MSME (Udyam registered) Ministry of MSME
- Category
- Micro (2024-25)
- Udyam number
- UDYAM-DL-06-0018530
B.D.Credits Limited
B.D.Credits Limited - financial services in New Delhi, Delhi, India. FY 2026 financials & compliance.
Revenue · FY 2025
₹1.94 Cr
▲ 1% YoY
Net profit · FY 2025
₹34.16 Lakh
Net margin 17.6%
EBITDA · FY 2025
₹1.03 Cr
EBITDA margin 53.2%
Authorised capital
₹5 Cr
Registered with MCA
Paid-up capital
₹2.84 Cr
Issued & subscribed
Open charges
₹4 Lakh
Satisfied ₹45.95 Lakh
Company age
34 yrs
Est. 1992
Directors on board
4
As per MCA filings
About B.D.Credits Limited
Data last updated:
B.D.Credits Limited is a public limited company based in New Delhi, Delhi, India. It operates in the asset financing companies segment of the financial services sector. It was incorporated on 27 May 1992 and has been in existence for over 34 years.
The company is registered with the Registrar of Companies (ROC), Delhi, under CIN U00000DL1992PLC048936. Its GSTIN is 07AAACB0200A1ZX (Delhi).
The company has an authorised share capital of ₹5 Cr and a paid-up capital of ₹2.84 Cr. It is led by directors including Sunil Kumar Aggarwal (Managing Director) and Pinki Aggarwal (Whole-Time Director).
Its last annual general meeting (AGM) was held on 30 September 2025, and its latest financial statements are for the year ended 31 March 2025. The registered office is at 3/1 Amar Park Zakhira New Rohtak Rd Delhi, New Delhi, Delhi, India – 110035.
As per the financials filed for FY 2025, the company reported a revenue of ₹1.94 Cr, a growth of 1% compared to the previous year. For the same year it recorded a net profit of ₹34.16 Lakh (net margin 17.6%) and EBITDA of ₹1.03 Cr (EBITDA margin 53.2%). Revenue has grown at a compounded annual rate (CAGR) of 11% over three years and 8% over five years.
As per MCA filings, the company has open charges of ₹4 Lakh and satisfied charges of ₹45.95 Lakh on record. Court records list 477 cases involving the company, including 462 filed by the company and 15 filed against it; 94 cases are pending.
B.D.Credits Limited is registered as a micro enterprise under the Udyam registration framework (Reg. No. UDYAM-DL-06-0018530). The current compliance status is marked as compliant by the Registrar of Companies.
Company details
CIN U00000DL1992PLC048936
Registration Number 048936
Incorporation Date 27 May 1992
ROC Delhi
Listing Status Unlisted
Company Status Active
Date of Last AGM 30 September 2025
Date of Balance Sheet 31 March 2025
Compliance Status Active Compliant
MSME Classification Micro
Udyam Registration UDYAM-DL-06-0018530
Key People
Sunil Kumar Aggarwal Managing Director Pinki Aggarwal Whole-Time Director Shri Kant Aggarwal Whole-Time Director Recognitions & Rankings of B.D.Credits
Contact details
B.D.Credits Limited's registered office is in New Delhi, Delhi. Its e-mail address and telephone number are in the company report.
- Email
- Telephone
- Registered Address3/1 Amar Park Zakhira New Rohtak Rd Delhi, New Delhi, Delhi, India – 110035
- IndustryFinancial Services, Asset Financing Companies, Investment & Credit NBFC, NBFC
To see the full contact details of B.D.Credits Limited, buy the company report.
Comprehensive company report
B.D.Credits Limited - one report that includes everything
- Company details, directors and signatories
- Historical financials and ratios
- Shareholding pattern and group structure
- Charges with holder and property details
- Legal cases, compliance and MCA filings
₹799 ₹999 20% off excluding 18% GST
Secure checkout · GST invoice included
Business activity
The main business activity of B.D.Credits is financial and insurance service. In detail, this covers financial and credit leasing activities.
| Main activity group code | Main activity | Business activity code | Business activity | Share of turnover |
|---|---|---|---|---|
| K | Financial and insurance Service | K5 | Financial and Credit leasing activities |
To see the full business activity and turnover split of B.D.Credits Limited, buy the company report.
Financials of B.D.Credits Limited
FY 2025 filings availableB.D.Credits Limited reported revenue of ₹1.94 Cr (up 1% YoY) for FY 2025.
Revenue · FY 2025
₹1.94 Cr ▲ 1%
Net profit · FY 2025
₹34.16 Lakh margin 17.6%
EBITDA · FY 2025
₹1.03 Cr margin 53.2%
Compounded Annual Growth Rate (CAGR)
Revenue CAGR growth
1 year
▲ 1%
3 years · compounded
▲ 11%
5 years · compounded
▲ 8%
EBITDA CAGR growth
1 year
▲ 3%
3 years · compounded
▲ 10%
5 years · compounded
▲ 8%
Revenue has grown at a compounded annual rate (CAGR) of 8% over five years, including 1% growth in the latest year. EBITDA rose 3% in the latest year. Three- and five-year figures are compounded annual growth rates (CAGR): the steady yearly rate that links the first and the last year. All are worked out from the filed statements.
Financial Statement Summary
| Metrics | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 |
|---|---|---|---|---|---|
| Profit and Loss Statement | |||||
| Revenue from Operations | |||||
| Other Income | |||||
| Total Revenue | |||||
| Cost of Materials Consumed | |||||
| Employee Benefit Expense | |||||
| Finance Costs | |||||
| Depreciation and Amortisation | |||||
| Other Expenses | |||||
| Total Expenses | |||||
| EBITDA | ₹1.03 Cr | ||||
| Profit Before Tax | |||||
| Tax Expense | |||||
| Net Profit (PAT) | ₹34.16 Lakh | ||||
| Balance Sheet | |||||
| Share Capital | |||||
| Reserves and Surplus | |||||
| Net Worth (Total Equity) | |||||
| Long-term Borrowings | |||||
| Short-term Borrowings | |||||
| Trade Payables | |||||
| Total Liabilities | |||||
| Fixed Assets | |||||
| Investments | |||||
| Inventories | |||||
| Trade Receivables | |||||
| Cash and Bank Balance | |||||
| Total Assets | |||||
Financial Ratios
| Metrics | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 |
|---|---|---|---|---|---|
| Profitability | |||||
| EBITDA Margin | 53.2% | ||||
| Net Profit Margin | 17.6% | ||||
| Return on Equity (ROE) | |||||
| Return on Capital Employed (ROCE) | |||||
| Return on Assets (ROA) | |||||
| Liquidity and Debt | |||||
| Current Ratio | |||||
| Quick Ratio | |||||
| Debt-to-Equity Ratio | |||||
| Interest Coverage Ratio | |||||
| Efficiency and Growth | |||||
| Asset Turnover | |||||
| Receivable Days | |||||
| Payable Days | |||||
| Inventory Days | |||||
| Revenue Growth | |||||
| Net Profit Growth | |||||
To see the full financial statements and ratios of B.D.Credits Limited, buy the company report.
Board of directors of B.D.Credits Limited
B.D.Credits has 4 current directors and 4 former directors. Current directors are listed first, with their designation and appointment date.
Current Directors
| Name | Designation | Appointment Date | Tenure | Status |
|---|---|---|---|---|
| Sunil Kumar Aggarwal | Managing Director | 05 Jul 2001 | 25 Years 3 Months | Current |
| Pinki Aggarwal | Whole-Time Director | 05 Jul 2001 | 25 Years 3 Months | Current |
| Shri Kant Aggarwal | Whole-Time Director | 31 Mar 2010 | 16 Years 6 Months | Current |
| Vinit Kumar Aggarwal | Director | 26 Oct 2016 | 10 Years 0 Months | Current |
Auditor
B.D.Credits Limited is audited by SINGH HARBEER & ASSOCIATES for the financial year 2018.
| Auditor firm | Financial year | Firm registration number |
|---|---|---|
| SINGH HARBEER & ASSOCIATES | FY 2018 | 017247N |
Shareholding
The shareholding of B.D.Credits Limited is on record for 3 financial years, the latest being FY 2018, split between promoters, domestic institutions, foreign institutions, public shareholders and others.
| Shareholder category | FY 2018 | FY 2017 | FY 2016 |
|---|---|---|---|
| Promoters | |||
| Domestic institutional investors (DII) | |||
| Foreign institutional investors (FII) | |||
| Public | |||
| Others |
To see the full shareholding pattern of B.D.Credits Limited, buy the company report.
Charges & borrowings
Open charges
₹4 Lakh
Satisfied charges
₹45.95 Lakh
Breakdown by lending institutions
Latest charge details
| Date | Charge ID | Lender | Amount | Status | Modified or satisfied on |
|---|---|---|---|---|---|
| 10 Jun 2020 | 100389938 | Axis Bank Limited | ₹18.55 Lakh | Satisfied | |
| 04 Oct 2019 | 100304551 | Others | ₹4 Lakh | Satisfied | |
| 13 Jun 2012 | 10363878 | Bank of Baroda | ₹5 Lakh | Satisfied | |
| 07 Feb 2012 | 10341381 | Bank of Baroda | ₹4 Lakh | Satisfied | |
| 19 Dec 2010 | 10258922 | Bank of Baroda | ₹3 Lakh | Satisfied |
To see the full charge records of B.D.Credits Limited, buy the company report.
Total charge records: 6 View all charges
Legal cases
B.D.Credits Limited has 477 court cases on record: 462 filed by B.D.Credits, 15 filed against it. 94 cases are pending and 383 are disposed.
Total cases
477
Filed by the company
462
Filed against the company
15
Pending
94
Disposed
383
Cases by court
| Court | Cases | Against the company | Pending |
|---|---|---|---|
| District courts | 475 | 15 | 94 |
| High courts | 2 | 0 | 0 |
Cases on record (5 of 477)
| Court | Type of case | Party | Status |
|---|---|---|---|
| District court, North, Delhi | Appeal | Filed against the company by an individual | Pending |
| District court, North, Delhi | Arbitration matter | Filed by the company against an individual | Pending |
| District court, West, Delhi | Cheque dishonour complaint | Filed by the company against an individual | Pending |
| District court, West, Delhi | Cheque dishonour complaint | Filed by the company against an individual | Pending |
| District court, North, Delhi | Arbitration matter | Filed by the company against an individual | Pending |
To see the full case history of B.D.Credits Limited, buy the company report.
Case records are compiled from court listings and may lag the court's own records. A case filed against a company is not a finding against it.
MSME payment delays
No delayed payments to MSME suppliers are on our record for B.D.Credits Limited; the supplier-wise MSME Form 1 check is in the company report Buy the company report.
GST
B.D.Credits has 1 GST registration: 1 active.
Total GSTINs
1
Active
1
| GSTIN | State | Status | Registered on |
|---|---|---|---|
| 07AAACB0200A1ZX | Delhi | Active | 01 Jul 2017 |
To see the full GST registrations and return filing status of B.D.Credits Limited, buy the company report.
Recent activity
B.D.Credits Limited has 8 board changes on record since 2001: 4 appointments and 4 cessations. The latest: Vinit Kumar Aggarwal was appointed as Director on 26 Oct 2016.
AGM
B.D.Credits Limited last Annual general meeting of members was held on 30 Sep 2025 as per latest MCA records.
Filing
B.D.Credits Limited has filed its annual Financial statements for the year ended 31 Mar 2025 with Roc Delhi.
Charges
A charge registered on 04 Oct 2019 via Charge ID 100304551 with Others was fully satisfied on 07 Feb 2025.
Charges
A charge registered on 10 Jun 2020 via Charge ID 100389938 with Axis Bank Limited was fully satisfied on 12 May 2023.
Charges
A charge with Axis Bank Limited amounted to Rs. 0.19 Cr with Charge ID 100389938 was registered on 10 Jun 2020.
Charges
A charge with Others amounted to Rs. 0.04 Cr with Charge ID 100304551 was registered on 04 Oct 2019.
Appointed
Vinit Kumar Aggarwal was appointed as Director.
Ceased
Pinki Aggarwal ceased to be Director.
Ceased
Sunil Kumar Aggarwal ceased to be Whole-Time Director.
Charges
A charge registered on 27 Sep 2010 via Charge ID 10245955 with Bank Of Baroda was fully satisfied on 16 Feb 2016.
Charges
A charge registered on 13 Jun 2012 via Charge ID 10363878 with Bank Of Baroda was fully satisfied on 08 Jul 2014.
Charges
A charge registered on 07 Feb 2012 via Charge ID 10341381 with Bank Of Baroda was fully satisfied on 08 Jul 2014.
11 earlier events are in the company report.
Frequently asked questions
B.D.Credits is an active public limited company based in New Delhi, Delhi, India. The company works in asset financing companies, within the financial services industry. It was incorporated on 27 May 1992 (34+ years old) and is registered under CIN U00000DL1992PLC048936.
B.D.Credits has 4 current directors:
- Sunil Kumar Aggarwal - Managing Director
- Pinki Aggarwal - Whole-Time Director
- Shri Kant Aggarwal - Whole-Time Director
- Vinit Kumar Aggarwal - Director
The latest financial statements of B.D.Credits on record with the MCA are for the year ended 31 March 2025. Its last annual general meeting was held on 30 September 2025. Year-wise statements from 2015 are in the company report.
The GSTIN of B.D.Credits is 07AAACB0200A1ZX, registered in Delhi.
The CIN (Corporate Identification Number) of B.D.Credits is U00000DL1992PLC048936. It is issued by the Ministry of Corporate Affairs under the Companies Act, 2013, and uniquely identifies the company in India.
B.D.Credits has 477 court cases on record: 462 filed by the company and 15 filed against it. 94 are pending. Most are in the district courts.
B.D.Credits was incorporated on 27 May 1992, making it 34+ years old. It is registered with the Registrar of Companies, Delhi.
Vinit Kumar Aggarwal was appointed as Director on 26 Oct 2016. Pinki Aggarwal ceased to be Director on 31 Mar 2016. Sunil Kumar Aggarwal ceased to be Whole-Time Director on 31 Mar 2016. B.D.Credits has 8 board changes on record in total.
Yes, B.D.Credits is registered as a micro enterprise under Udyam registration (number: UDYAM-DL-06-0018530).
The registered office of B.D.Credits is at 31 Amar Park Zakhira New Rohtak Rd Delhi, New Delhi, Delhi, India – 110035.