Bansal Credits Limited
About Bansal Credits Limited
Data last updated: 11 January 2026
Bansal Credits Limited is a public limited company based in Delhi, Delhi, India. It specialises in asset financing companies, a part of the broader financial services sector. Incorporated on 25 April 1988, the company has been in operation for over 38 years.
Registered with ROC Delhi under CIN U65993DL1988PLC031421.
Capital: an authorised share capital of ₹5 Cr and a paid-up capital of ₹4.72 Cr. Formerly known as Bansal Credits Private Limited. It is led by directors including Jeewan Aggarwal and Hari Ram Gupta.
Last AGM: 23 August 2025. Financial statements filed for year ended 31 March 2025. Office: 1 Ansari Road Above Allahabad Bank Daryaganj, Delhi, Delhi, India – 110002.
As per the financials filed for FY 2025, the company reported a revenue of ₹38.9 Cr, a growth of 8% compared to the previous year.
The company has a workforce of approximately 116 employees as per the latest available data.
The company is associated with 1 brand - Bansal Credits. As per MCA filings, the company has open charges of ₹235.34 Cr and satisfied charges of ₹356.18 Cr on record.
The current compliance status is marked as compliant by the Registrar of Companies.
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Registered Address1 Ansari Road Above Allahabad Bank Daryaganj, Delhi, Delhi, India – 110002
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IndustryFinancial Services, Asset Financing Companies, NBFC, Investment & Credit NBFC
- Historical Financials and ratios
- Shareholding pattern and group structure
- Charges with holder and property details
- Litigation, compliance and MCA filings
- PDF report delivered after checkout
Associated Brands with Bansal Credits Limited
Bansal Credits Limited operates one associated brand: Bansal Credits. These brands represent Bansal Credits Limited's diversified market presence and brand portfolio.
| Brand | Description | Website |
|---|---|---|
| Provides financing for new and used commercial vehicles in India. | bansalcredits.com |
Competitors & Alternatives of Bansal Credits Limited
Brands and companies operating in the same space as Bansal Credits Limited include Hinduja Leyland Finance, CreditWise Capital, Bajaj Auto Finance and 7 more.
| Competitor | Description | Location | Founded |
|---|---|---|---|
Hinduja Leyland Finance
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Vehicle and housing finance products are offered across India. | Chennai, India, India | 2008 |
CreditWise Capital
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Provider of loans and vehicle-related services via digital platforms | Mumbai, India, India | 2018 |
Bajaj Auto Finance
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Auto finance loans are provided for two-wheelers, three-wheelers, and cars. | Pune, India, India | 1987 |
OTO
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Two-wheeler loans are provided via a fintech platform for purchases. | Bengaluru, India, India | 2018 |
Mahaveer Finance India
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Automotive loans and asset finance services are offered to clients. | Chennai, India, India | 1981 |
Kogta Financial India
|
MSME loans, vehicle financing, and property-secured loans are provided. | Jaipur, India, India | 1996 |
Arman Financial Services
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Auto loans are provided through financial services in India. | Ahmedabad, India, India | 1992 |
Bike Bazaar
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Online platform for buying and selling two-wheelers | Pune, India, India | 2017 |
Mufin Green Finance
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Consumer and SME loans are provided in India. | Delhi, India, India | 2016 |
Akasa Finance
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Loans for vehicles, businesses, personal needs, and properties are provided. | Noida, India, India | 1995 |
Business Activity of Bansal Credits Limited
Bansal Credits Limited is engaged in the principal business activity of financial and insurance service, with detailed activities including other financial activities.
| Main Activity Group Code | Description of Main Activity | Business Activity Code | Description of Business Activity | Turnover Percentage |
|---|---|---|---|---|
| K | Financial and insurance Service | K8 | Other financial activities | Locked |
Business activity turnover details for Bansal Credits Limited
Turnover contribution percentages and historical activity changes require an active report plan.
- Turnover contribution
- Historical classifications
- Filing-level activity changes
Verified entity values are shown only after access is granted.
Auditor Details of Bansal Credits Limited
Bansal Credits Limited is audited by D P A & CO. for the financial year 2023. The auditor plays a crucial role in ensuring financial transparency and compliance with accounting standards.
| Name | Status | Appointment Date | Cessation Date |
|---|---|---|---|
| D P A & CO. | Locked | Locked | Locked |
Complete auditor history for Bansal Credits Limited
Appointment status, appointment dates, cessation dates, and historical auditor changes require an active report plan.
- Appointment status
- Appointment dates
- Cessation dates
- Auditor changes
Verified entity values are shown only after access is granted.
Board of Directors of Bansal Credits Limited
Bansal Credits Limited is currently managed by 6 directors, with 8 former directors having served the organization. The current Directors play a crucial role in shaping the company's strategic direction and governance.
| Name | Designation | Appointment Date | Tenure | Status |
|---|---|---|---|---|
| Jeewan Aggarwal | Director | 08 Jan 1997 | 29 Years 7 Months | Current |
| Hari Ram Gupta | Director | 08 Jan 1997 | 29 Years 7 Months | Current |
| Kanwal Aggarwal | Managing Director | 25 Apr 1988 | 38 Years 4 Months | Current |
|
Vipan Kumar Aggarwal
Also directs:
V.N. Credits Limited
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Director | 13 Apr 2015 | 11 Years 4 Months | Current |
| Veena Aggarwal | Whole-Time Director | 25 Apr 1988 | 38 Years 4 Months | Current |
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Abhishek Jain
Also directs:
Mbi Exports Private Limited, Mbi Retail Private Limited, Mbi Digital Private Limited and 3 more
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Director | 31 May 2024 | 2 Years 2 Months | Current |
Financials of Bansal Credits Limited FY 2025 filings available
Bansal Credits Limited reported revenue of ₹38.9 Cr (up 8.00% YoY) for FY 2025.
Ten-year financial statements for Bansal Credits Limited
Historical statement values and trend charts require an active report plan.
- Income statements
- Balance sheets
- Cash-flow statements
- Ratios and benchmarks
Verified entity values are shown only after access is granted.
Ownership and Shareholding of Bansal Credits Limited
Shareholding and ownership data for Bansal Credits Limited
Promoter, institutional, public, and beneficial ownership values require an active report plan.
- Ownership categories
- Historical changes
- Group structure
- FII and DII holdings
Verified entity values are shown only after access is granted.
Charges & Borrowings of Bansal Credits Limited
| Date | Lender | Amount | Status |
|---|---|---|---|
| 29 Nov 2025 | Others | ₹2 Cr | Open |
| 27 Nov 2025 | Others | ₹5 Cr | Open |
| 29 Oct 2025 | Others | ₹6.55 Cr | Open |
| 29 Oct 2025 | Others | ₹1.09 Cr | Open |
| 18 Oct 2025 | Others | ₹5 Cr | Open |
Total charge records: 158 View all charges
Employees and EPFO Compliance at Bansal Credits Limited
Bansal Credits Limited has a workforce of 116 employees as of Apr 06, 2024.
Employee and EPFO history for Bansal Credits Limited
Monthly headcount, contribution history, establishment records, and filing compliance require an active report plan.
- Monthly headcount
- PF contributions
- ECR filing status
- Establishment history
Verified entity values are shown only after access is granted.
GST Compliance of Bansal Credits Limited
GST registrations and filing compliance for Bansal Credits Limited
State-wise registrations, return filing status, HSN and SAC details, and jurisdiction records require an active report plan.
- GSTIN registrations
- State-wise filing status
- HSN and SAC details
- Tax jurisdiction records
Verified entity values are shown only after access is granted.
Credit Ratings, Litigation & Regulatory Alerts for Bansal Credits Limited
Credit ratings, litigation, and regulatory alerts for Bansal Credits Limited
Agency ratings, court records, regulatory events, and entity-specific compliance alerts require an active report plan.
- Rating history
- Court and tribunal cases
- Regulatory alerts
- Director-linked violations
Verified entity values are shown only after access is granted.
MSME Payment Delays by Bansal Credits Limited
MSME payment history for Bansal Credits Limited
Amounts outstanding to micro and small suppliers, delay reasons, and MSME-1 filing history require an active report plan.
- Outstanding amounts
- Delay periods and reasons
- MSME-1 filing history
- Vendor payment signals
Verified entity values are shown only after access is granted.
Subsidiaries & Group Companies of Bansal Credits Limited
Corporate group structure for Bansal Credits Limited
Parent, subsidiary, associate, joint venture, and ownership records require an active report plan.
- Parent company
- Subsidiaries and ownership
- Associates and joint ventures
- Entity investments
Verified entity values are shown only after access is granted.
MCA Filings & Documents of Bansal Credits Limited
MCA filings and documents for Bansal Credits Limited
Official forms, annual returns, financial statements, charge filings, and document dates require an active report plan.
- Incorporation documents
- Annual returns and statements
- Charge filings
- Complete filing index
Verified entity values are shown only after access is granted.
Recent Activity on Bansal Credits Limited
Frequently Asked Questions about Bansal Credits Limited
Bansal Credits Limited is an active public limited company in the financial services sector based in Delhi, Delhi, India. It was incorporated on 25 April 1988 (38+ years old) and is registered under CIN U65993DL1988PLC031421. The company has 116 employees.
Bansal Credits Limited reported revenue of ₹38.9 Cr for FY 2025 (up 8.00% YoY).
The current directors of Bansal Credits Limited are:
- Jeewan Aggarwal - Director
- Hari Ram Gupta - Director
- Kanwal Aggarwal - Managing Director
- Vipan Kumar Aggarwal - Director
- Veena Aggarwal - Whole-Time Director
- Abhishek Jain - Director
The primary industry of Bansal Credits Limited is financial services. The company specifically operates in asset financing companies. The company is currently active in this sector.
Bansal Credits Limited can be reached at the registered office: 1 Ansari Road Above Allahabad Bank Daryaganj, Delhi, Delhi, India – 110002.
The authorised capital is ₹5 Cr, and the paid-up capital is ₹4.72 Cr.