumar Aggarwal. It holds ₹224.86 Cr open charges and ₹347.03 Cr settled loans. Its latest AGM occurred on 23 August 2025, with the balance sheet filed on 31 March 2025. It is based at 1 Ansari Road Above Allahabad Bank Daryaganj, Delhi, Delhi, 110002.

Company Details

  • CIN/LLPIN

    U65993DL1988PLC031421

  • Registration Number

    031421

  • Incorporation Date

    25 April 1988

  • Authorized Capital

    ₹5.00 Cr

  • Paid-Up Capital

    ₹4.72 Cr

  • ROC Code

    Roc Delhi

  • Listing Status

    Unlisted

  • Company Status

    Active

Key Indicators

  • Authorised Capital ₹ 5.00 Cr
  • Paid Up Capital ₹ 4.72 Cr
  • Company Age 37 Year, 7 Months
  • Last Filing with ROC 31 Mar 2025
  • Open Charges ₹ 224.86 Cr
  • Satisfied Charges ₹ 347.03 Cr
  • Revenue Growth 8.89%
  • Profit Growth 14.43%
  • Ebitda 2.18%
  • Net Worth 6.21%
  • Total Assets 7.52%
Company report

Bansal Credits Limited

Company Report FY 2025-2026

Explore comprehensive insights into Bansal Credits Limited — covering financial performance, compliance records, Competitor, shareholding patterns, directors, key metrics, and litigation history. Unlock to see detailed insights and stay informed.

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Who are the key members and board of directors at Bansal Credits Limited?

Current Directors

NameDesignationAppointment DateStatus
Abhishek JainDirector31 May 2024Current
Vipan Kumar AggarwalDirector13 Apr 2015Current
Kanwal AggarwalManaging Director25 Apr 1988Current
Veena AggarwalWhole-Time Director25 Apr 1988Current
Jeewan AggarwalDirector08 Jan 1997Current
Hari Ram GuptaDirector08 Jan 1997Current

Past Directors

NameDesignationCessationStatus
Pramod AbcsddAdditional Director28 Jul 2024Past
Pramod AbcsddDirector02 Jan 2012Past
Pramod AbcsddDirector27 May 2022Past
Pramod AbcsddDirector01 Jan 2012Past
Pramod AbcsddDirector28 Mar 2015Past
Pramod AbcsddDirector01 Aug 2019Past

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Financial Performance of Bansal Credits.

Bansal Credits Limited, for the financial year ended 2023, experienced modest growth in revenue, with a 8.89% increase. The company also saw a substantial improvement in profitability, with a 14.43% increase in profit. The company's net worth moved up by a moderate rise of 6.21%.

Bansal Credits revenue growth over time
Bansal Credits profit and loss trends over time
  • Key Matrics
  • Balance Sheet
  • Profit and Loss
  • Cash Flow
  • Ratios
Metrics
(FY 2023)YOY Growth
(FY 2022)(FY 2021)(FY 2020)(FY 2019)
Total Revenue
8.89%
Revenue from Operations
9.12%
Total Assets
7.52%
Profit or Loss
14.43%
Net Worth
6.21%
EBITDA
2.18%

What is the Ownership and Shareholding Structure of Bansal Credits?

In 2023, Bansal Credits had a promoter holding of 76.65% and a public holding of 23.35%. Access key insights, ownership, including shareholding patterns, funding, foreign investors, KMP remuneration, group structure, and overseas investments.

Shareholding Indicator graph

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Charges (Loans)

Open Charges

₹2,248,555,135.00

Satisfied Charges

₹3,470,275,203.00

Charges Breakdown by Lending Institutions

  • Others : 206.09 Cr
  • Idbi Trusteeship Services Limited : 9.15 Cr
  • State Bank Of India : 8.10 Cr
  • Lord Krishna Bank : 1.00 Cr
  • Indian Bank : 0.45 Cr
  • Others : 0.06 Cr

Latest Charge Details

DateLenderAmountStatus
30 Aug 2025Others₹5.00 CrOpen
29 Aug 2025Others₹4.70 CrOpen
29 Aug 2025Others₹3.98 CrOpen
12 Aug 2025Others₹10.00 CrOpen
30 Jul 2025Others₹10.00 CrOpen

Explore comprehensive loan charge details -

How Many Employees Work at Bansal Credits?

Bansal Credits has a workforce of 116 employees as of Apr 06, 2024. Unlock access to detailed historical data on individuals associated with the company, including employment records, contributions to the Employees' Provident Fund Organization (EPFO), and other related insights.

Employee growth trends for Bansal Credits Limited

Deals i

Graph showing company valuation over time

Gain comprehensive insights into the Deals and Valuation data of Bansal Credits, offering detailed information on various transactions, including security allotment data. Explore the intricate details of financial agreements, mergers, acquisitions, divestitures, and strategic partnerships that have shaped Bansal Credits's trajectory.

Rating

Graph displaying rating trends over time

Access the credit rating data, providing valuable insights into the company's creditworthiness and financial stability. Explore assessments from leading credit rating agencies, evaluating factors such as debt obligations, liquidity, profitability, and overall financial health.

Alerts

Alert Indicator

Stay informed about regulatory alerts and litigation involving and associated companies. Receive timely updates on legal proceedings, regulatory changes, and compliance issues that may impact the company's operations, reputation, and financial performance. Monitor litigation involving subsidiaries, joint ventures, and other affiliated entities to assess potential risks and liabilities.

Latest Updates, News, and FAQs on Bansal Credits

Recent Activity within the Organization

  • Charges

    Progress on A charge registered on 30 Aug 2022 via Charge ID 100603311 with Others was fully satisfied on 16 Sep 2025. was documented.

  • Charges

    The activity A charge with Others amounted to Rs. 5.00 Cr with Charge ID 101155205 was registered on 30 Aug 2025. was completed.

  • Charges

    The activity A charge with Others amounted to Rs. 4.70 Cr with Charge ID 101150390 was registered on 29 Aug 2025. was completed.

  • Charges

    A charge with Others amounted to Rs. 3.98 Cr with Charge ID 101150205 was registered on 29 Aug 2025. was recorded as a recent event.

  • Charges

    Progress on A charge with Others of Rs. 10.00 Cr registered on 25 Apr 2023 with Charge ID 100718606 was modified on 28 Aug 2025. was documented.

  • Annual General Meeting

    The activity Bansal Credits Limited last Annual general meeting of members was held on 23 Aug 2025 as per latest MCA records. was completed.

Frequently Asked Questions

  • What is the CIN of Bansal Credits Limited?

    The CIN of Bansal Credits Limited is U65993DL1988PLC031421.

  • Where is Bansal Credits Limited headquartered?

    Bansal Credits Limited is headquartered at 1 Ansari Road Above Allahabad Bank Daryaganj, Delhi, Delhi, 110002.

  • When was Bansal Credits Limited incorporated?

    Bansal Credits Limited was incorporated on 25 April 1988.

  • Who are the current directors of Bansal Credits Limited?

    The current directors of Bansal Credits Limited are

  • What is the primary industry of Bansal Credits Limited?

    The primary industry of Bansal Credits Limited is Financial And Insurance Service.

  • Is Bansal Credits Limited a listed company?

    Bansal Credits Limited is unlisted.

  • What is the capital structure of Bansal Credits Limited?

    The authorized capital of Bansal Credits Limited is ₹5.00 Cr, and the paid-up capital is ₹4.72 Cr.

  • What is the compliance status of Bansal Credits Limited?

    The compliance status of Bansal Credits Limited is Compliant.

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